PIUTANG USAHA TRADE ACCOUNTS

PT. BHAKTI INVESTAMA Tbk DAN ANAK PERUSAHAAN PT. BHAKTI INVESTAMA Tbk AND ITS SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASI NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 30 SEPTEMBER 2008 DAN 2007 SERTA UNTUK PERIODE- SEPTEMBER 30, 2008 AND 2007 PERIODE YANG BERAKHIR PADA TANGGAL TERSEBUT FOR THE PERIODS THEN ENDED Angka dalam tabel dinyatakan dalam jutaan Rupiah - Lanjutan Figures in tables are stated in millions of Rupiah - Continued - 33 - Efek diperdagangkan merupakan saham-saham yang diperdagangkan di Bursa Efek Indonesia. Nilai wajar efek ditentukan berdasarkan harga pasar tercatat di bursa pada tanggal neraca konsolidasi. Trading equity securities represent securities that are traded on the Indonesia Stock Exchange. The fair value of the securities is determined based on the quoted prices in the stock exchange at the consolidated balance sheet date.

7. PIUTANG USAHA

7. TRADE ACCOUNTS

RECEIVABLE 2008 2007 a. Berdasarkan pelanggan a. By customer Pihak hubungan istimewa Related parties Media berbasis konten dan iklan 69,587 13,090 Content and advertising based media Teknologi informasi 62 3,022 Information technology Jumlah 69,649 16,112 Total Pihak ketiga Third parties Media berbasis konten dan iklan 1,526,249 1,081,629 Content and advertising based media Media berbasis pelanggan 142,216 65,288 Subscribers based media Telekomunikasi dan Telecommunication and information teknologi informasi 42,310 99,600 technology Lainnya 41,262 23,561 Lainnya Sub jumlah 1,752,037 1,270,078 Subtotal Penyisihan piutang ragu-ragu 22,856 16,868 Allowance for doubtful accounts Jumlah pihak ketiga 1,729,181 1,253,210 Total third parties Jumlah 1,798,830 1,269,322 Total 2008 2007 b. Berdasarkan umur hari b. By age category days Belum jatuh tempo 715,808 482,353 Not yet due Sudah jatuh tempo Past due 1 - 30 hari 529,090 342,964 1 - 30 days 31 - 60 hari 245,108 164,056 31 - 60 days 61 - 90 hari 163,817 114,791 61 - 90 days 90 hari 167,863 182,026 90 days Jumlah 1,821,686 1,286,190 Total Penyisihan piutang ragu-ragu 22,856 16,868 Allow ance for doubtful accounts Bersih 1,798,830 1,269,322 Net c. Berdasarkan mata uang c. By currency Rupiah 1,518,505 1,259,152 Rupiah US Dollar 294,647 27,024 US Dollar Euro 8,534 14 Euro Jumlah 1,821,686 1,286,190 Total Penyisihan piutang ragu-ragu 22,856 16,868 Allow ance for doubtful accounts Bersih 1,798,830 1,269,322 Net Anak perusahaan, IAT dan Infokom menjaminkan piutang usahanya atas fasilitas pinjaman dari Bank Mandiri, Bank Mega, Bank Central Asia dan Bank Syariah Mandiri Catatan 20 dan 28. IAT and Infokom subsidiaries pledged their trade accounts receivable as collateral in relation to the credit facilities from Bank Mandiri, Bank Mega, Bank Central Asia and Bank Syariah Mandiri Notes 20 and 28. PT. BHAKTI INVESTAMA Tbk DAN ANAK PERUSAHAAN PT. BHAKTI INVESTAMA Tbk AND ITS SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASI NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 30 SEPTEMBER 2008 DAN 2007 SERTA UNTUK PERIODE- SEPTEMBER 30, 2008 AND 2007 PERIODE YANG BERAKHIR PADA TANGGAL TERSEBUT FOR THE PERIODS THEN ENDED Angka dalam tabel dinyatakan dalam jutaan Rupiah - Lanjutan Figures in tables are stated in millions of Rupiah - Continued - 34 - Perubahan penyisihan piutang ragu-ragu adalah sebagai berikut: Changes in the allowance for doubtful accounts are as follows: 2008 2007 Saldo aw al periode 17,905 8,794 Beginning of period Penambahan 9,211 2,722 Provisions Penambahan karena akuisisi - 5,352 Addition due to acquisition of subsidiary Pengurangan karena divestasi 4,260 - Deductions due to divestment of subsidiary Saldo akhir periode 22,856 16,868 End of period Manajemen berpendapat bahwa penyisihan piutang ragu-ragu cukup untuk menutup kerugian yang mungkin timbul dari tidak tertagihnya piutang. The management believes that the allowance for doubtful accounts is adequate to cover possible losses on uncollectible accounts.

8. PIUTANG NASABAH