PINJAMAN JANGKA PANJANG Lanjutan LONG-TERM BORROWINGS Continued PINJAMAN JANGKA PANJANG Lanjutan LONG-TERM BORROWINGS Continued

PT MITRA PINASTHIKA MUSTIKA Tbk DAN ENTITAS ANAK PT MITRA PINASTHIKA MUSTIKA Tbk AND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN INTERIM KONSOLIDASIAN 30 SEPTEMBER 2016 DAN 31 DESEMBER 2015, DAN PERIODE SEMBILAN BULAN BERAKHIR 30 SEPTEMBER 2016 DAN 2015 Lanjutan NOTES TO THE CONSOLIDATED INTERIM FINANCIAL STATEMENTS 30 SEPTEMBER 2016 AND 31 DECEMBER 2015, AND NINE-MONTH PERIODS ENDED 30 SEPTEMBER 2016 AND 2015 Continued Dalam jutaan Rupiah, kecuali dinyatakan khususIn millions of Rupiah, unless otherwise specified 71 20. PINJAMAN JANGKA PANJANG Lanjutan 20. LONG-TERM BORROWINGS Continued 31 DesemberDecember 2015 LanjutanContinued Setara RupiahRupiah equivalent Jasa keuangan Financial services Servis otomotif Automotive services Lainnya Other Jumlah Total Dalam ribuan Dolar AS In thousands of USD Jatuh tempo Maturity Pinjaman bank Lanjutan: Bank loans Continued: Dolar Amerika Serikat US Dollar The Bank of Tokyo-Mitsubishi UFJ Ltd. 150.306 256.588 - 406.894 29.496 2018 The Bank of Tokyo-Mitsubishi UFJ Ltd. PT Bank Resona Perdania 108.430 - - 108.430 7.860 2018 PT Bank Resona Perdania PT Bank ANZ Indonesia 99.473 - - 99.473 7.211 2017 PT Bank ANZ Indonesia Standard Chartered Bank Indonesia 95.909 - - 95.909 6.952 2017 Standard Chartered Bank Indonesia 454.118 256.588 - 710.706 2.311.487 256.588 149.724 2.717.799 Pinjaman sindikasi: Syndicated loan: Dolar Amerika Serikat US Dollar Standard Chartered Bank Indonesia 1.090.646 - - 1.090.646 79.061 2019 Standard Chartered Bank Indonesia Pinjaman dari pihak selain bank : Non-bank loans: Rupiah Rupiah PT Toyota Astra Financial Services - 26.590 - 26.590 2017 PT Toyota Astra Financial Services Jumlah 3.402.133 283.178 149.724 3.835.035 Total Jatuh tempo dalam setahun 1.648.780 80.890 34.087 1.763.757 Current maturities Bagian jangka panjang, setelah dikurangi bagian yang jatuh tempo dalam setahun 1.753.353 202.288 115.637 2.071.278 Long-term portions, net of current maturities PT MITRA PINASTHIKA MUSTIKA Tbk DAN ENTITAS ANAK PT MITRA PINASTHIKA MUSTIKA Tbk AND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN INTERIM KONSOLIDASIAN 30 SEPTEMBER 2016 DAN 31 DESEMBER 2015, DAN PERIODE SEMBILAN BULAN BERAKHIR 30 SEPTEMBER 2016 DAN 2015 Lanjutan NOTES TO THE CONSOLIDATED INTERIM FINANCIAL STATEMENTS 30 SEPTEMBER 2016 AND 31 DECEMBER 2015, AND NINE-MONTH PERIODS ENDED 30 SEPTEMBER 2016 AND 2015 Continued Dalam jutaan Rupiah, kecuali dinyatakan khususIn millions of Rupiah, unless otherwise specified PT Mitra Pinasthika Mustika 72 20. PINJAMAN JANGKA PANJANG Lanjutan 20. LONG-TERM BORROWINGS Continued 30 September September 2016 31 Desember December 2015 Kisaran suku bunga per tahun: Range of interest rates per annum: Rupiah 6,95 - 15,00 8,90 - 14,63 Rupiah Dolar Amerika Serikat 1,10 - 4,38 1,08 - 5,20 USD Jumlah pembayaran pokok pinjaman jangka panjang adalah sebagai berikut: The amounts principal repayments of the long-term borrowings were as follow: Untuk periode sembilan bulan yang berakhir 30 September 2016 For the nine-month period ended 30 September 2016 Untuk tahun yang berakhir 31 Desember 2015 For the year ended 31 December 2015 Rupiah 1.196.145 3.470.312 Rupiah Dolar Amerika Serikat 678.479 484.170 USD Dana yang diperoleh digunakan untuk, antara lain, modal kerja, pendanaan umum, dan investasi. The funds received were used for, among others, working capital, general funding, and investment. Pada tanggal 30 September 2016 dan 31 Desember 2015, pinjaman jangka panjang dijaminkan dengan aset Grup berikut ini: As of 30 September 2016 and 31 December 2015, long- term borrowings were secured by the Group’s assets as follow: 30 September September 2016 31 Desember December 2015 Kas yang dibatasi penggunaannya Catatan 5 - 5.882 Restricted cash Note 5 Piutang pembiayaan konsumen Catatan 7 3.217.723 3.211.945 Consumer financing receivables Note 7 Piutang sewa pembiayaan Catatan 8 1.325.214 985.975 Finance lease receivables Note 8 Aset tetap Catatan 13 39.679 37.716 Fixed assets Note 13 Grup diwajibkan oleh krediturnya untuk memenuhi, antara lain, batasan rasio keuangan. Pada tanggal 30 September 2016, Grup mematuhi pembatasan yang ada. The Group is required by the lenders to comply with, among others, financial ratio covenants. As at 30 September 2016, the Group has complied with the covenants.

21. MEDIUM TERM NOTES MTN

21. MEDIUM TERM NOTES MTN

30 September September 2016 Nilai nominal 300.000 Nominal value Biaya emisi yang belum diamortisasi 406 Unamortized issuance costs Biaya bunga yang masih harus dibayar - jangka pendek 2.838 Accrued interest - current Jumlah neto 302.432 Total net PT MITRA PINASTHIKA MUSTIKA Tbk DAN ENTITAS ANAK PT MITRA PINASTHIKA MUSTIKA Tbk AND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN INTERIM KONSOLIDASIAN 30 SEPTEMBER 2016 DAN 31 DESEMBER 2015, DAN PERIODE SEMBILAN BULAN BERAKHIR 30 SEPTEMBER 2016 DAN 2015 Lanjutan NOTES TO THE CONSOLIDATED INTERIM FINANCIAL STATEMENTS 30 SEPTEMBER 2016 AND 31 DECEMBER 2015, AND NINE-MONTH PERIODS ENDED 30 SEPTEMBER 2016 AND 2015 Continued Dalam jutaan Rupiah, kecuali dinyatakan khususIn millions of Rupiah, unless otherwise specified PT Mitra Pinasthika Mustika 73

21. MEDIUM TERM NOTES MTN

21. MEDIUM TERM NOTES MTN Lanjutan

Continued MTN MPM Finance I Tahun 2016 diterbitkan oleh Grup dalam 2 seri dengan rincian sebagai berikut: MTN MPM Finance I Tahun 2016 were issued by the Group in 2 series which have the following details: Nilai nominal Nominal valule Tanggal penerbitan Issuance date Tanggal jatuh tempo Maturity date Tingkat bunga Interest rate Seri A Rp 140.000 11 MaretMarch 2016 11 MaretMarch 2019 8,52 A Series Seri B Rp 160.000 28 AprilApril 2016 28 AprilApril 2019 7,77 B Series Dana yang diperoleh dari penerbitan MTN tersebut digunakan untuk mengembangkan usaha dan modal kerja. The proceeds from the issuance of MTN were used to develop the business and working capital. Berdasarkan perjanjian penerbitan MTN, Grup diharuskan untuk menaati pembatasan, termasuk mempertahankan rasio keuangan sebagai berikut: a. Rasio likuiditas lebih dari 1 b. Rasio gearing sama dengan atau kurang dari 7,5 Under the MTN issuance agreement, the Group is required to comply with the covenants, which include the maintenance by the Group of certain financial ratios as follows: a. Liquidity ratio of more than 1 b. Gearing ratio that is equal to or less than 7.5 Selain itu, selama pokok MTN belum dilunasi, Grup tidak diperkenankan antara lain, sesuai dengan penjelasan detil didalam perjanjian, untuk menjaminkan harta kekayaaan, melakukan penggabungan usaha, memberi pinjaman kepada pihak afiliasi, merubah bidang usaha utama, mengurangi modal dasar, modal ditempatkan, dan modal disetor, mengajukan permohonan pailit, serta mengadakan segala bentuk kerjasama yang mengakibatkan kegiatanoperasi Grup diatur oleh pihak lain. Moreover, to the extent that the MTN’s principal are still outstanding, Group is not permitted to, among others, as described in detail in the agreement, collateralize its assets, conduct a merger, provide loans to affiliated companies, change its main business, reduce the amount of its authorized, issued, and paid share capital, file for bankruptcy, and enter into any kind of agreements that cause its operations to be controlled by other party. Pada tanggal 30 September 2016, MTN dijaminkan dengan piutang sewa pembiayaan sebesar Rp 388.547 lihat Catatan 8 As at 30 September 2016, MTN were secured by the finance lease receivables amounting to Rp 388,547 see Note 8. Sampai dengan 30 September 2016, Grup mematuhi pembatasan keuangan seperti yang tertera diperjanjian penerbitan MTN. Through 30 September 2016, the Group has complied with the financial covenants stipulated in the MTN issuance agreement. 22. UTANG OBLIGASI 22. BONDS PAYABLE 30 September September 2016 31 Desember December 2015 Senior Notes nominal USD 200 juta 2.599.600 2.759.000 Senior Notes nominal of USD 200 million Biaya transaksi yang belum diamortisasi 44.617 57.706 Unamortized transaction costs Biaya bunga yang masih harus dibayar - jangka pendek 5.288 52.553 Accrued interest - current Jumlah neto 2.560.271 2.753.847 Total net