SHORT TERM PLAN CORPORATE GOVERNANCE

PT Bank Mandiri Persero Tbk. 11 Mandiri Disseminates the Entrepreneurship Module Phase II to 213 Universities in Indonesia 12 Bank Mandiri Supports the Pertamina EP vendor 16 Bank Mandiri Enhances the e-Toll Card Penetration 20 In Collaboration with Angkasa Pura I, Bank Mandiri Disburses The Community Development Funds 23 Bank Mandiri Pays Dividend at Rp104.97 Per Share 26 Bank Mandiri Facilitates Rp530 Billion of Investment Loan to Summarecon group 27 Strengthening the International Business, Bank Mandiri Launchs the Shanghai Branch Oice, The First Indonesian Bank to open branch oice in China  MAy 02 Bank Mandiri Grants Rp1.4 Billion for the Improvement of Marinir Cilandak Hospital 03 Bank Mandiri Finances the 2,400 Hectare of Rice Field Development in South Sumatra 06 Providing Easy Access Facility, Bank Mandiri Targets Rp73 Trillion from the SME Segment 12 Improving Education Facility, Bank Mandiri Provides Rp4.7 Billion Grant 15 Mandiri Disburses a Total Loan Equivalent to US300 Million to PT Krakatau Steel 21 Bank Mandiri Conducts the Joint-Business Development with Askrindo 24 Mandiri Supports The Creation of Quality HR of Risk Management 26 Improving the Quality of Environment and Community Capacity of Bali, Mandiri Provides Rp741.9 Million Grant 28 Enhancing Treasury Service, Bank Mandiri Adds Regional Treasury Marketing Oices in Batam, Solo, Denpasar and Medan 30 Organizing a Congress, Banker Association for Risk Management Bara Committed To Improving The Role in the Development of Indonesian Banking Industry 31 Creating Resilient Entrepreneurs, Bank Mandiri Organizes an Open Lecture  JuNE 01 Mandiri Disburses Rp702.187 Billion of Loan for the constructions of Gempol-Pasuruan Toll 04 ATM Bank Mandiri Reaches 10,000 units 06 Bank Mandiri Provides Assistance to UNAIR Education Hospital 07 Bank Mandiri Facilitates the On-line Payment for the Port Services 11 Organizing the CFO Forum, Mandiri Supports the Eiciency in Business World 12 Bank Mandiri Leads the Syndication Loan for Gempol – Pandaan Toll Construction. 13 • Expanding Banking Access, Bank Mandiri Launchs New Branch Oice • Bank Mandiri Manages the Operational Transactions of Pertamina Retails 14 • Mandiri Organizes Chief Financial Oicers gathering to Promote the Industrial Competitive Advantage • Bank Mandiri Summons Berlian Laju Tanker To Pay Of Their Loan 15 Bank Mandiri Grants Rp2 Billion for the provision of Prosthetic Legs PT Bank Mandiri Persero Tbk. PRess ReLeAse BAnK mAnDiRi 2012 19 • Mandiri Disburses Rp103.8 Billion of Loan To Hotel Indonesia Natour • Strengthening Credit Card and Debit Card Business, Mandiri Collaborates with Hoka-Hoka Bento 28 Mandiri Assists 5,300 Orphans and Less-privileged Children while Introducing the Entrepreneurship Program to them  AuGuST 01 Bank Mandiri Provides Banking Transaction Service for Foreign Investors 02 Bank Mandiri Issues a Stand By Loan of Rp1 Trillion and Notional Pooling Management to Semen gresik group 06 Bank Mandiri Sells 4,400 Packages of Cheap Basic Foods in Kolinlamil Headquarter 08 Bank Mandiri Provides 8,500 Basic Foods Packages during SOE’s Pasar Murah 12 Bank Mandiri and PBNU Organizes a joint Homecoming program 13 MBM Challenge Ceremony, Bank Mandiri developed the Social Entrepreneur 26 Bank Mandiri voted The Best Bank in Indonesia Award 29 Mandiri Launches The Operations of PLMTH Sukabumi 30 Promoting Investment, Bank Mandiri Supports The Indonesia Investor Day in Hong Kong  SEPTEMBER 05 Bank Mandiri Supports the Production Improvement of Salt Farmers in Madura 21 Another Award for Bank Mandiri for the Best gCg Implementation 28 Anticipating Higher Competition, Bank Mandiri Continues To Improve its Service 29 • Enhancing Customer Loyalty, Bank Mandiri Organizes Mandiri Fiesta 2012 • Mandiri Young Entreprenuer Program Receives International Recognition  JuLy 05 Developing SME Indonesia Development, Mandiri Extends an Education to the Businessmen 06 • Mandiri Supports The Policy on Foreign Exchange Settlements for Export • Enhancing Quality of Life, Mandiri Grants a Clean water Facility in Pasuruan 09 Supporting the construction of the Nusa Dua – Ngurah Rai – Benoa Toll, Mandiri Disburses Rp445 Billion of Loan 11 Developing Business, Mandiri Improves Its Risk Management and Safety 12 Bank Mandiri voted The Best Bank in Indonesia 15 Bank Mandiri’s Hong Kong Oice Strengthens its Remittance 16 Mandiri Awards 30 Neighborhoods with Cleanliness Champions under the Mandiri My Clean City My Jakarta Program - Phase II 17 Strengthening Credit Card Business, Mandiri Collaborates with Citilink Indonesia 18 • Enhancing Mobile Banking Transaction, Mandiri Provides Banking Application for iPhone, Android and Blackberry • Bank Mandiri Inaugurates 72 Oices for SME’s Loan Transaction Service PT Bank Mandiri Persero Tbk. 07 Promoting Education, Bank Mandiri Extends the Appreciation To High Achiever Teachers 10 Supporting National Investment growth, Mandiri Supports The Indonesia Investment Forum 2012 12 • Enhancing Credit Card Business, Bank Mandiri Collaborates with Merpati Nusantara Airlines • Bank Mandiri Disburses Rp250 Billion of Loan To Metropolitan Land 17 Enhancing Investment, Mandiri organizes The Indonesia Investment Forum 18 The Signing of working Capital Loan Agreement between PT Pelabuhan Indonesia II Persero and PT Bank Negara Indonesia Persero Tbk and PT Bank Mandiri Persero Tbk 19 Promoting the Spirit of Entrepreneurship, Bank Mandiri Organizes the National Lecturer Series 21 Collaborating with Semen gresik, Mandiri disburses Rp2.5 Billion for CSR Activities in East Java 27 Consistency in Maintaining growth Enables Mandiri To be The Best Bank 28 Increasing Credit Card Transaction, Mandiri launchs Promotion Program with Think BIg Digital  OCTOBER 1 Targeting on Treasury Business growth, Bank Mandiri launchs the Mandiri e-fx 3 Supporting Mentoring Partners Development, Bank Mandiri organizes a Pasar Indonesia Bazaar 3 Mandiri Bersama Mandiri MBM Challenge creates 13 Best Socio-Entrepreneurs Teams 7 Celebrating Anniversary, Bank Mandiri organizes Mandiri Run for Our Nation and launches the Travel Card and E-Money Card 11 Mandiri Organizes the Mandiri Education and Mandiri young Entrepreneur workshop to advance the Indonesian youths 14 Bank Mandiri Strengthens Its Export Transaction Service Through Mandiri global Trade 15 Mandiri Organizes the Environmental Education program in Tasikmalaya 17 Bank Mandiri Disburses US52 Million of working Capital Loan to Nusantara Regas 18 Bank Mandiri Collaborates with ASEI to promote Exports to Non Traditional Markets 19 Bank Mandiri Collaborates with Pos Indonesia To Strengthen Micro Services 22 Promoting Education Facility to Remote Islands, Bank Mandiri and TNI-AL Launches the Smart Ship 24 Bank Mandiri and TNI-AL organizes Pasar Murah Bazaar and free medical check ups 26 Bank Mandiri Employees Distribute the Ofering Meats to the less Privileged Dhuafa community 29 Bank Mandiri’s Total Assets reaches Rp588.4 Trillion, Due to loan growth of 22.8 31 Bank Mandiri and Telkom ofers economical Package for internet subscriptions.  NOvEMBER 07 Bank Mandiri ofers the service to Facilitate Fee Payments and claims for Jamsostek Participants  DECEMBER 07 Bank Mandiri grants Rp2.7 Billion for Public and Religious Facilities constructions in north sulawesi 17 Promoting sMe Development, Mandiri Disburses Rp4.4 Trillion of government Program loans in 2012 19 Bank Mandiri Facilitates Banking Transaction service for PT Angkasa Pura ii through Mandiri cash Management 20 Mandiri Prepares Rp14.8 Trillion for christmas and 2013 new year PT Bank Mandiri Persero Tbk. The visit of Syarifuddin Hasan Minister of Cooperatives, Mari Elka Pengestu Minister of Tourism and Creative Economy and Zulkili Zaini President Director of Bank Mandiri at the stand of Mitra Binaan Mandiri at 2012 Pasar Indonesia Event. Outstanding Teacher Award presentation by Minister of Education and Culture M. Noah along with President Director of Bank Mandiri, Zulkili Zaini PT Bank Mandiri Persero Tbk. PT Bank Mandiri Persero Tbk. Bank Mandiri’s social responsibility is implemented through the Partnership and Community Development Program PKBL that is based on the three main pillars, Education and Entrepreneurship Independence, Self-Reliant Community, and Environmentally Friendly Facility. The Bank ensures focused and guided implementations to generate sustainable beneits for the community. With the commitment to promoting the spirit of entrepreneurship and creating self-reliant communities, Bank Mandiri in 2012 focused its PKBL on the Mandiri Bersama Mandiri Program and Mandiri Young Entrepreneurs Program. CORPORATE SOCIAL RESPONSIBILITY PT Bank Mandiri Persero Tbk. PT Bank Mandiri Persero Tbk. CORPORATE SOCIAL RESPONSIBILITy EDUCATION AND ENTREPRENEURSHIP

I. OVERVIEW

Bank Mandiri has been implementing the CSRPKBL programs since the Bank’s irst inception. PKBL, which stands for Program Kemitraan Bina Lingkungan, is the Partnership Community Development Program of Bank Mandiri. During its implementation, the Bank continues to sharpen and renew the programs annually in order to improve the efectiveness of the programs and their impact to Bank Mandiri and the community. inspired by the vision “To develop self- relaint communities through the csR PKBl program, while at the same time growing to become the most progressif inancial institution in Indonesia”, the Bank’s CSRPKBL program is expected to deliver sustainable and signiicant impacts to the communities’ betterment. The contribution is not merely in the forms of donation but rather in changing the community’s paradigm so they can be more productive and active in contributing to the domestic economic growth. Bank Mandiri supports the small business development and competency improvements that can help stimulate the domestic economic driving force. The Bank’s intensive loans disbursements through the Partnership Program and its partners are intended to allow them access to banking facilities commercially and promote strong, independent and ethical entrepreneurship. In addition to the Partnership Program, Bank Mandiri also ofers the community Development Program as an efort to empower communities to create prosperity characterized by better social and economic conditions. Mandiri PKBl vision “Building self-Reliant indonesia” SELF-RELIANT COMMUNITY 1. integrated community mentoring capacity, infrastructure, capability, and access 2. Focusing on labor-intensive sectors: handicraftscreativity, tourism, agricultural and marine 3. empowerment of the underprivileged pro poor 4. Branding: Mandiri Bersama Mandiri program community Development Program EDUCATION ENTREPRENEURSHIP 1. creating a self-reliant future “leaders” who are ready to face global competition 2. education as the main requirement in creating future leaders 3. entrepreneurship as the path to create future leaders 4. Branding: Mandiri young entrepreneurs Mandiri cares About education programs ENVIRONMENTALLY FRIENDLY FACILITY 1. Providing water and energy facility which is the of a community basic infrastructure 2. Branding: Mandiri cares About the environment program Mandiri Peduli Lingkungan Program environment concerns program PT Bank Mandiri Persero Tbk. Companies can make positive contributions to the community and environment through Corporate Social Responsibility CSR programs. Among State - owned Enterprise SOE, including Bank Mandiri, the CSR program is known as the Partnership and Community Development Program PKBL, with the main focus to enchance the well - being of the Indonesian communities.

II. PKBL MANDIRI PILLARS

In 2012, Mandiri CSRPKBL strategy was implemented through the three pillars of activities established in 2011, including: 1. EDUCATION AND ENTREPRENEURSHIP 1.1. Mandiri young Entrepreneur Bank Mandiri has consistently been implementing this program since 2007 and believes it can prepare the young generation to excel in the global competition. The Mandiri young Entrepreneur wMM program focuses on the selection of young entrepreneurs and encourages them to pursue entrepreneurships. Bank Mandiri’s wMM program was initially driven by the concerns with the limited ability of the market to absorb workers, which, in turn leads to increase in unemployement amount people in productive age. The following are series of the wMM activity implemented since 2007 to 2012:

1.1.1. Workshop

The wMM workshop is aimed to provide general overview to the students regarding the entrepreneurship beneits. The workshop is organized by engaging the participation of experts and domestic businessmen as the spoke persons to provide insights and inspirations to the young generation so they can seriously consider being entrepreneurs. The WMM Workshop has been implemented in a number of major cities throughout the country, includes Surabaya, Bandung, Makassar, Yogyakarta, Manado, Malang, Medan, Participants of WMM Workshop Year Number of participating universities State Private Total Participants 2007 18 650 2008 123 4.428 2009 125 6.117 2010 321 6.300 2011 385 6.200 2012 400 6.500 Banjarmasin, Palembang, Denpasar, Bogor, Ambon, Jayapura, Balikpapan, Lampung and Mataram. In 2012, the workshop was organized in ive cities; Surabaya, Jakarta, Bandung, Yogyakarta, and Makassar. A number of successful businessmen were invited to share their experience and insights on entrepreneurship. Among the invited businessmen were Ananda Haris Siregar – CEO of Blitzmegaplex, Adrie Subono – Owner of Java Musikindo, Raden Ari Sudrajat – Founder CEO of PT Braincode Solution and Bong Chandra. The growth of the WMM workshop participants from 2007 to 2012 are as follows: PT Bank Mandiri Persero Tbk.

1.1.2. Awards

The awards represent Bank Mandiri’s appreciation and recognition for the achievements of the young generation in their eforts to become entrepreneurs. The awards include WMM Awards implemented since 2007 and MyT Awards implemented since 2011. coRPoRATe sociAl ResPonsiBiliTy Participants of WMM Awards year Total Provinces number of participating universities state Private Total Participants 2007 7 26 488 2008 24 198 1,057 2009 27 200 1,706 2010 33 413 3,294 2011 32 386 3,751 2012 33 430 4,725 in its implementation, the WMM Awards participants are grouped into two categories; diploma and graduates students and alumni and post-graduate students. The business activity is divided into four categories; catering, creativity, industry and trading and services. each winner receives the prizes including cash, trophy, certiicate and entrepreneurship mentoring support. The growth of WMM Awards participants from 2007 to 2012 is as follows: EDUCATION AND ENTREPRENEURSHIP WMM MYT 2012 Awards WMM Award : Mandiri Entrepreneurs Award MYT Award : Mandiri Young Technopreneur Award PT Bank Mandiri Persero Tbk. Participants of MyT Awards year Total Provinces Total State UniversityPrivate University Participants Total Participants 2011 33 111 488 2012 33 192 1,292 The competition in technology business category under the MyT Awards is divided into four-business groups; energy, water, information and communication as well as basic foods and agriculture. The winner of MYT Awards receives a project capital in addition to cash, trophy, certiicate and entrepreneurship mentoring support. The capital is intended to support the innovators to implement their respective technology so it can be realized and beneit the community welfare.

1.1.3. Entrepreneurship Mentoring

The advantage invested in the WMM and MYT Awards, compared with other programs, is in the intensive mentoring and coaching on entrepreneurship extended for the participants. The participants are provided with the knowledge to develop their future businesses. Every year, Bank Mandiri consistently organizes trainings on “Ethics for Entrepreneurs”. The training is intended to raise the awareness among the WMM and MYT winners and inalists of the need to practice business ethics as young entrepreneurs. In the future, they are expected to be role models for new entrepreneurs. Other trainings organized by Bank Mandiri for the WMM and MYT winners and inalists are “Building Maintaining Relationship”, “Managing The Brand Customer Experience” and “Public Speaking with Impact”. A total of 239 WMM and MYT participants took part in trainings on customer relationship, brand philosophy, and value creation in customer experience . In addition to those trainings, Bank Mandiri also provides assistance in promoting the product and the businesses of the WMM and MYT winners and inalists through a number of exhibitions domestically and overseas, as well as through publications on printed and electronic media. Bank Mandiri organized the WMM and MYT winners and inalists in 2012 to participate in the following events: Giftex Japan 2012, Congress of Indonesian Diaspora, Import Shop Berlin, Australia International Sourcing Fair, Intrade Malaysia, National Entrepreneurship Movement Expo, Inacraft 2012 and Pasar Indonesia. Other form of promotions were organized through the proiling and promotion of the WMM winners and inalists on Kompas newspaper, Kompas TV, Kontan tabloid, and Ide Bisnis magazine. 2012 WMM Workshop