54
Tabel 4.1
Data Keuangan BANK MANDIRI dalam jutaan rupiah
2007 2008
2009 2010
laba tahun berjalan 4,346,224
5,312,821 7,155,464
9,218,298 total aset
319,085,590 358,438,678 394,616,604 449,774,551 ROA
1.36 1.48
1.81 2.05
2007 2008
2009 2010
Biaya Operasional 8,208,077
8,894,781 10,009,867
12,074,973 Pendapatan Operasional
12,785,921 14,799,620
16,777,115 20,071,521
BOPO 64.20
60.10 59.66
60.16
2007 2008
2009 2010
total kredit bermasalah 489,323
887,149 13,535
551,858 total seluruh kredit
125,488,384 162,637,788 184,690,704 232,545,259 NPL
0.39 0.55
0.01 0.24
2007 2008
2009 2010
total seluruh kredit 125,488,384 162,637,788 184,690,704 232,545,259
dana pihak ketiga 247,355,023 289,112,052 319,550,381 362,212,154
LDR 34.64
56.25 57.80
64.20
2007 2008
2009 2010
modal 29,243,732
30,513,869 35,108,769
41,542,808 aset tetap
4,531,577 4,603,560
4,963,306 5,527,000
modal - aset tetap 24,712,155
25,910,309 30,145,463
36,015,808
total seluruh kredit 125,488,384 162,637,788 184,690,704 232,545,259
surat berharga 3,290,853
24,624,847 18,153,392
27,247,529 pinjaman + surat berharga
128,779,237 187,262,635 202,844,096 259,792,778 CAR
19.19 13.84
14.86 13.86
Sumber : Data diolah oleh peneliti 2012
Tabel 4. 2
Universitas Sumatera Utara
55 Sumber : Data diolah oleh peneliti 2012
Data Keuangan BANK SYARIAH MANDIRI dalam jutaan rupiah
2007 2008
2009 2010
laba tahun berjalan 115,415
196,415 426,149
579,679 total aset
12,885,390 17,065,937
22,036,534 32,481,873
ROA 0.90
1.15 1.93
1.78
2007 2008
2009 2010
Biaya Operasional 728,252
964,387 1,090,275
1,539,254 Pendapatan Operasional
1,197,273 1,736,389
2,071,022 2,768,071
BOPO 60.83
55.54 52.64
55.61
2007 2008
2009 2010
total kredit bermasalah 204,407
83,444 90,375
65,086 total seluruh kredit
5,119,653 6,666,515
7,822,981 12,368,814
NPL 3.99
1.25 1.16
0.53
2007 2008
2009 2010
total seluruh kredit 5,119,653
6,666,515 7,822,981
12,368,814 dana pihak ketiga
4,187,588 5,283,260
6,276,294 8,394,986
LDR 122.26
126.18 124.64
147.34
2007 2008
2009 2010
modal 811,376
1,208,428 1,600,459
2,020,165 aset tetap
102,792 192,016
224,214 365,261
modal - aset tetap 708,584
1,016,412 1,376,245
1,654,904
total seluruh kredit 5,119,653
6,666,515 7,822,981
12,368,814 surat berharga
400,000 200,000
33,745 164,785
pinjaman + surat berharga 5,119,653
6,866,515 7,856,726
12,533,599 CAR
13.84 14.80