OTHERSINCOME 2012 SALDOLABA RETAINEDEARNING INTERESTINCOME INTERESTEXPENSES

Financial Report LAPORAN TAHUNAN 2012 Unappropriated Netincome Total Appropriated Purposereserve Generalreserve Total Loans PlacementwithBankIndonesia PlacementwithotherBank Government’sbondsinterest Others Total Deposits Securities Saving Currentaccount Borrowings Others Total Akuniniterdiridari: Administrasi Provisidankomisi Pendapatandividensaham Lain-lain Jumlah Administration Provisionandcommision Dividenincome Other Total TotalotheroperatingincometorelatedpartiesrestatedinnoteNo.38 Administration presents income received by the bank for credit administration and opening administration of saving account and current account. 25. Total beban bunga kepada pihak yang mempunyai hubungan istimewa dirincikembalipadacatatanNo.38 PENDAPATANLAIN-LAIN TotalinterestexpensesrelatedpartiesrestatedinnoteNo.38.

25. OTHERSINCOME 2012

20.125.213.594 11.996.487.779 636.448.089 22.343.089.497 55.101.238.959 Thisaccountconsistof: 2011 28.569.807.901 3.834.295.354 408.666.596 17.257.492.155 50.070.262.006 Total pendapatan operasional lainnya kepada pihak yang mempunyai hubunganistimewadirincikembalipadacatatanNo.38. Pendapatan administrasi merupakan pendapatan yang diterima oleh Bank atas administrasi kredit dan administrasi pembukaan rekening untuk tabungandangiro. Yangbelumditentukanpenggunaannya Lababersihtahunberjalan Jumlah Yangtelahditentukanpenggunaannya Cadangantujuan Cadanganumum Jumlah 23. PENDAPATANBUNGA Akuniniterdiridari: Kredityangdiberikan PenempatanpadaBankIndonesia PenempatanpadaBanklain Bungaobligasipemerintah Lain-lain Jumlah 24. BEBANBUNGA Akuniniterdiridari: Deposito Suratberharga Tabungan Giro Pinjamanyangditerima Lain-lain Jumlah PTBANKSULUT CATATANATASLAPORANKEUANGANLanjutan UntukTahunyangBerakhirpada31Desember2012dan2011 DinyatakandalamRupiah,KecualidinyatakanLain

22. SALDOLABA

Akuniniterdiridari: 2012 PTBANKSULUT NOTESTOTHEFINANCIALSTATEMENTContinued ForTheYearsEndedDecember31,2012and2011 ExpressedinRupiah,UnlessOtherwisestated

22. RETAINEDEARNING

Thisaccountconsistof: 2011 139.191.189.348 139.191.189.348 37.013.777.206 21.735.332.602 58.749.109.808 2012 760.688.033.609 31.255.715.651 16.425.539.750 26.771.165.406 1.151.996.962 836.292.451.378 2012 247.673.383.376 45.180.107.529 21.393.146.450 29.244.694.693 11.901.099.848 82.829.389 355.475.261.285 72.498.222.671 72.498.222.671 33.388.866.072 18.110.421.468 51.499.287.540

23. INTERESTINCOME

Thisaccountconsistsof: 2011 654.989.579.639 18.365.101.162 28.666.088.967 5.352.344.353 - 707.373.114.121

24. INTERESTEXPENSES

Thisaccountconsistsof: 2011 199.391.887.791 47.874.670.247 23.938.198.729 25.190.951.783 11.492.667.369 - 307.888.375.919 58 Financial Report ANNUAL REPORT 2012 Tunjangan Gajidanupah Kesejahteraanpegawaidanjasaproduksi Pendidikandanlatihan Honorarium Imbalanpascakerja Penelitiandanpengembangan Jumlah Allowances Salariesandwages Employeeprosperityandproductionbonus Educationandtraining Honorarium Employmentbenefits Researchanddevelopment Total Penyisihanasetproduktif Kredityangdiberikan Rekeningadministratif Penempatanpadabanklain Agunanyangdiambilalih Jumlah Allowanceforproductiveassets: Loans Administrativeaccounts Placementswithotherbanks Foreclosedcollateral Total 28. PENYISIHANPENURUNANASET Akuniniterdiridari: 2012 28. ALLOWANCEFORIMPAIRMENTLOSSESONASSETS Thisaccountconsistsof: 2011 7.984.874.961 - 245.206.592 - 8.230.081.553 10.973.331.750 - 849.780.424 541.044.425 12.364.156.599 Bebanbarangdanjasa Bebansewa Bebanpenyusutanasettetap Bebanperjalanandinas Bebanpromosi Bebanbank Bebanpemeliharaandanperbaikan Bebanprofesional Bebanpajakkendaraan,bumibangunandanlain- lain Bebanperayaan,rekreasidanolahraga Bebanrapatdanpertemuan Bebanperjamuan Bebanpenagihan Bebanasuransi Bebanlain-lain Jumlah Goodsandserviceexpenses Rentexpense Fixedassetsdepreciationexpenses Businesstripexpense Promotionalexpenses Bankcharges Maintenanceandrepairexpenses Professionalcharges Taxesexpensesofvehicle,earthbuildingand others Celebration,recreationandsportsexpenses Meetingandconventions Entertainmentexpense Collectionfee Insuranceexpense Otherexpense Total 27. BEBANUMUMDANADMINISTRASI Akuniniterdiridari: 2012 28. GENERALANDADMINISTRATIONEXPENSES Thisaccountconsistsof: 2011 42.235.923.055 12.032.576.635 9.228.399.884 13.730.571.119 11.087.451.974 16.075.345.652 8.326.000.596 2.309.509.418 1.391.077.018 4.476.403.531 3.321.461.734 2.837.082.999 379.363.602 63.646.188 6.772.615.844 134.267.429.249 31.261.230.215 13.081.303.861 9.070.009.832 11.714.063.437 19.488.202.497 12.381.142.776 8.412.972.904 2.270.839.082 225.573.040 5.677.705.189 3.014.576.583 1.598.000.405 46.600.000 21.039.119 8.536.743.885 126.800.002.825 2012 164.028.841.705 47.255.289.829 - 9.002.147.666 3.268.726.081 2.223.913.980 1.438.796.792 227.217.716.053 145.249.270.760 35.012.300.446 - 5.864.991.467 5.189.519.081 1.839.955.711 3.282.139.121 196.438.176.586 PTBANKSULUT CATATANATASLAPORANKEUANGANLanjutan UntukTahunyangBerakhirpada31Desember2012dan2011 DinyatakandalamRupiah,KecualidinyatakanLain

26. BEBANPERSONALIA