Tahun 2009 Tahun 2005 KESIMPULAN DAN SARAN

D. Tahun 2008

No. Keterangan Jumlah Kewajiban Total Kekayaan yang diperkenankan RL 1. PT. Asuransi Bina Dana Arta Tbk 302,494,127,000 382,350,700,000 0.791143 2. PT. Asuransi Harta Aman Pratama Tbk 33,724,726,884 65,177,948,869 0.517425 3. PT. Asuransi Multi Arta Guna Tbk 215482254000 277785480000 0.775715 4. PT. Asuransi Bintang Tbk 116105960000 157851547000 0.735539 5. PT. Asuransi Dayin Mitra Tbk 154,682,308,000 257,516,336,000 0.60067 6. PT. Asuransi Jasa Tania Tbk 69,436,459,659 96,874,517,800 0.716767 7. PT. Asuransi Ramayana Tbk 202420942897 276,902,049,946 0.73102 8. PT. Lippo General Insurance Tbk 132,838,011,905 321,828,881,886 0.41276 9. PT. Maskapai Reasuransi Tbk 143,836,530,319 245,231,000,000 0.586535 10. PT. Panin Insurance Tbk 1,754,592,000,000 609,921,000,000 2.876753 11. PT. Panin Life Tbk 1,592,391,000,000 2,265,088,000,000 0.703015

E. Tahun 2009

No. Keterangan Jumlah Kewajiban Total Kekayaan yang diperkenankan RL 1. PT. Asuransi Bina Dana Arta Tbk 394,265,032,000 483,830,100,000 0.814883 2. PT. Asuransi Harta Aman Pratama Tbk 47,984,100,477 89,217,834,991 0.537831 3. PT. Asuransi Multi Arta Guna Tbk 234513120000 448402016000 0.522997 4. PT. Asuransi Bintang Tbk 96,115,531,000 149804540000 0.641606 5. PT. Asuransi Dayin Mitra Tbk 149,876,030,000 239,265,545,000 0.6264 6. PT. Asuransi Jasa Tania Tbk 78,329,727,969 106,587,765,575 0.734885 7. PT. Asuransi Ramayana Tbk 233859467921 319540282123 0.731862 8. PT. Lippo General Insurance Tbk 132,735,317,321 282,441,351,589 0.469957 9. PT. Maskapai Reasuransi Tbk 195,363,642,668 320,444,000,000 0.609665 10. PT. Panin Insurance Tbk 1,754,592,000,000 1,205,814,000,000 1.45511 11. PT. Panin Life Tbk 2,282,666,000,000 2,710,999,000,000 0.842002 Universitas Sumatera Utara 3. Rasio Agent’s Balance to Surplus Ratio = Total Modal + Cadangan Khusus +Laba Tagihan Premi Langsung

A. Tahun 2005

No. Keterangan Tagihan Premi Langsung Total Modal Cadangan Khusus Laba RABTS 1. PT. Asuransi Bina Dana Arta Tbk 22,081,938,000 1,063,356,176,000 21,182,244,000 8,396,091,000 0.0205 2. PT. Asuransi Harta Aman Pratama Tbk 7,392,538,244 26,982,271,862 2,720,417,773 0.2489 3. PT. Asuransi Multi Arta Guna Tbk 511,261,000 15,457,145,000 13,685,047,000 0.0175 4. PT. Asuransi Bintang Tbk 31,379,667,000 74,469,877,000 3,206,119,000 0.404 5. PT. Asuransi Dayin Mitra Tbk 4,857,605,995 105,190,735,948 8,526,628,119 0.0427 6. PT. Asuransi Jasa Tania Tbk 5,794,350,001 95,256,194,496 3,219,036,000 7,079,609,257 0.0549 7. PT. Asuransi Ramayana Tbk 31,571,004,520 83,731,641,883 19,960,358,004 15,042,298,385 0.2659 8. PT. Lippo General Insurance Tbk 26,768,525,886 337,383,401,922 120,358,799,517 20,951,753,085 0.0559 9. PT. Maskapai Reasuransi Tbk 13,892,674,329 78,189,267,274 3,878,418,834 3,519,520,976 0.1623 10 PT. Panin Insurance Tbk 2,433,000,000 1,427,881,000,000 711,330,000,000 40,561,000,000 0.0011 11. PT. Panin Life Tbk 2,401,000,000 1,757,979,000,000 690,086,000,000 196,752,000,000 0.0009

B. Tahun 2006