Uji Normalitas Uji Heteroskedastisitas Uji Multikolinearitas

117 LAMPIRAN 10 Data Hasil Pengolahan SPSS 1. Analisis Statistik Deskriptif Descriptive Statistics N Minimum Maximum Mean Std. Deviation Kredit 144 162769,00 5,05E8 62563057,8542 1,04720E8 DPK 144 116748,00 6,06E8 74607059,7986 1,28146E8 CAR 144 10,35 87,49 19,5730 11,66558 LDR 144 43,46 103,38 81,4217 12,59398 NPL 144 ,00 4,17 1,2869 1,04604 ROA 144 ,24 5,42 2,0908 1,23599 LAR 144 31,98 93,98 69,8251 14,66717 Valid N listwise 144

2. Uji Asumsi Klasik

a. Uji Normalitas

Pengujian Awal Normalitas Kolmogorov-Smirnov One-Sample Kolmogorov-Smirnov Test Unstandardized Residual N 144 Normal Parameters a,b Mean ,0000000 Std. Deviation 10361928,53827793 Most Extreme Differences Absolute ,143 Positive ,114 Negative -,143 Kolmogorov-Smirnov Z 1,721 Asymp. Sig. 2-tailed ,005 a. Test distribution is Normal. b. Calculated from data. Pengujian Awal Normalitas dengan Histogram Universitas Sumatera Utara 118 Pengujian Awal Normal Probability Plot Pengujian Normalitas Kolmogorov-Smirnov dengan Logaritma Natural One-Sample Kolmogorov-Smirnov Test Unstandardized Residual N 144 Normal Parameters a,b Mean ,0000000 Std. Deviation ,11382030 Most Extreme Differences Absolute ,213 Positive ,213 Negative -,144 Kolmogorov-Smirnov Z 2,557 Asymp. Sig. 2-tailed ,000 a. Test distribution is Normal. b. Calculated from data. Pengujian Normalitas Histogram dengan Logaritma Natural Universitas Sumatera Utara 119 Pengujian Normal Probability Plot dengan Logaritma Natural Pengujian Normalitas Kolmogorov-Smirnov setelah Menghilangkan Outlier One-Sample Kolmogorov-Smirnov Test Unstandardized Residual N 120 Normal Parameters a,b Mean ,0000000 Std. Deviation ,00985334 Most Extreme Differences Absolute ,085 Positive ,069 Negative -,085 Kolmogorov-Smirnov Z ,933 Asymp. Sig. 2-tailed ,349 a. Test distribution is Normal. b. Calculated from data. Pengujian Normalitas Histogram setelah Menghilangkan Outlier Universitas Sumatera Utara 120 Pengujian Normal Probability plot setelah Menghilangkan Outlier

b. Uji Heteroskedastisitas

Pendekatan Grafik Heteroskedastisitas Pendekatan Statistik Universitas Sumatera Utara 121 Uji Glejser Coefficients a Model Unstandardized Coefficients Standardized Coefficients t Sig. B Std. Error Beta 1 Constant -,030 ,028 -1,086 ,280 Ln_DPK ,000 ,000 ,051 ,438 ,663 Ln_CAR ,000 ,002 -,015 -,121 ,904 Ln_LDR ,008 ,004 ,220 1,975 ,051 Ln_NPL -,001 ,001 -,096 -,968 ,335 Ln_ROA -,001 ,001 -,059 -,505 ,614 Ln_LAR ,000 ,003 -,005 -,042 ,967 a. Dependent Variable: absut

c. Uji Multikolinearitas

Coefficients a Model Unstandardized Coefficients Standardized Coefficients t Sig. Collinearity Statistics B Std. Error Beta Tolerance VIF 1 Constant -4,612 ,044 -104,405 ,000 Ln_DPK 1,000 ,001 ,971 1531,287 ,000 ,624 1,603 Ln_CAR ,003 ,004 ,001 ,925 ,357 ,553 1,809 Ln_LDR ,998 ,006 ,098 160,633 ,000 ,681 1,469 Ln_NPL ,002 ,001 ,001 1,405 ,163 ,859 1,164 Ln_ROA -,001 ,002 -,001 -,814 ,417 ,617 1,621 Ln_LAR ,001 ,005 ,000 ,131 ,896 ,575 1,740 a. Dependent Variable: Ln_KREDIT Universitas Sumatera Utara 122

d. Uji Autokorelasi