Januari 16. Sampai dengan tanggal the completion date of these financial penyelesaian laporan keuangan, entitas anak

20 Januari 2016. Sampai dengan tanggal the completion date of these financial penyelesaian laporan keuangan, entitas anak

statements, the subsidiary filed an objection to sedang mengajukan proses keberatan ke

the Tax Office for the rest SKPKB of VAT which Kantor Pajak atas SKPKB atas PPN yang

has been paid Rp30,446.

telah dbayarkan sebesar Rp30.446.

Pemeriksaan pajak tahun 2012

Tax audit for fiscal year 2012

Pada tanggal 22 Agustus 2014, entitas anak On August 22, 2014, the subsidiary received menerima Surat Pemberitahuan Pemeriksaan

Field Examination Notification Letter No. Lapangan

PEMB-00264/WPJ.04/KP.1105/RIK.SIS/2014 00264/WPJ.04/KP.1105/RIK.SIS/2014 tentang

No.

PEMB-

regarding field examination for fiscal year 2012. pemeriksaan lapangan untuk tahun pajak

Up to the completion date of these financial 2012. Hingga tanggal penyelesaian laporan

statements, no tax audit results have been keuangan, belum ada hasil dari pemeriksaan

issued.

pajak yang diterbitkan.

Laporan Tahunan 2015

PT Bank Maybank Indonesia Tbk

Ikhtisar Utama

Laporan Manajemen

Profil Perusahaan

Analisa & Pembahasan Manajemen

The original consolidated financial statements included herein are in the Indonesian language.

PT BANK MAYBANK INDONESIA Tbk PT BANK MAYBANK INDONESIA Tbk (d/h PT BANK INTERNASIONAL INDONESIA Tbk)

(Formerly PT BANK INTERNASIONAL INDONESIA Tbk)

AND ITS SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN

DAN ENTITAS ANAKNYA

NOTES TO THE CONSOLIDATED

FINANCIAL STATEMENTS Tanggal 31 Desember 2015 dan untuk Tahun

KONSOLIDASIAN

As of December 31, 2015 yang Berakhir pada Tanggal Tersebut

and for the Year Then Ended (Disajikan dalam jutaan Rupiah,

(Expressed in millions of Rupiah,

kecuali dinyatakan lain)

unless otherwise stated)

23. PAJAK PENGHASILAN (lanjutan)

23. INCOME TAX (continued)

c. Aset dan liabilitas pajak tangguhan

c. Deferred tax assets and liabilities

As of December 31, 2015 and 2014, the 2014, rincian aset dan liabilitas pajak

Pada tanggal 31 Desember 2015 dan

details of deferred tax assets and liabilities of tangguhan Bank dan entitas anaknya sebagai

the Bank and subsidiaries are as follows: berikut:

31 Desember/December 31, 2015 (Dibebankan)/

ke laporan

ke ekuitas

laba rugi

credited to

credited to

of changes in

31 Desember/

January

of income

equity

December

Aset pajak tangguhan: Deferred tax assets: Bank

Bank

Kerugian/(keuntungan)

yang belum direalisasi

Unrealized losses/(gains)

atas perubahan

on changes in fair

nilai wajar investasi

value of available-for

keuangan yang tersedia

-sale financial

untuk dijual - neto

investments - net

Cadangan kerugian atas

Allowance for possible

aset produktif

losses on earning and

dan non-produktif

non-earning assets

Penyisihan imbalan

Allowance for employee

kerja karyawan

Cadangan bonus karyawan

Allowance for employee bonuses

Penyusutan aset tetap

Fixed assets depreciation

31 Desember/December 31, 2015 (Dibebankan)/

ke laporan

ke ekuitas

laba rugi

Credited to

credited to

of changes in

31 Desember/

January

of income

equity

December

Entitas anak Subsidiary

Penyisihan imbalan

Allowance for employee

kerja karyawan

Cadangan bonus karyawan

Allowance for employee bonuses

Penyusutan aset tetap

Fixed assets depreciation

Jumlah aset pajak tangguhan

Total deferred tax assets Liabilitas pajak tangguhan:

Deferred tax liabilities: Entitas anak

Subsidiary

Akumulasi kerugian fiskal

Accumulated tax losses

Penyisihan imbalan

Allowance for employee

kerja karyawan

Pendapatan tangguhan

Deferred income

Cadangan kerugian penurunan

Allowances for impairment losses

Jumlah liabilitas pajak

Total deferred tax liabilities

PT Bank Maybank Indonesia Tbk

Laporan Tahunan 2015

Manajemen

Laporan Tata Kelola

Tanggung Jawab Sosial

Laporan Keuangan

Laporan Tahunan 2015

Data Perusahaan

Konsolidasian

The original consolidated financial statements included herein are in the Indonesian language.

PT BANK MAYBANK INDONESIA Tbk PT BANK MAYBANK INDONESIA Tbk (d/h PT BANK INTERNASIONAL INDONESIA Tbk)

(Formerly PT BANK INTERNASIONAL INDONESIA Tbk) DAN ENTITAS ANAKNYA

AND ITS SUBSIDIARIES

CATATAN ATAS LAPORAN KEUANGAN NOTES TO THE CONSOLIDATED KONSOLIDASIAN

FINANCIAL STATEMENTS

Tanggal 31 Desember 2015 dan untuk Tahun

As of December 31, 2015

yang Berakhir pada Tanggal Tersebut

and for the Year Then Ended

(Disajikan dalam jutaan Rupiah, (Expressed in millions of Rupiah, kecuali dinyatakan lain)

unless otherwise stated)

23. PAJAK PENGHASILAN (lanjutan)

23. INCOME TAX (continued)

liabilities (lanjutan)

c. Aset dan liabilitas pajak tangguhan

c. Deferred

tax assets and

(continued)

31 Desember/December 31, 2014 Dampak atas

penerapan PSAK 24 (Revisi 2013)

dibebankan ke

ke laporan

ke ekuitas

laba ditahan/

laba rugi

konsolidasian/

Effects of

konsolidasian/

(Charged)/

the adoption

(Charged)/

Credited to

of SFAS 24

credited to

charge to

statements

of changes in

31 Desember/

January

retained earning

of income

equity

December

Aset pajak tangguhan: Deferred tax assets: Bank

Bank

Kerugian/(keuntungan) yang belum direalisasi

Unrealized losses/(gains) atas perubahan

on changes in fair nilai wajar investasi

value of available-for keuangan yang tersedia

-sale financial untuk dijual - neto

investments - net Cadangan kerugian atas

Allowance for possible aset produktif

losses on earning and dan non-produktif

non-earning assets Penyisihan imbalan

Allowance for employee kerja karyawan

benefits Cadangan bonus karyawan

Allowance for employee bonuses Penyusutan aset tetap

Fixed assets depreciation Lain-lain

Entitas anak Subsidiary

Penyisihan imbalan Allowance for employee kerja karyawan

benefits Cadangan bonus karyawan

Allowance for employee bonuses Penyusutan aset tetap

Fixed assets depreciation Lain-lain

Jumlah aset pajak tangguhan

Total deferred tax assets

31 Desember/December 31, 2014 Dampak atas

penerapan PSAK 24 (Revisi 2013)

dibebankan ke

ke laporan

ke ekuitas

laba ditahan/

laba rugi

konsolidasian/

Effects of

konsolidasian/

(Charged)/

the adoption

(Charged)/

Credited to

of SFAS 24

credited to

charge to

statements

of changes in

31 Desember/

January

retained earning

of income

equity

December

Liabilitas pajak tangguhan: Deferred tax liabilities: Entitas anak

Subsidiary

Akumulasi kerugian fiskal

Accumulated tax losses Penyisihan imbalan

Allowance for employee kerja karyawan

benefits Pendapatan tangguhan

Deferred income Cadangan kerugian penurunan nilai

Allowances for impairment losses Lain-lain

Jumlah liabilitas pajak tangguhan

Total deferred tax liabilities

Manajemen berkeyakinan bahwa aset pajak The management believes that the deferred tangguhan yang timbul dari perbedaan

tax assets that resulted from the temporary temporer dapat direalisasikan pada periode

differences are realizable in future periods. mendatang.

Laporan Tahunan 2015

PT Bank Maybank Indonesia Tbk

Ikhtisar Utama

Laporan Manajemen

Profil Perusahaan

Analisa & Pembahasan Manajemen

The original consolidated financial statements included herein are in the Indonesian language.

PT BANK MAYBANK INDONESIA Tbk PT BANK MAYBANK INDONESIA Tbk (d/h PT BANK INTERNASIONAL INDONESIA Tbk)

(Formerly PT BANK INTERNASIONAL INDONESIA Tbk)

AND ITS SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN

DAN ENTITAS ANAKNYA

NOTES TO THE CONSOLIDATED

FINANCIAL STATEMENTS Tanggal 31 Desember 2015 dan untuk Tahun

KONSOLIDASIAN

As of December 31, 2015 yang Berakhir pada Tanggal Tersebut

and for the Year Then Ended (Disajikan dalam jutaan Rupiah,

(Expressed in millions of Rupiah,

kecuali dinyatakan lain)

unless otherwise stated)

23. PAJAK PENGHASILAN (lanjutan)

23. INCOME TAX (continued)

d. Administrasi

d. Administration

Berdasarkan Undang-undang Perpajakan yang Under the prevailing Taxation Laws of berlaku di Indonesia, Bank dan entitas anak