Deposits from Other Banks

These financial statements are originally issued in Indonesian language PT BANK DKI NOTES TO THE FINANCIAL STATEMENTS Continued For the Years Ended December 31, 2006 and 2005 In Full Rupiah 40 DRAFT For Discussion Purpose Only April 26, 2007 To be Finalized Agreed by : Date : 2006 2005 Rp Rp Foreign Currencies Deposits Time Deposits 90,188,535 404,669,853 Demand Deposits 19,130,219 99,542,114 109,318,754 504,211,967 Others Securities 63,737,847,224 78,848,437,501 Premium for Government Guarantee of Third Party Funds DPK 14,694,011,746 9,952,096,742 Borrowings 7,537,879,030 4,569,532,068 Gifts on Savings 1,482,277,313 1,377,464,507 87,452,015,313 94,747,530,818 Total 674,465,933,274 451,532,795,017 Insurance premium covering third party fund is paid to Government of Republic of Indonesia in relation with Government’s guarantee for certain Bank’s liabilities and has been recorded as other interest expense see Note 15 and 36.

26. Other Operational Incomes – Others

2006 2005 Rp Rp Rupiah Service Administration and Fee Incomes 35,681,065,758 33,566,035,844 ATMs Income 5,711,512,641 1,890,143,643 Penalties on Uncollectible Loans 4,092,846,312 1,857,307,208 Funds Transfer Service 1,322,627,831 1,139,828,968 Other Sharia Unit Income 985,400,695 818,881,876 Cash Dividend 434,341,803 297,957,204 Closing of Deposit Accounts 259,828,425 101,015,000 Penalties on Written-off Loans 210,636,830 116,674,065 Other Penalties 806,324,460 89,999,887 Total 49,504,584,755 39,877,843,695 These financial statements are originally issued in Indonesian language PT BANK DKI NOTES TO THE FINANCIAL STATEMENTS Continued For the Years Ended December 31, 2006 and 2005 In Full Rupiah 41 DRAFT For Discussion Purpose Only April 26, 2007 To be Finalized Agreed by : Date :

27. General and Administrative Expenses

2006 2005 Rp Rp Depreciation Expenses see Note 11 27,941,853,276 14,012,414,602 Rental Expenses 16,267,488,674 -- Routine Office 15,180,440,528 14,289,328,661 Land and Office Buildings 6,292,755,273 11,329,534,530 Electricity and Water 5,085,294,456 3,900,841,766 Motor Vehicles 4,390,696,895 7,531,126,070 Office Furniture and Equipment 3,984,338,509 9,782,293,355 Telecommunication 2,726,152,052 2,972,051,879 Bond Issuance Cost 1,623,425,784 1,623,425,784 FundsTransfer and Document 1,208,609,267 602,900,848 Information System Development 1,134,212,206 1,047,093,328 Budget RKAP -- 235,129,207 Total 85,835,266,920 67,326,140,030

28. Personnel Expenses

2006 2005 Rp Rp Employees Benefits 177,915,167,038 148,246,025,495 Employees Salaries and Wages 17,917,450,990 10,799,256,661 Employees Recruitment 1,242,520,832 569,360,738 Total 197,075,138,860 159,614,642,894 Salary, wages and employee benefits for the year ended December 31, 2006 includes the compensation for the Boards of Commissioners and Directors amounted Rp 5,971,435,200 2005: Rp 2,912,664,000.

29. Income Expense Non Operating - Net

2006 2005 Rp Rp Non Operating Income 2,786,974,862 15,555,265,013 Rental Income 392,482,548 312,395,212 Third Parties Commissions 55,034,100 82,140,103 Excess of Cash 40,196,048 461,573 Sharia Unit Non Operating Income -- 96,372,836 Gains on Foreign Exchange - Net 5,169,086,224 5,205,310,079 Others-Net 21,535,581,498 357,165,260 Total 23,429,980,164 20,894,779,556