BEBANPERSONALIA PERSONNELEXPENSES PENDAPATANBEBANNONOPERASIONAL PEMBENTUKANPENYISIHANPENURUNANNILAI FORMATIONOFPROVISIONFORIMPAIRMENT LABAPERSAHAMDASAR EARNINGPERSHARE

Financial Report ANNUAL REPORT 2012 Tunjangan Gajidanupah Kesejahteraanpegawaidanjasaproduksi Pendidikandanlatihan Honorarium Imbalanpascakerja Penelitiandanpengembangan Jumlah Allowances Salariesandwages Employeeprosperityandproductionbonus Educationandtraining Honorarium Employmentbenefits Researchanddevelopment Total Penyisihanasetproduktif Kredityangdiberikan Rekeningadministratif Penempatanpadabanklain Agunanyangdiambilalih Jumlah Allowanceforproductiveassets: Loans Administrativeaccounts Placementswithotherbanks Foreclosedcollateral Total 28. PENYISIHANPENURUNANASET Akuniniterdiridari: 2012 28. ALLOWANCEFORIMPAIRMENTLOSSESONASSETS Thisaccountconsistsof: 2011 7.984.874.961 - 245.206.592 - 8.230.081.553 10.973.331.750 - 849.780.424 541.044.425 12.364.156.599 Bebanbarangdanjasa Bebansewa Bebanpenyusutanasettetap Bebanperjalanandinas Bebanpromosi Bebanbank Bebanpemeliharaandanperbaikan Bebanprofesional Bebanpajakkendaraan,bumibangunandanlain- lain Bebanperayaan,rekreasidanolahraga Bebanrapatdanpertemuan Bebanperjamuan Bebanpenagihan Bebanasuransi Bebanlain-lain Jumlah Goodsandserviceexpenses Rentexpense Fixedassetsdepreciationexpenses Businesstripexpense Promotionalexpenses Bankcharges Maintenanceandrepairexpenses Professionalcharges Taxesexpensesofvehicle,earthbuildingand others Celebration,recreationandsportsexpenses Meetingandconventions Entertainmentexpense Collectionfee Insuranceexpense Otherexpense Total 27. BEBANUMUMDANADMINISTRASI Akuniniterdiridari: 2012 28. GENERALANDADMINISTRATIONEXPENSES Thisaccountconsistsof: 2011 42.235.923.055 12.032.576.635 9.228.399.884 13.730.571.119 11.087.451.974 16.075.345.652 8.326.000.596 2.309.509.418 1.391.077.018 4.476.403.531 3.321.461.734 2.837.082.999 379.363.602 63.646.188 6.772.615.844 134.267.429.249 31.261.230.215 13.081.303.861 9.070.009.832 11.714.063.437 19.488.202.497 12.381.142.776 8.412.972.904 2.270.839.082 225.573.040 5.677.705.189 3.014.576.583 1.598.000.405 46.600.000 21.039.119 8.536.743.885 126.800.002.825 2012 164.028.841.705 47.255.289.829 - 9.002.147.666 3.268.726.081 2.223.913.980 1.438.796.792 227.217.716.053 145.249.270.760 35.012.300.446 - 5.864.991.467 5.189.519.081 1.839.955.711 3.282.139.121 196.438.176.586 PTBANKSULUT CATATANATASLAPORANKEUANGANLanjutan UntukTahunyangBerakhirpada31Desember2012dan2011 DinyatakandalamRupiah,KecualidinyatakanLain

26. BEBANPERSONALIA

Akuniniterdiridari: PTBANKSULUT NOTESTOTHEFINANCIALSTATEMENTContinued ForTheYearsEndedDecember31,2012and2011 ExpressedinRupiah,UnlessOtherwisestated

26. PERSONNELEXPENSES

Thisaccountconsistsof: 2011 59 Financial Report LAPORAN TAHUNAN 2012 PTBANKSULUT CATATANATASLAPORANKEUANGANLanjutan UntukTahunyangBerakhirpada31Desember2012dan2011 DinyatakandalamRupiah,KecualidinyatakanLain

29. PENDAPATANBEBANNONOPERASIONAL

Akuniniterdiridari: Akuniniterdiridari Koreksicadangankerugian penurunannilai Jumlah Allowanceforimpairmentlosses Total Labausaha Lababersih Operatingincome Netincome 196.712.987.395 139.191.189.348 113.952.664.197 72.498.222.671 Number ofshares The change of bonus value share and share dividend constitute the addition of total shares without being accompanied by the change of resource. Therefore, for the purpose of calculating weighted average of outstanding shares, the change of value of bonus shares and share dividend are considered to have occurred in early period of financial statementsinitialypresented. Pendapatan lain-lain merupakan pendapatan diterima Bank, diantaranya dari denda atas pencairan deposito yang belum jatuh tempo dan selisih lebihkasteller.

30. PEMBENTUKANPENYISIHANPENURUNANNILAI

Others income presents income received by the bank of penalty on with drawl of deposits before the maturity date and axcess amount from cashier.

30. FORMATIONOFPROVISIONFORIMPAIRMENT

31. LABAPERSAHAMDASAR

Pada tanggal 10 Desember 2000, Ikatan Akuntan Indonesia sekarang bernama Institute Akuntan Publik Indonesia mengeluarkan PSAK 56 tentang laba per saham. PSAK 56 efektif berlaku untuk penyajian laporan keuanganyangberakhir31Desember2000. Labausahadan lababersih Laba usaha dan laba bersih untuk tujuan penghitungan laba per saham pembilangadalahsebagaiberikut: 2012

31. EARNINGPERSHARE

OnDecember10, 2000, IndonesianInstituteAssociationissuedPSAK56 on earning per share which is effective from the presentation of the financialStatementsforyearendedonDecember31,2000. Operating incomeandnet income Operating income and net income for calculate basic earning per share areasfollows: 2011 2012 42.417.181.240 42.417.181.240 Thisaccountsconsistsof: 2011 - - Nonoperatingincome Cancellationofprovisionduringtheperiod Rent Gainsonsalesoffixedassets Interestfrombaddebt Gainonsaleofcapital Others Total Nonoperatingexpenses Donation Penalties Others Total 2012 PTBANKSULUT NOTESTOTHEFINANCIALSTATEMENTContinued ForTheYearsEndedDecember31,2012and2011 ExpressedinRupiah,UnlessOtherwisestated

29. NONOPERATINGINCOMEEXPENSES