Berdasarkan jenis akad By type of agreement

PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN UNAUDITED 30 September 2013 dan 31 Desember 2012 Serta periode yang berakhir pada tanggal 30 September 2013 dan 2012 Disajikan dalam jutaan rupiah, kecuali dinyatakan lain PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS UN-AUDITED September 30, 2013 and December 31, 2012 And for the period ended September 30, 2013 and 2012 Expressed in millions of rupiah, unless otherwise stated 105 12. PEMBIAYAAN SYARIAH lanjutan 12. SHARIA FINANCING continued

c. Berdasarkan sektor ekonomi

c. By economic sector

Dalam perhatian khusus Kurang Lancar Special lancar Diragukan Macet Total 30 September 2013 Current mention Substandard Doubtful Loss Total September 30, 2013 Jasa dunia usaha 1.061.091 21.746 1.574 7.142 1.301 1.092.854 Business services Perdagangan 248.070 4.819 2.837 1.033 6.911 263.070 Trading Konstruksi 248.309 8.218 - 716 20.742 277.985 Construction Pengangkutan dan Transportation pergudangan 120.424 9.547 - - 85.454 215.425 and warehousing Jasa-jasa sosial 138.097 318 448 179 361 139.403 Social services Industri 168.696 5.850 902 615 2.947 179.010 Industry Pertambangan 33.658 3.322 4.831 - - 41.811 Mining Electricity, gas and Listrik, gas dan air 61.962 319 - - - 62.281 water Pertanian 20.022 534 - - 389 20.945 Agriculture Lain-lain 1.399.534 23.325 5.583 444 3.432 1.432.318 Others Total 3.499.863 77.998 16.175 10.129 121.537 3.725.702 Total Dikurangi cadangan kerugian Less allowance penurunan nilai 38.218 2.025 1.712 4.272 53.290 99.517 for impairment losses Neto 3.461.645 75.972 14.464 5.857 68.247 3.626.185 Net Dalam perhatian khusus Kurang Lancar Special lancar Diragukan Macet Total 31 Desember 2012 Current mention Substandard Doubtful Loss Total December 31, 2012 Jasa dunia usaha 854.281 1.232 652 - 5.443 861.608 Business services Perdagangan 320.296 1.331 713 276 8.831 331.447 Trading Konstruksi 295.590 - - - 5.782 301.372 Construction Pengangkutan dan Transportation pergudangan 148.428 - - 85.958 232 234.618 and warehousing Jasa-jasa sosial 98.711 1.012 183 123 1.020 101.049 Social services Industri 95.613 12 370 - 2.993 98.988 Industry Pertambangan 39.375 179 - - - 39.554 Mining Electricity, gas and Listrik, gas dan air 14.858 - - - - 14.858 water Pertanian 8.794 - 353 - 56 9.203 Agriculture Lain-lain 954.917 6.276 1.344 423 2.665 965.625 Others Total 2.830.863 10.042 3.615 86.780 27.022 2.958.322 Total Dikurangi cadangan kerugian Less allowance penurunan nilai 22.126 439 363 40.487 14.429 77.844 for impairment losses Neto 2.808.737 9.603 3.252 46.293 12.593 2.880.478 Net d. Berdasarkan jatuh tempo d. By maturity 30 September 2013 31 Desember 2012 September 30, 2013 December 31, 2012 Rupiah Rupiah Kurang dari 1 tahun 523.014 1.045.714 Less than 1 year 1 - 5 tahun 1.432.482 1.412.790 1 - 5 years 5 - 10 tahun 1.309.492 468.941 5 - 10 years Lebih dari 10 tahun 460.714 30.877 More than 10 years Total 3.725.702 2.958.322 Total Dikurangi cadangan Less allowance kerugian penurunan nilai 99.517 77.844 for impairment losses Neto 3.626.185 2.880.478 Net PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN UNAUDITED 30 September 2013 dan 31 Desember 2012 Serta periode yang berakhir pada tanggal 30 September 2013 dan 2012 Disajikan dalam jutaan rupiah, kecuali dinyatakan lain PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS UN-AUDITED September 30, 2013 and December 31, 2012 And for the period ended September 30, 2013 and 2012 Expressed in millions of rupiah, unless otherwise stated 106 12. PEMBIAYAAN SYARIAH lanjutan 12. SHARIA FINANCING continued