GIRO PADA BANK INDONESIA lanjutan CURRENT GIRO PADA BANK LAIN lanjutan CURRENT ACCOUNTS WITH OTHER BANKS PENEMPATAN PADA BANK INDONESIA DAN BANK LAIN PENEMPATAN PADA BANK INDONESIA DAN BANK LAIN lanjutan PENEMPATAN PADA BANK INDONESIA

Indonesian language. PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAKNYA LAPORAN KEUANGAN KONSOLIDASIAN 30 JUNI 2017 DAN 31 DESEMBER 2016 SERTA PERIODE YANG BERAKHIR PADA TANGGAL 30 JUNI 2017 DAN 2016 PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND ITS SUBSIDIARIES CONSOLIDATED FINANCIAL STATEMENTS AS OF JUNE 30, 2017 AND DECEMBER 31, 2016 AND FOR THE PERIOD THEN ENDED JUNE 30, 2017 AND 2016 79 6. GIRO PADA BANK LAIN lanjutan 6. CURRENT ACCOUNTS WITH OTHER BANKS continued c. Berdasarkan bank

c. By bank

30 Juni 31 Desember June 30, 2017 December 31, 2016 Rupiah Rupiah Bank Pemerintah Daerah Regional Banks PT BPD Jawa Timur Tbk 477 940 PT BPD Jawa Timur Tbk PT BPD Jawa Tengah 1.190 131 PT BPD Jawa Tengah PT BPD Sumatera Utara 1.000 56 PT BPD Sumatera Utara PT BPD Kalimatan Selatan 19 19 PT BPD Kalimatan Selatan PT BPD DKI 18 18 PT BPD DKI PT BPD Sulawesi Selatan PT BPD Sulawesi Selatan dan Sulawesi Barat 5 6 and Sulawesi Barat PT BPD Bali 5 5 PT BPD Bali PT BPD Kalimantan Timur 3 3 PT BPD Kalimantan Timur PT BPD Sulawesi Utara 2 2 PT BPD Sulawesi Utara PT BPD Lampung 1 1 PT BPD Lampung PT BPD Riau Kepri 1 1 PT BPD Riau Kepri PT BPD Sumatera Selatan PT BPD Sumatera Selatan dan Bangka Belitung 1 1 dan Bangka Belitung BPR Jateng Bangkong 4 - BPR Jateng Bangkong 2.726 1.183 Bank Umum Commercial Banks PT Bank Central Asia Tbk 71.777 32.286 PT Bank Central Asia Tbk PT Bank Negara Indonesia PT Bank Negara Indonesia Persero Tbk 3.539 8.419 Persero Tbk PT Bank OCBC NISP Tbk 1.111 6.045 PT Bank OCBC NISP Tbk PT Bank Rakyat Indonesia PT Bank Rakyat Indonesia Persero Tbk 1.646 1.606 Persero Tbk PT Bank CIMB Niaga Tbk 300 1.560 PT Bank CIMB Niaga Tbk PT Bank Andara 39 198 PT Bank Andara PT Bank Mandiri Persero Tbk 688 181 PT Bank Mandiri Persero Tbk PT Bank Sahabat Sampoerna 7 30 PT Bank Sahabat Sampoerna PT Bank Tabungan Pensiunan PT Bank Tabungan Pensiunan Nasional Tbk 17 20 Nasional Tbk PT Bank Danamon Indonesia Tbk 7.531 10 PT Bank Danamon Indonesia Tbk PT Bank Himpunan PT Bank Himpunan Saudara 1906 Tbk 1 - Saudara 1906Tbk STANDARD CHARTERED BANK 500 500 STANDARD CHARTERED BANK 87.156 50.355 89.882 51.538 Mata uang asing Foreign currencies PT Bank Central Asia Tbk 12.347 95.972 PT Bank Central Asia Tbk Citibank, N.A 7.904 75.521 Citibank, New York PT Bank Mandiri Persero Tbk 35.527 16.520 PT Bank Mandiri Persero Tbk PT Bank Negara Indonesia PT Bank Negara Indonesia Persero Tbk 31.138 10.885 Persero Tbk Standard Chartered Bank, 27.487 7.048 Standard Chartered Bank Australia and New Zealand Bank, 2.274 2.132 Australia and New Zealand Bank, Overseas-Chinese Banking Overseas-Chinese Banking Corporation, Ltd 3.291 2.014 Corporation, Ltd Industrial and Commercial Industrial and Commercial Bank Of China, Ltd 109 108 Bank Of China, Ltd Indover Bank, Amsterdam 61 59 Indover Bank, Amsterdam 120.138 210.259 Total 210.020 261.797 Total Indonesian language. PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAKNYA LAPORAN KEUANGAN KONSOLIDASIAN 30 JUNI 2017 DAN 31 DESEMBER 2016 SERTA PERIODE YANG BERAKHIR PADA TANGGAL 30 JUNI 2017 DAN 2016 PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND ITS SUBSIDIARIES CONSOLIDATED FINANCIAL STATEMENTS AS OF JUNE 30, 2017 AND DECEMBER 31, 2016 AND FOR THE PERIOD THEN ENDED JUNE 30, 2017 AND 2016 80 6. GIRO PADA BANK LAIN lanjutan 6. CURRENT ACCOUNTS WITH OTHER BANKS continued c. Berdasarkan bank lanjutan

c. By bank continued

30 Juni 31 Desember June 30, 2017 December 31, 2016 Total 210.020 261.797 Total Cadangan kerugian Allowance penurunan nilai 61 56 for impairment losses Neto 209.959 261.741 Net d. Tingkat suku bunga rata-rata per tahun d. Average interest rates per annum 30 Juni 31 Desember June 30, 2017 December 31, 2016 Rupiah 2,26 0,71 Rupiah Mata uang asing 0,50 0,08 Foreign currencies

e. Perubahan cadangan kerugian penurunan nilai

e. Movements in

the allowance for impairment losses 30 Juni 31 Desember June 30, 2017 December 31, 2016 Saldo awal 56 62 Beginning balance Pembalikan selama Reversal tahun berjalan 5 6 during the year Saldo akhir 61 56 Ending balance Manajemen berpendapat bahwa jumlah cadangan kerugian penurunan nilai di atas telah memadai. Management believes that the above allowance for impairment losses is adequate. Informasi mengenai klasifikasi aset keuangan yang mengalami penurunan nilai dan tidak mengalami penurunan nilai diungkapkan pada Catatan 45. Information with respect to classification of impaired and not impaired of financial assets are diclosed in Note 45. Indonesian language. PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAKNYA LAPORAN KEUANGAN KONSOLIDASIAN 30 JUNI 2017 DAN 31 DESEMBER 2016 SERTA PERIODE YANG BERAKHIR PADA TANGGAL 30 JUNI 2017 DAN 2016 PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND ITS SUBSIDIARIES CONSOLIDATED FINANCIAL STATEMENTS AS OF JUNE 30, 2017 AND DECEMBER 31, 2016 AND FOR THE PERIOD THEN ENDED JUNE 30, 2017 AND 2016 81 6. GIRO PADA BANK LAIN lanjutan 6. CURRENT ACCOUNTS WITH OTHER BANKS continued f. Berdasarkan kolektibilitas f. By collectibility Kolektibilitas giro pada bank lain adalah sebagai berikut: The collectibility of current accounts with other banks are as follows: 30 Juni 31 Desember Juni 30, 2017 December 31, 2016 Lancar 209.959 261.741 Current Macet 61 56 Loss Total 210.020 261.797 Total Cadangan kerugian penurunan nilai 61 56 Allowance for impairment losses Neto 209.959 261.741 Net Pada tanggal 30 Juni 2017 dan 31 Desember 2016, tidak terdapat saldo giro pada bank lain yang digunakan sebagai agunan. As of June 30, 2017 and December 31, 2016, there are no current accounts with other banks which are used as collateral.

7. PENEMPATAN PADA BANK INDONESIA DAN BANK LAIN

7. PLACEMENTS WITH BANK INDONESIA AND OTHER BANKS

a. Berdasarkan jenis, hubungan dan mata uang

a. Based on type, relationship and currency

30 JuniJune 30, 2017 31 DesemberDecember 31, 2016 Jumlah nosional Jumlah nosional mata uang asing mata uang asing Notional amount Notional amount in foreign Ekuivalen in foreign Ekuivalen currencies Rupiah currencies Rupiah angka penuh Equivalent angka penuh Equivalent full amount Rupiah full amount Rupiah Pihak ketiga Third parties Rupiah Rupiah Deposit Facility Deposit Facility Deposit Facility 8.798.022 9.002.999 Deposit Facility Deposit Facility - Syariah 962.239 1.034.621 Deposit Facility - Sharia Call Money 844.968 1.287.201 Call Money Deposito berjangka 497.680 541.177 Time Deposits Tabungan 938 1.732 Savings Sertifikat Investasi Interbank Mudharabah Mudharabah antar bank 363.000 353.000 Investment Certificate 11.466.847 12.220.730 Dolar Amerika Serikat United States Dollar Deposit Facility - - 42.000.000 565.845 Deposit Facility 11.466.847 565.845 Total 11.466.847 12.786.575 Total Cadangan kerugian Allowance for penurunan nilai 8.749 9.059 impairment losses Neto 11.458.098 12.777.516 Net Indonesian language. PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAKNYA LAPORAN KEUANGAN KONSOLIDASIAN 30 JUNI 2017 DAN 31 DESEMBER 2016 SERTA PERIODE YANG BERAKHIR PADA TANGGAL 30 JUNI 2017 DAN 2016 PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND ITS SUBSIDIARIES CONSOLIDATED FINANCIAL STATEMENTS AS OF JUNE 30, 2017 AND DECEMBER 31, 2016 AND FOR THE PERIOD THEN ENDED JUNE 30, 2017 AND 2016 82

7. PENEMPATAN PADA BANK INDONESIA DAN BANK LAIN lanjutan

7. PLACEMENTS WITH BANK INDONESIA AND OTHER BANKS continued

b. Berdasarkan sisa umur hingga jatuh tempo b. By remaining period until maturity 30 Juni 31 Desember June 30, 2017 December 31, 2016 ≤ 1 bulan 11.192.455 12.699.374 ≤ 1 month 1 bulan ≤ 3 bulan 263.511 - 1 month ≤ 3 months 3 bulan ≤ 6 bulan 10.881 87.201 3 months ≤ 6 months Total 11.466.847 12.786.575 Total Cadangan kerugian penurunan nilai 8.749 9.059 Allowance for impairment losses Neto 11.458.098 12.777.516 Net c. Berdasarkan jenis dan nama bank c. By type and counterparty bank 30 Juni 31 Desember June 30, 2017 December 31, 2016 Rupiah Rupiah Bank Indonesia Bank Indonesia Deposit Facility 8.798.022 9.002.999 Deposit Facility Deposit Facility - Syariah 962.239 1.034.621 Deposit Facility - Sharia 9.760.261 10.037.620 Call Money Call Money PT Bank Tabungan Negara PT Bank Tabungan Negara Persero Tbk - 250.000 Persero Tbk PT BPD Kalimantan Timur 100.000 200.000 PT BPD Kalimantan Timur PT BPD Riau Kepri - 200.000 PT BPD Riau Kepri PT Bank OCBC NISP Tbk - 150.000 PT Bank OCBC NISP Tbk PT BPD Jawa Tengah - 100.000 PT BPD Jawa Tengah PT Bank CIMB Niaga Tbk 294.840 87.201 PT Bank CIMB Niaga Tbk PT BPD DIY - 50.000 PT BPD DIY PT Bank Neraga Indonesia 46 Tbk 128 - PT Bank Neraga Indonesia 46 Tbk PT BPD Jambi - 50.000 PT BPD Jambi PT BPD Lampung - 50.000 PT BPD Lampung PT BPD Sulawesi Tenggara - 50.000 PT BPD Sulawesi Tenggara PT BPD Sulawesi Selatan - 50.000 PT BPD Sulawesi Selatan PT BPD Nusa Tenggara Barat - 50.000 PT BPD Nusa Tenggara Barat PT BPD Sulawesi Tengah 50.000 - PT BPD Sulawesi Tengah PT BPD Sumatra Barat 200.000 - PT BPD Sumatra Barat PT BPD Kalimantan Selatan 50.000 - PT BPD Kalimantan Selatan PT Bank Mandiri Persero Tbk 100.000 - PT Bank Mandiri Persero Tbk CITI BANK 50.000 - Citi Bank 497.680 1.287.201 Indonesian language. PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAKNYA LAPORAN KEUANGAN KONSOLIDASIAN 30 JUNI 2017 DAN 31 DESEMBER 2016 SERTA PERIODE YANG BERAKHIR PADA TANGGAL 30 JUNI 2017 DAN 2016 PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND ITS SUBSIDIARIES CONSOLIDATED FINANCIAL STATEMENTS AS OF JUNE 30, 2017 AND DECEMBER 31, 2016 AND FOR THE PERIOD THEN ENDED JUNE 30, 2017 AND 2016 83

7. PENEMPATAN PADA BANK INDONESIA DAN BANK LAIN lanjutan

7. PLACEMENTS WITH BANK INDONESIA AND OTHER BANKS continued

c. Berdasarkan jenis

dan nama bank lanjutan

c. By type and counterparty bank continued

30 Juni 31 Desember June 30, 2017 December 31, 2016 Rupiah lanjutan Rupiah continued Deposito berjangka Time deposits PT Bank Danamon Syariah 176.200 170.000 PT Bank Danamon Syariah PT Bank Muamalat Indonesia Tbk 126.000 168.000 PT Bank Muamalat Indonesia Tbk PT Bank BPD Jateng - PT Bank BPD Jateng - Unit Usaha Syariah - 140.000 Sharia Business Unit PT Bank OCBC NISP Tbk PT Bank OCBC NISP Tbk Unit Usaha Syariah - 50.000 Sharia Business Unit PT Bank BNI Syariah 185.000 10.000 PT Bank BNI Syariah PT Bank CIMB Niaga Tbk 2.281 2.280 PT Bank CIMB Niaga Tbk PT Bank Andara 3.000 500 PT Bank Andara PT Bank Mandiri Persero Tbk - 200 PT Bank Mandiri Persero Tbk PT Bank Negara Indonesia PT Bank Negara Indonesia Persero Tbk 124 122 Persero Tbk PT Bank Sahabat Sampoerna 75 75 PT Bank Sahabat Sampoerna BPR Subang 2.000 - BPR Subang BPR Pancoran Mas 1.000 - BPR Pancora Mas PT BPR Cianjur 2.000 - PT BPR Cianjur 497.680 541.177 Tabungan Savings PT Bank Mandiri Persero Tbk 540 911 PT Bank Mandiri Persero Tbk PT Bank Rakyat Indonesia PT Bank Rakyat Indonesia Persero Tbk 376 667 Persero Tbk PT Bank Mega Tbk 1 96 PT Bank Mega Tbk PT BPR Karyajatnika Sadaya 3 42 PT BPR Karyajatnika Sadaya BPR Srie Artha Lestari 3 - BPR Srie Artha Lestari PT Bank Muamalat Indonesia Tbk 11 12 PT Bank Muamalat Indonesia Tbk PT Bank Pan Indonesia Tbk 4 4 PT Bank Pan Indonesia Tbk 938 1.732 Sertifikat Investasi Mudharabah Interbank Mudharabah Antar Bank 363.000 353.000 Investment Certificate 11.466.847 12.220.730 Dolar Amerika Serikat United States Dollar Deposit Facility Deposit Facility Bank Indonesia - 565.845 Bank Indonesia 11.466.847 12.786.575 Cadangan kerugian Allowance penurunan nilai 8.749 9.059 for impairment losses Neto 11.458.098 12.777.516 Net Indonesian language. PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAKNYA LAPORAN KEUANGAN KONSOLIDASIAN 30 JUNI 2017 DAN 31 DESEMBER 2016 SERTA PERIODE YANG BERAKHIR PADA TANGGAL 30 JUNI 2017 DAN 2016 PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND ITS SUBSIDIARIES CONSOLIDATED FINANCIAL STATEMENTS AS OF JUNE 30, 2017 AND DECEMBER 31, 2016 AND FOR THE PERIOD THEN ENDED JUNE 30, 2017 AND 2016 84

7. PENEMPATAN PADA BANK INDONESIA DAN BANK LAIN lanjutan

7. PLACEMENTS WITH BANK INDONESIA AND OTHER BANKS continued

c. Berdasarkan jenis

dan nama bank lanjutan

c. By type and counterparty bank continued

Dalam penempatan pada Bank Indonesia dan bank lain termasuk penempatan yang didasarkan pada prinsip perbankan syariah dengan nilai tercatat sebesar Rp. 1.812.239 dan Rp1.925.621 masing-masing pada tanggal 30 Juni 2017 dan 31 Desember 2016. As of June 30, 2017 and December 31, 2016, placements with Bank Indonesia and other banks include placements based on sharia banking principles with carrying amounts of Rp. 1,812,239 and Rp1,925,621, respectively. d. Tingkat suku bunga rata-rata per tahun d. Average interest rates per annum 30 Juni 31 Desember June 30, 2017 December 31, 2016 Rupiah 7,15 5,60 Rupiah Dolar Amerika Serikat 0,09 0,43 United States Dollar

e. Perubahan cadangan kerugian penurunan nilai

e. Movements in

the allowance for impairment losses 30 Juni 31 Desember June 30, 2017 December 31, 2016 Saldo awal 9.059 3.859 Beginning balance Penyisihan selama tahun berjalan 310 5.200 Provision during the year Saldo akhir 8.749 9.059 Ending balance Manajemen berpendapat bahwa jumlah cadangan kerugian penurunan nilai di atas telah memadai. Management believes that the above allowance for impairment losses is adequate. Informasi mengenai klasifikasi aset keuangan yang mengalami penurunan nilai dan tidak mengalami penurunan nilai diungkapkan pada Catatan 45. Information with respect to classification of impaired and not impaired of financial assets are diclosed in Note 45. Rata-rata tingkat suku bunga per tahun untuk penempatan pada Bank Indonesia dan bank lain diungkapkan pada Catatan 48. The average of interest rates per annum for placements with Bank Indonesia and other banks are disclosed in Note 48. Indonesian language. PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAKNYA LAPORAN KEUANGAN KONSOLIDASIAN 30 JUNI 2017 DAN 31 DESEMBER 2016 SERTA PERIODE YANG BERAKHIR PADA TANGGAL 30 JUNI 2017 DAN 2016 PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND ITS SUBSIDIARIES CONSOLIDATED FINANCIAL STATEMENTS AS OF JUNE 30, 2017 AND DECEMBER 31, 2016 AND FOR THE PERIOD THEN ENDED JUNE 30, 2017 AND 2016 85 8. TAGIHAN DAN LIABILITAS DERIVATIF 8. DERIVATIVES RECEIVABLE AND PAYABLE Dalam melakukan usaha bisnis, Bank melakukan transaksi instrumen keuangan derivatif seperti swap mata uang asing dan transaksi spot. In the normal course of business, Bank enters into transactions involving derivative financial instruments such as currency swaps and spot. a. Berdasarkan jenis dan mata uang a. By type and currency 30 Juni June 30, 2017 Instrumen Jumlah nosional mata uang asing jumlah penuh Notional amount foreign currency full amount Nilai wajarFair values Instruments Tagihan derivatif Derivatives receivable Liabilitas derivatif Derivatives payable Terkait Nilai Tukar Exchange Rate Related Swap mata uang asing - jual Foreign currency swaps – sell USD - - - USD Swap mata uang asing - beli Foreign currency swaps - buy USD - - - USD Spot mata uang asing - beli Foreign currency spots – buy USD - - - USD Spot mata uang asing - jual Foreign currency spots - sell USD - - - USD FX- Forward USDIDR - 8 - FX- Forward USDIDR 8 - 31 Desember December 31, 2016 Instrumen Jumlah nosional mata uang asing jumlah penuh Notional amount foreign currency full amount Nilai wajarFair values Instruments Tagihan derivatif Derivatives receivable Liabilitas derivatif Derivatives payable Terkait Nilai Tukar Exchange Rate Related Swap mata uang asing - jual Foreign currency swaps – sell USD 500.000 8 - USD Swap mata uang asing - beli Foreign currency swaps - buy USD 75.000.000 1.327 225 USD Spot mata uang asing - beli Foreign currency spots – buy USD 500.000 1 - USD Spot mata uang asing - jual Foreign currency spots - sell USD 185.000 - 2 USD 1.336 227 Pada tanggal 30 Juni 2017 dan 31 Desember 2016, tidak ada transaksi derivatif dengan pihak berelasi. As of June 30, 2017 and December 31, 2016, there is no derivative transaction with related party.