LITIGASI LITIGATION :: Mitra Investindo ::
These Financial Statements are Originally Issued in Indonesian Language
PT MITRA INVESTINDO Tbk CATATAN ATAS LAPORAN KEUANGAN Lanjutan
31 Desember 2013
Dinyatakan dalam Rupiah, kecuali dinyatakan lain PT MITRA INVESTINDO Tbk
NOTES TO FINANCIAL STATEMENTS Continued
31 December 2013
Expressed in Rupiah, unless otherwise stated
60
30. MANAJEMEN RISIKO KEUANGAN Lanjutan 30. FINANCIAL RISK MANAGEMENT Continued
a. Risiko Kredit Lanjutan a. Credit Risk Continued
Manajemen risiko yang telah diterapkan Perusahaan adalah sebagai berikut:
1 Transaksi penjualan kepada pelanggan baru yang bersifat perorangan hanya dilakukan dengan
pembayaran secara tunai, sedangkan untuk pelanggan baru yang berbentuk Badan Hukum
diberikan batas pembayaran sampai dengan 30 tiga puluh hari.
2 Jumlah pasokan batu kepada pelanggan ditentukan berdasarkan, dan dibatasi oleh, tingkat kelancaran
pelanggan dalam melakukan pembayaran tagihan- tagihan sebelumnya.
3 Transaksi penjualan tertentu dilakukan dengan kontrak dan uang muka.
Risk management that has been applied by the Company are as follows:
1 Sales transaction entered into with the individual new customers are only carried out on cash basis,
while on sales transactions entered into with the corporatelegal bodies, the term of payment
of 30 thirty days applies. 2 Quantity of supplies are determined by, and limited
to, the collectability of the customer historical payments.
3 Certain sales transactions are carried out under a contract basis and requires advance payment.
Sebagai tambahan, jumlah piutang dipantau secara terus- menerus untuk mengurangi risiko kerugian penurunan
nilai atas piutang. Moreover, outstanding receivables are monitored
continually in order to mitigate the risk of impairment loss of the receivables.
Tabel berikut menjelaskan eksposur maksimum sesuai dengan konsentrasi risiko kredit:
The following table illustrates the Company’s maximum exposure based on credit risk concentration:
Konsentrasi risiko kredit Eksposur
Credit risk concentration Maksimum
Lokal Ekspor
Maximum 2013
Domestic Export
exposure 2013
Kas dan setara kas 50.006.905.442
- 50.006.905.442
Cash and cash equivalents Piutang usaha
20.103.263.989 -
20.103.263.989 Trade receivables
Piutang lain-lain 46.367.670
- 46.367.670
Other receivables Aset keuangan tersedia untuk
dijual 252.335.000
- 252.335.000
Available-for-sale financial assets
Jumlah 70.408.872.101
- 70.408.872.101
Total Konsentrasi risiko kredit
Eksposur Credit risk concentration
Maksimum Lokal
Ekspor Maximum
2012 Domestic
Export exposure
2012
Kas dan setara kas 33.277.276.437
- 33.277.276.437
Cash and cash equivalents Piutang usaha
25.578.472.697 1.218.490.363 26.796.963.060
Trade receivables Piutang lain-lain
266.547.548 -
266.547.548 Other receivables
Aset keuangan tersedia untuk dijual
368.085.000 -
368.085.000 Available-for-sale financial assets
Jumlah 59.490.381.682
1.218.490.363 60.708.872.045 Total
These Financial Statements are Originally Issued in Indonesian Language
PT MITRA INVESTINDO Tbk CATATAN ATAS LAPORAN KEUANGAN Lanjutan
31 Desember 2013
Dinyatakan dalam Rupiah, kecuali dinyatakan lain PT MITRA INVESTINDO Tbk
NOTES TO FINANCIAL STATEMENTS Continued
31 December 2013
Expressed in Rupiah, unless otherwise stated
61
30. MANAJEMEN RISIKO KEUANGAN Lanjutan 30. FINANCIAL RISK MANAGEMENT Continued
a. Risiko Kredit Lanjutan a. Credit Risk Continued
Tabel berikut menjelaskan rincian aset keuangan Perusahaan yang dibedakan antara yang mengalami
penurunan nilai dan yang tidak: The following table illustrates the detail of financial
assets distinguished between those which impaired and not impaired:
2013 Tidak
mengalami Mengalami
penurunan penurunan
nilai nilai
Jumlah Not impaired
Impaired Total
Kas dan setara kas 50.006.905.442
- 50.006.905.442
Cash and cash equivalents Piutang usaha
18.579.762.739 1.523.501.250
20.103.263.989 Trade receivables
Piutang lain-lain 46.367.670
- 46.367.670
Other receivables Aset keuangan tersedia untuk dijual
252.335.000 -
252.335.000 Available-for-sale financial assets
68.885.370.851 1.523.501.250
70.408.872.101 Dikurangi:
Less: Cadangan kerugian penurunan nilai
- 1.523.501.250
1.523.501.250 Allowance for impairment losses
68.885.370.851 -
68.885.370.851
2012 Tidak
mengalami Mengalami
penurunan penurunan
nilai nilai
Jumlah Not impaired
Impaired Total
Kas dan setara kas 33.277.276.437
- 33.277.276.437
Cash and cash equivalents Piutang usaha
25.556.823.269 1.240.139.791
26.796.963.060 Trade receivables
Piutang lain-lain 266.547.548
- 266.547.548
Other receivables Aset keuangan tersedia untuk dijual
368.085.000 -
368.085.000 Available-for-sale financial assets
59.468.732.254 1.240.139.791
60.708.872.045 Dikurangi:
Less: Cadangan kerugian penurunan nilai
- 1.240.139.791
1.240.139.791 Allowance for impairment losses
59.468.732.254 -
59.468.732.254
Tabel berikut menjelaskan rincian aset keuangan Perusahaan yang penilaian penurunan nilainya dibedakan
antara yang dinilai secara individual dan kolektif. The following table illustrates the detail of financial
assets distinguished between those assessed individually and collectively.
2013 Individual
Kolektif Jumlah
Individual Collective
Total
Kas dan setara kas 50.006.905.442
- 50.006.905.442
Cash and cash equivalents Piutang usaha
20.103.263.989 -
20.103.263.989 Trade receivables
Piutang lain-lain 46.367.670
- 46.367.670
Other receivables Aset keuangan tersedia untuk dijual
252.335.000 -
252.335.000 Available-for-sale financial assets
70.408.872.101 -
70.408.872.101 Dikurangi:
Less: Cadangan kerugian penurunan nilai
1.523.501.250 -
1.523.501.250 Allowance for impairment losses
68.885.370.851 -
68.885.370.851