Berdasarkan peringkat lanjutan By rating continued Berdasarkan kolektibilitas Bank Indonesia By Bank Indonesia collectibility Cadangan kerugian penurunan nilai Allowance for impairment losses
8. EFEK-EFEK lanjutan
8. MARKETABLE SECURITIES continued
d. Berdasarkan peringkat lanjutan
d. By rating continued
2012 Pemeringkat Agencies Peringkat Rating Nilai tercatat Carrying Value Dimiliki hingga jatuh tempo Held-to-maturity Rupiah Rupiah Obligasi BeragamVarious BeragamVarious 257,408 Bonds Mata uang asing Foreign currencies Obligasi BeragamVarious BeragamVarious 32,949 Bonds Total dimiliki hingga jatuh tempo 290,357 Total held-to-maturity securities Total efek-efek 9,816,541 Total marketable securities Cadangan kerugian penurunan nilai 15,571 Allowance for impairment losses Efek-efek - neto 9,800,970 Marketable securities – net Sebagian besar underlying reksadana yang dimiliki oleh Grup adalah deposito dan Obligasi Pemerintah. Mostly the underlying of mutual funds owned by the Group are deposits and Government Bonds.e. Berdasarkan kolektibilitas Bank Indonesia
e. By Bank Indonesia collectibility
2013 2012 Pokok Principal Cadangan kerugian penurunan nilai Allowance for impairment losses Pokok Principal Cadangan kerugian penurunan nilai Allowance for impairment losses Lancar 11,910,572 2,777 9,757,257 3,157 Pass Kurang lancar 65,655 9,222 58,124 10,871 Substandard Macet 3,906 2,436 1,160 1,543 Loss 11,980,133 14,435 9,816,541 15,571f. Cadangan kerugian penurunan nilai
f. Allowance for impairment losses
Perubahan cadangan kerugian penurunan nilai adalah sebagai berikut: Movements in the allowance for impairment losses are as follows: 2013 2012 Saldo awal 15,571 40,525 Beginning balance Penyisihanpembalikan Allowancereversal selama tahun berjalan 2,704 199 during the year Penghapusan selama tahun berjalan - 20,000 Write-offs during the year Penyesuaian karena penjabaran Foreign exchange translation mata uang asing 3,840 4,755 adjustments Saldo akhir 14,435 15,571 Ending balance Manajemen berpendapat bahwa jumlah cadangan kerugian penurunan nilai di atas telah memadai. Management believes that the allowance for impairment losses is adequate. 392 L T h BNI CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2013 DAN 2012 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2013 AND 2012 Expressed in millions of Rupiah, unless otherwise stated8. EFEK-EFEK lanjutan
Parts
» Bank Negara Indonesia Tbk 2013
» Penggantian Anggota Dewan Komisaris dan Pengangkatan Anggota Direksi Penetapan Akuntan Publik
» Pemberian Kredit Organisasi dan Sumber Daya Manusia
» Persetujuan Rencana Bisnis Bank RBB dan Laporan Pengawasan Realisasi RBB
» Risiko Operasional Pandu Djajanto
» Risiko Likuiditas Risiko Hukum
» Risiko Stratejik Pandu Djajanto
» Risiko Kepatuhan Pandu Djajanto
» Risiko Reputasi Pandu Djajanto
» Firman Wibowo Bank Negara Indonesia Tbk 2013
» Pendirian Bank Establishment of the Bank
» Rekapitalisasi lanjutan Recapitalization continued Kuasi-reorganisasi Quasi-reorganisation
» Organisasi Organizational and Management Structure
» Entitas Anak Subsidiaries GENERAL INFORMATION continued
» Entitas Anak lanjutan Subsidiaries continued
» Dasar Basis of preparation of the consolidated
» Perubahan kebijakan akuntansi lanjutan Changes in accounting policies continued
» Aset dan liabilitas keuangan lanjutan Financial assets and liabilities continued
» Prinsip konsolidasian Principles of consolidation
» Transaksi dalam mata uang asing dan
» Instrumen keuangan derivatif lanjutan Derivative financial instruments continued
» Pinjaman yang diberikan lanjutan Loans continued
» Liabilitas segera Obligations due immediately Simpanan nasabah Deposits from customers
» Simpanan nasabah lanjutan Deposits from customers continued
» Simpanan dari bank lain Deposits from other banks
» Kontrak asuransi Insurance contract
» Kontrak asuransi lanjutan Insurance contract continued
» Perpajakan lanjutan Taxation continued
» IKHTISAR SUMMARY Pandu Djajanto
» PENGGUNAAN USE OF CRITICAL ACCOUNTING ESTIMATES
» KAS CASH KAS lanjutan CASH continued GIRO PADA BANK INDONESIA CURRENT ACCOUNTS WITH BANK INDONESIA
» Berdasarkan jenis dan mata uang lanjutan
» Berdasarkan jenis dan mata uang lanjutan By type and currency continued
» Berdasarkan peringkat lanjutan By rating continued
» Berdasarkan jenis dan mata uang By type and currency
» Fasilitas pembiayaan dengan perusahaan Informasi Other significant information relating to
» ASET LAIN-LAIN –NETO OTHER ASSETS – NET
» ASET TETAP lanjutan FIXED ASSETS continued
» Beban pajak lanjutan Tax expense continued
» Beban pajak lanjutan Tax expense continued Aset pajak tangguhan - neto Deferred tax assets - net
» Berdasarkan jenis lanjutan By type continued
» LIABILITAS LAIN-LAIN OTHER LIABILITIES MODAL SAHAM SHARE CAPITAL AND ADDITIONAL PAID-IN CAPITAL
» MODAL SAHAM SHARE CAPITAL AND ADDITIONAL PAID-IN CAPITAL continued
» PENGGUNAAN LABA NETO APPROPRIATION OF NET INCOME
» BEBAN UMUM DAN ADMINISTRASI GENERAL AND ADMINISTRATIVE EXPENSES IMBALAN KERJA EMPLOYEE BENEFITS
» IMBALAN KERJA lanjutan EMPLOYEE BENEFITS continued
» Type of relationships and related parties
» Type of relationships and related parties Pinjaman yang diberikan Loans
» INFORMASI SEGMEN lanjutan SEGMENT INFORMATION continued
» INFORMASI SEGMEN lanjutan SEGMENT INFORMATION continued MANAJEMEN RISIKO RISK MANAGEMENT
» MANAJEMEN RISIKO lanjutan RISK MANAGEMENT continued
» MANAJEMEN RISIKO lanjutan RISK MANAGEMENT continued RISIKO KREDIT CREDIT RISK
» RISIKO KREDIT lanjutan CREDIT RISK continued
» RISIKO LIKUIDITAS LIQUIDITY RISK
» RISIKO LIKUIDITAS lanjutan LIQUIDITY RISK continued RISIKO PASAR MARKET RISK
» RISIKO PASAR lanjutan MARKET RISK continued
» RISIKO OPERASIONAL OPERATIONAL RISK
» RISIKO OPERASIONALlanjutan OPERATIONAL RISK continued
» NILAI WAJAR FAIR VALUE OF FINANCIAL ASSETS AND LIABILITIES continued
» NILAI WAJAR FAIR VALUE OF FINANCIAL ASSETS AND LIABILITIES continued NILAI WAJAR
» FAIR VALUE OF FINANCIAL ASSETS AND LIABILITIES continued
» MANAJEMEN MODAL CAPITAL MANAGEMENT
» AKTIVITAS JASA LAINNYA OTHER ACTIVITIES
» AKTIVITAS JASA LAINNYA lanjutan OTHER ACTIVITIES continued
» RENCANA BARANG MODAL CAPITAL EXPENDITURE COMMITMENTS PROGRAM PENGGANTI MANAGEMENT -
» PROGRAM PENGGANTI MANAGEMENT - Pandu Djajanto
» PROGRAM PENGGANTI MANAGEMENT - KREDIT KELOLAAN CHANNELING LOANS
» NILAI TERCATAT INSTRUMEN KEUANGAN THE CARRYING AMOUNT OF FINANCIAL
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