Financial Report
LAPORAN TAHUNAN
2012
Unappropriated Netincome
Total Appropriated
Purposereserve Generalreserve
Total
Loans PlacementwithBankIndonesia
PlacementwithotherBank Government’sbondsinterest
Others
Total
Deposits Securities
Saving Currentaccount
Borrowings Others
Total
Akuniniterdiridari: Administrasi
Provisidankomisi Pendapatandividensaham
Lain-lain
Jumlah
Administration Provisionandcommision
Dividenincome Other
Total
TotalotheroperatingincometorelatedpartiesrestatedinnoteNo.38 Administration presents income received by the bank for credit
administration and opening administration of saving account and current account.
25.
Total beban bunga kepada pihak yang mempunyai hubungan istimewa dirincikembalipadacatatanNo.38
PENDAPATANLAIN-LAIN
TotalinterestexpensesrelatedpartiesrestatedinnoteNo.38.
25. OTHERSINCOME 2012
20.125.213.594 11.996.487.779
636.448.089 22.343.089.497
55.101.238.959
Thisaccountconsistof:
2011
28.569.807.901 3.834.295.354
408.666.596 17.257.492.155
50.070.262.006
Total pendapatan operasional lainnya kepada pihak yang mempunyai hubunganistimewadirincikembalipadacatatanNo.38.
Pendapatan administrasi merupakan pendapatan yang diterima oleh Bank atas administrasi kredit dan administrasi pembukaan rekening untuk
tabungandangiro. Yangbelumditentukanpenggunaannya
Lababersihtahunberjalan Jumlah
Yangtelahditentukanpenggunaannya Cadangantujuan
Cadanganumum
Jumlah 23. PENDAPATANBUNGA
Akuniniterdiridari: Kredityangdiberikan
PenempatanpadaBankIndonesia PenempatanpadaBanklain
Bungaobligasipemerintah Lain-lain
Jumlah 24. BEBANBUNGA
Akuniniterdiridari: Deposito
Suratberharga Tabungan
Giro Pinjamanyangditerima
Lain-lain
Jumlah PTBANKSULUT
CATATANATASLAPORANKEUANGANLanjutan UntukTahunyangBerakhirpada31Desember2012dan2011
DinyatakandalamRupiah,KecualidinyatakanLain
22. SALDOLABA
Akuniniterdiridari:
2012 PTBANKSULUT
NOTESTOTHEFINANCIALSTATEMENTContinued
ForTheYearsEndedDecember31,2012and2011 ExpressedinRupiah,UnlessOtherwisestated
22. RETAINEDEARNING
Thisaccountconsistof:
2011
139.191.189.348 139.191.189.348
37.013.777.206 21.735.332.602
58.749.109.808
2012
760.688.033.609 31.255.715.651
16.425.539.750 26.771.165.406
1.151.996.962 836.292.451.378
2012
247.673.383.376 45.180.107.529
21.393.146.450 29.244.694.693
11.901.099.848 82.829.389
355.475.261.285 72.498.222.671
72.498.222.671 33.388.866.072
18.110.421.468 51.499.287.540
23. INTERESTINCOME
Thisaccountconsistsof:
2011
654.989.579.639 18.365.101.162
28.666.088.967 5.352.344.353
- 707.373.114.121
24. INTERESTEXPENSES
Thisaccountconsistsof:
2011
199.391.887.791 47.874.670.247
23.938.198.729 25.190.951.783
11.492.667.369 -
307.888.375.919
58
Financial Report
ANNUAL REPORT
2012
Tunjangan Gajidanupah
Kesejahteraanpegawaidanjasaproduksi Pendidikandanlatihan
Honorarium Imbalanpascakerja
Penelitiandanpengembangan
Jumlah
Allowances Salariesandwages
Employeeprosperityandproductionbonus Educationandtraining
Honorarium Employmentbenefits
Researchanddevelopment
Total
Penyisihanasetproduktif Kredityangdiberikan
Rekeningadministratif Penempatanpadabanklain
Agunanyangdiambilalih
Jumlah
Allowanceforproductiveassets: Loans
Administrativeaccounts Placementswithotherbanks
Foreclosedcollateral
Total 28. PENYISIHANPENURUNANASET
Akuniniterdiridari:
2012 28. ALLOWANCEFORIMPAIRMENTLOSSESONASSETS
Thisaccountconsistsof:
2011
7.984.874.961 -
245.206.592 -
8.230.081.553 10.973.331.750
- 849.780.424
541.044.425 12.364.156.599
Bebanbarangdanjasa Bebansewa
Bebanpenyusutanasettetap Bebanperjalanandinas
Bebanpromosi Bebanbank
Bebanpemeliharaandanperbaikan Bebanprofesional
Bebanpajakkendaraan,bumibangunandanlain- lain
Bebanperayaan,rekreasidanolahraga Bebanrapatdanpertemuan
Bebanperjamuan Bebanpenagihan
Bebanasuransi Bebanlain-lain
Jumlah
Goodsandserviceexpenses Rentexpense
Fixedassetsdepreciationexpenses Businesstripexpense
Promotionalexpenses Bankcharges
Maintenanceandrepairexpenses Professionalcharges
Taxesexpensesofvehicle,earthbuildingand others
Celebration,recreationandsportsexpenses Meetingandconventions
Entertainmentexpense Collectionfee
Insuranceexpense Otherexpense
Total 27. BEBANUMUMDANADMINISTRASI
Akuniniterdiridari:
2012 28. GENERALANDADMINISTRATIONEXPENSES
Thisaccountconsistsof:
2011
42.235.923.055 12.032.576.635
9.228.399.884 13.730.571.119
11.087.451.974 16.075.345.652
8.326.000.596 2.309.509.418
1.391.077.018 4.476.403.531
3.321.461.734 2.837.082.999
379.363.602 63.646.188
6.772.615.844 134.267.429.249
31.261.230.215 13.081.303.861
9.070.009.832 11.714.063.437
19.488.202.497 12.381.142.776
8.412.972.904 2.270.839.082
225.573.040 5.677.705.189
3.014.576.583 1.598.000.405
46.600.000 21.039.119
8.536.743.885 126.800.002.825
2012
164.028.841.705 47.255.289.829
- 9.002.147.666
3.268.726.081 2.223.913.980
1.438.796.792 227.217.716.053
145.249.270.760 35.012.300.446
- 5.864.991.467
5.189.519.081 1.839.955.711
3.282.139.121 196.438.176.586
PTBANKSULUT CATATANATASLAPORANKEUANGANLanjutan
UntukTahunyangBerakhirpada31Desember2012dan2011 DinyatakandalamRupiah,KecualidinyatakanLain
26. BEBANPERSONALIA