452
L T h
BNI
CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN
31 DESEMBER 2013 DAN 2012 Disajikan dalam jutaan Rupiah,
kecuali dinyatakan lain
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
31 DECEMBER 2013 AND 2012 Expressed in millions of Rupiah,
unless otherwise stated
41. TRANSAKSI DENGAN
PIHAK BERELASI
lanjutan
41. RELATED PARTY TRANSACTIONS continued a.
Jenis hubungan dan unsur transaksi pihak berelasi lanjutan
a. Type of relationships and related parties
transactions continued Saldo dan transaksi dengan pihak berelasi
adalah sebagai berikut lanjutan: The amounts and transactions with related
parties are as follows continued:
Pihak berelasi Related parties
Jenis hubungan Types of relationship
Unsur transaksi pihak berelasiRelated party transactions
Bio Farma Pengendalian melalui
Pemerintah Republik Indonesia
Control through the Government of the
Republic of Indonesia Simpanan NasabahSavings
Biro Klasifikasi Indonesia Pengendalian melalui
Pemerintah Republik Indonesia
Control through the Government of the
Republic of Indonesia Garansi Bank yang diterbitkanBank
Guarantees Issued
Cambrics Primissima Pengendalian melalui
Pemerintah Republik Indonesia
Control through the Government of the
Republic of Indonesia Simpanan NasabahSavings
Djakarta Lloyd Pengendalian melalui
Pemerintah Republik Indonesia
Control through the Government of the
Republic of Indonesia Simpanan NasabahSavings
Dok Perkapalan Kodja Bahari Pengendalian melalui
Pemerintah Republik Indonesia
Control through the Government of the
Republic of Indonesia Garansi Bank yang diterbitkanBank
Guarantees Issued
Dok Perkapalan Surabaya Pengendalian melalui Pemerintah
Republik Indonesia Control through the
Government of the Republic of Indonesia
Garansi Bank yang diterbitkanBank Guarantees Issued
Garam Pengendalian melalui Pemerintah
Republik Indonesia Control through the
Government of the Republic of Indonesia
Simpanan NasabahSavings
Indah Karya Pengendalian melalui Pemerintah
Republik Indonesia Control through the
Government of the Republic of Indonesia
Garansi Bank yang diterbitkanBank Guarantees Issued
453
L T h
BNI
CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN
31 DESEMBER 2013 DAN 2012 Disajikan dalam jutaan Rupiah,
kecuali dinyatakan lain
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
31 DECEMBER 2013 AND 2012 Expressed in millions of Rupiah,
unless otherwise stated
41. TRANSAKSI DENGAN
PIHAK BERELASI
lanjutan
41. RELATED PARTY TRANSACTIONS continued a.
Jenis hubungan dan unsur transaksi pihak berelasi lanjutan
a. Type of relationships and related parties
transactions continued Saldo dan transaksi dengan pihak berelasi
adalah sebagai berikut lanjutan: The amounts and transactions with related
parties are as follows continued:
Pihak berelasi Related parties
Jenis hubungan Types of relationship
Unsur transaksi pihak berelasiRelated party transactions
Indra Karya Pengendalian melalui Pemerintah
Republik Indonesia Control through the
Government of the Republic of Indonesia
Simpanan NasabahSavings
Industri Kapal Indonesia Pengendalian melalui Pemerintah
Republik Indonesia Control through the
Government of the Republic of Indonesia
Simpanan NasabahSavings
Industri Kereta Api Pengendalian melalui Pemerintah
Republik Indonesia Control through the
Government of the Republic of Indonesia
Simpanan NasabahSavings
Industri Telekomunikasi Indonesia Pengendalian melalui Pemerintah
Republik Indonesia Control through the
Government of the Republic of Indonesia
Garansi Bank yang diterbitkanBank Guarantees Issued
Inhutani I Pengendalian melalui
Pemerintah Republik Indonesia
Control through the Government of the
Republic of Indonesia Simpanan NasabahSavings
Inhutani II Pengendalian melalui Pemerintah
Republik Indonesia Control through the
Government of the Republic of Indonesia
Simpanan NasabahSavings
Inhutani IV Pengendalian melalui Pemerintah
Republik Indonesia Control through the
Government of the Republic of Indonesia
Simpanan NasabahSavings
Inhutani V Pengendalian melalui Pemerintah
Republik Indonesia Control through the
Government of the Republic of Indonesia
Garansi Bank yang diterbitkanBank Guarantees Issued
Jamkrindo Pengendalian melalui Pemerintah
Republik Indonesia Control through the
Government of the Republic of Indonesia
Simpanan NasabahSavings
454
L T h
BNI
CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN
31 DESEMBER 2013 DAN 2012 Disajikan dalam jutaan Rupiah,
kecuali dinyatakan lain
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
31 DECEMBER 2013 AND 2012 Expressed in millions of Rupiah,
unless otherwise stated
41. TRANSAKSI DENGAN
PIHAK BERELASI
lanjutan
41. RELATED PARTY TRANSACTIONS continued a.
Jenis hubungan dan unsur transaksi pihak berelasi lanjutan
a. Type of relationships and related parties
transactions continued Saldo dan transaksi dengan pihak berelasi
adalah sebagai berikut lanjutan: The amounts and transactions with related
parties are as follows continued:
Pihak berelasi Related parties
Jenis hubungan Types of relationship
Unsur transaksi pihak berelasiRelated party transactions
Kawasan Industri Wijayakusuma Pengendalian melalui
Pemerintah Republik Indonesia
Control through the Government of the
Republic of Indonesia Pinjaman yang DiberikanLoans
Kimia Farma Pengendalian melalui
Pemerintah Republik Indonesia
Control through the Government of the
Republic of Indonesia Simpanan NasabahSavings
Merpati Nusantara Airlines Pengendalian melalui
Pemerintah Republik Indonesia
Control through the Government of the
Republic of Indonesia Pinjaman yang DiberikanLoans
Otorita Batam Pengendalian melalui
Pemerintah Republik Indonesia
Control through the Government of the
Republic of Indonesia Simpanan NasabahSavings
Perkebunan Nusantara III Pengendalian melalui
Pemerintah Republik Indonesia
Control through the Government of the
Republic of Indonesia Pinjaman yang DiberikanLoans
Perkebunan Nusantara VI Pengendalian melalui
Pemerintah Republik Indonesia
Control through the Government of the
Republic of Indonesia Garansi Bank yang diterbitkanBank
Guarantees Issued
455
L T h
BNI
CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN
31 DESEMBER 2013 DAN 2012 Disajikan dalam jutaan Rupiah,
kecuali dinyatakan lain
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
31 DECEMBER 2013 AND 2012 Expressed in millions of Rupiah,
unless otherwise stated
41. TRANSAKSI DENGAN
PIHAK BERELASI
lanjutan
41. RELATED PARTY TRANSACTIONS continued a.
Jenis hubungan dan unsur transaksi pihak berelasi lanjutan
a. Type of relationships and related parties
transactions continued Saldo dan transaksi dengan pihak berelasi
adalah sebagai berikut lanjutan: The amounts and transactions with related
parties are as follows continued:
Pihak berelasi Related parties
Jenis hubungan Types of relationship
Unsur transaksi pihak berelasiRelated party transactions
Perkebunan Nusantara VII Pengendalian melalui
Pemerintah Republik Indonesia
Control through the Government of the
Republic of Indonesia Pinjaman yang DiberikanLoans
PT Permodalan Nasional Madani Persero
Pengendalian melalui Pemerintah
Republik Indonesia Control through the
Government of the Republic of Indonesia
Pinjaman yang DiberikanLoans
Perum Bulog Pengendalian melalui
Pemerintah Republik Indonesia
Control through the Government of the
Republic of Indonesia Pinjaman yang DiberikanLoans
Perum Pegadaian Pengendalian melalui
Pemerintah Republik Indonesia
Control through the Government of the
Republic of Indonesia Efek-efekMarketable Securities
Perusahaan Gas Negara Pengendalian melalui
Pemerintah Republik Indonesia
Control through the Government of the
Republic of Indonesia Pinjaman yang DiberikanLoans
Pradnya Paramita Pengendalian melalui
Pemerintah Republik Indonesia
Control through the Government of the
Republic of Indonesia Simpanan NasabahSavings
Pupuk Kaltim Pengendalian melalui
Pemerintah Republik Indonesia
Control through the Government of the
Republic of Indonesia Efek-efekMarketable Securities
Pupuk Kujang Pengendalian melalui
Pemerintah Pusat Republik Indonesia
Control through the Government of the
Republic of Indonesia Pinjaman yang DiberikanLoans
456
L T h
BNI
CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN
31 DESEMBER 2013 DAN 2012 Disajikan dalam jutaan Rupiah,
kecuali dinyatakan lain
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
31 DECEMBER 2013 AND 2012 Expressed in millions of Rupiah,
unless otherwise stated
41. TRANSAKSI DENGAN
PIHAK BERELASI
lanjutan
41. RELATED PARTY TRANSACTIONS continued a.
Jenis hubungan dan unsur transaksi pihak berelasi lanjutan
a. Type of relationships and related parties
transactions continued Saldo dan transaksi dengan pihak berelasi
adalah sebagai berikut lanjutan: The amounts and transactions with related
parties are as follows continued:
Pihak berelasi Related parties
Jenis hubungan Types of relationship
Unsur transaksi pihak berelasiRelated party transactions
Pupuk Sriwijaya Pengendalian melalui
Pemerintah Republik Indonesia
Control through the Government of the
Republic of Indonesia Pinjaman yang DiberikanLoans
Surveyor Indonesia Pengendalian melalui
Pemerintah Republik Indonesia
Control through the Government of the
Republic of Indonesia Garansi Bank yang diterbitkanBank
Guarantees Issued
Virama Karya Pengendalian melalui
Pemerintah Republik Indonesia Control through the
Government of the Republic of Indonesia
Simpanan NasabahSavings
Yodya Karya Pengendalian melalui
Pemerintah Republik Indonesia Control through the
Government of the Republic of Indonesia
Garansi Bank yang diterbitkanBank Guarantees Issued
Citanduy Perkasa Pengendalian melalui
Pemerintah Republik Indonesia Control through the
Government of the Republic of Indonesia
Simpanan NasabahSavings
Dana Pensiun BNI Pendiri dan Dewan
DireksiFounder and Board of Directors
Simpanan NasabahSavings PT Mitrayasa Sarana Informasi
Kepemilikan melalui hak minoritas Entitas AnakOwnership through
Subsidiarys Non-controlling Interest
Simpanan NasabahSavings
Politeknik Swadharma Kepemilikan melalui Yayasan
Danar Dana BNIOwnership through Yayasan Danar Dana BNI
Simpanan NasabahSavings STMIK Swadharma
Kepemilikan melalui Yayasan Danar Dana BNIOwnership
through Yayasan Danar Dana BNI Simpanan NasabahSavings
PT Swadharma Garis Dinamika Kepemilikan melalui PT Tri
Handayani UtamaOwnership through PT Tri Handayani Utama
Simpanan NasabahSavings
457
L T h
BNI
CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN
31 DESEMBER 2013 DAN 2012 Disajikan dalam jutaan Rupiah,
kecuali dinyatakan lain
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
31 DECEMBER 2013 AND 2012 Expressed in millions of Rupiah,
unless otherwise stated
41. TRANSAKSI DENGAN
PIHAK BERELASI
lanjutan
41. RELATED PARTY TRANSACTIONS continued a.
Jenis hubungan dan unsur transaksi pihak berelasi lanjutan
a. Type of relationships and related parties
transactions continued Saldo dan transaksi dengan pihak berelasi
adalah sebagai berikut lanjutan: The amounts and transactions with related
parties are as follows continued:
Pihak berelasi Related parties
Jenis hubungan Types of relationship
Unsur transaksi pihak berelasiRelated party transactions
PT Swadharma Griyasatya Kepemilikan melalui PT Tri
Handayani Utama dan Dana Pensiun BNIOwnership through
PT Tri Handayani Utama and Dana Pensiun BNI
Simpanan NasabahSavings
Swadharma Language Centre Kepemilikan melalui Yayasan
Danar Dana BNIOwnership through Yayasan Danar Dana BNI
Simpanan NasabahSavings Swadharma Law Office
Kepemilikan melalui Yayasan Danar Dana BNIOwnership
through Yayasan Danar Dana BNI Simpanan NasabahSavings
PT Swadharma Prima Utama Kepemilikan melalui PT Tri
Handayani UtamaOwnership through PT Tri Handayani Utama
Simpanan NasabahSavings PT Swadharma Sangga Buana
Kepemilikan melalui Yayasan Danar Dana BNIOwnership
through Yayasan Danar Dana BNI Simpanan NasabahSavings
Swadharma Travelindo Kepemilikan melalui Yayasan
Danar Dana BNIOwnership through Yayasan Danar Dana BNI
Simpanan NasabahSavings Tri Handayani Utama
Kepemilikan melalui Yayasan Danar Dana BNIOwnership
through Yayasan Danar Dana BNI Simpanan NasabahSavings
Yayasan Danar Dana Pendiri dan Dewan
DireksiFounder and Board of Directors
Simpanan NasabahSavings Yayasan Kesejahteraan Pegawai
Pendiri dan Dewan DireksiFounder and Board of
Directors Simpanan NasabahSavings
ASET ASSETS
b. Pinjaman yang diberikan
b. Loans
2013 2012
PT Finansia Multifinance 207,491
196,601 PT Finansia Multifinance
Koperasi Swadharma 155,298
80,585 Koperasi Swadharma
Manajemen Kunci 7,345
33,207 Key Management
PT Asuransi Tripakarta 830
750 PT Asuransi Tripakarta
PT Swadharma Sarana Informatika 100
100 PT Swadharma Sarana Informatika
PT Swadharma Duta Data 20
20 PT Swadharma Duta Data
PT Swadharma Propertindo 1,188
101 PT Swadharma Propertindo
Total 372,272
311,364 Total
458
L T h
BNI
CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN
31 DESEMBER 2013 DAN 2012 Disajikan dalam jutaan Rupiah,
kecuali dinyatakan lain
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
31 DECEMBER 2013 AND 2012 Expressed in millions of Rupiah,
unless otherwise stated
41. TRANSAKSI DENGAN
PIHAK BERELASI
lanjutan
41. RELATED PARTY TRANSACTIONS continued LIABILITAS
LIABILITIES c.
Simpanan nasabah c.
Deposits from customers
2013 2012
Manajemen Kunci 130,687
110,104 Key Management
PT Asuransi Tripakarta 102,255
63,471 PT Asuransi Tripakarta
Dana Pensiun BNI 33,602
99,927 Dana Pensiun BNI
PT Swadharma Kerry Satya PT Swadharma Kerry Satya
Shangrila Hotel 21,873
3,585 Shangrila Hotel
PT Swadharma Sarana Informatika 12,750
23,685 PT Swadharma Sarana Informatika
Koperasi Swadharma 11,503
15,576 Koperasi Swadharma
PT Finansia Multifinance 6,868
10,327 PT Finansia Multifinance
PT Tri Handayani Utama 4,910
1,038 PT Tri Handayani Utama
PT Citanduy Perkasa 2,562
2,051 PT Citanduy Perkasa
Yayasan Danar Dana Swadharma 1,644
7,075 Yayasan Danar Dana Swadharma
PT Swadharma Surya Finance 1,051
569 PT Swadharma Surya Finance
PT Swadharma Prima Utama 1,017
682 PT Swadharma Prima Utama
Swadharma Law Office 979
1,069 Swadharma Law Office
PT Swadharma Propertindo 754
28 PT Swadharma Propertindo
STMIK Swadharma 604
492 STMIK Swadharma
PT Swadharma Duta Data 336
829 PT Swadharma Duta Data
Yayasan Kesejahteraan Yayasan Kesejahteraan
Pegawai BNI YKP 320
293 Pegawai BNI YKP
PT Swadharma Sangga Buana 254
17 PT Swadharma Sangga Buana
PT Swadharma Garis Dinamika 179
193 PT Swadharma Garis Dinamika
PT Swadharma Travelindo 108
131 PT Swadharma Travelindo
Politeknik Swadharma 123
41 Politeknik Swadharma
Swadharma Language Center 10
10 Swadharma Language Center
PT Mitrayasa Sarana Informasi 8
962 PT Mitrayasa Sarana Informasi
PT Swadharma Griyasatya -
6,885 PT Swadharma Griyasatya
334,397 349,040
d. Garansi bank yang diterbitkan
d. Bank guarantees issued
2013 2012
PT Asuransi Tripakarta 156,767
128 PT Asuransi Tripakarta
PT Swadharma Kerry Satya 1,114
852 PT Swadharma Kerry Satya
PT Swadharma Duta Data 170
37 PT Swadharma Duta Data
PT Swadharma Sarana Informatika -
235 PT Swadharma Sarana Informatika
PT Swadharma Surya Finance -
64 PT Swadharma Surya Finance
PT Swadharma Propertindo -
47 PT Swadharma Propertindo
Koperasi Swadharma -
52 Koperasi Swadharma
Total 158,051
1,415 Total
42. INFORMASI SEGMEN 42. SEGMENT INFORMATION
Segmen operasi
Grup dibagi
berdasarkan kelompok nasabah utama dan produk, sebagai
berikut: Korporasi, Komersial dan Kecil, Konsumer dan Ritel, Tresuri dan Institusi Keuangan, Kantor
Pusat dan Entitas Anak. Dalam menentukan hasil segmen, beberapa akun aset dan liabilitas dan
pendapatan dan biaya yang terkait diatribusikan ke masing-masing segmen berdasarkan kebijakan
pelaporan internal manajemen. Transaksi antar segmen usaha diperlakukan seperti transaksi pihak
ketiga yang dicatat ke dalam masing-masing segmen dan dieliminasi di tingkat Bank.
The Group’s operating segments represent the key customer and product groups, as follows:
Corporate, Commercial and Small, Consumer and Retail, Treasury and Financial Institution, Head
Office
and Subsidiaries.
In determining
the segment results, certain assets and liabilities items
and related revenues and expenses are attributed to each segment based on internal management
reporting policies. Transactions between business segments are recorded within the segment as if
they
are third
party transactions
and are
eliminated at the Bank level.
459
L T h
BNI
CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN
31 DESEMBER 2013 DAN 2012 Disajikan dalam jutaan Rupiah,
kecuali dinyatakan lain
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
31 DECEMBER 2013 AND 2012 Expressed in millions of Rupiah,
unless otherwise stated
42. INFORMASI SEGMEN lanjutan 42. SEGMENT INFORMATION continued
