Deposito berjangka dan call deposits Time and call deposits

DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN UNTUK PERIODE YANG BERAKHIR PADA 30 SEPTEMBER 2015 Disajikan dalam ribuan Rupiah, kecuali dinyatakan lain Lanjutan PT SEMEN INDONESIA PERSERO Tbk AND ITS SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE PERIOD ENDED SEPTEMBER 30, 2015 Expressed in thousands of Rupiah, unless otherwise stated Continued - 54 - Suku bunga tahunan atas deposito berjangka dan call deposits adalah sebagai berikut: Annual interest rates on time and call deposits are as follows: 30 September 31 Desember September 30, December 31, 2015 2014 Unaudited Unaudited Rupiah 7,50 - 10,75 4,00 - 11,00 Rupiah Dolar Amerika Serikat 2,95 - 2,95 1,00 - 2,95 United States Dollars Euro 1,50 - 1,50 1,50 - 1,50 Euro Rincian transaksi dan saldo dengan pihak berelasi diungkapkan dalam Catatan 42. Details of related party transactions and balances are disclosed in Note 42. 6. INVESTASI JANGKA PENDEK 6. SHORT-TERM INVESTMENTS 30 September 31 Desember September 30, December 31, 2015 2014 Unaudited Unaudited Reksadana 90.147.652 89.609.249 Mutual Fund Kepemilikan saham dibawah 20 - Share ownership less than 20 - PT Eternit Gresik 1.861.173 1.861.173 PT Eternit Gresik PT Sumatera Utara Perkasa Semen 402.000 402.000 PT Sumatera Utara Perkasa Semen Jumlah 92.410.825 91.872.422 Total \ Berikut ini rincian nilai wajar reksadana pada tanggal 30 September 2015 dan 31 Desember 2014: Below is details of fair value of mutual funds as at September 30, 2015 and December 31, 2014: 30 September 31 Desember September 30, December 31, 2015 2014 Unaudited Unaudited Reksadana Terproteksi CIMB-Principal Reksadana Terproteksi CIMB-Principal CPF XII 90.155.761 89.522.346 CPF XII 90.155.761 89.522.346 Untuk tujuan pengelompokkan instrumen keuangan, investasi di reksadana dan investasi saham kurang dari 20 dan tidak mempunyai pengaruh signifikan dikelompokkan sebagai investasi AFS, sedangkan deposito dikelompokkan sebagai pinjaman yang diberikan dan piutang. For the purpose of financial instrument classification, investment in mutual fund, and investment in shares less than 20 and has no significant influences are classified as AFS investment, while time deposits are classified as loans and receivables. Nilai wajar reksadana ditetapkan berdasarkan nilai pasar yang dikeluarkan oleh PT CIMB-Principal Asset Management. The fair value of mutual fund is determined based on market prices published by PT CIMB-Principal Asset Management. Rincian transaksi dan saldo dengan pihak berelasi diungkapkan dalam Catatan 42. Details of related party transactions and balances are disclosed in Note 42. DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN UNTUK PERIODE YANG BERAKHIR PADA 30 SEPTEMBER 2015 Disajikan dalam ribuan Rupiah, kecuali dinyatakan lain Lanjutan PT SEMEN INDONESIA PERSERO Tbk AND ITS SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE PERIOD ENDED SEPTEMBER 30, 2015 Expressed in thousands of Rupiah, unless otherwise stated Continued - 55 - 7. PIUTANG USAHA

7. TRADE RECEIVABLES

30 September 31 Desember September 30, December 31, 2015 2014 Unaudited Unaudited Pihak ketiga: Third parties: Rupiah 2.867.833.334 2.550.117.743 Rupiah Dolar Amerika Serikat 24.595.688 27.613.160 United States Dollars Dong Vietnam 36.724.706 28.273.053 Vietnamese Dong 2.929.153.728 2.606.003.956 Dikurangi: Less: Cadangan penurunan nilai 63.970.920 52.350.448 Allowance for impairment losses 2.865.182.808 2.553.653.508 Pihak berelasi: Related parties: Rupiah 867.083.385 755.859.388 Rupiah Dong Vietnam 12.821.933 11.924.719 Vietnamese Dong 879.905.318 767.784.107 Dikurangi: Less: Cadangan penurunan nilai 21.912.991 20.190.311 Allowance for impairment losses 857.992.327 747.593.796 Jumlah 3.723.175.135 3.301.247.304 Total Sebelum menerima setiap pelanggan baru, Grup menggunakan sistem penilaian secara internal untuk menilai potensi pelanggan. Untuk selanjutnya batasan yang diatribusikan kepada pelanggan ditinjau minimal 2 kali setahun. Before accepting any new customer, the Group uses an internal assessment system to assess the potential customer. In addition further restrictions attributable to the customer are evaluated at least 2 times a year. Pada tanggal 30 September 2015, rincian pelanggan dengan nilai piutang melebihi 5 dari jumlah saldo piutang usaha adalah sebagai berikut: The details of the customer with the value of receivables exceeds 5 of the total trade receivable balance as of September 30, 2015 are as follows: Saldo piutang usaha Persentase dari total piutang usaha Trade receivable As a percentage of PelangganCustomer balance trade receivable balance PT Varia Usaha 269.561.128 7,24 Koperasi Warga Semen Gresik 248.497.619 6,67 Rincian transaksi dan saldo dengan pihak berelasi diungkapkan dalam Catatan 42. Details of related party transactions and balances are disclosed in Note 42.