These financial statements are originally issued in Indonesian language
PT BANK DKI
NOTES TO THE FINANCIAL STATEMENTS Continued For the Years Ended December 31, 2006 and 2005
In Full Rupiah
46
DRAFT
For Discussion Purpose Only April 26, 2007
To be Finalized Agreed by
: Date
:
The following tables represent Bank’s Net Open Position as of December 31, 2006 and 2005 which are as follows:
Assets and Administrative Liabilities and Administrative
Net Open Position Foreign Currencies
Asset Accounts Liabilities Accounts
Rp Rp
Rp
United States Dollar 75,694,991,528
12,000,491,141 63,694,500,387
Euro 1,514,289,171
339,772,224.88 1,174,516,946
Japanese Yen 4,632,078,450
4542187287 89,891,163
Australian Dollar 440,780,121
-- 440,780,121
Singapore Dollar 552,515,504
-- 552,515,504
Poundsterling --
-- --
Hongkong Dollar 1,597,633
-- 1,597,633
Net 82,836,252,407
16,882,450,653 65,953,801,754
Percentage to Capital 8.85
2006
Assets and Administrative Liabilities and Administrative
Net Open Position Foreign Currencies
Asset Accounts Liabilities Accounts
Rp Rp
Rp
United States Dollar 83,354,839,476
23,122,329,481 60,232,509,995
Euro 316,144,686
-- 316,144,686
Japanese Yen 3,958,575,893
5,513,376,064 1,554,800,170
Australian Dollar 119,651,130
-- 119,651,130
Singapore Dollar 648,745,788
-- 648,745,788
Poundsterling 2,802,046
-- 2,802,046
Hongkong Dollar 2,586,373
-- 2,586,373
Net 88,403,345,393
28,635,705,545 62,877,240,189
Percentage to Capital 9.65
2005
34. Capital Adequacy Ratio
Bank Indonesia’s Regulation No.321PBI2001 dated December 13, 2001 required the banks in Indonesia to maintain a minimum capital adequacy ratio of 8.
The capital adequacy ratio is calculated based on the Circular Letter of Bank Indonesia No.523DPNP dated September 29, 2003.
These financial statements are originally issued in Indonesian language
PT BANK DKI
NOTES TO THE FINANCIAL STATEMENTS Continued For the Years Ended December 31, 2006 and 2005
In Full Rupiah
47
DRAFT
For Discussion Purpose Only April 26, 2007
To be Finalized Agreed by
: Date
:
As of December 31, 2006 and 2005, the Bank’s minimum capital adequacy ratio in compliance with Bank Indonesia’s regulation is as follows:
2006 2005
in millions of Rupiah in millions of Rupiah
Composition of Capital A. Core Capital
Mo Paid-in Capital
553,917 513,644
Additional Paid-in Capital 143,897
107,114 Sub Total
697,814 620,758
B. Supplementary Capital Allowance for Possible Losses on Earning Assets
47,649 31,869
Increase in Securities on Available For Sale Portfolio 383
125 Sub Total
48,032 31,994
Maximum of 100 of Core Capital 48,032
31,994 Total Core and Supplementary Capital
745,846 652,752
Investments in Shares of Stocks 927
927 Total Capital
744,919 651,825
Risk Weighted Assets ATMR Credit 4,183,461
3,375,598 Risk Weighted Assets ATMR Market
198,238 152,820
Capital Adequacy Ratio with Credit Risk
17.81 19.31
Capital Adequacy Ratio with Credit Risk and Market Risk
17.00 18.47
Based on PBI No.321PBI2001 dated December 13, 2001, capital adequacy ratio should be computed excluding the effect of deferred tax.
35. Ratio of Earning Assets to Total Assets
The following table presents the ratio of the Bank’s earning assets before the allowance for possible losses to total assets:
2006 2005
Current Accounts with Other Banks 0.12
0.13 Placements with Other Banks and Bank Indonesia,
Excluding Non-Performing Accounts 8.15
16.38 Securities, Excluding Non Performing Accounts
45.67 33.09
Loans, Excluding Non Performing Accounts 31.47
29.94 Investment in Shares of Stock,
Excluding Non Performing Accounts 0.01
0.01
Total Earning Assets 85.42
79.55
