INTEREST EXPENSE AND SHARIA PROFIT SHARING continued

Indonesian language. PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAKNYA LAPORAN KEUANGAN KONSOLIDASIAN 30 JUNI 2017 DAN 31 DESEMBER 2016 SERTA PERIODE YANG BERAKHIR PADA TANGGAL 30 JUNI 2017 DAN 2016 PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND ITS SUBSIDIARIES CONSOLIDATED FINANCIAL STATEMENTS AS OF JUNE 30, 2017 AND DECEMBER 31, 2016 AND FOR THE PERIOD THEN ENDED JUNE 30, 2017 AND 2016 144 36. BEBAN OPERASIONAL LAINNYA 36. OTHER OPERATING EXPENSES Akun ini terdiri dari: This account consists of: Tahun yang berakhir pada tanggal 30 JuniPeriod Ended June 30, 2017 2016 Beban umum dan administrasi General and administrative expenses Sewa 131.579 147.389 Rental Gaji tenaga kerja kontrak 176.032 124.590 Contracted employee salaries Promosi 170.347 129.044 Promotion Pemeliharaan dan perbaikan 87.555 85.334 Maintenance and repairs Penyusutan dan amortisasi 47.277 42.994 Depreciation and amortization Komunikasi 35.343 43.630 Communication Biaya listrik, air, dan gas 27.890 27.205 Electricity, water, and gas Alat tulis kantor 26.069 25.472 Office supplies Fee konsultan 30.013 18.420 Consultant fees Perjalanan dinas 16.842 11.412 Business trip Premi asuransi 10.811 11.195 Insurance premium Lain-lain 144.540 129.202 Others 904.298 795.887 Beban tenaga kerja dan tunjangan Salaries and employee benefits Gaji dan upah 468.638 419.507 Salaries and wages Tunjangan karyawan 455.052 479.986 Employee benefits Jasa produksi 115.877 106.242 Employees bonus Pendidikan dan pelatihan 43.152 47.489 Education and training 1.082.719 1.053.224 Penyisihan pembalikan kerugian Provision for reversal of for penurunan nilai atas aset keuangan impairment losses on financial and dan non keuangan - neto non-financial assets - net Kredit yang diberikan 121.112 128.030 Loans Pembiayaan syariah 66.168 58.885 Sharia financing Penempatan pada bank lain 203 3.951 Placements with other banks 187.076 190.886 Penyisihan pembalikan kerugian penurunan Provision for reversal of impairment losses nilai atas komitmen dan kontinjensi 185 246 on commitments and contingencies 185 246 Beban lainnya Others expenses Corporate Social Responsibility 38.626 35.414 Corporate Social Responsibility Operasional pemasaran 47.656 35.217 Marketing operations Hadiah 177 229 Gift Iuran 4.046 2.907 Contributions Lain-lain 64.332 69.532 Others 154.837 143.299 Total 2.329.115 2.096.845 Total