GIRO PADA BANK LAIN

NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30, 2015, AND 2014 AND DECEMBER 31, 2014 Expressed in million Rupiah, unless otherwise stated Continued - 54 - Tidak mengalami Mengalami penurunan penurunan nilai nilai Jumlah Unimpaired Impaired Total Rp Juta Rp Juta Rp Juta Rp Million Rp Million Rp Million Pihak berelasi Related parties Rupiah Rupiah Kredit konsumsi 10,123 - 10,123 Consumer loans Kredit modal kerja 21,035 - 21,035 Working capital loans Jumlah 31,158 - 31,158 Total Dolar Amerika Serikat United States Dollar Kredit konsumsi 334 - 334 Consumer loans Jumlah 334 - 334 Total Pihak ketiga Third parties Rupiah Rupiah Kredit konsumsi 5,439,039 98,882 5,537,921 Consumer loans Kredit modal kerja 1,477,490 123,346 1,600,836 Working capital loans Kredit investasi 104,293 66,134 170,427 Investment loans Jumlah 7,020,822 288,362 7,309,184 Total Dolar Amerika Serikat United States Dollar Kredit konsumsi 36,681 - 36,681 Consumer loans Kredit modal kerja 3,843,351 - 3,843,351 Working capital loans Kredit investasi 247,604 - 247,604 Investment loans Jumlah 4,127,636 - 4,127,636 Total Dikurangi: Cadangan Less: Allowance for kerugian penurunan nilai impairment losses Kredit konsumsi 29,291 38,018 67,309 Consumer loans Kredit modal kerja 46,026 35,467 81,493 Working capital loans Kredit investasi 2,893 9,985 12,878 Investment loans Jumlah 78,210 83,470 161,680 Total Jumlah - bersih 11,101,740 204,892 11,306,632 Total - net 31 DesemberDecember 2014 NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30, 2015, AND 2014 AND DECEMBER 31, 2014 Expressed in million Rupiah, unless otherwise stated Continued - 55 - b. Berdasarkan sektor ekonomi b. By economic sector Pinjaman yang diberikan berdasarkan sektor ekonomi dan pinjaman yang mengalami penurunan nilai dan tidak mengalami penurunan nilai. Classification of loans based on economic sector and impaired and non-impaired loans. Tidak mengalami Mengalami penurunan penurunan nilai nilai Jumlah Unimpaired Impaired Total Rp juta Rp juta Rp juta Rp Million Rp Million Rp Million Rupiah Rupiah Jasa dunia usaha 617,909 72,683 690,592 Business services Jasa pelayanan sosial 222,303 50,636 272,939 Social services Industri pengolahan 196,785 38,985 235,770 Processing industry Perdagangan, restoran dan hotel 24,507 17,737 42,244 Trading, restaurant and hotel Pertanian, perburuan Agriculture, hunting and dan sarana pertanian 41,296 5,640 46,936 agriculture improvements Konstruksi 11,682 54,521 66,203 Construction Pengangkutan, pergudangan Transportation, warehouse dan komunikasi 257,016 499 257,515 and communication Pertambangan - - - Mining Lain-lain 6,681,717 112,685 6,794,402 Others Jumlah 8,053,215 353,386 8,406,601 Total Dolar Amerika Serikat United States Dollar Jasa dunia usaha 36,244 - 36,244 Business services Jasa pelayanan sosial 34,940 - 34,940 Social services Industri pengolahan 4,247,235 34,428 4,281,663 Processing industry Konstruksi 34,469 - 34,469 Construction Pengangkutan, pergudangan Transportation, warehouse dan komunikasi 27,689 - 27,689 and communication Pertambangan 205,100 - 205,100 Mining Perdagangan, restoran dan hotel 210,418 24,978 235,396 Trading, restaurant and hotel Pertanian, perburuan Agriculture, hunting and dan sarana pertanian 80,819 - 80,819 agriculture improvements Perikanan - - - Fishery Lain-lain 29,151 - 29,151 Others Jumlah 4,906,065 59,406 4,965,471 Total Dikurangi: Cadangan Less: Allowance for kerugian penurunan nilai 67,429 136,060 203,489 impairment losses Jumlah - bersih 12,891,851 276,732 13,168,583 Total - net 30 SeptemberSeptember 2015 NOTES TO FINANCIAL STATEMENTS SEPTEMBER 30, 2015, AND 2014 AND DECEMBER 31, 2014 Expressed in million Rupiah, unless otherwise stated Continued - 56 - Tidak mengalami Mengalami penurunan penurunan nilai nilai Jumlah Unimpaired Impaired Total Rp juta Rp juta Rp juta Rp Million Rp Million Rp Million Rupiah Rupiah Jasa dunia usaha 775,174 3,146 778,320 Business services Jasa pelayanan sosial 311,871 56,903 368,774 Social services Industri pengolahan 165,771 62,270 228,041 Processing industry Perdagangan, restoran dan hotel 30,604 19,474 50,078 Trading, restaurant and hotel Pertanian, perburuan Agriculture, hunting and dan sarana pertanian 32,751 6,386 39,137 agriculture improvements Konstruksi 35,254 33,042 68,296 Construction Pengangkutan, pergudangan Transportation, warehouse dan komunikasi 260,031 388 260,419 and communication Pertambangan - 8,950 8,950 Mining Lain-lain 5,440,524 97,803 5,538,327 Others Jumlah 7,051,980 288,362 7,340,342 Total Dolar Amerika Serikat United States Dollar Jasa dunia usaha 43,719 - 43,719 Business services Jasa pelayanan sosial 25,699 - 25,699 Social services Industri pengolahan 3,573,818 - 3,573,818 Processing industry Konstruksi 9,289 - 9,289 Construction Pengangkutan, pergudangan Transportation, warehouse dan komunikasi 46,568 - 46,568 and communication Pertambangan 181,618 - 181,618 Mining Perdagangan, restoran dan hotel 191,320 - 191,320 Trading, restaurant and hotel Perikanan 55,939 - 55,939 Fishery Jumlah 4,127,970 - 4,127,970 Total Dikurangi: Cadangan Less: Allowance for kerugian penurunan nilai 78,210 83,470 161,680 impairment losses Jumlah - bersih 11,101,740 204,892 11,306,632 Total - net 31 DesemberDecember 2014 Klasifikasi pinjaman yang diberikan berdasarkan yang mengalami penurunan nilai secara kolektif dan individual adalah sebagai berikut : Classification of impaired loans according to collective and individual impaired loans are as follows: