Indonesian language.
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAKNYA CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN 31 Maret 2016 dan 31 Desember 2015
Serta Periode Yang Berakhir Pada tanggal 31 Maret 2016 dan 2015
Disajikan dalam jutaan rupiah, kecuali dinyatakan lain
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
AND ITS SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS As of March 31, 2016 and December 31, 2015
And For the Period Then ended March 31, 2016 and 2015
Expressed in millions of rupiah, unless otherwise stated
78
6. GIRO PADA BANK LAIN lanjutan 6. CURRENT ACCOUNTS WITH OTHER BANKS
continued c. Berdasarkan bank
c. By bank
31 Maret 31 Desember
March 31, 2016 December 31, 2015
Rupiah Rupiah
Bank Pemerintah Daerah Regional Banks
PT BPD Jawa Tengah 304
728 PT BPD Jawa Tengah
PT BPD Jawa Timur, Tbk 98
238 PT BPD Jawa Timur, Tbk
PT BPD Sumatera Utara 10
50 PT BPD Sumatera Utara
PT BPD Kalimatan Selatan 19
18 PT BPD Kalimatan Selatan
PT BPD DKI 18
18 PT BPD DKI
PT BPD Sulawesi Selatan PT BPD Sulawesi Selatan
dan Sulawesi Barat 5
6 and Sulawesi Barat
PT BPD Bali 5
5 PT BPD Bali
PT BPD Kalimantan Timur 4
4 PT BPD Kalimantan Timur PT BPD Lampung
151 1
PT BPD Lampung PT BPD Riau Kepri
1 1
PT BPD Riau Kepri PT BPD Sulawesi Utara
2 1
PT BPD Sulawesi Utara PT BPD Sumatera Selatan
PT BPD Sumatera Selatan dan Bangka Belitung
1 1
dan Bangka Belitung BPR
5 -
BPR 623
1.071
Bank Umum Commercial Banks
PT Bank Central Asia Tbk 31.225
21.411 PT Bank Central Asia Tbk
PT Bank Rakyat Indonesia PT Bank Rakyat Indonesia
Persero Tbk 4.722
13.204 Persero Tbk
PT Bank Negara Indonesia PT Bank Negara Indonesia
Persero Tbk 2.974
1.964 Persero Tbk
PT Bank CIMB Niaga Tbk 10.842
1.425 PT Bank CIMB Niaga Tbk
PT Bank OCBC NISP Tbk 412
778 PT Bank OCBC NISP Tbk
PT Bank Mandiri Persero Tbk 915
410 PT Bank Mandiri Persero Tbk
PT Bank Andara 413
226 PT Bank Andara
PT Bank Tabungan Pensiunan PT Bank Tabungan Pensiunan
Nasional Tbk 97
97 Nasional Tbk
PT Bank Sahabat Sampoerna 79
76 PT Bank Sahabat Sampoerna
PT Bank Danamon Indonesia Tbk 40
41 PT Bank Danamon Indonesia Tbk
PT Bank Himpunan PT Bank Himpunan
Saudara 1906 Tbk 1
2 Saudara 1906Tbk
51.720 39.634
52.343 40.705
Mata uang asing Foreign currencies
Citibank, N.Y 72.436
45.057 Citibank, New York
Standard Chartered Bank, 21.463
41.341 Standard Chartered Bank
PT Bank Central Asia Tbk 9.697
28.134 PT Bank Central Asia Tbk
PT Bank Negara Indonesia PT Bank Negara Indonesia
Persero Tbk 106.860
11.710 Persero Tbk
PT Bank Mandiri Persero Tbk 6.879
6.926 PT Bank Mandiri Persero Tbk
Commerzbank, AG 6.257
4.858 Commerzbank, AG
Australia and New Zealand Bank, 2.166
1.109 Australia and New Zealand Bank,
National Australian Bank Ltd 4
1.057 National Australian Bank Ltd
Overseas-Chinese Banking Overseas-Chinese Banking
Corporation, Ltd 225
517 Corporation, Ltd
Industrial and Commercial Industrial and Commercial
Bank Of China, Ltd 198
96 Bank Of China, Ltd
Indover Bank, Amsterdam 62
62 Indover Bank, Amsterdam
226.247 140.867
Total 278.590
181.572 Total
Indonesian language.
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAKNYA CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN 31 Maret 2016 dan 31 Desember 2015
Serta Periode Yang Berakhir Pada tanggal 31 Maret 2016 dan 2015
Disajikan dalam jutaan rupiah, kecuali dinyatakan lain
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
AND ITS SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS As of March 31, 2016 and December 31, 2015
And For the Period Then ended March 31, 2016 and 2015
Expressed in millions of rupiah, unless otherwise stated
79
6. GIRO PADA BANK LAIN lanjutan 6. CURRENT ACCOUNTS WITH OTHER BANKS
continued c. Berdasarkan bank lanjutan
c. By bank continued
31 Maret 31 Desember
March 31, 2016 December 31, 2015
Total 278.590
181.572 Total
Cadangan kerugian Allowance
penurunan nilai 62
62 for impairment losses
Neto 278.528
181.510 Net
Dalam giro pada bank lain termasuk giro yang didasarkan pada prinsip perbankan syariah
sebesar Rp4.038 dan Rp13.502 masing- masing pada tanggal 31 Maret 2016 dan
31 Desember 2015. Current accounts with other banks include
current accounts based on sharia banking principles amounting to Rp4,038 and
Rp13,502
as of March 31, 2016 and December 31, 2015, respectively.
d. Tingkat suku bunga rata-rata per tahun d. Average interest rates per annum
31 Maret 31 Desember
March 31, 2016 December 31, 2015,
Rupiah 1,66
1,66 Rupiah
Mata uang asing 0,00
0,00 Foreign currencies
e. Perubahan cadangan kerugian penurunan nilai
e. Movements in
the allowance
for impairment losses
31 Maret 31 Desember
March 31, 2016 December 31, 2015,
Saldo awal 62
91 Beginning balance
Pembalikan selama Reversal
tahun berjalan -
29 during the year
Saldo akhir 62
62 Ending balance
Manajemen berpendapat
bahwa jumlah
cadangan kerugian penurunan nilai di atas telah memadai.
Management believes
that the
above allowance for impairment losses is adequate.
Indonesian language.
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAKNYA CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN 31 Maret 2016 dan 31 Desember 2015
Serta Periode Yang Berakhir Pada tanggal 31 Maret 2016 dan 2015
Disajikan dalam jutaan rupiah, kecuali dinyatakan lain
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
AND ITS SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS As of March 31, 2016 and December 31, 2015
And For the Period Then ended March 31, 2016 and 2015
Expressed in millions of rupiah, unless otherwise stated
80
6. GIRO PADA BANK LAIN lanjutan 6. CURRENT ACCOUNTS WITH OTHER BANKS
continued f.
Berdasarkan kolektibilitas f.
By collectibility
Kolektibilitas giro pada bank lain adalah sebagai berikut:
The collectibility of current accounts with other banks are as follows:
31 Maret 31 Desember
March 31, 2016 December 31, 2015
Lancar 278.528
181.510 Current
Macet 62
62 Loss
Total 278.590
181.572 Total
Cadangan kerugian penurunan nilai
62 62
Allowance for impairment losses
Neto 278.528
181.510 Net
Pada tanggal 31 Maret 2016 dan 31 Desember 2015, tidak terdapat saldo giro pada bank lain yang
digunakan sebagai agunan. As of March 31, 2016 and December 31, 2015,
there are no current accounts with other banks which are used as collateral.
7. PENEMPATAN PADA BANK INDONESIA DAN BANK LAIN
7. PLACEMENTS WITH BANK INDONESIA AND OTHER BANKS
a. Berdasarkan jenis, hubungan dan mata uang
a. Based on type, relationship and currency
31 Maret 31 Desember
March 31, 2016 December 31, 2015
Jumlah nosional Jumlah nosional
mata uang asing mata uang asing
Notional amount Notional amount
in foreign Ekuivalen
in foreign Ekuivalen currencies
Rupiah currencies
Rupiah angka penuh Equivalent angka penuh Equivalent
full amount Rupiah
full amount Rupiah
Pihak berelasi Related parties
Rupiah Rupiah
Tabungan -
- Savings
Pihak ketiga
Third parties Rupiah
Rupiah
Deposit Facility Deposit Facility
Bank Indonesia 2.390.000
299.863 Bank Indonesia
Bank Indonesia Syariah 538.800
612.300 Bank Indonesia Syariah Call Money
965.000 1.837.197
Call Money Deposito berjangka
564.417 369.012
Time Deposits Tabungan
4.584 4.290
Savings SBSN BI
- -
Lainnya 308.584
- Others
4.771.385 3.122.662
Dolar Amerika Serikat United States Dollar
Deposit Facility 54.000.340
716.045 40.000.000
551.400 Deposit Facility
Call Money -
5.000.000 68.925
Call Money -
620.325 Total
5.487.430 3.742.987
Total Cadangan kerugian
Allowance for penurunan nilai
7.450 3.859
Impairment losses
Neto 5.479.980
3.739.128 Net
Indonesian language.
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAKNYA CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN 31 Maret 2016 dan 31 Desember 2015
Serta Periode Yang Berakhir Pada tanggal 31 Maret 2016 dan 2015
Disajikan dalam jutaan rupiah, kecuali dinyatakan lain
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
AND ITS SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS As of March 31, 2016 and December 31, 2015
And For the Period Then ended March 31, 2016 and 2015
Expressed in millions of rupiah, unless otherwise stated
81
7. PENEMPATAN PADA BANK INDONESIA DAN BANK LAIN lanjutan
7. PLACEMENTS WITH BANK INDONESIA AND OTHER BANKS continued
b. Berdasarkan sisa umur hingga jatuh tempo b. By remaining period until maturity
31 Maret 31 Desember
March 31, 2016 December 31, 2015
≤ 1 bulan 5.436.018
3.254.790 ≤ 1 month
1 bulan ≤ 3 bulan 4.417
440.000 1 month ≤ 3 months
3 bulan ≤ 6 bulan 46.995
48.197 3 months ≤ 6 months
Total 5.487.430
3.742.987 Total
Cadangan kerugian penurunan nilai
7.450 3.859
Allowance for impairment losses
Neto 5.479.980
3.739.128 Net
c. Berdasarkan jenis dan nama bank c. By type and counterparty bank
31 Maret 31 Desember
March 31, 2016 December 31, 2015
Rupiah Rupiah
Bank Indonesia Bank Indonesia
Deposit Facility 2.390.000
299.863 Deposit Facility
Deposit Facility - Syariah 538.800
612.300 Deposit Facility - Sharia
Call Money Call Money
PT Bank Negara Indonesia PT Bank Negara Indonesia
PerseroTbk -
400.000 Persero Tbk
PT Bank Bukopin Tbk -
250.000 PT Bank Bukopin Tbk
PT Bank Pan Indonesia Tbk 375.000
200.000 PT Bank Pan Indonesia Tbk
PT BPD Kalimantan Timur -
130.000 PT BPD Kalimantan Timur
PT Bank DKI -
125.000 PT Bank DKI
PT BPD Riau Kepri 200.000
100.000 PT BPD Riau Kepri
PT Bank Mandiri Persero Tbk -
100.000 PT Bank Mandiri Persero Tbk
PT BPD Sumsel dan Babel -
80.000 PT BPD Sumsel dan Babel
PT BPD Papua -
75.000 PT BPD Papua
PT BPD Sulawesi Tengah 15.000
65.000 PT BPD Sulawesi Tengah
PT BPD Jawa Tengah -
50.000 PT BPD Jawa Tengah
PT BPD Sumatera Utara -
50.000 PT BPD Sumatera Utara
PT Bank CIMB Niaga Tbk -
48.197 PT Bank CIMB Niaga Tbk
PT BPD DIY -
40.000 PT BPD DIY
PT BPD Jambi 75.000
40.000 PT BPD Jambi
PT BPD Kalimantan Selatan -
40.000 PT BPD Kalimantan Selatan
PT BPD Lampung -
24.000 PT BPD Lampung
PT BPD Bengkulu -
20.000 PT BPD Bengkulu
Bank BTPN 100.000
Bank BTPN Bank Internasioanal Indonesia
100.000 -
Bank Internasioanal Indonesia Bank Hana
50.000 - Bank Hana
The Bank Of Tokyo Mitshubishi 25.000
- The Bank Of Tokyo Mitshubishi
Bank Sumimoto Mitsui Indonesia 25.000
- Bank Sumimoto Mitsui Indonesia
965.000 1.837.197
Indonesian language.
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAKNYA CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN 31 Maret 2016 dan 31 Desember 2015
Serta Periode Yang Berakhir Pada tanggal 31 Maret 2016 dan 2015
Disajikan dalam jutaan rupiah, kecuali dinyatakan lain
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
AND ITS SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS As of March 31, 2016 and December 31, 2015
And For the Period Then ended March 31, 2016 and 2015
Expressed in millions of rupiah, unless otherwise stated
82
7. PENEMPATAN PADA BANK INDONESIA DAN BANK LAIN lanjutan
7. PLACEMENTS WITH BANK INDONESIA AND OTHER BANKS continued
c. Berdasarkan jenis dan nama bank c. By type and counterparty bank
31 Maret 31 Desember
March 31, 2016 December 31, 2015
Rupiah Rupiah
Deposito berjangka Timedeposits
PT Bank Danamon Indonesia Tbk 175.000
155.000 PT Bank Danamon IndonesiaTbk PT Bank Muamalat Indonesia Tbk
175.000 150.000 PT Bank Muamalat Indonesia Tbk
PT BPD Jawa Tengah 120.000
45.000 PT BPD Jawa Tengah
PT Bank BNI Syariah 10.000
10.000 PT Bank BNI Syariah
PT Bank CIMB Niaga Tbk 3.030
3.030 PT Bank CIMB Niaga Tbk
PT Bank Andara 1.000
3.500 PT Bank Andara
PT Bank Mandiri Persero Tbk 200
1.295 PT Bank Mandiri Persero Tbk
PT Bank Mega Tbk -
1.000 PT Bank Mega Tbk
PT Bank Negara Indonesia PT Bank Negara Indonesia
Persero Tbk 112
112 Persero Tbk
PT Bank Sahabat Sampoerna 75
75 PT Bank Sahabat Sampoerna
Bank Iinternasional Indonesia 80.000
Bank Iinternasional Indonesia 564.417
369.012 Tabungan
Savings PT Bank Mandiri Persero Tbk
3.764 3.116
PT Bank Mandiri Persero Tbk PT Bank Pan Indonesia Tbk
403 264
PT Bank Pan Indonesia Tbk PT Bank Rakyat Indonesia
PT Bank Rakyat Indonesia Persero Tbk
271 245
Persero Tbk PT Bank Mega Tbk
95 238
PT Bank Mega Tbk PT BPR Karyajatnika Sadaya
41 236
PT BPR Karyajatnika Sadaya PT Bank Muamalat Indonesia Tbk
11 191
PT Bank Muamalat Indonesia Tbk
4.584 4.290
4.771.385 3.122.662
Dolar Amerika Serikat United States Dollar
Deposit Facility Deposit Facility
Bank Indonesia 716.045
551.400 Bank Indonesia
Call Money Call Money
PT Bank Rakyat Indonesia PT Bank Rakyat Indonesia
Persero Tbk -
68.925 Persero Tbk
5.487.430 3.742.987
Cadangan kerugian Allowance
penurunan nilai 7.450
3.859 for impairment losses
Neto 5.479.980
3.739.128 Net
Dalam penempatan pada Bank Indonesia dan bank
lain termasuk
penempatan yang
didasarkan pada prinsip perbankan syariah dengan nilai tercatat sebesar Rp1.360.388 dan
Rp972.300 masing-masing pada tanggal 31 Maret 2016 dan 31 Desember 2015.
As of March 31, 2016 and December 31, 2015, placements with Bank Indonesia and other
banks include placements based on sharia banking principles with carrying amounts of
Rp1,360,388 and Rp972,300, respectively.
Indonesian language.
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAKNYA CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN 31 Maret 2016 dan 31 Desember 2015
Serta Periode Yang Berakhir Pada tanggal 31 Maret 2016 dan 2015
Disajikan dalam jutaan rupiah, kecuali dinyatakan lain
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
AND ITS SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS As of March 31, 2016 and December 31, 2015
And For the Period Then ended March 31, 2016 and 2015
Expressed in millions of rupiah, unless otherwise stated
83
7. PENEMPATAN PADA BANK INDONESIA DAN BANK LAIN lanjutan
7. PLACEMENTS WITH BANK INDONESIA AND OTHER BANKS continued
d. Tingkat suku bunga rata-rata per tahun d. Average interest rates per annum
31 Maret 31 Desember
March 31, 2016 December 31, 2015
Rupiah 7,15
6,31 Rupiah
Dolar Amerika Serikat 0,09
0,22 United States Dollar
e. Perubahan cadangan kerugian penurunan nilai
e. Movements in
the allowance
for impairment losses
31 Maret 31 Desember
March 31, 2016 December 31, 2015
Saldo awal 3.859
3.154 Beginning balance
Penyisihan selama tahun berjalan 3.591
705 Provision during the year
Saldo akhir 7.450
3.859 Ending balance
Manajemen berpendapat
bahwa jumlah
cadangan kerugian penurunan nilai di atas telah memadai.
Management believes
that the
above allowance for impairment losses is adequate.
f. Berdasarkan kolektibilitas
f. By collectibility
Pada tanggal-tanggal 31 Maret 2016 dan 31 Desember 2015 semua penempatan pada
Bank Indonesia dan bank lain dikategorikan lancar.
As of March 31, 2016 and December 31, 2015, all placements with Bank Indonesia and other
banks are classified as current.
g. Informasi mengenai klasifikasi aset keuangan yang mengalami penurunan nilai dan tidak
mengalami penurunan nilai diungkapkan pada Catatan 45.
g. Information with respect to classification of impaired and not impaired of financial assets
are diclosed in Note 45.
h. Rata-rata tingkat suku bunga per tahun untuk penempatan pada Bank Indonesia dan bank
lain diungkapkan pada Catatan 48. h. The average of interest rates per annum for
placements with Bank Indonesia and other banks are disclosed in Note 48.
Indonesian language.
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAKNYA CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASIAN 31 Maret 2016 dan 31 Desember 2015
Serta Periode Yang Berakhir Pada tanggal 31 Maret 2016 dan 2015
Disajikan dalam jutaan rupiah, kecuali dinyatakan lain
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
AND ITS SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS As of March 31, 2016 and December 31, 2015
And For the Period Then ended March 31, 2016 and 2015
Expressed in millions of rupiah, unless otherwise stated
84
8. TAGIHAN DERIVATIF 8. DERIVATIVES RECEIVABLE
a. Berdasarkan mata uang dan jenis a. Based on currency and type
Pada tanggal 31 Maret 2016 dan 31
Desember 2015, transaksi tagihan derivatif adalah sebagai berikut:
As of March 31, 2016 and December 31,
2015, transaction of derivatives receivable are follows:
31 Maret 31 Desember
March 31, 2016 December 31, 2015
Tagihan derivatif Tagihan derivatif
Derivatives Derivatives
receivable receivable
Transaksi Transaction
Swap mata uang asing -
2.434 Foreign currency swap
Spot mata uang asing 3
- Foreign currency spot
Total 3
2.434 Total
Pada tanggal 31 Maret 2016, Bank memiliki spot mata uang asing dengan nilai nosional
pembelian sebesar
USD97.073,63 nilai
penuh dengan nilai kontrak beli sebesar Rp1.287.
As of March 31, 2016, Bank has outstanding foreign currency spot with nosional purchase
amount of USD97,073.63 full amount with contractual purchase of Rp1,296.
Pada tanggal 31 Maret 2016, Bank memiliki spot mata uang asing dengan nilai nosional
penjualan sebesar EUR85.895,34 nilai penuh dengan nilai kontrak jual sebesar Rp1.293.
As of March 31, 2016, Bank has outstanding foreign currency spot with nosional sell amount
of EUR85.895,34 full amount with contractual sell of Rp1,293.
9. SURAT BERHARGA 9. MARKETABLE SECURITIES
a. Berdasarkan jenis dan mata uang a.
By type and currency
31 Maret 31 Desember
March 31, 2016 December 31, 2015
Dimiliki hingga jatuh tempo Held-to-maturity
Pihak ketiga Third parties
Rupiah Rupiah
Obligasi 8.674.412
9.273.767 Bonds
Sertifikat Deposito Bank Indonesia 1.886.172
1.431.773 Deposit Certificates of Bank Indonesia
Sertifikat Bank Indonesia 1.177.562
1.046.862 Certificates of Bank Indonesia
11.738.146 11.752.402
Nilai wajar melalui laba rugi Fair value through profit or loss
Pihak ketiga Third parties
Rupiah Rupiah
Obligasi 587.441
603.058 Bonds
Reksadana 807.238
483.240 Mutual funds
1.394.679 1.086.298
Neto 13.132.825
12.838.700 Net
