CASH GIRO PADA BANK INDONESIA

NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30, 2015, AND 2014 AND DECEMBER 31, 2014 Expressed in million Rupiah, unless otherwise stated Continued - 53 - 9. PINJAMAN YANG DIBERIKAN

9. LOANS a. Berdasarkan Jenis, mata uang dan kualitas

pinjaman yang diberikan a. By type, currency and loan quality Klasifikasi pinjaman yang diberikan berdasarkan jenis, mata uang dan pinjaman yang mengalami penurunan nilai dan tidak mengalami penurunan nilai terdiri atas: Classifications of loans based on type, currency and impaired and non-impaired loans: Tidak mengalami Mengalami penurunan penurunan nilai nilai Jumlah Unimpaired Impaired Total Rp Juta Rp Juta Rp Juta Rp Million Rp Million Rp Million Pihak berelasi Related parties Rupiah Rupiah Kredit konsumsi 9,239 - 9,239 Consumer loans Kredit modal kerja 31,890 - 31,890 Working capital loans Kredit investasi - - Investment loans Jumlah 41,129 - 41,129 Total Dolar Amerika Serikat United States Dollar Kredit konsumsi 147 - 147 Consumer loans Jumlah 147 - 147 Total Pihak ketiga Third parties Rupiah Rupiah Kredit konsumsi 6,672,479 112,684 6,785,163 Consumer loans Kredit modal kerja 1,249,134 167,735 1,416,869 Working capital loans Kredit investasi 90,473 72,967 163,440 Investment loans Jumlah 8,012,086 353,386 8,365,472 Total Dolar Amerika Serikat United States Dollar Kredit konsumsi 29,004 - 29,004 Consumer loans Kredit modal kerja 4,507,612 59,406 4,567,018 Working capital loans Kredit investasi 369,302 - 369,302 Investment loans Jumlah 4,905,918 59,406 4,965,324 Total Dikurangi: Cadangan Less: Allowance for kerugian penurunan nilai impairment losses Kredit konsumsi 25,044 48,215 73,259 Consumer loans Kredit modal kerja 39,052 66,846 105,898 Working capital loans Kredit investasi 3,333 20,999 24,332 Investment loans Jumlah 67,429 136,060 203,489 Total Jumlah - bersih 12,891,851 276,732 13,168,583 Total - net 30 SeptemberSeptember 2015 NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30, 2015, AND 2014 AND DECEMBER 31, 2014 Expressed in million Rupiah, unless otherwise stated Continued - 54 - Tidak mengalami Mengalami penurunan penurunan nilai nilai Jumlah Unimpaired Impaired Total Rp Juta Rp Juta Rp Juta Rp Million Rp Million Rp Million Pihak berelasi Related parties Rupiah Rupiah Kredit konsumsi 10,123 - 10,123 Consumer loans Kredit modal kerja 21,035 - 21,035 Working capital loans Jumlah 31,158 - 31,158 Total Dolar Amerika Serikat United States Dollar Kredit konsumsi 334 - 334 Consumer loans Jumlah 334 - 334 Total Pihak ketiga Third parties Rupiah Rupiah Kredit konsumsi 5,439,039 98,882 5,537,921 Consumer loans Kredit modal kerja 1,477,490 123,346 1,600,836 Working capital loans Kredit investasi 104,293 66,134 170,427 Investment loans Jumlah 7,020,822 288,362 7,309,184 Total Dolar Amerika Serikat United States Dollar Kredit konsumsi 36,681 - 36,681 Consumer loans Kredit modal kerja 3,843,351 - 3,843,351 Working capital loans Kredit investasi 247,604 - 247,604 Investment loans Jumlah 4,127,636 - 4,127,636 Total Dikurangi: Cadangan Less: Allowance for kerugian penurunan nilai impairment losses Kredit konsumsi 29,291 38,018 67,309 Consumer loans Kredit modal kerja 46,026 35,467 81,493 Working capital loans Kredit investasi 2,893 9,985 12,878 Investment loans Jumlah 78,210 83,470 161,680 Total Jumlah - bersih 11,101,740 204,892 11,306,632 Total - net 31 DesemberDecember 2014