BEBANPERSONALIA PERSONNELEXPENSES PENDAPATANBEBANNONOPERASIONAL PEMBENTUKANPENYISIHANPENURUNANNILAI FORMATIONOFPROVISIONFORIMPAIRMENT LABAPERSAHAMDASAR EARNINGPERSHARE
Financial Report
ANNUAL REPORT
2012
Tunjangan Gajidanupah
Kesejahteraanpegawaidanjasaproduksi Pendidikandanlatihan
Honorarium Imbalanpascakerja
Penelitiandanpengembangan
Jumlah
Allowances Salariesandwages
Employeeprosperityandproductionbonus Educationandtraining
Honorarium Employmentbenefits
Researchanddevelopment
Total
Penyisihanasetproduktif Kredityangdiberikan
Rekeningadministratif Penempatanpadabanklain
Agunanyangdiambilalih
Jumlah
Allowanceforproductiveassets: Loans
Administrativeaccounts Placementswithotherbanks
Foreclosedcollateral
Total 28. PENYISIHANPENURUNANASET
Akuniniterdiridari:
2012 28. ALLOWANCEFORIMPAIRMENTLOSSESONASSETS
Thisaccountconsistsof:
2011
7.984.874.961 -
245.206.592 -
8.230.081.553 10.973.331.750
- 849.780.424
541.044.425 12.364.156.599
Bebanbarangdanjasa Bebansewa
Bebanpenyusutanasettetap Bebanperjalanandinas
Bebanpromosi Bebanbank
Bebanpemeliharaandanperbaikan Bebanprofesional
Bebanpajakkendaraan,bumibangunandanlain- lain
Bebanperayaan,rekreasidanolahraga Bebanrapatdanpertemuan
Bebanperjamuan Bebanpenagihan
Bebanasuransi Bebanlain-lain
Jumlah
Goodsandserviceexpenses Rentexpense
Fixedassetsdepreciationexpenses Businesstripexpense
Promotionalexpenses Bankcharges
Maintenanceandrepairexpenses Professionalcharges
Taxesexpensesofvehicle,earthbuildingand others
Celebration,recreationandsportsexpenses Meetingandconventions
Entertainmentexpense Collectionfee
Insuranceexpense Otherexpense
Total 27. BEBANUMUMDANADMINISTRASI
Akuniniterdiridari:
2012 28. GENERALANDADMINISTRATIONEXPENSES
Thisaccountconsistsof:
2011
42.235.923.055 12.032.576.635
9.228.399.884 13.730.571.119
11.087.451.974 16.075.345.652
8.326.000.596 2.309.509.418
1.391.077.018 4.476.403.531
3.321.461.734 2.837.082.999
379.363.602 63.646.188
6.772.615.844 134.267.429.249
31.261.230.215 13.081.303.861
9.070.009.832 11.714.063.437
19.488.202.497 12.381.142.776
8.412.972.904 2.270.839.082
225.573.040 5.677.705.189
3.014.576.583 1.598.000.405
46.600.000 21.039.119
8.536.743.885 126.800.002.825
2012
164.028.841.705 47.255.289.829
- 9.002.147.666
3.268.726.081 2.223.913.980
1.438.796.792 227.217.716.053
145.249.270.760 35.012.300.446
- 5.864.991.467
5.189.519.081 1.839.955.711
3.282.139.121 196.438.176.586
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UntukTahunyangBerakhirpada31Desember2012dan2011 DinyatakandalamRupiah,KecualidinyatakanLain