Tahun 2008 Tahun 2009 Tahun 2005 KESIMPULAN DAN SARAN

C. Tahun 2007

No. Keterangan Beban Klaim Pendapatan Premi RBK 1. PT. Asuransi Bina Dana Arta Tbk 73,680,866,000 155,656,612,000 0.473355 2. PT. Asuransi Harta Aman Pratama Tbk 13,149,792,186 42,752,613,564 0.307579 3. PT. Asuransi Multi Arta Guna Tbk 93,149,760,000 180,247,320,000 0.516789 4. PT. Asuransi Bintang Tbk 65,216,310,000 102,995,095,000 0.633198 5. PT. Asuransi Dayin Mitra Tbk 44,999,384,000 72,999,125,000 0.616437 6. PT. Asuransi Jasa Tania Tbk 33,755,163,901 60,124,859,291 0.561418 7. PT. Asuransi Ramayana Tbk 75,569,752,667 215,941,642,944 0.349955 8. PT. Lippo General Insurance Tbk 114,623,662,805 141,984,372,158 0.807298 9. PT. Maskapai Reasuransi Tbk 83,984,377,421 148,370,268,921 0.566046 10. PT. Panin Insurance Tbk 1,618,452,000 1,420,736,000 1.139164 11. PT. Panin Life Tbk 1,598,219,000 1,354,816,000 1.179658

C. Tahun 2008

No. Keterangan Beban Klaim Pendapatan Premi RBK 1. PT. Asuransi Bina Dana Arta Tbk 146,347,784,000 251,869,898,000 0.581045 2. PT. Asuransi Harta Aman Pratama Tbk 20,083,277,227 53,421,959,383 0.375937 3. PT. Asuransi Multi Arta Guna Tbk 111,728,751,000 207,331,187,000 0.53889 4. PT. Asuransi Bintang Tbk 32,758,279,000 73,509,526,000 0.445633 5. PT. Asuransi Dayin Mitra Tbk 43,455,018,000 81,542,794,000 0.532911 6. PT. Asuransi Jasa Tania Tbk 29,794,460,271 81,889,455,436 0.363838 7. PT. Asuransi Ramayana Tbk 92,673,139,891 226,944,448,468 0.408352 8. PT. Lippo General Insurance Tbk 113,065,253,609 156,277,156,704 0.723492 9. PT. Maskapai Reasuransi Tbk 119,298,078,792 213,252,425,820 0.559422 10. PT. Panin Insurance Tbk 740,533,000 1,243,817,000 0.595371 11. PT. Panin Life Tbk 722,341,000 1,163,137,000 0.621028 Universitas Sumatera Utara

C. Tahun 2009

No. Keterangan Beban Klaim Pendapatan Premi RBK 1. PT. Asuransi Bina Dana Arta Tbk 214,461,898,000 336,274,673,000 0.637758 2. PT. Asuransi Harta Aman Pratama Tbk 32,036,399,676 79,147,440,595 0.404769 3. PT. Asuransi Multi Arta Guna Tbk 106,623,085,000 218,326,213,000 0.488366 4. PT. Asuransi Bintang Tbk 25,018,111,000 59,951,585,000 0.417305 5. PT. Asuransi Dayin Mitra Tbk 81,542,794,000 101,742,564,000 0.801462 6. PT. Asuransi Jasa Tania Tbk 30,186,408,600 90,447,874,812 0.333744 7. PT. Asuransi Ramayana Tbk 79,058,347,981 234,117,189,633 0.337687 8. PT. Lippo General Insurance Tbk 117,854,232,659 172,362,699,413 0.683757 9. PT. Maskapai Reasuransi Tbk 190,127,256,987 308,579,696,977 0.616137 10. PT. Panin Insurance Tbk 1,461,912,000 1,100,337,000 1.328604 11. PT. Panin Life Tbk 1,444,002,000 1,002,025,000 1.441084 2. Rasio Likuiditas = Total Kekayaan Yang Diperkenankan Jumlah Kewajiban

A. Tahun 2005

No. Keterangan Jumlah Kewajiban Total Kekayaan yang diperkenankan RL 1. PT. Asuransi Bina Dana Arta Tbk 111,183,328,000 158,030,000,000 0.703558 2. PT. Asuransi Harta Aman Pratama Tbk 15,272,675,989 42,254,947,851 0.361441 3. PT. Asuransi Multi Arta Guna Tbk 134,506,342,000 228,281,990,000 0.589211 4. PT. Asuransi Bintang Tbk 100,186,673,000 154,418,208,000 0.648801 5. PT. Asuransi Dayin Mitra Tbk 134,021,409,208 203,784,426,413 0.657663 6. PT. Asuransi Jasa Tania Tbk 56,222,153,140 75,245,616,568 0.747182 7. PT. Asuransi Ramayana Tbk 120,573,309,411 153,713,845,537 0.784401 8. PT. Lippo General Insurance Tbk 111,897,458,128 239,778,145,614 0.466671 9. PT. Maskapai Reasuransi Tbk 91,542,019,278 139,753,122,000 0.655027 10. PT. Panin Insurance Tbk 951,926,000,000 837,028,000,000 1.137269 11. PT. Panin Life Tbk 824,218,000,000 1,078,367,000,000 0.76432 Universitas Sumatera Utara

B. Tahun 2006