SUBORDINATED BONDS Laporan Keuangan Interim BWSI_Sep2015
NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30, 2015, AND 2014
AND DECEMBER 31, 2014
Expressed in million Rupiah, unless otherwise stated Continued
- 93 -
30 SeptemberSeptember 2014 Sifat dari hubungan
Sifat dari transaksi Nature of relationship
Nature of transaction PT Medco Intidinamika
Pemegang saham Bank The Bank‟s
Sewa bangunan; Simpanan dari nasabah shareholder
Rent of buildings; Deposits from customer PT Medco Duta
Dimiliki oleh pemegang saham pengendali Sewa bangunan, Pinjaman yang
PT Metra Duta Lestari yang samaOwned by the same controlling
diberikan; Simpanan dari nasabah PT Usaha Tani Sejahtera Medco
shareholder Rent of buildings; Loans;
Foundation Deposits from customer
PT Medco EP Indonesia PT Medco Energi Intenational Tbk
PT Multifabrino Gemilang PT Medco Energi Mining Int
PT Medco EP Rimau PT Medco EP Sembakung
PT Api Metra Graha PT Medco EP Kalimantan
PT Medco Methanol Bunyu PT Antareja Resources
PT Medco Power Indonesia
Darwin Cyril Noerhadi Komisaris Grup Medco
Medco Group‟s Pinjaman yang diberikan Loans
Commissioner KSU Mitra Saudara
Dikelola oleh karyawan kunciControlled by Sewa kendaraan Rent of cars
key management Yani Yuhani Panigoro, Raisis
Keluarga pemegang saham BankFamily of Pinjaman yang diberikan;
Panigoro, Roni Panigoro, Sonar the Bank‟s shareholders
Simpanan dari nasabah Soni Panigoro
Loans; Deposits from customers Dewan Komisaris, Dewan Direksi
Manajemen kunci Bank Bank‟s key management
Pinjaman yang diberikan; dan Pejabat Eksekutif BankBoard
Simpanan dari nasabah of Commissioners, Directors and
Loans; Deposits from customers Executive Bank Officers
Pihak berelasi Related parties
NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30, 2015, AND 2014
AND DECEMBER 31, 2014
Expressed in million Rupiah, unless otherwise stated Continued
- 94 - Rincian saldo transaksi dengan pihak-pihak yang
berelasi dengan Bank adalah sebagai berikut: The details of balances with related parties of the
Bank are as follows:
30 September September 2015
Rp Juta Rp Million
Aset Assets
Giro pada bank lain Current accounts with other bank
Woori Bank, Tokyo 125
Woori Bank, Tokyo Persentase terhadap jumlah aset
0.001 Percentage of total assets
Pinjaman yang diberikan - bruto Loans - gross
Dewan Komisaris dan Dewan Direksi Board of Commissioners, Directors
dan karyawan kunci 2,983
and key employees PT Api Metra Palma
31,890 PT Api Metra Palma
PT Medco Power Indonesia 1,037
PT Medco Power Indonesia Sonar Soni Panigoro
2,303 Sonar Soni Panigoro
Roni Pramaditia 1,093
Roni Pramaditia Lainnya masing-masing
di bawah Rp 1.000 1,970
Others each below Rp 1,000 41,276
Persentase terhadap jumlah aset 0.214
Percentage of total assets
Biaya dibayar dimuka Prepayments
PT Medco Intidinamika 326
PT Medco Intidinamika Api Metra Graha
660 Api Metra Graha
986 Persentase terhadap jumlah aset
0.005 Percentage of total assets
Liabilitas Liabilities
Liabilitas segera Liabilities due immediately
Woori Bank, Korea -
Woori Bank, Korea Persentase terhadap jumlah liabilitas
0.000 Percentage of total liabilities
Simpanan dari nasabah 362,155
Deposits from customers
Persentase terhadap jumlah liabilitas 2.374
Percentage of total liabilities
Beban bunga yang masih harus dibayar
416 Accrued interest expense
Persentase terhadap jumlah liabilitas 0.003
Percentage of total liabilities
NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30, 2015, AND 2014
AND DECEMBER 31, 2014
Expressed in million Rupiah, unless otherwise stated Continued
- 95 -
31 Desember December 2014
Rp Juta Rp Million
Aset Assets
Giro pada bank lain Current accounts with other bank
Woori Bank, Tokyo 766
Woori Bank, Tokyo Persentase terhadap jumlah aset
0.005 Percentage of total assets
Pinjaman yang diberikan - bruto Loans - gross
Dewan Komisaris dan Dewan Direksi Board of Commissioners, Directors
dan karyawan kunci 1,094
and key employees PT Api Metra Palma
21,035 PT Api Metra Palma
PT Medco Power Indonesia 1,288
PT Medco Power Indonesia Sonar Soni Panigoro
2,460 Sonar Soni Panigoro
Roni Pramaditia 1,231
Roni Pramaditia Lainnya masing-masing
di bawah Rp 1.000 4,384
Others each below Rp 1,000 31,492
Persentase terhadap jumlah aset 0.192
Percentage of total assets
Biaya dibayar dimuka Prepayments
PT Medco Intidinamika 1,390
PT Medco Intidinamika Api Metra Graha
1,318 Api Metra Graha
2,708 Persentase terhadap jumlah aset
0.016 Percentage of total assets
Liabilitas Liabilities
Liabilitas segera Liabilities due immediately
Woori Bank, Korea 55,067
Woori Bank, Korea Persentase terhadap jumlah liabilitas
0.440 Percentage of total liabilities
Simpanan dari nasabah 318,105
Deposits from customers
Persentase terhadap jumlah liabilitas 2.539
Percentage of total liabilities
Beban bunga yang masih harus dibayar
568 Accrued interest expense
Persentase terhadap jumlah liabilitas 0.005
Percentage of total liabilities
NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30, 2015, AND 2014
AND DECEMBER 31, 2014
Expressed in million Rupiah, unless otherwise stated Continued
- 96 - Sesuai
Peraturan Bank
Indonesia PBINo.73PBI2005 tanggal 20 Januari 2005
mengenai Batas Maksimum Pemberian Kredit BMPK Bank Umum yang sebagian pasalnya
diubah dengan PBI No .813PBI2006 tanggal 5 Oktober 2006, pinjaman yang diberikan dengan
jaminan tunai dikecualikan dari BMPK. Pada tanggal 30 September 2015 dan 31 Desember
2014, jumlah pinjaman yang diberikan kepada pihak berelasi yang dijamin oleh agunan tunai
adalah masing- masing sebesar Rp 41.131 juta, dan Rp6.201 juta.
In accordance with Bank Indonesia Regulation PBI No. 73PBI2005 dated January 20, 2005
regarding Legal Lending Limit for Commercial Bank
which amended
partially by
PBI No. 813PBI2006 dated October 5, 2006, loans
with cash collateral are exempted from Legal Lending Limit. As of September 30, 2015 and
December 31, 2014, loans to related parties that are secured by cash collaterals amounting to Rp
41,131 million and Rp6,201 million, respectively.
30 September 30 September
September 2015 September 2014
Rp Juta Rp Juta
Rp Million Rp Million
Pendapatan bunga Interest revenues
Dewan Komisaris dan Dewan Direksi Board of Commissioners, Directors
dan karyawan kunci 2,209
37 and key employees
Persentase bunga terhadap jumlah pendapatan
0.193 0.015
Percentage to total interest revenues
Beban bunga 10,315
532 Interest expense
Persentase bunga terhadap jumlah beban 1.759
1.468 Percentage to total interest expense
Bank tidak memiliki transaksi atau utangpiutang dengan pihak berelasi yang tidak berhubungan
dengan kegiatan utama Bank. The Bank does not have any transaction or
payablereceivable with related parties having no relation to the Bank‟s main business.
40. KOMITMEN DAN KONTINJENSI 40. COMMITMENTSAND CONTINGENCIES
Seperti di dalam bisnis normal perbankan,Bank mempunyai komitmen dan kontinjensi.
As part of normal banking business, the Bank has commitments and contingencies.
Ikhtisar komitmen dan kontinjensi Bank yang dinyatakan dalam nilai kontrak setara dengan
mata uang Rupiah adalah sebagai berikut: The following is a summary of the Bank
‟s commitments and contingencies at the equivalent
Rupiah contractual amounts: