KREDITYANGDIBERIKANLanjutan c JenisKredit Menurutjeniskredit

Financial Report LAPORAN TAHUNAN 2012 PTBANKSULUT CATATANATASLAPORANKEUANGANLanjutan UntukTahunyangBerakhirpada31Desember2012dan2011 dalamRupiahPenuh PTBANKSULUT NOTESTOTHEFINANCIALSTATEMENTcontinued ForTheYearsEndedDecember31,2012and2011 expressedinrupiah KIBiasa CommonKI Cadangankerugian Allowanceforimpairment penurunannilai Jumlah 31.270.120 35.262.444.119 307.092 346.298.663 - - 1.985.395.962 639.747.450 2.016.973.174 36.248.490.232 losses Total KIKreditMitraUsahaKecil 683.354.248.686 2.709.350.830 256.572.723 995.256.170 Cadangankerugian Allowanceforimpairment penurunannilai Jumlah 662.167.345 682.692.081.341 49.343.676 2.660.007.154 49.143.168 207.429.555 752.712.234 242.543.936 1.668.273.287 686.085.581.359 losses Total KIKreditMitraUsahaMikro 106.257.131.395 376.058.451 3.153.243 302.571.761 106.956.923.928 MicroCapitalWorkingCredit Cadangankerugian Allowanceforimpairment penurunannilai Jumlah KIKUK 169.054.514 106.088.076.881 4.406.819.771 598.307 375.460.144 - 417.151 2.736.092 161.600.189 228.835.019 73.736.742 2.249.035.772 402.342.833 106.554.581.095 6.817.455.732 losses Total KUK Cadangankerugian Allowanceforimpairment penurunannilai Jumlah KIMikro 112.224.068 4.294.595.703 130.175.612 - - - 31.335.892 130.264.297 - 1.697.620.491 551.415.281 104.053.759 1.841.180.451 4.976.275.281 234.229.371 losses Total KI Micro Cadangankerugian Allowanceforimpairment penurunannilai Jumlah KIMikroPenjaminan 1.951.328 128.224.284 - - - - - - 3.709.823 78.695.856 25.357.903 149.600 80.647.184 153.582.187 3.859.423 losses Total KIAssurnceMicro Cadangankerugian Allowanceforimpairment penurunannilai Jumlah KKBiasa - - 3.593.178.301.755 - - 10.573.156.660 51 3.709.772 1.200.003.122 113.142 36.458 4.615.496.912 113.193 3.746.230 3.609.806.570.953 losses Total CommonKK Cadangankerugian Allowanceforimpairment penurunannilai Jumlah KKKPRBankSulut 2.288.803.523 3.590.889.498.232 1.255.063.100 225.079.371 10.348.077.289 61.094.528 220.318.721 979.684.401 6.166.993 3.362.284.734 1.253.212.178 305.356.265 6.177.826.879 3.603.628.744.074 1.666.505.257 losses Total KKKPRBankSulut Cadangankerugian Allowanceforimpairment penurunannilai Jumlah KKLainnya 18.069.098 1.236.994.002 145.257.223.329 12.308.046 48.786.482 - 2.212.687 3.954.306 - 231.073.802 74.282.463 - 281.516.063 1.384.989.194 145.257.223.329 losses Total OtherKK Cadangankerugian Allowanceforimpairment penurunannilai Jumlah KMKBiasa - 145.257.223.329 12.641.119.463 - - 249.994.584 - - 55.000.000 - - 6.377.168.251 - 145.257.223.329 19.671.769.033 losses Total CommonKMK Cadangankerugian Allowanceforimpairment penurunannilai Jumlah KMKKUK 1.300.379.305 11.340.740.158 2.246.808.648 25.716.692 224.277.892 - 5.657.795 49.342.205 358.418.148 4.823.052.336 1.554.115.915 966.576.069 6.270.161.510 13.401.607.523 3.571.802.865 losses Total KMKKUK Cadangankerugian Allowanceforimpairment penurunannilai Jumlah KMKMikro 90.828.316 2.155.980.332 395.178.034 - - 63.478.135 14.444.967 343.973.181 39.820.263 731.021.475 235.554.594 740.064.989 836.294.758 2.735.508.107 1.328.237.326 losses Total KMKMicro Cadangankerugian Allowanceforimpairment penurunannilai Jumlah 52.530.481 342.647.553 8.363.243 55.114.892 10.000.391 29.819.872 559.711.129 180.353.860 642.422.678 685.814.648 losses Total 687.753.854.646 KICreditSmall BussinessPartner

8. KREDITYANGDIBERIKANLanjutan c JenisKredit

8.LOANSContinued c TypeofCredit 2012 LancarCurrent 35.293.714.239 DalamPerhatian KhususInSpecial Mention 346.605.755 KurangLancar Substandard - Diragukan Doubtfull - MacetLoss 2.625.143.412 JumlahTotal 38.265.463.406 18.009.077 3.437.842 14.571.235 - - - 438.426.237 154.906.864 283.519.373 - - - - - - 17.852.430 20.971.940 - - - 239.612.504 81.340.530 158.271.974 38.824.370 - - 89.695.905 11.817.434 77.878.471 - - 348.486.735 115.355.382 233.131.353 - 38 Financial Report ANNUAL REPORT 2012 PTBANKSULUT CATATANATASLAPORANKEUANGANLanjutan UntukTahunyangBerakhirpada31Desember2012dan2011 dalamRupiahPenuh PTBANKSULUT NOTESTOTHEFINANCIALSTATEMENTcontinued ForTheYearsEndedDecember31,2012and2011 expressedinrupiah KMKMikroPenjaminan - - 26.025.689 7.910.333 48.148.791 KMKAssuranceMicro Cadangankerugian Allowanceforimpairment penurunannilai Jumlah KMKMikroTanpaAgunan - - - - - - 121.230 25.904.459 3.655.986 5.982.585 1.927.748 57.868.553 7.010.802 41.137.989 62.979.040 losses Total KMKUnsecuredMicro Cadangankerugian Allowanceforimpairment penurunannilai Jumlah - - - - 1.884.680 1.771.306 43.343.507 14.525.046 46.328.226 16.650.814 losses Total KMKRekeningKoranBiasa 25.646.238.406 599.541.661 2.596.325.933 8.220.111.952 37.062.217.953MK-GeneralBankStatement Cadangankerugian Allowanceforimpairment penurunannilai Jumlah 387.336.955 25.258.901.451 227.105.182 372.436.479 693.863.310 1.902.462.623 6.216.870.662 2.003.241.290 7.525.176.109 29.537.041.844 losses Total KMKRekeningKoranKontrak 164.992.742 - - 58.511.942 223.504.684 MK-ContractBankStatement Cadangankerugian Allowanceforimpairment penurunannilai Jumlah KURMikroInvestasi 16.922.020 148.070.722 1.133.829.707 - - 96.197.387 - - 13.304.987 44.252.581 14.259.361 34.804.859 61.174.601 162.330.083 1.280.626.975 losses Total InvestsmentMicroKUR Cadangankerugian Allowanceforimpairment penurunannilai Jumlah 15.132.047 1.118.697.660 13.320.026 82.877.361 7.378.533 5.926.454 25.520.934 9.283.925 62.771.236 1.217.855.739 losses Total KURMikroModalKerja 9.962.286.674 907.247.595 203.083.502 615.578.848 11.942.571.612 KUR-MicroWorkingCapital Cadangankerugian Allowanceforimpairment penurunannilai Jumlah KURRitelInventasi 218.811.118 9.743.475.556 6.646.806.241 140.213.406 767.034.189 1.112.159.344 79.811.552 123.271.950 320.089.140 463.162.780 152.416.068 898.374.547 1.067.768.796 10.874.802.816 8.977.429.272 losses Total KUR-RetailInvestment Cadangankerugian Allowanceforimpairment penurunannilai Jumlah 227.021.641 6.419.784.600 281.579.559 830.579.785 153.416.163 166.672.977 679.440.667 218.933.880 1.341.458.030 7.635.971.242 losses Total KURRiteLModalKerja 9.294.608.333 1.267.544.563 730.977.085 1.027.880.781 12.857.467.941KUR-RetailWorkingCapital Cadangankerugian Allowanceforimpairment penurunannilai Jumlah Jumlahkredit 126.081.297 9.168.527.036 4.637.264.546.136 138.252.880 1.129.291.683 18.362.429.494 198.337.469 532.639.616 5.977.906.826 777.386.227 250.494.554 30.201.914.775 1.538.586.127 11.318.881.814 4.693.788.841.534 losses Total Totalloans Jumlahcadangankerugian Totalofallowancefor penurunannilai 5.718.583.176 1.122.187.480 1.468.343.760 22.706.476.123 31.868.025.937 impairmentlosses Jumlahkredityang diberikanbersih Totalnetloans - - - 2.490.035 1.100.039 354.462 - - - - - 536.457.179 1.419.696 1.070.339 254.374.992 165.769.940 88.605.052 - 4.631.545.962.960 17.240.242.014 4.509.563.066 1.129.608.905 7.495.438.652 4.661.920.815.597 298.528.254 237.928.925 1.982.044.303 852.435.398

8. KREDITYANGDIBERIKANLanjutan c JenisKredit