NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30, 2015, AND 2014
AND DECEMBER 31, 2014
Expressed in million Rupiah, unless otherwise stated Continued
- 88 - Pada 30 September 2015 dan 31 Desember 2014
bank memperoleh kembali saham masing-masing 138.972.380 saham dengan biaya perolehan
sebesar Rp
135.215 juta
dari hasil
penggabungan usaha. At September 30, 2015 and December 31, 2014
the Bank obtain treasury stock each of 138.972.380 shares with cost of treasury stock
amounting to Rp 135.215 million from the result of merger.
31. PENGGUNAAN LABA BERSIH 31. APPROPRIATION OF NET INCOME
Cadangan wajib Statutory reserve
Pada tanggal
30 September
2015 dan
31Desember 2014, saldo cadangan wajib adalah masing-masing sebesar Rp 40.904 dan Rp34.000
juta. Cadangan wajib ini dibentuk sehubungan dengan Undang-undang No. 402007 efektif
tanggal 16 Agustus 2007 mengenai Perseroan Terbatas,
yang mengharuskan
perusahaan- perusahaan untuk membuat penyisihan cadangan
wajib sebesar sekurang-kurangnya 20 dari jumlah modal yang ditempatkan dan disetor
penuh. Undang-undang tersebut tidak mengatur jangka waktu untuk penyisihan tersebut.
As of September 30, 2015 and December 31, 2014, the statutory reserve amounted to Rp40,904
and Rp34,000 million. This statutory reserve was provided in relation with the Law No. 402007
effective on August 16, 2007 regarding the limited liability company which requires companies to set
up a statutory reserve amounting to at least 20 of the issued and paid up share capital. There is
no timeline over which this amount should be provided.
32. LABA PER SAHAM DASAR DAN DILUSIAN 32. BASIC AND DILUTED EARNING PERSHARE
Berikut ini adalah data yang digunakan untuk perhitungan laba per saham dasar dan dilusian:
Calculation of basic and diluted earning per share is as follows:
Laba bersih per saham dasar dan dilusian Basic and diluted earnings per shares
30 September 30 September
September 2015 September 2014
Rp Juta Rp Juta
Rp Million Rp Million
Laba bersih yang tersedia Net profit attributable to
bagi pemegang saham 223,568
110,646 shareholders
Rata-rata tertimbang Weighted average number
saham biasa yang beredar of ordinary shares
dalam jutaan 2,895
1,700 on issue in million
Laba per saham dasar dan dilusian Basic and diluted earning per share
nilai penuh 77.23
65.09 in full amount
33. PENDAPATAN BUNGA 33. INTEREST REVENUES
30 September 30 September
September 2015 September 2014
Rp Juta Rp Juta
Rp Million Rp Million
Pinjaman yang diberikan 1,056,110
173,887 Loans
Efek-efek dan Obligasi Pemerintah 43,472
16,435 Marketable securities and Goverment bonds
Giro dan penempatan pada Current account and placement
Bank Indonesia dan bank lain 46,410
8,273 with Bank Indonesia and other bank
Jumlah 1,145,992
198,595 Total
Lihat Catatan 39 untuk rincian saldo dan transaksi dengan pihak berelasi.
Refer to Note 39 for detailed balances and transactions with related parties.
NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30, 2015, AND 2014
AND DECEMBER 31, 2014
Expressed in million Rupiah, unless otherwise stated Continued
- 89 - 34. BEBAN BUNGA
34. INTEREST EXPENSES
30 September 30 September
September 2015 September 2014
Rp Juta Rp Juta
Rp Million Rp Million
Simpanan nasabah Deposit from customers
Giro 2,753
12 Current accounts
Tabungan 11,781
4,318 Saving deposits
Deposito berjangka 531,574
19,867 Time deposits
Efek-efek yang diterbitkan 28,808
- Marketable securities issued
Pinjaman yang diterima 3,912
527 Borrowings
Simpanan dari bank lain 7,736
308 Deposits from other banks
Jumlah 586,564
25,032 Total
Lihat Catatan 39 untuk rincian saldo dan transaksi dengan pihak berelasi.
Refer to Note 39 for detailed balances and transactions with related parties.
35. PENDAPATAN OPERASIONAL LAINNYA 35. OTHER OPERATING REVENUES
30 September 30 September
September 2015 September 2014
Rp Juta Rp Juta
Rp Million Rp Million
Keuntungan transaksi valuta asing 41,897
78,530 Gain on foreign currencies trade
Kiriman uang 32,780
25,822 Money transfers
Transaksi ekspor - impor 13,645
14,258 Trade finance transactions
Tarikan tunai -
Cash witdrawal Bank garansi
- Guarantee bank
Lainnya 59,905
7,093 Others
Jumlah 148,227
125,703 Total
36. PEMBENTUKAN PEMULIHAN CADANGAN KERUGIAN
PENURUNAN NILAI
ASET KEUANGAN
36. ALLOWANCEREVERSAL FOR IMPAIRMENT LOSSESOF FINANCIAL ASSETS
30 September 30 September
September 2015 September 2014
Rp Juta Rp Juta
Rp Million Rp Million
Pinjaman yang diberikan Catatan 10
22,511 64,147
Loans Note 10 Tagihan akseptasi
- -
Acceptance receivable Jumlah
22,511 64,147
Total
NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30, 2015, AND 2014
AND DECEMBER 31, 2014
Expressed in million Rupiah, unless otherwise stated Continued
- 90 - 37. BEBAN UMUM DAN ADMINISTRASI
37. GENERAL AND ADMINISTRATIVE EXPENSES
30 September 30 September
September 2015 September 2014
Rp Juta Rp Juta
Rp Million Rp Million
Sewa 37,651
13,449 Rents
Properties and equipments Penyusutan aset tetap
38,361 7,204
depreciation Pemeliharaan dan perbaikan
9,072 4,988
Repair and maintenance Komunikasi
5,716 6,339
Communication Premi program penjaminan simpanan
5,906 6,141
Premium on deposit on guaranteed program Barang dan jasa
73,515 -
Goods and services Pelatihan dan promosi
1,028 1,309
Training and promotion Peralatan dan kebutuhan kantor
800 923
Office supplies and stationaries Promosi
13,376 1,026
Promotion Listrik, air dan gas
687 309
Electricity, water and gasoline Transportasi
401 810
Transportation Asuransi
12,625 212
Insurance Pajak
20 17
Taxes Lain-lain
46,703 34,066
Others Jumlah
245,861 76,793
Total
38. BEBAN TENAGA KERJA 38. PERSONNEL EXPENSES
30 September 30 September
September 2015 September 2014
Rp Juta Rp Juta
Rp Million Rp Million
Gaji dan upah 169,846
16,779 Salaries and wages
Penyisihan imbalan kerja
-
Allowance for employee karyawan Catatan 27
7,296 -
benefits Note 27 Pendidikan dan pelatihan
6,836 -
Training and education Jumlah
183,978 16,779
Total
Jumlah gaji dan tunjangan Dewan Komisaris, Komite Audit, Dewan Direksi dan pejabat
eksekutif adalah sebagai berikut: The total salaries and allowances paid to the
Board of Commissioners, Audit Committee, Board of Directors and Executive Bank Officer are as
follows:
30 September 30 September
September 2015 September 2014
Rp Juta Rp Juta
Rp Million Rp Million
Dewan Komisaris dan Komite Audit 1,376
440 Board of Commissioner and Audit Committee
Dewan Direksi dan Pejabat Eksekutif 12,324
7,759 Board of Directors and Executive Bank officers
Dewan Komisaris dan Dewan Direksi merupakan personil manajemen kunci Bank.
Board of Commissioners and Directors are key management personnel of the Bank.
Lihat Catatan 39 untuk rincian saldo dan transaksi dengan pihak berelasi.
Refer to Note 39 for detailed balances and transactions with related parties.
NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30, 2015, AND 2014
AND DECEMBER 31, 2014
Expressed in million Rupiah, unless otherwise stated Continued
- 91 - 39. TRANSAKSI
DENGAN PIHAK
– PIHAK
BERELASI 39. RELATED PARTIES TRANSACTIONS
Dalam menjalankan kegiatan usahanya, Bank melakukan transaksi-transaksi dengan pihak-
pihak berelasi In the course of business, the Bank entered into
certain transactions with related parties.
Sifat Berelasi Nature of Relationship
Pihak-pihak berelasi adalah perusahaan dan perorangan
yang mempunyai
keterkaitan kepemilikan atau kepengurusan secara langsung
maupun tidak
langsung dengan
Bank sebagaimana diungkapkan pada Catatan 2ad.
Related parties are companies and individuals who directly or indirectly have relationships with
the Bank through ownership or management as disclosed in Note 2ad.
Berikut ini adalah pihak-pihak berelasi Bank, sifat hubungan dan sifat dari transaksi:
The related parties, nature of relationship and nature of transactions are described as follows:
30 SeptemberSeptember 2015 Sifat dari hubungan
Sifat dari transaksi Nature of relationship
Nature of transaction Arifin Panigoro
Pemegang saham Bank Simpanan dari nasabah
The Bank‟s shareholder Deposits from customer
Woori Bank, Korea Pemegang saham mayoritas bank
Liabilitas segera; Stand by letter of credit; Majority shareholder of the bank
Letter of credit Liabilities payable immadiately; Stand by letter of credit; Letter of credit
Woori Bank, Tokyo Entitas anak kantor cabang asing yang
Giro pada bank lain dikendalikan oleh Woori Bank, Korea
Current accountss with other banks Foreign branches controlled by the
Woori Bank, Korea Woori Bank, Vietnam
Entitas anak kantor cabang asing yang Stand by letter of credit
dikendalikan oleh Woori Bank, Korea Foreign branches controlled by the
Woori Bank, Korea Pihak berelasi
Related parties
NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30, 2015, AND 2014
AND DECEMBER 31, 2014
Expressed in million Rupiah, unless otherwise stated Continued
- 92 -
30 SeptemberSeptember 2015 Sifat dari hubungan
Sifat dari transaksi Nature of relationship
Nature of transaction PT Medco Intidinamika
Pemegang saham Bank The Bank‟s
Sewa bangunan; Simpanan dari nasabah shareholder
Rent of buildings; Deposits from customer PT Medco Duta
Dimiliki oleh pemegang saham pengendali Sewa bangunan, Pinjaman yang
PT Metra Duta Lestari yang samaOwned by the same controlling
diberikan; Simpanan dari nasabah PT Usaha Tani Sejahtera Medco
shareholder Rent of buildings; Loans;
Foundation Deposits from customer
PT Medco EP Indonesia PT Medco Energi Intenational Tbk
PT Multifabrino Gemilang PT Medco Energi Mining Int
PT Medco EP Rimau PT Medco EP Sembakung
PT Api Metra Graha PT Medco EP Kalimantan
PT Medco Methanol Bunyu PT Antareja Resources
PT Medco Power Indonesia
Darwin Cyril Noerhadi Komisaris Grup Medco
Medco Group‟s Pinjaman yang diberikan Loans
Commissioner KSU Mitra Saudara
Dikelola oleh karyawan kunciControlled by Sewa kendaraan Rent of cars
key management Yani Yuhani Panigoro, Raisis
Keluarga pemegang saham BankFamily of Pinjaman yang diberikan;
Panigoro, Roni Panigoro, Sonar the Bank‟s shareholders
Simpanan dari nasabah Soni Panigoro
Loans; Deposits from customers Dewan Komisaris, Dewan Direksi
Manajemen kunci Bank Bank‟s key management
Pinjaman yang diberikan; dan Pejabat Eksekutif BankBoard
Simpanan dari nasabah of Commissioners, Directors and
Loans; Deposits from customers Executive Bank Officers
Pihak berelasi Related parties
30 SeptemberSeptember 2014 Sifat dari hubungan
Sifat dari transaksi Nature of relationship
Nature of transaction Arifin Panigoro
Pemegang saham Bank Simpanan dari nasabah
The Bank‟s shareholder Deposits from customer
Woori Bank, Korea Pemegang saham mayoritas bank
Liabilitas segera; Stand by letter of credit; Majority shareholder of the bank
Letter of credit Liabilities payable immadiately; Stand by letter of credit; Letter of credit
Woori Bank, Tokyo Entitas anak kantor cabang asing yang
Giro pada bank lain dikendalikan oleh Woori Bank, Korea
Current accountss with other banks Foreign branches controlled by the
Woori Bank, Korea Woori Bank, Vietnam
Entitas anak kantor cabang asing yang Stand by letter of credit
dikendalikan oleh Woori Bank, Korea Foreign branches controlled by the
Woori Bank, Korea Pihak berelasi
Related parties
