ESTIMASIKERUGIANKOMITMENDANKONTINJENSI ESTIMATED OF IMPAIRMENT LOSSES ON COMMITMENTS AND CONTINGENCIES
Financial Report
ANNUAL REPORT
2012
Unusedloancreditfacility IssuedBankguarantee
Commitments Credit
Unusedloanfacility Allowanceforpossiblelosses
Total
Contingencies Issuedbankguarantee
Thirdparties Current
Allowanceforimpairmentlosses
Net
Saldoawaltahun Penyisihanselamaperiodeberjalan
Pemulihanselamaperiodeberjalan
SaldoAkhirPeriode
Beginningyearbalance Allowanceduringtheperiod
Reservingduringtheperiod
Endingperiodbalance
Minimum allowance for possible losses commitment and contingencies that must be provided in accordance with the Bank Indonesia regulation
on December 31, 2012 and 2011 are Rp 1,019,222,045.- and Rp 1,719,846,003.-respectively.
Based on cooperation agreement No. 001.PJ613UBP-TJB2008 dated January25, 2010betweenPTPLNwithPTArpeni PratamaOceanLine,
Tbk., regardingtheimplementationof theproject workCoal Shippingand Jetty Management, PT Bank Sulut issued as Bank Guarantee No.
011GB-PJKTIV2010 of Rp 51,364,133,333.- as collateral for the implementation of Bank Guarantee for January 25, 2010 to January 25,
2011. Bank Guarantee has been extended with a number 002GB- PJKTII2011whichcameintoforceonJanuary 25, 2011toJanuary 25,
2012andtheBankCounterGuarantee100guaranteedbyPTAsuransi Umum Videi No. 01.96.02.001.02.11. Additional collateral such as land
and buildings, certificate HGBNo. 669 with a land area of 1728 m2 and building area of 1292 m2 located in Central Jakarta. Estimated market
value of land and buildings amounted to Rp 30,285,000,000.-.Where completion of the Bank guarantee has been made after the date the
financial position that has been sent by the PT Arpeni Pratama Ocean Line., TbkwithNo. REF. APOLFIN-031II12over sendmail byPTBank
Sulut No. 527ADIR-KRDXII. Repayment of Bank guarantee has been acceptedbythePTBankSulutasofFebruary8,2011.
6.361.387.802 4.641.541.799
1.719.846.003
c. Perubahancadangankerugianpenurunannilaiadalahsebagaiberikut: c. Movementallowanceforimpairmentlossesareasfollow:
1.719.846.003 1.055.354.443
664.491.560
Komitmen Fasilitas kredit kepada nasabah yang belum
digunakan Cadangankerugianpenurunannilai
Jumlah
Kontinjensi Garansiyangditerbitkan
Pihakketiga Lancar
Penyisihankerugian
Bersih
37.325.034.739 373.250.347
36.951.784.392 29.124.121.273
291.241.213 28.832.880.060
41.641.123.529 416.411.235
41.224.712.294 171.984.600.272
1.719.846.003 170.264.754.269
b. Kolektibiitas transaksi liabilitas komitmen dan kontinjensi yang mempunyairesikokreditadalahsebagaiberikut:
b. Collectibility liability transaction commitment and contingencies which havecreditriskisasfollow:
PTBANKSULUT CATATANATASLAPORANKEUANGANLanjutan
UntukTahunyangBerakhirpada31Desember2012dan2011 DinyatakandalamRupiah,KecualidinyatakanLain