Liabilities 12.49 RELATED PARTY TRANSACTIONS

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2012 AND 2011 Expressed in millions of Rupiah, unless otherwise stated Appendix 5151 55. SEGMENT INFORMATION continued 2011 Account Corporate Commercial and Business Micro and Retail Consumer Treasury and Financial Institution Institutional Banking Head Offce Subsidiary - Sharia Subsidiaries - other than Sharia Adjustment and elimination Total Consolidated statement of income Interest and sharia income 10,389,307 12,619,855 14,649,327 4,951,224 3,399,523 1,913,869 4,828,425 3,771,272 934,489 19,727,272 37,730,019 Interest and sharia expense 6,859,778 7,107,297 7,769,042 2,311,657 2,686,505 1,433,070 652,026 1,780,550 447,241 15,093,129 15,954,037 Net Interest and sharia income 3,529,529 5,512,558 6,880,285 2,639,567 713,018 480,799 4,176,399 1,990,722 487,248 4,634,143 21,775,982 Net Premium income - - - - - - - - 1,814,973 - 1,814,973 Net Interest and sharia and premium income 3,529,529 5,512,558 6,880,285 2,639,567 713,018 480,799 4,176,399 1,990,722 2,302,221 4,634,143 23,590,955 Other operating income: Other fees and commission 682,276 587,575 3,057,607 695,152 296,156 38,095 65,455 1,066,378 458,074 403,532 6,543,236 Others 59,231 712,712 695,208 220,216 1,178,142 - 2,351,443 15,370 357,152 364,359 5,225,115 Total 741,507 1,300,287 3,752,815 915,368 1,474,298 38,095 2,416,898 1,081,748 815,226 767,891 11,768,351 Allowancereversal for impairment losses on financial assets and others 709,810 916,264 546,167 685,893 108,978 - 318,972 345,696 109,511 - 2,885,391 Unrealised gainslosses from increasedecrease in fair value of marketable securities, Government Bonds, and policyholders’ investment in unit-linked contracts - - - - - - - - - 69,903 69,903 Gain on sale of marketable securities and Government Bonds - - - - - - - - - 117,136 117,136 Other operating expenses: Salaries and employee benefit 180,814 521,094 2,614,294 200,900 84,653 25,053 1,735,623 964,882 439,158 - 6,766,471 General and administrative expenses 97,404 202,492 2,015,869 178,488 70,278 28,036 2,606,018 923,645 455,413 - 6,577,643 Others - net 113,846 116,194 1,438,624 284,354 68,242 67,475 1,065,657 96,601 879,619 1,162,705 2,967,907 Total 392,064 839,780 6,068,787 663,742 223,173 120,564 5,407,298 1,985,128 1,774,190 1,162,705 16,312,021 Non operating income - net 537 25 9,774 - - - 78,523 6,289 67,954 - 163,102 Tax expense - - - - - - 3,262,688 196,864 356,598 - 3,816,150 Net income 3,169,699 5,056,826 4,027,920 2,205,300 2,073,121 398,330 1,679,194 551,071 945,102 4,052,290 12,695,885 Net income attributable to: Non controlling interest - - - - - - - - - - 449,841 Parent Company - - - - - - - - - - 12,246,044 Consolidated statements of financial position Loans - gross 106,247,237 110,877,330 11,844,853 38,999,351 1,372,380 - 4,620,950 36,469,154 881,941 219,890 311,093,306 Total Assets 115,649,949 116,354,048 36,806,214 40,879,324 25,420,176 1,672,008 154,150,251 48,673,337 19,628,129 7,341,732 551,891,704 Demand deposits 27,095,105 28,925,502 15,507,986 - 1,673,186 15,951,090 - 4,583,523 137,510 1,343,316 92,530,586 Saving deposits 1,139,367 3,521,369 144,289,431 - 12,761 125,544 - 512,340 267,521 - 149,868,333 Time deposits 27,011,301 15,309,001 77,484,128 - 2,940,633 19,249,773 - - 653,652 318,804 142,329,684 Total deposit from customers 55,245,773 47,755,872 237,281,545 - 4,626,580 35,326,407 - 5,095,863 1,058,683 1,662,120 384,728,603 Total Liabilities 60,307,568 49,686,276 240,073,092 385,113 20,459,215 37,611,842 21,404,415 45,598,909 10,053,139 34,199,819 451,379,750 Include a component of internal transfer pricing amongst operating segments. Include elimination of internal transfer pricing or reclassification amongst operating segment and elimination against Subsidiaries. NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2012 AND 2011 Expressed in millions of Rupiah, unless otherwise stated Appendix 5152 55. SEGMENT INFORMATION continued