KAS YANG DIBATASI PENGGUNAANNYA

PT MITRA PINASTHIKA MUSTIKA Tbk DAN ENTITAS ANAK PT MITRA PINASTHIKA MUSTIKA Tbk AND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN INTERIM KONSOLIDASIAN 30 SEPTEMBER 2016 DAN 31 DESEMBER 2015, DAN PERIODE SEMBILAN BULAN BERAKHIR 30 SEPTEMBER 2016 DAN 2015 Lanjutan NOTES TO THE CONSOLIDATED INTERIM FINANCIAL STATEMENTS 30 SEPTEMBER 2016 AND 31 DECEMBER 2015, AND NINE-MONTH PERIODS ENDED 30 SEPTEMBER 2016 AND 2015 Continued Dalam jutaan Rupiah, kecuali dinyatakan khususIn millions of Rupiah, unless otherwise specified 40

6. PIUTANG USAHA

PIHAK KETIGA 6 . TRADE RECEIVABLES 30 September September 2016 31 Desember December 2015 Piutang usaha 801.543 963.102 Trade receivables Dikurangi: cadangan kerugian penurunan nilai 36.168 26.167 Less: allowance for impairment losses 765.375 936.935 Mutasi cadangan kerugian penurunan nilai adalah sebagai berikut: The movement of allowance for impairment loss is as follows: 30 September September 2016 31 Desember December 2015 Saldo awal 26.167 2.158 Beginning balance Penambahan cadangan, setelah pemulihan 10.001 24.020 Increase in allowance, net of amount recovered Penghapusan - 11 Written-off Saldo akhir 36.168 26.167 Ending balance Manajemen menilai bahwa cadangan kerugian penurunan nilai tersebut cukup untuk menutupi kerugian dari tidak tertagihnya piutang usaha. Management has assessed that the allowance for impairment losses is adequate to cover losses on uncollectible trade receivables. Pada tanggal 30 September 2016 dan 31 Desember 2015, tidak ada piutang usaha yang dijaminkan. As at 30 September 2016 and 31 December 2015, no trade receivables were pledged as collateral. Pada tanggal 30 September 2016 dan 31 Desember 2015, tidak ada piutang usaha dari pihak berelasi. As at 30 September 2016 and 31 December 2015, there were no trade receivables from related parties. 7. PIUTANG PEMBIAYAAN KONSUMEN 7. CONSUMER FINANCING RECEIVABLES 30 September September 2016 31 Desember December 2015 Piutang pembiayaan konsumen bruto 3.602.138 4.178.882 Gross consumer financing receivables Pendapatan pembiayaan konsumen yang belum diakui 629.661 753.664 Unearned consumer financing income 2.972.477 3.425.218 Dikurangi: cadangan kerugian penurunan nilai secara kolektif 102.284 108.168 Less: allowance for collective impairment losses Piutang pembiayaan konsumen, neto 2.870.193 3.317.050 Consumer financing receivables, net Bagian lancar, neto 1.519.924 1.905.376 Current portion, net Bagian tidak lancar, neto 1.350.269 1.411.674 Non-current portion, net PT MITRA PINASTHIKA MUSTIKA Tbk DAN ENTITAS ANAK PT MITRA PINASTHIKA MUSTIKA Tbk AND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN INTERIM KONSOLIDASIAN 30 SEPTEMBER 2016 DAN 31 DESEMBER 2015, DAN PERIODE SEMBILAN BULAN BERAKHIR 30 SEPTEMBER 2016 DAN 2015 Lanjutan NOTES TO THE CONSOLIDATED INTERIM FINANCIAL STATEMENTS 30 SEPTEMBER 2016 AND 31 DECEMBER 2015, AND NINE-MONTH PERIODS ENDED 30 SEPTEMBER 2016 AND 2015 Continued Dalam jutaan Rupiah, kecuali dinyatakan khususIn millions of Rupiah, unless otherwise specified 41 7. PIUTANG PEMBIAYAAN KONSUMEN 7. CONSUMER FINANCING RECEIVABLES Lanjutan Continued Mutasi cadangan kerugian penurunan nilai adalah sebagai berikut: The movement in allowance for impairment loss is as follows: 30 September September 2016 31 Desember December 2015 Saldo awal 108.168 109.222 Beginning balance Penambahan cadangan 173.765 206.104 Increase in allowance Penghapusan 179.649 207.158 Written-off Saldo akhir 102.284 108.168 Ending balance Manajemen menilai bahwa cadangan kerugian penurunan nilai telah memadai untuk menutup kemungkinan kerugian dari tidak tertagihnya piutang. Management has assessed that the allowance for impairment losses is adequate to cover possible losses on uncollectible receivables. Piutang pembiayaan konsumen dijamin oleh Bukti Pemilikan Kendaraan Bermotor BPKB dari kendaraan bermotor terkait. The consumer financing receivables are secured by the related certificates of ownership BPKB of the corresponding vehicles. Pada tanggal 30 September 2016 dan 31 Desember 2015, piutang pembiayaan konsumen bruto yang dijadikan jaminan atas pinjaman bank masing-masing sebesar Rp 3.217.723 dan Rp 3.211.945 lihat Catatan 20. As at 30 September 2016 and 31 December 2015, gross consumer finance receivables pledged as collateral for bank loans amounted to Rp 3,217,723 and Rp 3,211,945, respectively see Note 20. Pada tanggalAs of 30 September September 2016 31 Desember December 2015 Tingkat suku bunga rata-rata per tahun atas piutang pembiayaan konsumen: Average interest rates per annum for consumer financing receivables: Kendaraan bermotor roda empat 19,09 20,08 Four-wheel vehicles Kendaraan bermotor roda dua 21,35 22,44 Two-wheel vehicles Pada tanggal 30 September 2016 dan 31 Desember 2015, tidak ada piutang pembiayaan konsumen dari pihak berelasi. As at 30 September 2016 and 31 December 2015, there were no consumer financing receivables from related parties.