Indonesian language.
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAKNYA LAPORAN KEUANGAN KONSOLIDASIAN
30 JUNI 2017 DAN 31 DESEMBER 2016 SERTA PERIODE YANG BERAKHIR PADA TANGGAL
30 JUNI 2017 DAN 2016 PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk AND ITS SUBSIDIARIES
CONSOLIDATED FINANCIAL STATEMENTS AS OF JUNE 30, 2017 AND DECEMBER 31, 2016
AND FOR THE PERIOD THEN ENDED JUNE 30, 2017 AND 2016
79
6. GIRO PADA BANK LAIN lanjutan 6. CURRENT ACCOUNTS WITH OTHER BANKS
continued c. Berdasarkan bank
c. By bank
30 Juni 31 Desember
June 30, 2017 December 31, 2016
Rupiah Rupiah
Bank Pemerintah Daerah Regional Banks
PT BPD Jawa Timur Tbk 477
940 PT BPD Jawa Timur Tbk
PT BPD Jawa Tengah 1.190
131 PT BPD Jawa Tengah
PT BPD Sumatera Utara 1.000
56 PT BPD Sumatera Utara
PT BPD Kalimatan Selatan 19
19 PT BPD Kalimatan Selatan
PT BPD DKI 18
18 PT BPD DKI
PT BPD Sulawesi Selatan PT BPD Sulawesi Selatan
dan Sulawesi Barat 5
6 and Sulawesi Barat
PT BPD Bali 5
5 PT BPD Bali
PT BPD Kalimantan Timur 3
3 PT BPD Kalimantan Timur
PT BPD Sulawesi Utara 2
2 PT BPD Sulawesi Utara
PT BPD Lampung 1
1 PT BPD Lampung
PT BPD Riau Kepri 1
1 PT BPD Riau Kepri
PT BPD Sumatera Selatan PT BPD Sumatera Selatan
dan Bangka Belitung 1
1 dan Bangka Belitung
BPR Jateng Bangkong 4
- BPR Jateng Bangkong
2.726 1.183
Bank Umum Commercial Banks
PT Bank Central Asia Tbk 71.777
32.286 PT Bank Central Asia Tbk
PT Bank Negara Indonesia PT Bank Negara Indonesia
Persero Tbk 3.539
8.419 Persero Tbk
PT Bank OCBC NISP Tbk 1.111
6.045 PT Bank OCBC NISP Tbk
PT Bank Rakyat Indonesia PT Bank Rakyat Indonesia
Persero Tbk 1.646
1.606 Persero Tbk
PT Bank CIMB Niaga Tbk 300
1.560 PT Bank CIMB Niaga Tbk
PT Bank Andara 39
198 PT Bank Andara
PT Bank Mandiri Persero Tbk 688
181 PT Bank Mandiri Persero Tbk
PT Bank Sahabat Sampoerna 7
30 PT Bank Sahabat Sampoerna
PT Bank Tabungan Pensiunan PT Bank Tabungan Pensiunan
Nasional Tbk 17
20 Nasional Tbk
PT Bank Danamon Indonesia Tbk 7.531
10 PT Bank Danamon Indonesia Tbk
PT Bank Himpunan PT Bank Himpunan
Saudara 1906 Tbk 1
- Saudara 1906Tbk
STANDARD CHARTERED BANK 500
500 STANDARD CHARTERED BANK
87.156 50.355
89.882 51.538
Mata uang asing Foreign currencies
PT Bank Central Asia Tbk 12.347
95.972 PT Bank Central Asia Tbk
Citibank, N.A 7.904
75.521 Citibank, New York
PT Bank Mandiri Persero Tbk 35.527
16.520 PT Bank Mandiri Persero Tbk
PT Bank Negara Indonesia PT Bank Negara Indonesia
Persero Tbk 31.138
10.885 Persero Tbk
Standard Chartered Bank, 27.487
7.048 Standard Chartered Bank
Australia and New Zealand Bank, 2.274
2.132 Australia and New Zealand Bank,
Overseas-Chinese Banking Overseas-Chinese Banking
Corporation, Ltd 3.291
2.014 Corporation, Ltd
Industrial and Commercial Industrial and Commercial
Bank Of China, Ltd 109
108 Bank Of China, Ltd
Indover Bank, Amsterdam 61
59 Indover Bank, Amsterdam
120.138 210.259
Total 210.020
261.797 Total
Indonesian language.
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAKNYA LAPORAN KEUANGAN KONSOLIDASIAN
30 JUNI 2017 DAN 31 DESEMBER 2016 SERTA PERIODE YANG BERAKHIR PADA TANGGAL
30 JUNI 2017 DAN 2016 PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk AND ITS SUBSIDIARIES
CONSOLIDATED FINANCIAL STATEMENTS AS OF JUNE 30, 2017 AND DECEMBER 31, 2016
AND FOR THE PERIOD THEN ENDED JUNE 30, 2017 AND 2016
80
6. GIRO PADA BANK LAIN lanjutan 6. CURRENT ACCOUNTS WITH OTHER BANKS
continued c. Berdasarkan bank lanjutan
c. By bank continued
30 Juni 31 Desember
June 30, 2017 December 31, 2016
Total 210.020
261.797 Total
Cadangan kerugian Allowance
penurunan nilai 61
56 for impairment losses
Neto 209.959
261.741 Net
d. Tingkat suku bunga rata-rata per tahun d. Average interest rates per annum
30 Juni 31 Desember
June 30, 2017 December 31, 2016
Rupiah 2,26
0,71 Rupiah
Mata uang asing 0,50
0,08 Foreign currencies
e. Perubahan cadangan kerugian penurunan nilai
e. Movements in
the allowance
for impairment losses
30 Juni 31 Desember
June 30, 2017 December 31, 2016
Saldo awal 56
62 Beginning balance
Pembalikan selama Reversal
tahun berjalan 5
6 during the year
Saldo akhir 61
56 Ending balance
Manajemen berpendapat
bahwa jumlah
cadangan kerugian penurunan nilai di atas telah memadai.
Management believes
that the
above allowance for impairment losses is adequate.
Informasi mengenai klasifikasi aset keuangan yang mengalami penurunan nilai dan tidak
mengalami penurunan nilai diungkapkan pada Catatan 45.
Information with respect to classification of impaired and not impaired of financial assets
are diclosed in Note 45.
Indonesian language.
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAKNYA LAPORAN KEUANGAN KONSOLIDASIAN
30 JUNI 2017 DAN 31 DESEMBER 2016 SERTA PERIODE YANG BERAKHIR PADA TANGGAL
30 JUNI 2017 DAN 2016 PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk AND ITS SUBSIDIARIES
CONSOLIDATED FINANCIAL STATEMENTS AS OF JUNE 30, 2017 AND DECEMBER 31, 2016
AND FOR THE PERIOD THEN ENDED JUNE 30, 2017 AND 2016
81
6. GIRO PADA BANK LAIN lanjutan 6. CURRENT ACCOUNTS WITH OTHER BANKS
continued f.
Berdasarkan kolektibilitas f.
By collectibility
Kolektibilitas giro pada bank lain adalah sebagai berikut:
The collectibility of current accounts with other banks are as follows:
30 Juni 31 Desember
Juni 30, 2017 December 31, 2016
Lancar 209.959
261.741 Current
Macet 61
56 Loss
Total 210.020
261.797 Total
Cadangan kerugian penurunan nilai
61 56
Allowance for impairment losses
Neto 209.959
261.741 Net
Pada tanggal 30 Juni 2017 dan 31 Desember 2016, tidak terdapat saldo giro pada bank lain yang
digunakan sebagai agunan. As of June 30, 2017 and December 31, 2016,
there are no current accounts with other banks which are used as collateral.
7. PENEMPATAN PADA BANK INDONESIA DAN BANK LAIN
7. PLACEMENTS WITH BANK INDONESIA AND OTHER BANKS
a. Berdasarkan jenis, hubungan dan mata uang
a. Based on type, relationship and currency
30 JuniJune 30, 2017 31 DesemberDecember 31, 2016
Jumlah nosional Jumlah nosional
mata uang asing mata uang asing
Notional amount Notional amount
in foreign Ekuivalen
in foreign Ekuivalen currencies
Rupiah currencies
Rupiah angka penuh Equivalent angka penuh Equivalent
full amount Rupiah
full amount Rupiah
Pihak ketiga Third parties
Rupiah Rupiah
Deposit Facility Deposit Facility
Deposit Facility 8.798.022
9.002.999 Deposit Facility
Deposit Facility - Syariah 962.239
1.034.621 Deposit Facility - Sharia
Call Money 844.968
1.287.201 Call Money
Deposito berjangka 497.680
541.177 Time Deposits
Tabungan 938
1.732 Savings
Sertifikat Investasi Interbank Mudharabah
Mudharabah antar bank 363.000
353.000 Investment Certificate
11.466.847 12.220.730
Dolar Amerika Serikat United States Dollar
Deposit Facility -
- 42.000.000
565.845 Deposit Facility
11.466.847 565.845
Total 11.466.847
12.786.575 Total
Cadangan kerugian Allowance for
penurunan nilai 8.749
9.059 impairment losses
Neto 11.458.098
12.777.516 Net
Indonesian language.
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAKNYA LAPORAN KEUANGAN KONSOLIDASIAN
30 JUNI 2017 DAN 31 DESEMBER 2016 SERTA PERIODE YANG BERAKHIR PADA TANGGAL
30 JUNI 2017 DAN 2016 PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk AND ITS SUBSIDIARIES
CONSOLIDATED FINANCIAL STATEMENTS AS OF JUNE 30, 2017 AND DECEMBER 31, 2016
AND FOR THE PERIOD THEN ENDED JUNE 30, 2017 AND 2016
82
7. PENEMPATAN PADA BANK INDONESIA DAN BANK LAIN lanjutan
7. PLACEMENTS WITH BANK INDONESIA AND OTHER BANKS continued
b. Berdasarkan sisa umur hingga jatuh tempo b. By remaining period until maturity
30 Juni 31 Desember
June 30, 2017 December 31, 2016
≤ 1 bulan 11.192.455
12.699.374 ≤ 1 month
1 bulan ≤ 3 bulan 263.511
- 1 month ≤ 3 months
3 bulan ≤ 6 bulan 10.881
87.201 3 months ≤ 6 months
Total 11.466.847
12.786.575 Total
Cadangan kerugian penurunan nilai
8.749 9.059
Allowance for impairment losses
Neto 11.458.098
12.777.516 Net
c. Berdasarkan jenis dan nama bank c. By type and counterparty bank
30 Juni 31 Desember
June 30, 2017 December 31, 2016
Rupiah Rupiah
Bank Indonesia Bank Indonesia
Deposit Facility 8.798.022
9.002.999 Deposit Facility
Deposit Facility - Syariah 962.239
1.034.621 Deposit Facility - Sharia
9.760.261 10.037.620
Call Money Call Money
PT Bank Tabungan Negara PT Bank Tabungan Negara
Persero Tbk -
250.000 Persero Tbk
PT BPD Kalimantan Timur 100.000
200.000 PT BPD Kalimantan Timur
PT BPD Riau Kepri -
200.000 PT BPD Riau Kepri
PT Bank OCBC NISP Tbk -
150.000 PT Bank OCBC NISP Tbk
PT BPD Jawa Tengah -
100.000 PT BPD Jawa Tengah
PT Bank CIMB Niaga Tbk 294.840
87.201 PT Bank CIMB Niaga Tbk
PT BPD DIY -
50.000 PT BPD DIY
PT Bank Neraga Indonesia 46 Tbk 128
- PT Bank Neraga Indonesia 46 Tbk
PT BPD Jambi -
50.000 PT BPD Jambi
PT BPD Lampung -
50.000 PT BPD Lampung
PT BPD Sulawesi Tenggara -
50.000 PT BPD Sulawesi Tenggara
PT BPD Sulawesi Selatan -
50.000 PT BPD Sulawesi Selatan
PT BPD Nusa Tenggara Barat -
50.000 PT BPD Nusa Tenggara Barat
PT BPD Sulawesi Tengah 50.000
- PT BPD Sulawesi Tengah
PT BPD Sumatra Barat 200.000
- PT BPD Sumatra Barat
PT BPD Kalimantan Selatan 50.000
- PT BPD Kalimantan Selatan
PT Bank Mandiri Persero Tbk 100.000
- PT Bank Mandiri Persero Tbk
CITI BANK 50.000
- Citi Bank
497.680 1.287.201
Indonesian language.
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAKNYA LAPORAN KEUANGAN KONSOLIDASIAN
30 JUNI 2017 DAN 31 DESEMBER 2016 SERTA PERIODE YANG BERAKHIR PADA TANGGAL
30 JUNI 2017 DAN 2016 PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk AND ITS SUBSIDIARIES
CONSOLIDATED FINANCIAL STATEMENTS AS OF JUNE 30, 2017 AND DECEMBER 31, 2016
AND FOR THE PERIOD THEN ENDED JUNE 30, 2017 AND 2016
83
7. PENEMPATAN PADA BANK INDONESIA DAN BANK LAIN lanjutan
7. PLACEMENTS WITH BANK INDONESIA AND OTHER BANKS continued
c. Berdasarkan jenis
dan nama
bank lanjutan
c. By type and counterparty bank continued
30 Juni 31 Desember
June 30, 2017 December 31, 2016
Rupiah lanjutan Rupiah continued
Deposito berjangka Time deposits
PT Bank Danamon Syariah 176.200
170.000 PT Bank Danamon Syariah
PT Bank Muamalat Indonesia Tbk 126.000
168.000 PT Bank Muamalat Indonesia Tbk
PT Bank BPD Jateng - PT Bank BPD Jateng -
Unit Usaha Syariah -
140.000 Sharia Business Unit
PT Bank OCBC NISP Tbk PT Bank OCBC NISP Tbk
Unit Usaha Syariah -
50.000 Sharia Business Unit
PT Bank BNI Syariah 185.000
10.000 PT Bank BNI Syariah
PT Bank CIMB Niaga Tbk 2.281
2.280 PT Bank CIMB Niaga Tbk
PT Bank Andara 3.000
500 PT Bank Andara
PT Bank Mandiri Persero Tbk -
200 PT Bank Mandiri Persero Tbk
PT Bank Negara Indonesia PT Bank Negara Indonesia
Persero Tbk 124
122 Persero Tbk
PT Bank Sahabat Sampoerna 75
75 PT Bank Sahabat Sampoerna
BPR Subang 2.000
- BPR Subang
BPR Pancoran Mas 1.000
- BPR Pancora Mas
PT BPR Cianjur 2.000
- PT BPR Cianjur
497.680 541.177
Tabungan Savings
PT Bank Mandiri Persero Tbk 540
911 PT Bank Mandiri Persero Tbk
PT Bank Rakyat Indonesia PT Bank Rakyat Indonesia
Persero Tbk 376
667 Persero Tbk
PT Bank Mega Tbk 1
96 PT Bank Mega Tbk
PT BPR Karyajatnika Sadaya 3
42 PT BPR Karyajatnika Sadaya
BPR Srie Artha Lestari 3
- BPR Srie Artha Lestari
PT Bank Muamalat Indonesia Tbk 11
12 PT Bank Muamalat Indonesia Tbk
PT Bank Pan Indonesia Tbk 4
4 PT Bank Pan Indonesia Tbk
938 1.732
Sertifikat Investasi Mudharabah Interbank Mudharabah
Antar Bank 363.000
353.000 Investment Certificate
11.466.847 12.220.730
Dolar Amerika Serikat
United States Dollar
Deposit Facility Deposit Facility
Bank Indonesia -
565.845 Bank Indonesia
11.466.847 12.786.575
Cadangan kerugian Allowance
penurunan nilai 8.749
9.059 for impairment losses
Neto 11.458.098
12.777.516 Net
Indonesian language.
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAKNYA LAPORAN KEUANGAN KONSOLIDASIAN
30 JUNI 2017 DAN 31 DESEMBER 2016 SERTA PERIODE YANG BERAKHIR PADA TANGGAL
30 JUNI 2017 DAN 2016 PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk AND ITS SUBSIDIARIES
CONSOLIDATED FINANCIAL STATEMENTS AS OF JUNE 30, 2017 AND DECEMBER 31, 2016
AND FOR THE PERIOD THEN ENDED JUNE 30, 2017 AND 2016
84
7. PENEMPATAN PADA BANK INDONESIA DAN BANK LAIN lanjutan
7. PLACEMENTS WITH BANK INDONESIA AND OTHER BANKS continued
c. Berdasarkan jenis
dan nama
bank lanjutan
c. By type and counterparty bank continued
Dalam penempatan pada Bank Indonesia dan bank
lain termasuk
penempatan yang
didasarkan pada prinsip perbankan syariah dengan nilai tercatat sebesar Rp. 1.812.239
dan Rp1.925.621 masing-masing pada tanggal 30 Juni 2017 dan 31 Desember 2016.
As of June 30, 2017 and December 31, 2016, placements with Bank Indonesia and other
banks include placements based on sharia banking principles with carrying amounts of
Rp. 1,812,239 and Rp1,925,621, respectively.
d. Tingkat suku bunga rata-rata per tahun d. Average interest rates per annum
30 Juni 31 Desember
June 30, 2017 December 31, 2016
Rupiah 7,15
5,60 Rupiah
Dolar Amerika Serikat 0,09
0,43 United States Dollar
e. Perubahan cadangan kerugian penurunan nilai
e. Movements in
the allowance
for impairment losses
30 Juni 31 Desember
June 30, 2017 December 31, 2016
Saldo awal 9.059
3.859 Beginning balance
Penyisihan selama tahun berjalan 310
5.200 Provision during the year
Saldo akhir 8.749
9.059 Ending balance
Manajemen berpendapat
bahwa jumlah
cadangan kerugian penurunan nilai di atas telah memadai.
Management believes
that the
above allowance for impairment losses is adequate.
Informasi mengenai klasifikasi aset keuangan yang mengalami penurunan nilai dan tidak
mengalami penurunan nilai diungkapkan pada Catatan 45.
Information with respect to classification of impaired and not impaired of financial assets
are diclosed in Note 45.
Rata-rata tingkat suku bunga per tahun untuk penempatan pada Bank Indonesia dan bank
lain diungkapkan pada Catatan 48. The average of interest rates per annum for
placements with Bank Indonesia and other banks are disclosed in Note 48.
Indonesian language.
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAKNYA LAPORAN KEUANGAN KONSOLIDASIAN
30 JUNI 2017 DAN 31 DESEMBER 2016 SERTA PERIODE YANG BERAKHIR PADA TANGGAL
30 JUNI 2017 DAN 2016 PT BANK PEMBANGUNAN DAERAH
JAWA BARAT DAN BANTEN Tbk AND ITS SUBSIDIARIES
CONSOLIDATED FINANCIAL STATEMENTS AS OF JUNE 30, 2017 AND DECEMBER 31, 2016
AND FOR THE PERIOD THEN ENDED JUNE 30, 2017 AND 2016
85
8. TAGIHAN DAN LIABILITAS DERIVATIF 8. DERIVATIVES RECEIVABLE AND PAYABLE
Dalam melakukan
usaha bisnis,
Bank melakukan transaksi instrumen keuangan
derivatif seperti swap mata uang asing dan transaksi spot.
In the normal course of business, Bank enters into transactions involving derivative financial
instruments such as currency swaps and spot.
a. Berdasarkan jenis dan mata uang a. By type and currency
30 Juni June 30, 2017
Instrumen Jumlah nosional
mata uang asing
jumlah penuh Notional amount
foreign currency
full amount Nilai wajarFair values
Instruments
Tagihan derivatif
Derivatives receivable
Liabilitas derivatif
Derivatives payable
Terkait Nilai Tukar Exchange Rate Related
Swap mata uang asing - jual Foreign currency swaps
– sell USD
- -
- USD
Swap mata uang asing - beli Foreign currency swaps - buy
USD -
- -
USD Spot mata uang asing - beli
Foreign currency spots – buy
USD -
- -
USD Spot mata uang asing - jual
Foreign currency spots - sell USD
- -
- USD
FX- Forward USDIDR -
8 -
FX- Forward USDIDR
8 -
31 Desember December 31, 2016
Instrumen Jumlah nosional
mata uang asing
jumlah penuh Notional amount
foreign currency
full amount Nilai wajarFair values
Instruments
Tagihan derivatif
Derivatives receivable
Liabilitas derivatif
Derivatives payable
Terkait Nilai Tukar Exchange Rate Related
Swap mata uang asing - jual Foreign currency swaps
– sell USD
500.000 8
- USD
Swap mata uang asing - beli Foreign currency swaps - buy
USD 75.000.000
1.327 225
USD Spot mata uang asing - beli
Foreign currency spots – buy
USD 500.000
1 -
USD Spot mata uang asing - jual
Foreign currency spots - sell USD
185.000 -
2 USD
1.336 227
Pada tanggal 30 Juni 2017 dan 31 Desember 2016, tidak ada transaksi derivatif dengan
pihak berelasi. As of June 30, 2017 and December 31, 2016,
there is no derivative transaction with related party.