These financial statements are originally issued in Indonesian language
PT BANK DKI
NOTES TO THE FINANCIAL STATEMENTS Continued For the Years Ended December 31, 2006 and 2005
In Full Rupiah
47
DRAFT
For Discussion Purpose Only April 26, 2007
To be Finalized Agreed by
: Date
:
As of December 31, 2006 and 2005, the Bank’s minimum capital adequacy ratio in compliance with Bank Indonesia’s regulation is as follows:
2006 2005
in millions of Rupiah in millions of Rupiah
Composition of Capital A. Core Capital
Mo Paid-in Capital
553,917 513,644
Additional Paid-in Capital 143,897
107,114 Sub Total
697,814 620,758
B. Supplementary Capital Allowance for Possible Losses on Earning Assets
47,649 31,869
Increase in Securities on Available For Sale Portfolio 383
125 Sub Total
48,032 31,994
Maximum of 100 of Core Capital 48,032
31,994 Total Core and Supplementary Capital
745,846 652,752
Investments in Shares of Stocks 927
927 Total Capital
744,919 651,825
Risk Weighted Assets ATMR Credit 4,183,461
3,375,598 Risk Weighted Assets ATMR Market
198,238 152,820
Capital Adequacy Ratio with Credit Risk
17.81 19.31
Capital Adequacy Ratio with Credit Risk and Market Risk
17.00 18.47
Based on PBI No.321PBI2001 dated December 13, 2001, capital adequacy ratio should be computed excluding the effect of deferred tax.
35. Ratio of Earning Assets to Total Assets
The following table presents the ratio of the Bank’s earning assets before the allowance for possible losses to total assets:
2006 2005
Current Accounts with Other Banks 0.12
0.13 Placements with Other Banks and Bank Indonesia,
Excluding Non-Performing Accounts 8.15
16.38 Securities, Excluding Non Performing Accounts
45.67 33.09
Loans, Excluding Non Performing Accounts 31.47
29.94 Investment in Shares of Stock,
Excluding Non Performing Accounts 0.01
0.01
Total Earning Assets 85.42
79.55
These financial statements are originally issued in Indonesian language
PT BANK DKI
NOTES TO THE FINANCIAL STATEMENTS Continued For the Years Ended December 31, 2006 and 2005
In Full Rupiah
48
DRAFT
For Discussion Purpose Only April 26, 2007
To be Finalized Agreed by
: Date
:
36. Significant Agreements
Government Guarantee Through the Regulation of the Minister of Finance of Republic of Indonesia No.17PMK.052005 dated March 3,
2005, the Government Guarantee Program is ended on September 21, 2005. Following that, based on the Law No.24 on the year 2004, dated September 22, 2004 regarding Deposit Insurance Agency LPS, the LPS
Guarantee Program would start effectively on September 22, 2005. All banks that have business licenses are members of LPS Guarantee Program.
37. Business Segment Information
Non Sharia
Jumlah Sharia
Rp Rp
Rp Assets
Cash and Cash Equivalents 285,903,077,761
687,961,900 286,591,039,661
Allowance for Possible Losses --
-- --
Cash and Cash Equivalents-Net 285,903,077,761
687,961,900 286,591,039,661
Placements with Other Banks and Bank Indonesia
1,858,182,680,680 15,775,072,257
1,873,957,752,937 Allowance for Possible Losses
315,584,854.00 --
315,584,854.00
Placements with Other Banks-Net 1,857,867,095,826
15,775,072,257 1,873,642,168,083
Securities-Rupiah Trading
236,033,720,000 --
236,033,720,000 Held-to-Maturity
4,821,994,282,557 --
4,821,994,282,557 Securities-Foreign Currency
Trading 9,442,346,400
-- 9,442,346,400
Available for Sale 9,779,958,900
-- 9,779,958,900
Held-to-Maturity 27,362,211,749
4,000,000,000 31,362,211,749
Allowance for Possible Losses 7,484,753,233
-- 7,484,753,233
Securities - Net 5,097,127,766,373
4,000,000,000 5,101,127,766,373
Loans Rupiah
3,612,484,431,276 76,307,242,859
3,688,791,674,135 Allowance for Possible Losses
160,948,635,196 1,567,601,047
162,516,236,243
Loans-Net 3,451,535,796,080
74,739,641,812 3,526,275,437,892
Accrued Income 117,126,545,018
-- 117,126,545,018
Other Assets 282,118,177,442
19,518,250 282,137,695,692
399,244,722,460 19,518,250
399,264,240,710 Total Assets
11,091,678,458,500 95,222,194,219
11,186,900,652,719 2006
