Berdasarkan jenis, By type, currency and collectibility

Indonesian language. PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAKNYA CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 Maret 2016 dan 31 Desember 2015 Serta Periode Yang Berakhir Pada tanggal 31 Maret 2016 dan 2015 Disajikan dalam jutaan rupiah, kecuali dinyatakan lain PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND ITS SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS As of March 31, 2016 and December 31, 2015 And For the Period Then ended March 31, 2016 and 2015 Expressed in millions of rupiah, unless otherwise stated 99 12. KREDIT YANG DIBERIKAN lanjutan 12. LOANS continued

a. Berdasarkan jenis,

mata uang dan kolektibilitas lanjutan

a. By type,

currency and collectibility continued Rincian kredit yang diberikan berdasarkan kolektibilitas adalah sebagai berikut: Loans based on collectibility are as follows: 31 Maret 31 Desember March 31, 2016 December 31, 2015 Pokok Cadangan Pokok Cadangan Principal Allowance Principal Allowance Individual 682.362 372.191 720.019 459.323 Individual Kolektif Collective Lancar 52.571.021 20.668 52.630.546 18.842 Current Dalam perhatian khusus 1.213.930 22.062 1.203.143 19.813 Special mention Kurang lancar 70.603 10.567 54.161 9.068 Substandard Diragukan 142.002 33.822 94.254 25.612 Doubtful Macet 787.887 617.243 859.273 660.566 Loss Total 55.467.805 1.076.553 55.561.396 1.193.224 Total b. Berdasarkan sektor ekonomi b. By economic sector 31 Maret 31 Desember March 31, 2016 December 31, 2015 Perdagangan 2.213.607 2.570.915 Trading Jasa-jasa dunia usaha 3.704.995 3.633.255 Business services Konstruksi 2.372.022 3.626.371 Construction Industri 1.560.503 1.570.842 Industry Pertanian 877.927 923.113 Agriculture Listrik,gas, dan air 268.516 272.991 Electricity,gas, and water Pengangkutan dan pergudangan 72.018 88.769 Transportation and warehousing Jasa-jasa sosial 139.434 142.644 Social services Pertambangan 17.030 19.380 Mining Lain-lain 44.241.753 42.713.116 Others Total 55.467.805 55.561.396 Total Cadangan kerugian Allowance penurunan nilai 1.076.553 1.193.224 for impairment losses Neto 54.391.252 54.368.172 Net Rincian kredit yang diberikan kepada sektor ekonomi “Lain-lain” adalah sebagai berikut: The details of loans granted to “Others” are as follows: 31 Maret 31 Desember March 31, 2016 December 31, 2015 Guna Bhakti 33.916.595 30.014.022 Guna Bhakti Purna Bhakti 1.744.894 1.610.545 Purna Bhakti Graha Bhakti 1.213 1.436 Graha Bhakti Lain-lain 8.579.051 11.087.113 Others Total 44.241.753 42.713.116 Total Indonesian language. PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAKNYA CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 Maret 2016 dan 31 Desember 2015 Serta Periode Yang Berakhir Pada tanggal 31 Maret 2016 dan 2015 Disajikan dalam jutaan rupiah, kecuali dinyatakan lain PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND ITS SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS As of March 31, 2016 and December 31, 2015 And For the Period Then ended March 31, 2016 and 2015 Expressed in millions of rupiah, unless otherwise stated 100 12. KREDIT YANG DIBERIKAN lanjutan 12. LOANS continued