LITIGASI LITIGATION :: Mitra Investindo ::

These Financial Statements are Originally Issued in Indonesian Language PT MITRA INVESTINDO Tbk CATATAN ATAS LAPORAN KEUANGAN Lanjutan 31 Desember 2013 Dinyatakan dalam Rupiah, kecuali dinyatakan lain PT MITRA INVESTINDO Tbk NOTES TO FINANCIAL STATEMENTS Continued 31 December 2013 Expressed in Rupiah, unless otherwise stated 60 30. MANAJEMEN RISIKO KEUANGAN Lanjutan 30. FINANCIAL RISK MANAGEMENT Continued a. Risiko Kredit Lanjutan a. Credit Risk Continued Manajemen risiko yang telah diterapkan Perusahaan adalah sebagai berikut: 1 Transaksi penjualan kepada pelanggan baru yang bersifat perorangan hanya dilakukan dengan pembayaran secara tunai, sedangkan untuk pelanggan baru yang berbentuk Badan Hukum diberikan batas pembayaran sampai dengan 30 tiga puluh hari. 2 Jumlah pasokan batu kepada pelanggan ditentukan berdasarkan, dan dibatasi oleh, tingkat kelancaran pelanggan dalam melakukan pembayaran tagihan- tagihan sebelumnya. 3 Transaksi penjualan tertentu dilakukan dengan kontrak dan uang muka. Risk management that has been applied by the Company are as follows: 1 Sales transaction entered into with the individual new customers are only carried out on cash basis, while on sales transactions entered into with the corporatelegal bodies, the term of payment of 30 thirty days applies. 2 Quantity of supplies are determined by, and limited to, the collectability of the customer historical payments. 3 Certain sales transactions are carried out under a contract basis and requires advance payment. Sebagai tambahan, jumlah piutang dipantau secara terus- menerus untuk mengurangi risiko kerugian penurunan nilai atas piutang. Moreover, outstanding receivables are monitored continually in order to mitigate the risk of impairment loss of the receivables. Tabel berikut menjelaskan eksposur maksimum sesuai dengan konsentrasi risiko kredit: The following table illustrates the Company’s maximum exposure based on credit risk concentration: Konsentrasi risiko kredit Eksposur Credit risk concentration Maksimum Lokal Ekspor Maximum 2013 Domestic Export exposure 2013 Kas dan setara kas 50.006.905.442 - 50.006.905.442 Cash and cash equivalents Piutang usaha 20.103.263.989 - 20.103.263.989 Trade receivables Piutang lain-lain 46.367.670 - 46.367.670 Other receivables Aset keuangan tersedia untuk dijual 252.335.000 - 252.335.000 Available-for-sale financial assets Jumlah 70.408.872.101 - 70.408.872.101 Total Konsentrasi risiko kredit Eksposur Credit risk concentration Maksimum Lokal Ekspor Maximum 2012 Domestic Export exposure 2012 Kas dan setara kas 33.277.276.437 - 33.277.276.437 Cash and cash equivalents Piutang usaha 25.578.472.697 1.218.490.363 26.796.963.060 Trade receivables Piutang lain-lain 266.547.548 - 266.547.548 Other receivables Aset keuangan tersedia untuk dijual 368.085.000 - 368.085.000 Available-for-sale financial assets Jumlah 59.490.381.682 1.218.490.363 60.708.872.045 Total These Financial Statements are Originally Issued in Indonesian Language PT MITRA INVESTINDO Tbk CATATAN ATAS LAPORAN KEUANGAN Lanjutan 31 Desember 2013 Dinyatakan dalam Rupiah, kecuali dinyatakan lain PT MITRA INVESTINDO Tbk NOTES TO FINANCIAL STATEMENTS Continued 31 December 2013 Expressed in Rupiah, unless otherwise stated 61 30. MANAJEMEN RISIKO KEUANGAN Lanjutan 30. FINANCIAL RISK MANAGEMENT Continued a. Risiko Kredit Lanjutan a. Credit Risk Continued Tabel berikut menjelaskan rincian aset keuangan Perusahaan yang dibedakan antara yang mengalami penurunan nilai dan yang tidak: The following table illustrates the detail of financial assets distinguished between those which impaired and not impaired: 2013 Tidak mengalami Mengalami penurunan penurunan nilai nilai Jumlah Not impaired Impaired Total Kas dan setara kas 50.006.905.442 - 50.006.905.442 Cash and cash equivalents Piutang usaha 18.579.762.739 1.523.501.250 20.103.263.989 Trade receivables Piutang lain-lain 46.367.670 - 46.367.670 Other receivables Aset keuangan tersedia untuk dijual 252.335.000 - 252.335.000 Available-for-sale financial assets 68.885.370.851 1.523.501.250 70.408.872.101 Dikurangi: Less: Cadangan kerugian penurunan nilai - 1.523.501.250 1.523.501.250 Allowance for impairment losses 68.885.370.851 - 68.885.370.851 2012 Tidak mengalami Mengalami penurunan penurunan nilai nilai Jumlah Not impaired Impaired Total Kas dan setara kas 33.277.276.437 - 33.277.276.437 Cash and cash equivalents Piutang usaha 25.556.823.269 1.240.139.791 26.796.963.060 Trade receivables Piutang lain-lain 266.547.548 - 266.547.548 Other receivables Aset keuangan tersedia untuk dijual 368.085.000 - 368.085.000 Available-for-sale financial assets 59.468.732.254 1.240.139.791 60.708.872.045 Dikurangi: Less: Cadangan kerugian penurunan nilai - 1.240.139.791 1.240.139.791 Allowance for impairment losses 59.468.732.254 - 59.468.732.254 Tabel berikut menjelaskan rincian aset keuangan Perusahaan yang penilaian penurunan nilainya dibedakan antara yang dinilai secara individual dan kolektif. The following table illustrates the detail of financial assets distinguished between those assessed individually and collectively. 2013 Individual Kolektif Jumlah Individual Collective Total Kas dan setara kas 50.006.905.442 - 50.006.905.442 Cash and cash equivalents Piutang usaha 20.103.263.989 - 20.103.263.989 Trade receivables Piutang lain-lain 46.367.670 - 46.367.670 Other receivables Aset keuangan tersedia untuk dijual 252.335.000 - 252.335.000 Available-for-sale financial assets 70.408.872.101 - 70.408.872.101 Dikurangi: Less: Cadangan kerugian penurunan nilai 1.523.501.250 - 1.523.501.250 Allowance for impairment losses 68.885.370.851 - 68.885.370.851