Board of Directors Charters BOC Charter yang telah disahkan

raPaT uMuM PeMeGanG sahaM DeWan KOMIsarIs seKreTarIs Perusahaan saTuan KerJa auDIT InTernTerInTeGrasI Dan ANTI FRAUD DIVIsI KePaTuhan, uKPn TerInTeGrasI Dan sIsTeM PrOseDur KOMITe auDIT KOMITe ManaJeMen rIsIKOTerInTeGerasI KOMITe KeBIJaKan PerKreDITan KOMITe KreDIT ASSET AND LIABILITY MANAGEMENT COMMITEE aLCO KOMITe PeManTau Pen- eraPan GOOD CORPORATE GOVERNANCE KOMITe InVesTasI KOMITe PenGaDaan BaranG Dan Jasa KOMITe PersOnaLIa KOMITe PRODUCT KOMITe TeKnOLOGI InFOrMasI KOMITe nOMInasI Dan reMunerasI KOMITe PeManTau rIsIKO KOMITe TaTa KeLOLa TerInTeGrasI DIreKsI Dalam pelaksanaannya, Bank Victoria memiliki berbagai kebijakanpedoman dalam menjalankan fungsi dan tugasnya yang disebut dengan soft structure GCG. Tujuan membangun GCG Soft Structure antara lain sebagai berikut. • Melengkapi kebijakan pendukung dalam penerapan GCG. • Menjadi pedoman bagi Bank dalam menjalankan aktivitas sehari-hari sesuai dengan budaya corporate culture yang diharapkan. • Merupakan bentuk komitmen tertulis bagi seluruh jajaran dan tingkatan organisasi Bank dalam rangka meningkatkan disiplin dan tanggung jawab organ perusahaan dalam rangka menjaga kepentingan stakeholders sesuai dengan tanggung jawab masing-masing. Infrastruktur GCG yang telah dimiliki oleh Bank victoria antara lain adalah: 1. Pedoman GCG yang telah disahkan melalui keputusan Direksi No. 039SK-DIR0513 tanggal 30 Mei 2013. 2. Board of Commisionners Charter BOC Charter yang telah disahkan melalui Keputusan Dewan Komisaris No. 002SK- KOM0216 tanggal 24 Februari 2016.

3. Board of Directors Charters BOC Charter yang telah disahkan

melalui Keputusan Direksi No. 007SK-DIR0216 tanggal 24 Februari 2016. 4. 4. Piagam dan Pedoman Kerja Komite Audit yang telah disahkan melalui Keputusan Dewan Komisaris Nomor. 001 SK-Kom0316 tanggal 2 Maret 2016. In its implementation, Bank Victoria has various policiesguide- lines on performing its functions and tasks called GCG infrastructure. The objectives of establishing GCG infrastructure among others are. • to complement the supporting policy on GCG implementation. • To become a guideline for the Bank in conducting daily activities according to the expected corporate culture. • To serve as a written commitment of all levels of the Bank’s management and employees as well as the responsibilities of the corporate organs to preserve the interests of stakeholders by their respective responsibilities. GCG infrastructure that have been applied by Bank Victoria includes: 1 GCG Guideline endorsed through the decision of the Board of Directors No. 039SK-DIR0513 dated May 30, 2013. 2 Board of Commissioner Charter which has been ratiied by Decree of the Board of Directors No. 007SK-DIR0216 dated 24th of February, 2016. 3 Board of Directors Charter BOC Charter which has been ratiied by Decree of the Board of Directors No. 007 SK-DIR 0216 dated 24th of February 2016. 4. The Audit Committee Charter and Working Guideliness as endorsed by the Board of Commissioner’s Decision No. 001 SK-Kom0316 dated March 2, 2016. 2016 annual reporT 5. Piagam dan Pedoman Kerja Komite Pemantau Manajemen Risiko yang telah disahkan melalui Keputusan Dewan Komisaris Nomor. 002SK-Kom0316 tanggal 3 Maret 2016. 6. Pedoman Komite Nominasi dan Remunerasi yang telah disahkan melalui Keputusan Dewan Komisaris Nomor. 001 SK-Kom0216 tanggal 22 Februari 2016. 7. Pedoman Anti Fraud yang ditetapkan dalam Surat Keputusan Direksi No. 013SK-DIR0713 tanggal 16 Juli 2013. 8. Pedoman Etika Karyawan yang ditetapkan berdasarkan Surat Keputusan Direksi No. 011SK-DIR0508 tanggal 28 Mei 2008. 9. Pedoman dan Tata Tertib Komite Tata Kelola Terintegrasi Grup Victoria melalui Surat Keputusan Direksi No. 003SK- DIR1015 pada tanggal 27 Oktober 2015 10. Pedoman dan Tata Tertib Komite Manajemen Risiko Terintegrasi Grup Victoria melalui Surat Keputusan Direksi No. 004SK-DIR0915 pada tanggal 04 September 2015. 11. Kebijakan dan Standard Operating Procedure SOP. raPaT uMuM PeMeGanG sahaM RUPS adalah organ Bank yang memegang kekuasaan tertinggi dan memegang segala kewenangan yang tidak dapat didelegasikan atau diserahkan kepada Direksi dan Dewan Komisaris. RUPS sebagai organ Bank merupakan wadah para pemegang saham untuk mengambil keputusan penting berkaitan dengan modal yang ditanam dalam Bank, dengan memperhatikan ketentuan Anggaran Dasar dan Undang-undang Perseroan Terbatas. Selain itu RUPS juga berfungsi sebagai forum pertanggungjawaban kepengurusan Direksi dan Komisaris atas hasil kinerjanya dalam kurun waktu yang telah ditentukan. RUPS memiliki wewenang antara lain untuk: a. Mengangkat dan memberhentikan Dewan Komisaris dan Direksi; b. Menetapkan remunerasi Dewan Komisaris dan Direksi; c. Mengevaluasi kinerja Dewan Komisaris dan Direksi; d. Mengesahkan perubahan Anggaran Dasar; e. Memberikan persetujuan atas laporan tahunan; f. Menetapkan alokasi penggunaan laba; g. Menunjuk Akuntan Publik. Keputusan yang diambil dalam RUPS didasari pada kepentingan usaha Bank jangka panjang. RUPS dan atau pemegang saham tidak melakukan intervensi terhadap tugas, fungsi dan wewenang Dewan Komisaris dan Direksi dengan tidak mengurangi wewenang RUPS untuk menjalankan hak sesuai dengan Anggaran Dasar dan peraturan perundang-undangan. Pengambilan keputusan RUPS dilakukan secara wajar dan transparan. Dalam penyelenggaraan RUPS, upaya yang telah dilakukan Perseroan adalah: 1. Pemegang saham diberikan kesempatan untuk mengajukan usul mata acara RUPS sesuai dengan peraturan perundang- undangan. Panggilan RUPS telah mencakup informasi mengenai mata acara, tanggal, waktu dan tempat RUPS; 2. Bahan mengenai setiap mata acara yang tercantum dalam panggilan RUPS tersedia di kantor Bank sejak tanggal 5. The Risk Management Monitoring Committee Charter and Working Guidelines as endorsed by the Board of Commis- sioner’s Decision No. 002SK-Kom0316 dated March 3, 2016. 6. The Nomination and Remuneration Committee Guidelines as endorsed by the Board of Commissioner’s Decision No. 001 SK-Kom0216 dated February 22, 2016. 7 Anti Fraud Guidelines set out in the Board of Directors’ Decree Letter No. 013SK-DIR0713 dated July 16, 2013. 8 Employee Ethics Guidelines stipulated by Board of Direc- tors’ Decree Letter No. 011SK-DIR0508 dated May 28, 2008. 9 Guidelines and Rules for Integrated Governance Com- mittee at Victoria Group by Board of Directors’ Decree Letter No. 003SK-DIR1015 on October 27, 2015. 10 Guidelines and Rules for Integrated Risk Management Committee at Victoria Group by Board of Directors’ De- cree Letter No. 004SK-DIR0915 on September 4, 2015. 11 Policies and Standard Operating Procedure SOP. GeneraL MeeTInG OF sharehOLDers GMs The General Meeting GMS is a corporate organ holding the highest power and authority unassigned to the Board of Directors and Board of Commissioners. GMS is a place for shareholders to make important decisions on all shares by observing the Articles of Association and Law on Limited Liability Companies. In addition, the GMS also serves as a forum for the Board of Directors and Commissioners to convey their responsibilities for the Company’s performance in the stipulated period. GMS has the authorities among others to: a. appoint and dismiss the Board of Commissioners and Board of Directors; b. Set remuneration for the Board of Commissioners and Board of Directors; c. evaluate the performance of the Board of Commissioners and Board of Directors; d. Make a change in Article of Association; e. Approve annual reports; f. Determine proit use allocation; g. Appoint public accountants. Decisions made in the GMS are solely based on the corporate business interest in the long run. The GMS and or shareholders may not intervene in the tasks, functions, and authority of the Board of Commissioners and Board of Directors without prejudice to the GMS authority to enforce its rights under the Articles of Association and the laws and regulations. Decisions of the GMS are made in a reasonable and transparent manner. In convening a GMS, efforts made by Bank Victoria are as follows: 1. Shareholders are provided with an opportunity to propose the GMS agenda under the laws and regulations. A GMS notice includes information on the agenda, date, time, and venue of the GMS; 2. Materials pertaining to the agenda set out in a GMS notice are available at the ofice of Bank Victoria as from the notice 2016 pT BanK VicToria inTernaTional TBK. panggilan RUPS, sehingga memungkinkan pemegang saham berpartisipasi aktif dalam RUPS dan memberikan suara secara bertanggung jawab. Jika bahan tersebut belum tersedia saat dilakukan panggilan untuk RUPS, maka bahan itu disediakan sebelum RUPS diselenggarakan; 3. Risalah RUPS tersedia di kantor Bank, dan Bank menyediakan fasilitas agar pemegang saham dapat membaca risalah tersebut. RUPS Bank terdiri dari RUPS Tahunan dan RUPS Luar Biasa. Proses pengumuman dan pemanggilan RUPS dilakukan sesuai dengan ketentuan yang berlaku, baik RUPS Tahunan maupun RUPS Luar Biasa RUPS LB. Pada tahun 2016, Bank telah menyelenggarakan 1 satu kali RUPS Tahunan dan 3 tiga menyelenggarakan RUPS Luar Biasa. reFerensI PeraTuran RUPS mempunyai kewenangan yang tidak diberikan kepada Dewan Komisaris dan Direksi dalam batas yang ditentukan oleh undang-undang dan anggaran dasar Bank. penyelenggaraan RUPS di Bank mengacu pada Undang-undang No. 40 Tahun 2007 tentang Perseroan terbatas PeLaKsanaan ruPs Tahunan 2016 Tahapan pelaksanaan Rapat Umum Pemegang Saham Tahunan Bank di 2016 tergambar dalam tabel berikut. Tabel Pelaksanaan RUPS Tahunan 2016 Table of Annual GMS Year 2016 Pemberitahuan Notiication Pengumuman announcement undangan Invitation Pelaksanaan Implementation hasil ruPs result of GMs Diberitahukan pada tanggal 11 Mei 2016 kepada Otoritas Jasa Keuangan. Notiied on the date of May 11, 2016 to the Financial Services authority Diumumkan pada tanggal 18 Mei 2016, melalui iklan di surat kabar harian Kontan. announced in May 18, 2016, via advertisement in the Kontan daily newspaper. Diumumkan pada tanggal 2 Juni 2016, melalui iklan di surat kabar harian Kontan. announced in June 2, 2016, via advertisement in the Kontan daily newspaper. RUPS tahunan dilaksanakan pada Jumat, 24 Juni 2016, pada pukul 09.20 WIB – 10.05 WIB bertempat di Graha BIP, Function Hall Lt. 11, Jalan Jend. Gatot Subroto Kav. 23, Jakarta 12930. Annual General Meeting held on Friday, June 24, 2016, at 9.20 – 10.05 located at Graha BIP, Function Hall Lt. 11, Jalan Jend. Gatot Subroto Kav. 23 Jakarta 12930 Diumumkan pada tanggal 28 Juni 2016, melalui iklan di surat kabar harian Kontan. Announced in June 28, 2016, via advertisement in the Kontan daily newspaper. aGenDa ruPs Tahunan 2016 Adapun agenda RUPS Tahunan 2016 adalah sebagai berikut. 1. Laporan Tahunan Perseroan termasuk Laporan Direksi dan pengesahan Laporan Keuangan serta Laporan pengawasan Dewan Komisaris untuk tahun buku yang berakhir pada tanggal 31 Desember 2015. 2. Penetapan penggunaan laba bersih Perseroan untuk tahun buku yang berakhir pada tanggal 31 Desember 2015. 3. Pertanggungjawaban realisasi penggunaan Dana Hasil Pelaksanaan Waran Seri VI menjadi saham Perseroan selama tahun 2015. 4. Perubahan susunan pengurus Perseroan dan peningkatan kembali pengurus Perseroan. date, there by allowing shareholders to actively participate in the GMS and vote with full responsibility. If the materials are unavailable upon the GMS notice, such materials must be made available before the GMS is held; 3. Minutes of GMS will be available at the ofice of Bank Victoria, which provides facilities to allow shareholders to read such minutes of meeting. The Company’s General Meeting of Shareholders comprises of the Annual General Meeting of Shareholders and Extraordinary General Meeting of Shareholders. The process of announcing and summonsing the GMS is done in accordance with the applicable provisions, either the Annual General Meeting of Shareholders or the Extraordinary GMS LM AGMS. In 2016, the Bank has held 1 one Annual General Meeting of Shareholders and 3 three General Extraordinary GMS. reFerenCe reGuLaTIOn The GMS has authority not given to the Board of Commissioners and Board of Directors, within the limits speciied by Laws and the Bank’s Associate of Articles. The organization of GMS in the Bank refer to Law no. 40 Year 2007 concerning Limited Liability Company IMPLeMenTaTIOn OF 2016 annuaL GMs The phases of the implementation of the Annual General Meeting of Shareholders of Bank in 2016 are illustrated in the following table aGenDa OF 2016 annuaL GMs The agenda of the 2016 GMS is as follows. 1. The Annual Report of the Company including the Report of the Board of Directors and the approval of the Financial Statements as well as the Supervisory Report of the Board of Commissioners for the inancial year ended on 31 December 2015. 2. Determination of the use of the Company’s net proit for the inancial year ended on 31 December 2015. 3. The liability for the realization of the use of the Series VI Series Warrants to the Company’s shares during 2015. 4. Changes in the structure of the Company and the restoration of the Company’s management. 2016 annual reporT 5. Pemberian kuasa dan wewenang kepada wakil pemegang saham untuk menetapkan besarnya honorarium anggota Dewan Komisaris dan pemberian kuasa dan wewenang kepada Dewan Komisaris untuk menetapkan pembagian tugas dan wewenang anggota Direksi serta besarnya gaji dan tunjangan para anggota Direksi. 6. Penunjukan Akuntan Publik untuk mengaudit buku-buku Perseroan untuk Tahun Buku 2016 dan pemberian kuasa kepada Direksi untuk menetapkan honorarium Akuntan Publik tersebut serta persyaratan lain penunjukannya. reKaPITuLasI KehaDIran PaDa ruPs Tahunan 2016 Dewan Komisaris dan Direksi yang hadir dalam RUPS Tahunan 2016 adalah sebagai berikut. Tabel rekapitulasi Kehadiran ruPs Tahunan 2016 Table of Attendance Recapitulation of 2016 Annual GMS nama name Jabatan Position hadir Present Tidak hadir absence Oliver Simorangkir Komisaris Utama president Commissioner √ - Gunawan Tenggrahardja KomisarisKomisaris Independen CommissionerIndependent Commissioner √ - Zaenal Abidin KomisarisKomisaris Independen CommissionerIndependent Commissioner √ - Suzanna Tanojo Komisaris Commissioner √ - Daniel Budirhayu Direktur Utama President Director √ Gregorius Andrew Andryanto Haswin Direktur Director √ - Ramon Marlon Runtu Direktur Director √ - tamunan Direktur Kepatuhan Director of Compliance √ - rusli Direktur Director √ - 5. To grant power and authority to shareholders’ representatives to determine the honorarium of the members of the Board of Commissioners and to grant authorization and authority to the Board of Commissioners to determine the distribution of duties and authority of the members of the Board of Directors and the amount of salaries and allowances of the members of the Board of Directors. 6. The appointment of a Public Accountant to audit the Company’s books for the Fiscal Year 2016 and authorize the Board of Directors to determine the honorarium of the Public Accountant as well as other terms of appointment. aTTenDanCe suMMarY OF annuaL ruPs 2016 Members of the Board of Commissioners and Board of Directors present at the 2016 Annual GMS were as follows. 2016 pT BanK VicToria inTernaTional TBK. KePuTusan ruPs Tahunan 2016 Pada Tanggal 24 Juni 2016, Bank Victoria telah menyelenggarakan Rapat Umum Pemegang Saham Tahunan dengan keputusan sebagai berikut. Tabel Keputusan ruPs Tahunan 2016 Table of 2016 Annual GMS Decision agenda agenda Keputusan ruPsT resolution of annual ruPs setuju Jumlah suara dan persentase agree numbers and Percentage of Votes Tidak setuju Jumlah suara dan persentase Disagree numbers and Percentage of Votes abstain Jumlah suara dan Persentase abstain number and Percentage of Votes realisasi accomplishment pertama First 1. Menerima baik dan menyetujui laporan tahunan Perseroan untuk tahun buku yang berakhir pada tanggal 31 Desember 2015, termasuk laporan Direksi dan laporan tugas pengawasan Dewan Komisaris Perseroan; 2. Menerima baik dan menyetujui serta mengesahkan laporan keuangan Perseroan untuk tahun buku yang berakhir pada tanggal 31 Desember 2015 yang telah diaudit oleh Kantor Akuntan Publik “Tanudiredja, Wibisana, Rintis Rekan dengan pendapat “wajar” sesuai dengan laporan No.A160329007DC2LLS2016, tanggal 29 Maret 2016 dengan demikian membebaskan anggota Direksi dan Dewan Komisaris Perseroan dari tanggung jawab dan segala tanggungan acquit et de charge atas tindakan pengurusan dan pengawasan yang Direksi dan Dewan Komisaris jalankan selama tahun buku 2015, sepanjang tindakan-tindakan mereka tercantum dalam neraca dan laporan laba rugi Perseroan tahun buku 2015. 1. To receive well and approve Company’s annual reports for the inancial year ending on 31st of December 2015, including Directors’ report and supervision report of Company’s Board of Commissioners 2. To receive well and approve and authorize Company’s annual reports for the inancial year ending on 31st of December 2015, audited by Public Accounting Firm “Tanudiredja, Wibisana, Rintis Co with “Unqualiied” opinion, according to report No.A160329007DC2LLS2016, dated 29th of March 2016. In doing so, it absolves the member of Directors and Board of Commissioners from their responsibility and liability acquit et de charge for management and supervision actions conducted by Direc- tors and Board of Commissioners during 2015, inasmuch as their actions are stated in the Company’s 2015 balance sheet and income statement 100 - - Telah terealisasi accomplished Kedua Second Menyetujui penetapan penggunaan laba bersih Perseroan untuk tahun buku yang berakhir pada tanggal 31 Desember 2015 sebesar Rp. 94.075.617.484,- sembilan puluh empat miliar tujuh puluh lima juta enam ratus tujuh belas ribu empat ratus delapan puluh empat rupiah dan laba bersih tahun buku 2015 tersebut dipergunakan sebagai berikut: 1. Sebesar Rp 25.000.000.000,- dua puluh lima miliar rupiah digunakan untuk pembentukan dana cadangan umum guna memenuhi ketentuan pasal 70 Undang-undang No.40 tahun 2007 tentang Perseroan Terbatas dan pasal 24 Anggaran Dasar Perseroan. 2. Sisanya sebesar Rp. 69.075.617.484,- enam puluh sembilan miliar tujuh puluh lima juta enam ratus tujuh belas ribu empat ratus delapan puluh empat rupiah akan dibukukan sebagai laba ditahan. 3. Perseroan tidak memberikan dividen untuk tahun buku 2015. To approve the settlement of Company’s net proit appropriation for inancial year ending on 31st of December 2015 in the amount of IDR94,075,617,484 ninety four billion seventy ive million six hundred seventeen thousand four hundred and eighty four rupiah. The net proit of 2015 inancial year is appropriated to: 1. IDR25,000,000,000, twenty ive billion rupiah is appropriated as general reserve funds to fulill the requirement of article 70 Acts No.40 year 2007 on Limited Company and article 24 of Company’s Articles of association. 2. The remaining IDR69,075,617,484 sixty nine billion seventy ive million six hundred seventeen thousand four hundred and eighty four rupiah will be booked to retained proit. 3. The company does not pay dividends for 2015 inancial year. 100 - - Telah terealisasi accomplished Ketiga third Hasil pelaksanaan waran seri VI menjadi saham selama tahun 2015 adalah sebesar Rp. 30.000,- tiga puluh ribu rupiah dengan realisasi penggunaan dana adalah untuk menambah atau meningkatkan modal kerja bank. Laporan realisasi penggunaan dana hasil pelaksanaan waran seri VI menjadi saham Perseroan selama tahun 2015 telah disampaikan oleh Perseroan kepada Otoritas Jasa Keuangan setiap periode pelaporan terakhir dengan surat No. 023DIR-EKS0715 tanggal 08 Juli 2015 bersamaan dengan di unggahnya pada website pt Bursa efek Indonesia. The result of exercise of warrant VI series into shares during 2015 was IDR30,000 thirty thousand rupiah which was then appropriated to increase bank’s working capital. The realization report of this exercise has been submitted to Financial Services Authority every last reporting period by letter No.023DIR-EKS0715 dated 8th of July 2015, at the same time as it is uploaded on the website of PT Bursa efek Indonesia pada agenda ketiga rapat ini oleh karena bersifat laporan, maka tidak dilakukan proses tanya jawab dan pengambilan keputusan This third Meeting agenda was reporta- tion, so questions and answers and decision making process were not conducted pada agenda ketiga rapat ini oleh karena bersifat laporan, maka tidak dilakukan proses tanya jawab dan pengambilan keputusan This third Meeting agenda was reporta- tion, so questions and answers and decision making process were not conducted. pada agenda ketiga rapat ini oleh karena bersifat laporan, maka tidak dilakukan proses tanya jawab dan pengambilan keputusan This third Meeting agenda was reporta- tion, so questions and answers and decision making process were not conducted Telah terealisasi accomplished 2016 annuaL GMs DeCIsIOn On June 24, 2016, Bank Victoria has organized an Annual General Meeting of Shareholders with decisions as follows. 2016 annual reporT agenda agenda Keputusan ruPsT resolution of annual ruPs setuju Jumlah suara dan persentase agree numbers and Percentage of Votes Tidak setuju Jumlah suara dan persentase Disagree numbers and Percentage of Votes abstain Jumlah suara dan Persentase abstain number and Percentage of Votes realisasi accomplishment Keempat Fourth 1. Menyetujui mengangkat Ibu Rita Gosal sebagai Direktur Perseroan, untuk masa jabatan terhitung sejak ditutupnya Rapat ini dan berlaku efektif setelah mendapatkan persetujuan dari Otoritas Jasa Ke- uangan dan mengangkat Bapak Rusli sebagai Wakil Direktur Utama untuk masa jabatan terhitung sejak ditutupnya Rapat ini kecuali Otoritas Jasa Keuangan menentukan lain. 2. Menyetujui mengangkat kembali seluruh anggota Direksi dan Dewan Komisaris perseroan terhitung sejak ditutupnya rapat ini. Dengan demikian, terhitung sejak ditutupnya Rapat ini sampai dengan penutupan Rapat Umum Pemegang Saham Tahunan Perseroan yang diadakan pada tahun 2016, susunan anggota Direksi dan Dewan Komisaris Perseroan adalah sebagai berikut: Direksi Direktur Utama : Bapak Daniel Budirahayu Wakil Direktur Utama : Bapak Rusli Direktur : Bapak Gregorius Andrew Andryanto Haswin. Direktur : Bapak Ramon Marlon Runtu. Direktur Kepatuhan : Bapak Tamunan Direktur : Ibu Rita Gosal Kecuali Otoritas Jasa Keuangan menentukan lain. Berlaku efektif sejak mendapat persetujuan dari Otoritas Jasa Keuangan atas penilaian kemampuan dan kepatutan Fit and Proper Test. Dewan Komisaris Komisaris Utama : Bapak Oliver Simorangkir KomisarisKomisaris Independen : Bapak Gunawan Tenggarahardja KomisarisKomisaris Independen : Bapak Zaenal Abidin Komisaris : Ibu Suzanna Tanojo 3. Memberikan kuasa kepada Direksi Perseroan dengan hak substitusi untuk menyatakan keputusan Rapat mengenai perubahan dan pengangkatan kembali anggota Direksi dan Dewan Komisaris Perseroan dalam akta tersendiri di hadapan notaris dan melakukan pengurusan penerimaan pemberitahuan kepada Menteri Hukum dan Hak Asasi Manusia Republik Indonesia, serta melakukan segala tindakan yang diperlukan sehubungan dengan keputusan tersebut di atas. 1. To approve the appointment of Mrs. Rita Gosal as Company’s Director, for the term of ofice which starts from the closing of this meeting and will be effective since the approval of Financial Services Authority, and the appointment of Mr. Rusli as Deputy President Director, for the term of ofice which starts from the closing of this meeting, unless the Financial Services Authority determines otherwise. 2. To approve the re-appointment of all Company’s Director members and Board of Commissioner, started from the closing of this Meeting. By doing so, started from the closing of this Meeting to the closing of Company’s Annual General Meeting of Shareholders on 2019, the composition of Director members and Board of Commissioners is as follows: Directors President Directors : Mr. Daniel Budirahayu. Deputy President Director : Mr. Rusli Director : Mr. Gregorius Andrew Andryanto Haswin. Director : Bapak Ramon Marlon Runtu. Director of Compliance : Mr. Tamunan. Director : Mrs. Rita Gosal. Unless the Financial Services Authority determines otherwise. Effective since the approval of Financial Services Authority upon the assessment of Fit Proper Test. Board of Commissioners President Commissioner : Mr. Oliver Simorangkir. Commissioner Independent Commissioner: Mr. Gunawan Tenggarahardja Commissioner Independent Commissioner: Mr. Zaenal Abidin. Commissioner : Mrs. Suzanna Tanojo. 3. To authorize the Company’s Directors with substitution right to deliver the decree of the Meeting concerning the amendment and re-appointment of Company’s Director members and Board of Commissioners on a separate deed in the presence of a notary, and to handle notiication receipt for the Ministry of Laws and Human Rights of Republic of Indonesia, and to perform any required action in relation with the above decree. 100 - - Telah terealisasi accomplished Kelima Fifth 1. Menyetujui untuk memberi kuasa dan wewenang kepada wakil pemegang saham Perseroan yaitu PT. Victoria Investama, Tbk untuk menetapkan besarnya honorarium anggota Dewan Komisaris untuk tahun 2016. 2. Menyetujui pelimpahan kuasa kepada Dewan Komisaris Perseroan untuk menetapkan pembagian tugas dan wewenang anggota Direksi serta besarnya gaji dan tunjangan para anggota Direksi untuk tahun 2016. 1. To approve and authorize the representation of Company’s shareholders, that is PT Victoria Investama, Tbk., to set honorarium for the member of Board of Commissioners for 2016 2. approve transfer of power to the member of Company’s Board of Com- missioner to set task and authority distribution, as well as salary and allowances of Director members for 2016. 100 - - Telah terealisasi accomplished Keenam Sixth Menyetujui untuk memberikan wewenang kepada Dewan Komisaris Perseroan untuk menunjuk Kantor Akuntan Publik yang terdaftar di Otoritas Jasa Keuan- gan OJK untuk mengaudit Laporan Keuangan Perseroan untuk tahun buku 2016 dengan memperhatikan rekomendasi dari Komite Audit dan memberikan kuasa kepada Direksi untuk menetapkan jumlah honorarium dan persyaratan lain sehubungan dengan penunjukan Kantor Akuntan Publik tersebut. to approve the authority of Company’s Board of Commissioner to appoint a Public Accounting Firm registered in Financial Services Authority to audit Com- pany’s Financial Statement for 2016 inancial year by taking into account the recommendation of Audit Committee and to authorize the Director members to set honorarium and other requirements in relation with the appointment 100 - - Telah terealisasi accomplished 2016 pT BanK VicToria inTernaTional TBK. PeLaKsanaan ruPs Luar BIasa Tahun 2016 Pelaksanaan RUPS Luar Biasa tahun 2016 dilaksanakan sebanyak 3 tiga kali. Berikut pelaksanaan RUPS Luar Biasa selama Tahun 2016. ruPs Luar BIasa 29 FeBruarI 2016 Tahapan pelaksanaan RUPS Luar Biasa tanggal 29 Februari 2016 Tergambar dalam tabel berikut Tabel Pelaksanaan ruPs Luar Biasa 29 Februari 2016 Table of the Implementation of the Extraordinary GMS on February 29, 2016 Pemberitahuan Notiication Pengumuman announcement undangan Invitation Pelaksanaan Implementation hasil ruPs result of GMs Diberitahukan pada tanggal 14 Januari 2016 kepada Otoritas Jasa Keuangan. Financial Services Authority was notiied on the 14th of January 2016 Diumumkan pada tanggal 21 Januari 2016, melalui iklan di surat kabar harian Investor Daily Announced on 21st of January 2016, via advertisements on Investor Daily Diumumkan pada tanggal 5 Februari 2016, melalui iklan di surat kabar harian Investor Daily Announced on 5th of February 2016, via Investor Daily RUPS Luar Biasa dilaksanakan pada senin, 29 Februari 2016 pada pukul 10.30 WIB - selesai bertempat di Graha BIP, Function Hall Lt. 11, Jalan Jend. Gatot Subroto Kav. 23, Jakarta 12930. Extraordinary GMS was held on 29th of February 2016, at 10.30 GMT +7 - end, in Graha BIP, Function Hall Fl. 11, Jl. Gatot Subroto Kav 23, Jakarta 12930 Diumumkan pada tanggal 2 Maret 2016, melalui iklan di surat kabar harian Investor Daily Announced on 2nd of March 2016, via Inves- tor Daily aGenDa ruPs Luar BIasa Tahun 2016 Adapun agenda RUPS Luar Biasa tanggal 29 Februari 2016 yaitu Perubahan susunan Pengurus Perseroan. reKaPITuLasI KehaDIran PaDa ruPs Luar BIasa 29 FeBruarI 2016 Dewan Komisaris dan Direksi yang hadir dalam RUPS Luar Biasa adalah sebagai berikut Tabel rekapitulasi Kehadiran pada ruPs Luar Biasa 29 Februari 2016 Table of Attendance Recapitulation of the Extraordinary GMS on February 29, 2016 nama name Jabatan Position hadir Present Tidak hadir absence Oliver Simorangkir Komisaris Utama president Commissioner √ - Zaenal Abidin KomisarisKomisaris Independen Independent Commissioner √ - Gunawan Tenggarahardja KomisarisKomisaris Independen Independent Commissioner √ - Suzanna Tanojo Komisaris Commissioner - √ Daniel Budirahayu Direktur Utama President Director √ - Gregorius Andrew Andyanto Haswin Direktur Director √ Ramon Marlon Runtu Direktur Director √ - tamunan Direktur Kepatuhan Compliance Director √ - eXTraOrDInarY GMs 2016 Extraordinary GMS 2016 is held 3 three times. Below is the implementation. eXTraOrDInarY GMs On The 29Th OF FeBruarY 2016 The stages of the implementation of Extraordinary GMS on February 29, 2016 are shown in the following table aGenDa OF 2016 eXTraOrDInarY GMs The agenda of Extraordinary GMS on 29th of February 2016 is Amendment of Company’s Management Composition. aTTenDanCe reCaPITuLaTIOn OF The eXTraOrDInarY GMs on FeBruarY 29, 2016 Members of the Board of Commissioners and Board of Directors present at the Extraordinary GMS were as follows 2016 annual reporT KePuTusan ruPs Luar BIasa 29 FeBruarI 2016 Keputusan RUPS Luar Biasa telah menyetujui yang pada pokoknya adalah sebagai berikut. Tabel Keputusan rups Luar Biasa 29 Februari 2016 Table of the Extraordinary GMS Decision on February 29, 2016 Keputusan ruPsLB setuju Jumlah suara Persentasi agree numbers Percentage of the Votes Tidak setuju Jumlah suara Disagree numbers of the Vote abstain Jumlah suara abstaince numbers of the Vote realisasi accomplishmet resolution Of extraordinary Gms 1. Menyetujui mengangkat Bapak Rusli sebagai Direktur Perseroan, terhitung sejak ditutupnya rapat sampai dengan penutupan rapat Umum Pemegang Saham tahunan Perseroan yang diadakan pada tahun 2016. Pengangkatan Bapak Rusli sebagai Direktur tersebut di atas berlaku efektif setelah mendapat persetujuan dari Otoritas Jasa Keuangan atas penilaian kemampuan dan kepatutan Fit and Proper Test dan memenuhi peraturan perundang- undangan yang berlaku. Dengan demikian, terhitung sejak ditutupnya rapat sampai dengan penutupan rapat Umum Pemegang Saham Tahunan Perseroan yang diadakan pada tahun 2016, susunan anggota Direksi dan Dewan Komisaris Perseroan adalah sebagai berikut. Direksi Direktur Utama : Bapak Daniel Budirahayu Direktur : Bapak Gregorius Andrew Andryanto Haswin Direktur : Bapak Ramon Marion Runtu Direktur Kepatuhan : Bapak Tamunan Direktur : Bapak Rusli Pengangkatan Bapak Rusli berlaku efektif setelah mendapat Persetujuan Otoritas Jasa Keuangan atas penilaian kemampuan dan kepatutan Fit and Proper Test. Dewan Komisaris Komisaris Utama : Bapak Oliver Simongkir Komisaris Komisaris Independen : Bapak Gunawan tenggarahardja Komisaris Komisaris Independen : Bapak Zaenal Abidin Komisaris : Ibu Suzanna Tanojo 2. Memberikan kuasa kepada Direksi Perseroan dengan hak substitusi untuk menyatakan keputusan rapat mengenai perubahan anggota Direksi dalam akta tersendiri di hadapan notaris dan untuk memohon pemberitahuan kepada Menteri Hukum dan Hak Asasi Manusia Republik Indone- sia sehubungan dengan perubahan anggota Di- reksi Perseroan tersebut di atas, serta melakukan segala tindakan yang diperlukan dan disyaratkan oleh peraturan perundang-undangan yang berlaku. 100 - - Telah terealisasi accomplished 1 To approve the appointment of Mr. Rusli as Company’s Director, started from the closing of this Meeting to the closing of Company’s 2016 Extraordinary GMS. The appoint will be effective since the approval of Financial Services Authority upon the evaluation of Fit and Proper and dan to comply with the prevailing regulations. By doing so, started from the closing of this Meeting to the closing of 2016 Company’s Annual GMS, the composition of Company’s Director members and Board of Commission- ers is as follows. Directors President Directors : Mr. Daniel Budirahayu. Director : Mr. Gregorius Andrew Andryanto Haswin. Director : Mr. Ramon Marlon Runtu. Director of Compliance: Mr. Tamunan. Director: Mr. Rusli. Effective since the approval of Financial Ser- vices authority upon the assessment of Fit Proper Test. Board of Commissioners president Commissioner : Mr. Oliver Simorangkir. Commissioner Independent Commissioner :Mr. Gunawan Tenggara- hardja Commissioner Independent Commissioner : Mr. Zaenal Abidin. Commissioner : Mrs. Suzanna Tanojo. 2. To authorize the Company’s Directors with substitution right to deliver the decree of the Meeting concerning the amendment and re- appointment of Company’s Director members and Board of Commissioners on a separate deed in the presence of a notary, and to handle notiication receipt for the Ministry of Laws and Human Rights of Republic of Indonesia, and to perform any required action in relation with the above decree. The DeCIsIOn OF The eXTraOrDInarY GMs on February 29, 2016 The resolution of Extraordinary GMS has basically approved as follows. 2016 pT BanK VicToria inTernaTional TBK. ruPs Luar BIasa 7 sePTeMBer 2016 Tahapan Pelaksanaan Rapat Umum Pemegang Saham Luar Biasa tergambar dalam tabel berikut. Tabel Pelaksanaan ru Ps Luar Biasa 7 september 2016 Table of the Implementation of the Extraordinary GMS on September 7, 2016 Pemberitahuan Notiication Pengumuman announcement undangan Invitation Pelaksanaan Implementation hasil ruPs result of GMs Diberitahukan pada tanggal 25 Juli 2016 kepada Otoritas Jasa Keuangan. Financial Services Authority was notiied on the 25th of July 2016 Diumumkan pada tanggal 1 Agustus 2016, melalui iklan di surat kabar harian Kontan Announced on the 1st of August 2016, via advertisements on Kontan newspaper Diumumkan pada tanggal 16 Agustus 2016, melalui iklan di surat kabar harian Kontan Announced on the 1st of August 2016, via advertisements on Kontan newspaper RUPS Luar Biasa dilaksanakan pada rabu, 7 september 2016 pada pukul 10.00 WIB - selesai bertempat di Graha BIP, Function Hall Lt. 11, Jalan Jend. Gatot Subroto Kav. 23, Jakarta 12930. The Extraordinary GMS was held on Wednesday, 7th of September 2016 at 10.00 GMT +7 – end, in Graha BIP, Function Hall Fl. 11, Jalan Jend. gatot Subroto Kav. 23, Jakarta 12930. Diumumkan pada tanggal 9 September 2016, melalui iklan di surat kabar harian Kontan Announced on the 1st of August 2016, via advertisements on Kontan newspaper aGenDa ruPs Luar BIasa 7 sePTeMBer 2016 Adapun agenda RUPS Luar Biasa tanggal 7 September 2016 yaitu Perubahan susunan Pengurus Perseroan. reKaPITuLasI KehaDIran PaDa ruPs Luar BIasa 7 sePTeMBer 2016 Dewan Komisaris dan Direksi yang hadir dalam RUPS Luar Biasa adalah sebagai berikut. Tabel rekapitulasi Kehadiran Pada rups Luar Biasa 7 september 2016 Table of Attendance Recapitulation of the Extraordinary GMS on September 7, 2016 nama name Jabatan Position hadir Present Tidak hadir absence Oliver Simorangkir Komisaris Utama president Commissioner √ - Gunawan Tenggarahardja Komisaris Independen Independent Commissioner √ - Zaenal Abidin Ph.D Komisaris Independen Independent Commissioner √ - Suzanna Tanojo Komisaris Commissioner - √ Daniel Budirahayu Direktur Utama President Director √ - rusli Wakil Direktur Utama Deputy President Director √ - Gregorius Andrew Andryanto Haswin Direktur Director √ - Ramon Marlon Runtu Direktur Director - √ tamunan Direktur Kepatuhan Director of Compliance √ - rita Gosal Direktur - √ The eXTraOrDInarY GMs on sePTeMBer 7, 2016 The stages of the implementation of the Extraordinary GMS are shown in the following table The eXTraOrDInarY GMs aGenDa on september 7, 2016 The agenda of Extraordinary GMS on 7th of September 2016 is the Change of Company’s Management Composition. aTTenDanCe reCaPITuLaTIOn OF The eXTraOrDInarY GMs on september 7, 2016 Members of the Board of Commissioners and Board of Directors present at the Extraordinary GMS were as follows. 2016 annual reporT KePuTusan ruPs Luar BIasa 7 sePTeMBer 2016 Keputusan RUPS Luar Biasa telah menyetujui yang pada pokoknya adalah sebagai berikut. Keputusan ruPsLB setuju Jumlah suara Persentasi agree numbers Percentage of the Votes Tidak setuju Jumlah suara Disagree numbers of the Votes abstain Jumlah suara abstained numbers of the Votes realisasi accomplishment resolution of extraordinary GMs Menerima dan menyetujui penguduran diri Bapak Gregorius Andrew Andryanto Haswin dari jabatannya sebagai Direktur Perseroan terhitung sejak tanggal ditutupnya rapat ini dengan ucapan terima kasih atas sumbangan tenaga dan pikiran yang diberikan selama menjabat sebagai anggota Direksi dan membebaskan dari tanggung jawab dan segala tanggungan acquit et de charge atas tindakan pengurusan yang dijalankan sepanjang disetujui oleh Rapat Umum Pemegang Saham Tahunan 2016 yang diselenggarakan di tahun 2017. Dengan demikian, terhitung sejak ditutupnya Rapat ini sampai dengan penutupan rapat Umum pemegang Saham Tahunan Perseroan yang diadakan pada tahun 2019, susunan anggota Direksi dan Dewan Komisaris Perseroan adalah sebagai berikut: Direksi Direktur Utama : Bapak Daniel Budirahayu Direktur : Bapak Rusli Direktur : Bapak Ramon Marlon Runtu Direktur Kepatuhan : Bapak Tamunan Direktur : Ibu Rita Gosal Bapak Rusli telah diangkat menjadi Wakil Direktur pada RUPS Tahunan yang diselenggarakan pada tanggal 24 Juni 2016 yang berlaku efektif sejak mendapat persetujuan dari Otoritas Jasa Keuangan atas penilaian kemampuan dan kepatutan Fit and Proper Test. Dewan Komisaris Komisaris : Bapak Oliver Simorangkir Komisaris Komisaris Independen : Bapak Gunawan tenggarahardja Komisaris Komisaris Independen : Bapak Zaenal Abidin Komisaris : Ibu Suzanna Tanojo Memberikan kuasa kepada Direksi Perseroan dengan hak subsitusi untuk menyatakan keputusan rapat mengenai perubahan anggota Direksi Perseroan dalam akta tersendiri di hadapan notaris dan untuk memohon pemberitahuan kepada Menteri Hukum Dan Hak Asasi Manusia Republik Indonesia sehubungan dengan perubahan anggota Direksi Perseroan tersebut di atas, serta melakukan segala tindakan yang diperlukan dan disyaratkan oleh peraturan perundang-undangan yang berlaku. 99,54 Dari seluruh saham dengan hak saham yang hadir 99.54 of the whole shares with the rights of shares are present - 0,46 Dari seluruh saham dengan hak saham yang hadir. 0.46 of the whole shares with the rights of shares are present Telah terealisasi accomplished To receive well and approve the resignation of Mr. Gregorius Andrew Andryanto Haswin for his position as the Company’s Director, since the closing of this meeting, followed by acknowledgement for his contribution during his term as the Director members, and absolve him from responsibility and any liability acquit et de charge upon any management actions as long as it is approved by 2016 Annual GMS which will be held in 2017. By doing so, starting from the closing of this Meeting to the closing of Company’s 2019 Annual GMS, the composition of Company’s Director members and Board of Commissioner is as follows: Directors President Director : Mr. Daniel Budirahayu. Director : Mr. Rusli. Director : Mr. Ramon Marlon Runtu. Director of Compliance : Mr. Tamunan. Director : Mrs. Rita Gosal. Mr. Rusli has been appointed to be Deputy President Director in the Annual GMS held on 24th of June 2016 and effective since the approval of Financial Services Authority upon the assessment of Fit n proper test. Board of Commissioners Comissioner : Mr. Oliver Simorangkir. Comissioner Independence Comissioner : Mr. Gunawan tenggarahardja. Comissioner Independence Comissioner : Mr. Zaenal Abidin. Commissioner : Mrs. Suzanna Tanojo. To authorize Company’s substitution rights to deliver meeting’s resolution on the amendment of Company’s Director members in a separate deed, and propose notiication to the Ministry of Laws and Human Rights of Republic of Indonesia in relation with the amendment of the above Director members, and to perform any actions required by the prevailing regulations. The eXTraOrDInarY GMs DeCIsIOn On sePTeMBer 7, 2016 The Extraordinary GMS Decision has approved the following. 2016 pT BanK VicToria inTernaTional TBK. ruPs Luar BIasa 18 nOVeMBer 2016 Tahapan pelaksanaan Rapat umum Pemegang Saham Luar Biasa tanggal 18 November 2016 tergambar dalam tabel berikut. Tabel Pelaksanaan ruPs Luar Biasa 18 november 2016 Table of the implementation of Extraordinary GMS on 18 November 2016 Pemberitahuan Notiication Pengumuman announcement undangan Invitation Pelaksanaan Implementation hasil ruPs result of GMs Diberitahukan pada tanggal 5 Oktober 2016 kepada Otoritas Jasa Keuangan. Financial Services Authority was notiied on 5th of October 2016 Diumumkan pada tanggal 12 Oktober 2016, melalui iklan di surat kabar harian Kontan announced on the 12th of October 2016, via advertisements on Kontan newspaper Diumumkan pada tanggal 27 Oktober 2016, melalui iklan di surat kabar harian Kontan announced on the 27th of October2016, via advertisements on Kontan newspaper RUPS Luar Biasa dilaksanakan pada Jumat, 18 November 2016 pada pukul 10.00 WIB - selesai bertempat di Graha BIP, Function Hall Lt. 11, Jalan Jend. Gatot Subroto Kav. 23, Jakarta 12930. Extraordinary GMS was held on Friday, 18th of November 2016, 10.00 WIB – end, in Graha BIP, Func- tion Hall Lt. 11, Jalan Jend. gatot Subroto Kav. 23, Jakarta 12930. Diumumkan pada tanggal 22 November 2016, melalui iklan di surat kabar harian Kontan Announced on the 22th of November 2016, via advertisements on Kontan newspaper aGenDa ruPs Luar BIasa 18 nOVeMBer 2016 Adapun agenda RUPS Luar Biasa tanggal 18 November 2016 yaitu: 1. Penambahan Modal Tanpa Hak Memesan Efek Terlebih Dahulu 2. Perubahan Susunan Pengurus Perseroan. reKaPITuLasI KehaDIran PaDa ruPs Luar BIasa 18 nOVeMBer 2016 Dewan Komisaris dan Direksi yang Hadir dalam RUPS Luar Biasa adalah sebagai berikut. Tabel rekapitulasi Kehadiran Pada rups Luar Biasa 18 november 2016 Table of attendance recapitulation of the extraordinary GMs on november 18, 2016 nama name Jabatan Position hadir Present Tidak hadir absence Oliver Simorangkir Komisaris Utama president Commissioner √ - Zaenal Abidin KomisarisKomisaris Independen CommissionerIndependent Commissioner √ - Gunawan Tenggarahardja KomisarisKomisaris Independen CommissionerIndependent Commissioner √ - Suzanna Tanojo Komisaris Commissioner - √ Daniel Budirahayu Direktur Utama President Director √ - rusli Wakil Direktur Utama Deputy President Director √ Ramon Marlon Runtu Direktur Director √ - tamunan Direktur Kepatuhan Director of Compliance √ - rita Gosal Direktur Director √ - The eXTraOrDInarY GMs On 18 nOVeMBer 2016 The stages of the implementation of Extraordinary General Meeting of Shareholders on November 18, 2016 are described in the following table. The eXTraOrDInarY GMs aGenDa On nOVeMBer 18, 2016 The agenda of extraordinary GMS on 18th of November 2016 are: 1. Capital Increases without Pre-emptive Rights 2. Change of Company’s Management Composition. aTTenDanCe reCaPITuLaTIOn OF The eXTraOrDInarY GMs On nOVeMBer 18, 2016 Members of the Board of Commissioners and Board of Directors Present at the Extraordinary GMS were as follows. 2016 annual reporT KePuTusan ruPs Luar BIasa 18 nOVeMBer 2016 Keputusan RUPS Luar Biasa telah menyetujui yang pada pokoknya adalah sebagai berikut. Tabel Keputusan rups Luar Biasa 18 november 2016 Table of the Extraordinary GMS Decisions on November 18, 2016 agenda agenda Keputusan ruPsT resolution of extraordinary GMs setuju Jumlah suara dan persentase agree numbers and Percentage of Votes Tidak setuju Jumlah suara dan persentase Disagree numbers and Percentage of Votes abstain Jumlah suara dan Persentase abstain number and Percentage of Votes realisasi accomplishment pertama First 1. Menerima baik dan menyetujui Penambahan modal Perseroan Tanpa Hak Memesan Efek Terlebih Dahulu dengan jumlah sebanyak-banyaknya sebesar 10 sepuluh persen dari modal disetor dengan jumlah sebanyak-banyaknya Rp.789.065.382 tujuh ratus delapan puluh sembilan juta enam puluh lima ribu ti ga ratus delapan puluh dua saham. Merubah pasal 4 ayat 2 Anggaran Dasar perseroan yaitu meningkatkan modal ditempatkan dan disetor Perseroan dari 7.890.653.827 tujuh miliar delapan ratus sembilan puluh juta enam ratus lima puluh tiga ribu delapan ratus dua puluh tujuh saham atau berjumlah sebesar Rp.789.065.382.700 tujuh ratus delapan puluh sembilan miliar enam puluh lima juta tiga ratus delapan puluh dua ribu tujuh ratus rupiah menjadi sejumlah sebanyak-banyaknya Rp. 8.679.719.209 delapan miliar enam ratus tujuh puluh sembilan juta tujuh ratus sembilan belas ribu dua ratus sembilan saham atau sebesar sebanyak-banyaknya Rp.867.971.920.900 delapan ratus enam puluh tujuh miliar sembilan ratus tujuh puluh satu juta sembilan ratus dua puluh ribu sembilan ratus rupiah. 2. Memberikan kewenangan dan kuasa kepada Dewan Komisaris Perseroan untuk melaksanakan keputusan Rapat, menyatakan realisasi jumlah saham yang dikeluarkan dalam penambahan modal tanpa memberikan HMETD dan menetapkan kepastian jumlah modal ditempatkan dan disetor serta menyatakan perubahan pasal 4 ayat 2 dan 3 Anggaran Dasar Perseroan di hadapan Notaris, sehubungan dengan peningkatan modal ditempatkan dan disetor Perseroan dan untuk memohon pemberitahuan kepada Menteri Hukum Dan Hak Asasi Manusia Republik Indonesia sehubungan dengan perubahan pasal 4 ayat 2 dan 3 Anggaran Dasar perseroan serta melakukan segala tindakan yang diperlukan dan disyaratkan oleh peraturan perundang-undangan yang berlaku. 1. To receive well and approve Company’s Capital Increases Without Pre-emptive Rights with a maximum amount of 10 ten percent of the paid up capital with a maximum amount of 789.065.382 seven hundred eighty nine million sixty ive thousand three hundred and eighty two shares. To amend article 4 verse 2 the Arti- cles of Association, that is to increase issued capital dan oaiduo capital from 7.890.653.827 seven billion eight hundred ninety million six hundred ifty three thousand eight hundred and twenty seven shares or equal to IDR789.065.382.700 seven hundred eighty nine billion sixty ive million three hundred eighty two thousand hundred rupiah to a maximum amount of 8.679.719.209 eight billion six hundred seventy nine million seven hundred nineteen thousand two hundred and nine shares or a maximum amount of IDR867.971.920.900 eight hundred sixty seven billion nine hundred seventy one million nine hundred twenty thousand nine hundred rupiah 2. To provide Board of Commissioners with authority and powers to implement Meeting’s resolution, to state the realization of share numbers issued to increase the capital without pre-emptive rights and determain the certainty of issued capital as well as paid up capital and declare the amendment of article 4 verse 2 and 3 of Articles of Association in the presence of a notary, in relation with the increases of Company’s issued capital and paid up capital and to request notiication to the Ministry of Laws and Human Rights of Republic of Indonesia concerning the amendment of article 4 verse 2 and 3 of the Company’s Articles of Association and any actions needed and required by the prevailing regulation 95,55 - 4,45 telah terealisasi accomplished The eXTraOrDInarY GMs DeCIsIOn On nOVeMBer 18, 2016 The decision of the Extraordinary GMS has approved the followings. 2016 pT BanK VicToria inTernaTional TBK. agenda agenda Keputusan ruPsT resolution of extraordinary GMs setuju Jumlah suara dan persentase agree numbers and Percentage of Votes Tidak setuju Jumlah suara dan persentase Disagree numbers and Percentage of Votes abstain Jumlah suara dan Persentase abstain number and Percentage of Votes realisasi accomplishment Kedua Second 1. Menerima pengunduran diri Nyonya Suzanna Tanojo dari jabatannya selaku Komisaris perseroan dengan ucapan terima kasih atas sumbangan tenaga dan pikiran yang diberikan selama menjabat sebagai anggota Dewan Komisaris dan membebaskan dari tanggung jawab dan segala tanggungan acquit et de charge atas tindakan pengawasan yang dijalankan sepanjang disetujui oleh Rapat Umum Pemegang Saham Tahunan 2016 yang diselenggarakan di tahun 2017. 2. Mengangkat Nyonya Debora Wahjutirto Tanoyo sebagai Komisa- ris Perseroan, terhitung sejak ditutupnya Rapat sampai dengan penutupan RUPS Tahunan Perseroan yang diadakan pada tahun 2019. 3. Pengangkatan Komisaris Perseroan tersebut berlaku setelah mendapat persetujuan dari Otoritas Jasa Keuangan atas penilaian kemampuan dan kepatutan it and proper test dan memenuhi peraturan perundang-undangan yang berlaku. Dengan demikian, terhitung sejak ditutupnya Rapat ini sampai dengan penutupan Rapat Umum Pemegang Saham Tahunan Pers- eroan yang diadakan pada tahun 2019, maka susunan anggota Direksi dan Dewan Komisaris Perseroan adalah sebagai berikut: Direksi Direktur Utama : Tuan Daniel Budirahayu Wakil Direktur Utama : Tuan Rusli Direktur : Nyonya Rita Gosal Direktur : Tuan Ramon Marlon Runtu Direktur kepatuhan : Tuan Tamunan Dewan Komisaris Komisaris Utama : Tuan Oliver Simorangkir KomisarisKomisaris Independen : Tuan Gunawan tenggarahardja KomisarisKomisaris Independen : Tuan Zaenal Abidin Komisaris : Nyonya Debora Wahjutirto Tanoyo berlaku efektif setelah mendapat persetujuan dari Otoritas Jasa Keuangan atas penilaian kemampuan dan kepatutan it and proper test. 4. Memberikan kuasa kepada Direksi Perseroan dengan hak substitusi untuk menyatakan keputusan Rapat mengenai perubahan anggota Dewan Komisaris Perseroan dalam akta tersendiri di hadapan notaris dan untuk memohon pemberitahuan Kepada Menteri Hukum Dan Hak Asasi Manusia Republik Indonesia sehubungan dengan perubahan Anggota Dewan Komisaris Perseroan tersebut di atas, serta melakukan segala tindakan yang diperlukan dan disyaratkan oleh peraturan perundang-undangan yang berlaku. 1. To accept the resignation of Mrs. Suzanna Tanojo from his position as the Company’s Commissioner, followed by acknowledgement for his contribution during her term as the member of Board of Commissioners, and to absolve her from responsibility and any liability acquit et de charge upon any supervision actions as long as it is approved by 2016 Annual General Meeting of Shareholders which will be held in 2017 2. To appoint Mrs. Debora Whajutirto Tanoyo as the Company’s Commissioner, starts from the closing of this Meeting to the closing of Company’s Annual GMS which will be held in 2019 3. The appointment of Company’s Commissioner will be effective since since the approval of Financial Services Authority upon the evaluation of Fit and Proper Test and to comply with the prevailing regulations. By doing so, started from the closing of this Meeting to the closing of Company’s 2019 Annual GMS, the composition of Company’s members of Board of Director and Board of Commissioners is as follows: Directors President Directors : Mr. Daniel Budirahayu. Vice President : Mr. Rusli Director : Mrs. Rita Gosal Director : Bapak Ramon Marlon Runtu. Director of Compliance : Mr. Tamunan. Board of Commissioners President Commissioner : Mr. Oliver Simorangkir. Commissioner Independent Commissioner : Mr. Gunawan Tenggarahardja Commissioner Independent Commissioner : Mr. Zaenal Abidin. Commissioner : Nyonya Debora Wahjutirto Tanoyo. Effective after the approval of Financial Services Authority upon the assessment of Fit Proper Test. 4. To authorize the Company’s Directors with substitution right to deliver the decree of the Meeting concerning the amendment and re-appointment of Company’s Director members and Board of Commissioners on a separate deed in the presence of a notary, and to handle notiication receipt for the Ministry of Laws and Hu- man Rights of Republic of Indonesia, and to perform any required action in relation with the above decree. 95,55 - 4,45 telah terealisasi accomplished 2016 annual reporT PeLaKsanaan ruPs Tahunan 2015 Dan reaLIsasInYa Tahapan pelaksanaan RUPS Tahunan 2015 tergambar dalam tabel berikut. Tabel Pelaksanaan ruPs Tahunan 2015 Table of the Implementation of the 2015 Annual GMS Pemberitahuan Notiication Pengumuman announcement undangan Invitation Pelaksanaan Implementation hasil ruPs result of GMs Diberitahukan pada tanggal 12 Mei 2015 kepada Otoritas Jasa Keuangan. Diberitahukan pada tanggal 12 Mei 2015 kepada Otoritas Jasa Keuangan. Diumumkan pada tanggal 20 Mei 2015, melalui iklan di surat kabar harian Investor Daily dan harian Media Indonesia Announced on May 20, 2015, through an advertisement on Investor daily newspaper and Media Indonesia daily newspaper Diumumkan pada tanggal 04 Juni 2015, melalui iklan di surat kabar harian Investor Daily dan harian Media Indonesia Announced on June 4, 2015, through an advertisement on Investor daily newspaper and Media Indonesia daily newspaper RUPS tahunan dilaksanakan pada 26 Juni 2015 pada pukul 09.00 WIB – berakhir, bertempat di Graha BIP Function Hall Lt.11 Jalan Jend.Gatot Subroto Kav.23, Jakarta 12930. Annual General Meeting of Shareholders was held on June 26, 2015 at 09:00 WIB - Finish, located in Graha BIP Function Hall Lt.11 Jend. Gatot Subroto Street Kav.23, Jakarta 12930. Diumumkan pada tanggal 30 Juni 2015, melalui iklan di surat kabar harian Investor Daily dan harian Media Indonesia Announced on June 30, 2015, through an advertisement on Investor daily newspaper and Media Indonesia daily newspaper aGenDa ruPs Tahunan 2015 RUPS Tahunan 2015 diselenggarakan dengan agenda sebagai berikut. 1. Laporan Tahunan Perseroan termasuk laporan Direksi dan pengesahan Laporan Keuangan Tahunan serta Laporan Tugas Pengawasan Dewan Komisaris untuk tahun buku yang berakhir pada tanggal 31 Desember 2014. 2. Penetapan penggunaan laba bersih Perseroan untuk tahun buku yang berakhir pada tanggal 31 Desember 2014. 3. Perubahan Susunan Direksi dan Dewan Komisaris. 4. Pemberian kuasa dan wewenang kepada wakil pemegang saham untuk menetapkan besarnya honorarium anggota Dewan Komisaris, pemberian kuasa dan wewenang kepada Dewan Komisaris untuk menetapkan pembagian tugas dan wewenang Direksi serta besarnya gaji dan tunjangan para anggota Direksi. 5. Penunjukan Akuntan Publik untuk mengaudit buku-buku Perseroan untuk tahun buku 2015 dan pemberian kuasa kepada Direksi untuk penetapan honorarium Akuntan Publik tersebut serta persyaratan lain penunjukannya. KehaDIran ruPs Tahunan 2015 Dewan Komisaris dan Direksi yang hadir dalam RUPS Tahunan 2015 adalah sebagai berikut. Tabel Kehadiran rups Tahunan 2015 Table of Attendance of 2015 Annual GMS nama name Jabatan Position hadir Present Tidak hadir absence Daniel Budirahayu Komisaris Utama president Commissioner √ - Zaenal Abidin Komisaris Independen Independent Commissioner √ - Gunawan Tenggarahardja Komisaris Independen Independent Commissioner √ - Suzanna Tanojo Komisaris Commissioner √ - IMPLeMenTaTIOn OF 2015 annuaL GMs anD ITs reaLIZaTIOn The stages of the implementation of 2015 Annual GMS are described in the following table. The aGenDa OF 2015 GMs 2015 Annual GMS held with the following agenda. 1 The Bank Annual Report including the Board of Directors’ reports and Annual Financial Report as well as Supervisory Report of the Board of Commissioners for the iscal year ended December 31, 2014. 2 Establishment of the Bank’s net proit usage for the year ended December 31, 2014. 3 Change in the Board of Directors and Board of Commissioners composition 4 The delegation of power and authority to the representatives of shareholders to determine the honorarium of the members of the Board of Commissioners, the delegation of power and authority to the Board of Commissioners to assign roles and responsibilities of the Board of Directors as well as determining the salary and allowances of the members of the Board of Directors. 5 The appointment of Public Accountant to audit the Bank’s books for the inancial year of 2015 and granting authority to the Board of Directors to determine the Public Accountant’s honorarium and other appointment requirements. aTTenDanCe OF 2015 GMs Members of the Board of Commissioners and Board of Directors present at the 2015 Annual GMS were as follows. 2016 pT BanK VicToria inTernaTional TBK. nama name Jabatan Position hadir Present Tidak hadir absence eko rachmansyah Gindo Direktur Utama President Director √ - Soewandy Wakil Direktur Utama Deputy President Director √ - Gregorius Andrew Andryanto Haswin Direktur Director √ - Ramon Marlon Runtu Direktur Director √ - Oliver Simorangkir Direktur Director √ - tamunan Direktur Kepatuhan Director of Compliance √ - KePuTusan ruPs Tahunan 2015 Dan reaLIsasInYa Adapun Keputusan RUPS Tahunan 2015 dan realisasinya dapat dilihat pada tabel berikut. Tabel Keputusan rups Tahunan 2015 Dan realisasinya Table of 2015 Annual GMS Decision And Its Realization agenda agenda Keputusan ruPsT resolution of extraordinary GMs setuju Jumlah suara dan persentase agree numbers and Percentage of Votes Tidak setuju Jumlah suara dan persentase Disagree numbers and Percentage of Votes abstain Jumlah suara dan Persentase abstain number and Percentage of Votes realisasi accomplishment pertama First 1. Menerima baik dan menyetujui laporan tahunan Perseroan untuk tahun buku yang berakhir pada tanggal 31 Desember 2014, termasuk laporan Direksi dan laporan tugas pengawasan dewan Komisaris Perseroan; 2. Menerima baik dan menyetujui serta mengesahkan Laporan Keuangan Perseroan untuk tahun buku yang berakhir pada tanggal 31 Desember 2014 yang telah diaudit oleh Kantor Akuntan Publik “Tanudiredja, Wibisana dan Rekan dengan pendapat “wajar” sesuai dengan laporan No.A150330033DC2 LLSI2015, Tanggal 30 Maret 2015 dengan demikian membebaskan anggota Direksi dan Dewan Komisaris Perseroan dari tanggung jawab dan segala tanggungan acquit et de charge atas tindakan pengurusan dan pengawasan yang Direksi dan Dewan Komisaris jalankan selama tahun buku 2014, sepanjang tindakan-tindakan mereka tercantum dalam neraca dan laporan laba rugi Perseroan tahun buku 2014. 1. Receive and approve the Bank’s annual report for the iscal year ended December 31, 2014 including the reports of the Board of Directors and Supervisory Report of the Board of Commission- ers. 2. Received and approved as well as ratiied the Bank’s Financial Statements for the inancial year ended on December 31, 2014, audited by Public Accounting Firm of “Tanudiredja, Wibisana, Partners” and obtained “unqualiied opinion” according to the report No. A150330033DC2LLSI2015, on March 30, 2015, thus detaching the members of the Board of Directors and the Board of Commissioners from any responsibility and any liabilities acquit et de charge for any management and supervision measures which the Board of Directors and Board of Commissioners have executed in 2014, so long as all their actions are listed in the Bank’s Balance Sheet and In- come Statement of the iscal year of 2014. 100 - - telah terealisasi accomplished Kedua Second Menyetujui penetapan penggunaan Laba Bersih Bank untuk tahun buku yang berakhir pada tanggal 31 Desember 2014 sebesar Rp105.699.343.308,- dan laba bersih tahun buku 2014 tersebut dipergunakan sebagai berikut. 1. Sebesar Rp25.000.000.000,- digunakan untuk pembentukan dana cadangan guna memenuhi ketentuan pasal 70 Undang- undang nomor 40 tahun 2007 tentang Bank Terbatas dan pasal 26 Anggaran Dasar Perseroan. 2. Sisanya sebesar Rp80.699.343.308,- akan dibukukan sebagai laba ditahan. 3. Perseroan tidak memberikan dividen untuk tahun buku 2014. Approve the stipulation of the Bank’s Net Income for the iscal year ended December 31, 2014 amounting Rp105,699,343,308 and the net income of iscal year of 2014 and to be used as follows. 1. Rp25,000,000,000 used for the establishment of a reserve fund in order to comply with the provisions of article 70 of Law Num- ber 40 of 2007 concerning Limited Bank and article 26 of the articles of association. 2. The remaining amount of Rp80,699,343,308 will be recorded as retained earnings. 3. The Company did not distribute dividends for the inancial year 2014. 100 - - telah terealisasi accomplished DeCIsIOn OF 2015 annuaL GMs anD ITs reaLIZaTIOn 2015 Annual GMS Decision and its realization can be seen in the following table. 2016 annual reporT agenda agenda Keputusan ruPsT resolution of extraordinary GMs setuju Jumlah suara dan persentase agree numbers and Percentage of Votes Tidak setuju Jumlah suara dan persentase Disagree numbers and Percentage of Votes abstain Jumlah suara dan Persentase abstain number and Percentage of Votes realisasi accomplishment Ketiga third 1. Menerima pengunduran diri Bapak Eko Rachmansyah Gindo dan Bapak Soewandy dari jabatannya masing-masing sebagai Direktur Utama dan Wakil Direktur Utama dengan ucapan terima kasih atas sumbangan tenaga dan pikiran yang diberikan selama menjabat sebagai anggota Direksi. 2. Mengangkat Bapak Daniel Budirahayu sebagai Direktur Utama Perseroan dan Bapak Oliver Simorangkir sebagai Komisaris Utama Perseroan serta Bapak Muhammad Rakhmadani sebagai Direktur Perseroan, terhitung sejak ditutupnya rapat ini sampai dengan penutupan RUPS Tahunan Perseroan yang diadakan pada tahun 2016. 3. Pengangkatan Direktur Utama, Komisaris Utama dan Direktur tersebut berlaku efektif setelah mendapat persetujuan dari Otoritas Jasa Keuangan atas penilaian kemampuan dan kepatutan Fit Proper Test dan memenuhi peraturan perundang- undangan yang berlaku. Dengan demikian, terhitung sejak ditutupnya rapat ini sampai dengan penutupan Rapat Umum Pemegang Saham sebagai berikut: Direksi Direktur Utama : Bapak Daniel Budirahayu Direktur : Bapak Gregorius Andrew andryanto Haswin Direktur : Bapak Ramon Marlon Runtu Direktur Kepatuhan : Bapak Tamunan Direktur : Bapak Muhammad Rakhmadhani Dewan Komisaris Komisaris Utama : Bapak Oliver Simorangkir KomisarisKomisaris Independen : Bapak Gunawan tenggarahardja KomisarisKomisaris Independen : Bapak Zaenal Abidin Komisaris : Ibu Suzanna tanojo efektif setelah mendapat Persetujuan Otoritas Jasa Keuangan Fit and Proper Test. 4. Memberikan kuasa kepada Direksi Perseroan untuk menyatakan keputusan Rapat mengenai perubahan anggota Direksi dan Dewan Komisaris Perseroan dalam akta tersendiri di hadapan Notaris dan untuk memohon pemberitahuan kepada Menteri Hukum dan Hak Asasi Manusia Republik Indonesia sehubungan dengan perubahan anggota Direksi dan Dewan Komisaris Perseroan tersebut di atas, serta melakukan segala tindakan yang diperlukan dan disyaratkan oleh peraturan perundang- Undangan yang berlaku. 1. Accepted the resignation of Mr. Eko Rachmansyah Gindo and Mr. Soewandy from their position as the Presdient Director and Deputy President Director with gratitude for the contribution of effort and thought given during their tenure as members of the Board of Directors. 2 Appointed Mr. Daniel Budirahayu as the President Director of Company and Mr. Oliver Simorangkir as President Commis- sioner of the Company and Mr. Muhammad Rakhmadhani as a Director of the Company, as of the closing of this Meeting until the closing of the Annual General Meeting of Shareholders to be held in 2016. 3 Appointment of the President Director, President Commis- sioner and Director is effective after approval by the Financial Services Authority on the Fit and Proper Test and to comply with the legislation in force. Thus, starting from the closing of this Meeting until the closing of the General Meeting of Shareholders to be held in 2016, the composition of The Board of Directors and Board of Commis- sioners are as follows: Board of Directors President Director : Mr. Daniel Budi Rahayu Director : Mr. Gregory Andrew Andryanto Haswin Director : Mr. Ramon Marlon Runtu Compliance Director : Mr. Tamunan Director : Mr. Muhammad Rakhmadhani Board of Commissioners president Commissioner : Mr. Oliver Simorangkir Commissioner Independent Commissioner : Mr. Gunawan Tenggarahardja Independent Commissioner Commissioner Independent : Mr. Zaenal Abidin, PhD. Commissioner Commissioner : Mrs. Suzanna Tanojo 4. Provided power to the Board of Directors to declare Meeting resolutions regarding changes to members of the Board of Directors and Board of Commissioners in a separate deed before the Notary and for notiication to the Minister of Justice and Human Rights of the Republic of Indonesia in connection with a change of members of the Board of Directors and Board of Commissioners of the above, as well as perform all acts necessary and required by Regulation legislation applicable. 100 - - telah terealisasi 2016 pT BanK VicToria inTernaTional TBK. agenda agenda Keputusan ruPsT resolution of extraordinary GMs setuju Jumlah suara dan persentase agree numbers and Percentage of Votes Tidak setuju Jumlah suara dan persentase Disagree numbers and Percentage of Votes abstain Jumlah suara dan Persentase abstain number and Percentage of Votes realisasi accomplishment Keempat Fourth 1. Menyetujui untuk memberi kuasa dan wewenang kepada wakil pemegang saham Perseroan yaitu PT Victoria Investama Tbk untuk menetapkan besarnya honorarium anggota Dewan Komisaris untuk tahun 2015. 2. Menyetujui pelimpahan kuasa kepada Dewan Komisaris Perseroan untuk menetapkan pembagian tugas dan wewenang anggota Direksi serta besarnya gaji dan tunjangan para anggota Direksi untuk tahun 2015. 1. Approve power and authority delegation to the representatives of Main Shareholders of the Bank, namely PT Victoria Investa- ma, to determine the honorarium for the members of the Board of Commissioners in 2015. 2 Approve authority delegation to the Bank’s Board of Commis- sioners to assign roles and responsibilities of the members of the Board of Directors as well as its salary and allowances for 2015. 100 - - telah terealisasi Kelima ifth Menyetujui untuk memberikan wewenang kepada De- wan Komisaris Perseroan untuk menunjuk Kantor Akuntan Publik yang terdaftar di Otoritas Jasa Keuangan OJK untuk mengaudit Laporan Keuangan Perseroan untuk tahun buku 2015 dengan memperhatikan rekomendasi dari Komite audit dan memberikan kuasa kepada Direksi untuk menetapkan jumlah honorarium dan persyaratan lain sehubungan dengan penunjukan Kantor Akuntan Publik tersebut. agree upon granting authority to the Board of Commissioners to appoint Public Accountant registered on the Financial Services Authori- ty OJK to audit the Bank’s Financial Statements for the inancial year of 2014 with regard to the recommendation of the audit committee and to authorize the Board of Directors to determine the honorarium and other requirements related with the appointment of the Public accountant. 100 - - telah terealisasi PeLaKsanaan ruPs Luar BIasa Tahun 2015 Tahapan Pelaksanaan RUPS Luar Biasa Tahun 2015 tergambar dalam tabel berikut. Tabel Pelaksanaan ruPs Luar Biasa Tahun 2015 Table of 2015 Extraordinary GMS Pemberitahuan announcement Pengumuman Invitation undangan Implementation Pelaksanaan GMs results hasil ruPs result of GMs Diberitahukan pada tanggal 12 Mei 2015 kepada Otoritas Jasa Keuangan. Notiied on May 12, 2015 to the Financial Service Authority Diumumkan pada tanggal 20 Mei 2015, melalui iklan di surat kabar harian Investor Daily dan harian Media Indonesia. Announced on May 20, 2015, through an advertisement on Investor daily newspaper and Media Indonesia daily newspaper Diumumkan pada tanggal 04 Juni 2015, melalui iklan di surat kabar harian Investor Daily dan harian Media Indonesia Announced on June 4, 2015, through an advertisement on Inves- tor daily newspaper and Media Indonesia daily newspaper RUPS Luar Biasa dilaksanakan pada 26 Juni 2015 pada pukul 09.00 WIB – berakhir, bertempat di Graha BIP Function Hall Lt.11 Jalan Jend. Gatot Subroto Kav.23, akarta 12930. Annual General Meeting of Share- holders was held on June 26, 2015 at 09:00 WIB - Finish, located in Graha BIP Function Hall Lt.11 Jend. Gatot Subroto Street Kav.23, Jakarta 12930. Diumumkan pada tanggal 30 Juni 2015, melalui iklan di surat kabar harian Investor Daily dan harian Media Indonesia Announced on June 30, 2015, through an advertisement on In- vestor daily newspaper and Media Indonesia daily newspaper aGenDa ruPs Luar BIasa Tahun 2015 Agenda RUPS Luar Biasa Tahun 2015 yaitu Perubahan Anggaran Dasar Perseroan antara lain dalam rangka penyesuaian atas diterbitkannya Peraturan Otoritas Jasa Keuangan No. 32 POJK.042014 tentang Rencana dan Penyelenggaraan Rapat Umum Pemegang Saham Perusahaan Terbuka “POJK No. 32” dan Peraturan Otoritas Jasa Keuangan N0. 33POJK.042014 tentang Direksi dan Dewan Komisaris Perusahaan Publik “POJK No.33”. THE IMPLEMENTATION OF 2015 EXTRAORDINARY GMS The stages of the implementation of 2015 Extraordinary GMS are described in the following table. The aGenDa OF 2015 eXTraOrDInarY GMs Amendments to the Articles of Association in the framework of adjustment to the issuance of the Financial Services Authority Regulation No. 32POJK.042014 on the Planning and Organization of the General Meeting of Shareholders of the Public Company “POJK 32” and the Financial Services Authority Regulation No. 33POJK.042014 of Board of Directors and Board of Commissioners of Public Companies “POJK 33”. 2016 annual reporT reKaPITuLasI KehaDIran PaDa ruPs Luar BIasa Tahun 2015 Dewan Komisaris dan Direksi yang hadir pada RUPS Luar Biasa Tahunan 2015 adalah sebagai berikut. Tabel rekapitulasi Kehadiran Pada ruPs Luar Biasa Tahun 2015 Table of Attendance Recapitulation at 2015 Annual Extraordinary GMS nama Name Jabatan Position hadir Present Tidak hadir Not Present Oliver simorangkir Komisaris Utama president Commissioner √ - Zaenal Abidin, PhD. Komisaris Independen Independent Commissioner Ketua Komite pemantau risiko Head of Risk Monitoring Committee √ - Gunawan Tenggarahardja Komisaris Independen Independent Commissioner Ketua Komite nominasi dan remunerasi Head nomination and remuneration Committee √ - Suzanna Tanojo Komisaris Commissioner √ - Daniel Budirahayu Direktur Utama President Director √ - Gregorius Andrew Andryanto Haswin Direktur Director √ - Ramon Marlon Runtu Direktur Director √ - tamunan Direktur Kepatuhan Director of Compliance √ - KePuTusan ruPs Luar BIasa Tahunan 2015 Bank Victoria telah menyelenggarakan RUPS Luar Biasa Tahunan 2015 dengan keputusan sebagai berikut. Tabel Keputusan rups Luar Biasa Tahunan 2015 Table of 2015 Annual Extraordinary GMS Decision Keputusan ruPsLB setuju Jumlah suara Persentasi agree numbers Percentage of the Votes Tidak setuju Jumlah suara Disagree numbers of the Vote abstain Jumlah suara abstaince numbers of the Vote realisasi accomplishmet resOLuTIOn OF eXTraOrDInarY GMs 1. Menerima dan menyetujui perubahan dan penyusunan kembali anggaran dasar perseroan antara lain dalam rangka penyesuaian dengan peraturan otoritas Jasa Keuangan No.32POJK.042014 tentang rencana dan penyelangga- raan Rapat Umum Pemegang Saham Perusahaan Terbuka “POJK No.32” dan Peraturan Otoritas Jasa Keuangan No.33POJK.042014 tentang Direksi dan Dewan Komisaris Emiten Atau Perusahaan Publik “POJK No.33” serta perubahan pasal lainnya dalam anggaran dasar perseroan sehubungan dengan redaksional, deinisi dan referensi untuk disesuaikan dengan POJK No.32POJK.042014 dan POJK No.33POJK.042014 sebagaimana tertera pada lembar perubahan anggaran dasar Perseroan yang telah dibagikan dalam Rapat dan dilampirkan dalam minuta rapat. 2. Memberikan kuasa kepada Direksi Perseroan dengan hak substitusi untuk menyatakan keputusan rapat mengenai perubahan anggaran dasar perseroan dalam akta tersendiri di hadapan notaris dan melakukan pengurusan penerimaan pemberitahuan kepada Menteri Hukum dan Hak Asasi Manusia Republik Indonesia, serta melakukan segala tindakan yang diperlukan sehubungan dengan keputusan tersebut di atas. 100 - - telah terealisasi 1 Accepted and approved budget changes and realignment of the Company article of association to comply with the Finan- cial Services Authority Regulation No. 32POJK.042014 on the Planning and Organization of General Meeting of Share- holders of the Public Company “POJK 32” and Financial Services Authority Regulation No. 33POJK.042014 of the Board of Directors and Board of Commis- sioners of the Issuer or Public Company “POJK 33” as well as changes in other chapters in the Company’s articles of association in connection with editorial, dei- nitions and references to be adjusted to POJK No. 32POJK.042014 and POJK No. 33POJK.042014 as listed on the amendment sheet of the Company’s article of association which have been distributed in the Meeting and attached to the minutes of the Meeting. 2 Gave power to the Board of Directors with the right of substitution to declare the decision of the meeting regarding changes to the Company’s articles of association in a separate deed before the Notary and ad- minister the notice receipt to the Minister of Justice and Human Rights of the Repub- lic of Indonesia, and perform all necessary steps in connection with the aforemention decision. aTTenDanCe reCaPITuLaTIOn On 2015 annuaL eXTraOrDInarY 2015 Members of the Board of Commissioners and Board of Directors present at the 2015 Annual Extraordinary GMS were as follows. 2015 annuaL eXTraOrDInarY GMs DeCIsIOn Bank Victoria has held an 2015 Annual Extraordinary GMS with the following decision 2016 pT BanK VicToria inTernaTional TBK. DeWan KOMIsarIs Dewan Komisaris adalah organ Bank yang bertugas dan bertanggung jawab secara kolektif untuk melakukan pengawasan secara umum danatau khusus sesuai dengan Anggaran Dasar dan memberikan nasihat kepada Direksi serta memastikan bahwa Bank melaksanakan GCG pada seluruh tingkatan atau jenjang organisasi. Dalam rangka mendukung efektivitas pelaksanaan dan tanggung jawabnya, Dewan Komisaris telah membentuk Komite Audit, Komite Nominasi dan Remunerasi serta Komite Pemantau Risiko. Dalam memenuhi tugas dan tanggung jawab tersebut, Dewan Komisaris wajib bertindak secara independen. Dalam melaksanakan tugas, Dewan Komisaris bertanggung jawab kepada RUPS. Pertanggungjawaban Dewan Komisaris kepada RUPS merupakan perwujudan akuntabilitas pengawasan atas pengelolaan perusahaan dalam rangka pelaksanaan prinsip- prinsip GCG. Kinerja Dewan Komisaris dievaluasi berdasarkan unsur-unsur penilaian kinerja yang disusun oleh Komite nominasi dan remunerasi. pelaksanaan penilaian dilakukan pada tiap akhir periode tutup buku. Hasil penilaian kinerja Dewan Komisaris disampaikan dalam RUPS. reFerensI PeraTuran 1. Undang-undang No.40 tahun 2007 tentang Perseroan Terbatas 2. Peraturan Otoritas Jasa Keuangan No.33POJK.042014 tentang Direksi dan Dewan Komisaris Emiten atau Bank Publik 3. Peraturan Otoritas Jasa Keuangan No.55POJK.032016 tentang Penerapan Tata Kelola bagi Bank Umum 4. Surat Edaran Otoritas Jasa Keuangan Nomor 13 SEOJK.032017 tentang Penerapan Tata Kelola bagi Bank Umum. TuGas Dan TanGGunG JaWaB DeWan KOMIsarIs Dewan Komisaris memiliki fungsi, tugas dan tanggung jawab yang jelas sesuai dengan anggaran dasar dan wewenang yang diberikan oleh RUPS, yang tertuang dalam Pedoman Kerja Dewan Komisaris. Dewan Komisaris bertanggung jawab kepada pemegang saham dalam hal mengawasi kebijakan Direksi terhadap operasional Bank secara umum yang mengacu kepada rencana bisnis yang telah disetujui Dewan Komisaris dan Otoritas Jasa Keuangan, serta memastikan kepatuhan terhadap seluruh peraturan dan perundang-undangan yang berlaku. Adapun Tugas dan tanggung jawab Dewan Komisaris sesuai yang diatur dalam Anggaran Dasar Bank sebagai berikut: 1. Tugas dan kewajiban secara Umum a. Menetapkan tugas dan wewenang setiap anggota Direksi sebagaimana isi Anggaran Dasar Bank . b. Memberikan pengesahan tentang arah kebijakan, strategi usaha dari Rencana Bisnis Bank baik rencana jangka pendek program kerja tahunan, jangka menengah, maupun jangka panjang, yang wajib dilaporkan kepada Otoritas Jasa Keuangan OJK. BOarD OF COMMIssIOners Board of Commissioner is Bank’s organ whose collective tasks and responsibilities are to perform supervision generally andor sppeciically according to Articles of Association, and to provide advice for Directors, and to ensure that Bank implements GCG at all levels or organization’s organisasi. In order to support the effectiveness of its tasks and responsibility, Board of Commissioner has established the Audit Committee, Nomination and Remuneration Committee, as well as Risk Monitoring Committee. In performing its tasks and responsibility, Board of Commissioner has to act independently. In performing its tasks, Board of Commissioners is responsible to the GMS. The responsibility of Board of Commissioners to the GMS is the realization of supervision accountability upon Company’s management in implementing GCG principles. the performance of Board of Commissioners is evaluated based on the aspects of performance evaluation which is composed by nomination and remuneration Committee. the evaluation is conducted at the end of inancial year period, and the evaluation result of the Board of Commissioner is submitted to the Board of Commissioner in the GMS. reGuLaTIOn reFerenCes 1. Act No: 40 year 2007 on Limited Company 2. Regulation of Financial Services Authority No. 33 POJK.042014 on Directors and Board of Commissioners of Issuer or Public Bank 3. Regulation of Financial Services Authority No.55 POJK.032016 on Corporate Governance Implementation for Commercial Bank. 4. Circular Letter of Financial Services Authority 13 SEOJK.032017 on Corporate Governance Implementation for Commercial Bank. TasK anD resPOnsIBILITIes OF BOarD OF COMMIssIOners Board of Commissioners has apparent functions, tasks, and responsibilities according to articles of association and authority provided by the GMS, which are stated in the Guideline of Board of Commissioners. Board of Commissioners is responsible to the shareholders in supervising Directors’ policies on Bank’s operational generally, which refers to business plans approved by Board of Commissioners and Financial Services Authority, and in ensuring the compliance to all prevailing regulations and acts. Tasks and responsibilities of Board of Commissioner as set in Articles of Association are as follows: 1. General tasks and liabilities a. to determine tasks and authorities of Board of Directors member as stated in Bank’s Articles of association. b. To authorize policy direction, business strategies of Bank’s Business Plan, i.e short term plan, annual work program, meium term plan, and long term plan, which have to be reported to the Financial Services Authority FSO. 2016 annual reporT c. Melakukan pengawasan atas pelaksanaan maupun pencapaian rencana Bisnis. d. Memberikan keputusan tertulis disertai dengan alasan- alasan atas transaksi-transaksi yang diusulkan yang melampaui batas wewenang Direksi. e. Menyetujui dan mengevaluasi kebijakan Manajemen Risiko serta mengevaluasi pertanggung jawaban pelaksanaan Manajemen Risiko. f. Menyelenggarakan rapat internal Dewan Komisaris, sekurang-kurangnya 4 empat kali dalam satu tahun, sesuai dengan ketentuan Good Corporate Governance. g. Menghadiri rapat gabungan dengan Direksi untuk membahas perkembangan dari laporan kinerja Direksi minimal 1 satu kali dalam 4 empat bulan. h. Membuat laporan Dewan Komisaris kepada Otoritas Jasa Keuangan OJK pada setiap akhir semester perihal pengelolaan dan kinerja Bank termasuk pencapaian target-target rencana bisnis tahunan yang wajib disampaikan dalam batas waktu 2 dua bulan setelah bulan laporan. 2. Tugas dan kewajiban terkait Evaluasi Kinerja Dewan Komisaris dan Direksi a. Menyusun Key Performance Indicators KPI Dewan Komisaris. b. Melakukan evaluasi kinerja Dewan Komisaris berdasarkan Key Performance Indicators KPI Dewan Komisaris dengan system self assessment atau sistem lain untuk kemudian diputuskan dalam rapat Dewan Komisaris. c. Memberikan tanggapan dan rekomendasi mengenai penetapan KPI Direksi pada setiap awal tahun kerja. d. Melakukan evaluasi atas kinerja Direksi berdasarkan KPI Direksi dan memberikan tanggapan kepada Direksi, selanjutnya menyampaikan rekomendasi kepada RUPS. BOARD OF COMMISIONNERS CHARTER BOC CHARTER Pedoman kerja Dewan Komisaris diatur dalam Surat Keputusan Komisaris No.002SK-KOM0216 tentang Board of Commisionners Charter BoC Charter pt Bank victora International, Tbk. Board Charter Dewan Komisaris membantu Dewan Komisaris dalam memahami pelaksanaan tugas dan wewenangnya secara efektif, eisien, transparan, kompeten, independen, dan dapat dipertanggungjawabkan. adapun isi dari Board of Commisionners Charter antara lain mengatur hal-hal sebagai berikut. I : Fungsi Dewan Komisaris II : Keanggotaan Dewan Komisaris III : Program pengenalan dan peningkatan Kapabilitas IV : Etika jabatan Dewan Komisaris V : Tugas dan Kewajiban Dewan Komisaris VI : Wewenang Dewan Komisaris VII : Hak Dewan Komisaris VIII : Ketentuan Rapat Dewan Komisaris IX : Evaluasi Kinerja Dewan Komisaris X : Organ dan Komite Pendukung Dewan Komisaris c. to supervise the implementation and achievement of Business plan. d. To provide written decision along with the motives of the transaction proposed beyond the authority of Board of Directors. e. To approve and evaluate the Risk Management policy, as well as the accountability of Risk Management implementation. f. To hold internal meeting of Board of Commissioners, at least 4 four times in a year, based on the requirement of Good Corporate Governance. g. To attend joint meeting with Board of Directors discussing the progress of performance report of Board of Directors, at least 1 once in 4 four months. h. to create Board of Commissioners report to the Financial Services Authority FSO every end of the semester concerning Bank’s management and performance, including the target achievement of annual business plan which have to be submitted for the latest 2 two months after reporting month. 2. Tasks and liabilities related with the Performance Evaluation of Board of Commissioner and Board of Directors a. to create the Key performance Indicators KpI of Board of Commissioners. b. To evaluate the performance of Board of Commissioners according to Key performance Indicators KpI of Board of Commissioner through self assessment system or other systems to be decided later in the meeting of Board of Commissioners. c. To provide feed back and recommendations concerning the KPI formation of Board of Directors every beginning of working year. d. To evaluate the KPI performance of Board of Directors and provide feed back for Board of Directors, and then forward the recommendation to the GMS. BOarD OF COMMIsIOnners CharTer BOC CharTer The guideline of Board of commissioner is set by Decree of Commissioners No. 002SK-KOM0216 on Board of Commisionners Charter BoC Charter of pt Bank victora International, Tbk. BOC Charter helps Board of Commissioner to understand the implementation of their tasks and authorities effectively, eficiently, transparently, competently, independently, dan reliably. Among others, the content of Board of Commisionners Charter are as follows. I : Board of Commissioners Function II : Board of Commissioners Membership III : Capability recognition and improvement program IV : Board of Commissioners Ethics V : Task and Responsibility of Board of Commissioners VI : Authority of Board of Commissioners VII : Rights of Board of Commissioners VIII : Conditions of Meeting of Board of Commissioners IX : Performance Evaluation of Board of Commissioners X : Organ and Supporting Committee of Board of Commissioners 2016 pT BanK VicToria inTernaTional TBK. Beberapa pokok pedoman kerja Dewan Komisaris yang diatur dalam Board of Commisionners Charter dijabarkan sebagai berikut. WeWenanG DeWan KOMIsarIs Adapun wewenang Dewan Komisaris, yaitu: 1. Dewan Komisaris dengan suara terbanyak setiap waktu berhak memberhentikan untuk sementara waktu seorang atau lebih Anggota Direksi, jika bertindak bertentangan dengan Anggaran Dasar serta peraturan lainnya atau melalaikan kewajibannya atau terdapat alasan yang mendesak bagi Bank, termasuk dalam hal Direksi sakit dan tidak dapat menjalankan tugas. Dalam jangka waktu yang paling lambat 30 tiga puluh hari setelah tanggal pemberhentian sementara harus diselenggarakam RUPS. 2. Dalam hal jabatan salah seorang anggota Direksi kosong, baik mengundurkan diri maupun diberhentikan dan penggantinya belum ada memangku jabatannya, maka Dewan Komisaris berwenang menunjuk salah seorang anggota Direksi untuk menjalankan pekerjaan anggota Direksi lainnya yang kosong tersebut dengan kekuasaaan dan wewenang yang sama dan Direktur tersebut dapat bertindak untuk dan atas nama Direksi serta menunjuk pihak lain untuk mewakili Bank dalam hal terjadi benturan kepentingan Bank dengan kepentingan semua anggota Direksi. 3. Menetapkan Komposisi Direksi berdasarkan kewenangan yang dilimpahkan oleh RUPS. 4. Mendapatkan informasi dari Direksi Anak perusahaan terkait dengan kondisi anak perusahaan. 5. Dewan Komisaris berwenang menyetujui atau menolak secara tertulis tindakan-tindakan yang dilakukan Direksi diantaranya sebagai berikut: a. Menerima pinjaman dari siapapun atau menjadi terhutang kepada siapapun, badan hukum atau Bank untuk jangka waktu 3 tiga tahun atau lebih dan apabila jumlah pinjaman tersebut untuk 1 satu kali transaksi melebihi suatu jumlah yang sama dengan 25 dua puluh lima perseratus dari jumlah modal Bank yang telah disetor penuh dan cadangan-cadangan yang terakhir sebagaimana sewaktu-waktu ternyata dari laporan keuangan Bank yang telah diperiksa, disahkan dan sebagaimana dinyatakan oleh Akuntan Publik. b. Memberi pinjaman kepada siapapun juga untuk jangka waktu 1 satu tahun atau lebih sesuai dengan peraturan perundang-undangan yang berlaku apabila jumlah pinjaman tersebut untuk 1 satu kali transaksi melebihi 5 lima perseratus dari jumlah modal Bank yang disetor penuh dan cadangan-cadangan yang terakhir sebagaimana ternyata dari laporan keuangan Bank yang telah diperiksa, disahkan dan sebagaimana dinyatakan oleh Akuntan Publik. c. Memberi jaminan hutang atau tanggungan untuk seseorang, badan hukum atau Bank, apabila jumlah yang dijamin itu untuk setiap transaksi yang dijamin melebihi suatu jumlah yang sama dengan 5 lima perseratus dari jumlah modal Bank yang disetor penuh dan cadangan-cadangan yang terakhir sebagaimana ternyata dari laporan keuangan Bank yang telah diperiksa, disahkan dan sebagaimana dinyatakan oleh Akuntan Publik. Several points of the guideline of Board of Commissioners are explained as follows. auThOrITY OF BOarD OF COMMIssIOners Authority of Board of Commissioners are: 1. Board of commissioners with the most votes at all times are entitled to temporarily terminate one or more members of Board of Directors, in case of acting contrary to the Articles of Association and other regulations, or neglecting hisher obligations, or if there is urgent reason for the Bank, including in case Board of Directors is ill or unable to perform the tasks. In no later than 30 thirty days after the termination date, GMS shall be held. 2. In the event that the one position of Board of Directors is vacant, either resigned or dismissed, and the successor is not available yet, then Board of Commissioner is authorized to appoint one of the members of Board of Directors to perform the work of vacant member with the same powers and authority, and that Director may act for and on behalf of the Board of Directors and appoint other party to represent the Bank in case there is conlict of interest between Bank and the members of Board of Directors. 3. To determine the composition of Board of Directors based on the authority granted by the GMS. 4. To obtain information from Board of Directors of Subsidiary Company, related with current condition of the Subsidiary Company. 5. Board of Commissioners are authorized to approve or reject in written any actions performed by the Board of Directors, such as: a. Receiving a loan from anyone or being indebted to any person, legal entity, or Bank for 3 three years or more term, and if the loan amount for 1 one transaction exceeds an amount equal to 25 twenty ive percent of Bank’s paid up capital and the latest reserves as may be evident from the Bank’s inancial statement which have been reviewed, approved, and as declared by public accountant. b. To give a loan to any person for 1 year term or more based on the prevailing regulations, if the loan amount of 1 one transaction exceeds of 5 ive percent of the Bank’s paid up capital and the latest reserves as may be evident from the Bank’s inancial statement which have been reviewed, approved, and as declared by public accountant. c. To provide a loan guarantee or dependent for a person, legal entity, or Bank, if the guaranteed amount for every transaction exceeds the equal amount of 5 ive percent of the Bank’s paid up capital and the latest reserves as may be evident from the Bank’s inancial statement which have been reviewed, approved, and as declared by public accountant. 2016 annual reporT d. Memasang atau membebankan hak tanggungan, menggadaikan atau dengan cara lain mempertanggungkan kekayaan atau kekayaan-kekayaan Bank untuk setiap transaksi yang merupakan suatu jumlah yang sama dengan atau melebihi 5 lima persen dari nilai buku dari seluruh jumlah kekayaan Bank sebagaimana sewaktu ternyata dari laporan keuangan Bank yang terakhir yang telah diperiksa, disahkan dan sebagaimana dinyatakan oleh Akuntan Publik. e. Memperoleh, mengalihkan atau melepaskan dengan cara apapun hak-hak atas barang-barang tidak bergerak dan Bank. haK DeWan KOMIsarIs Adapun hak Dewan Komisaris sebagai berikut. 1. Anggota Dewan Komisaris baik bersama-sama maupun sendiri-sendiri setiap waktu dalam jam kerja Bank berhak memasuki pekarangan, gedung dan kantor atau tempat lain yang dipergunakan atau yang dikuasai oleh Bank dan berhak memeriksa semua pembukuan, surat-surat, serta dokumen lainnya, memeriksa dan mencocokkan keadaan uang kas untuk keperluan veriikasi dan lain-lain, memeriksa surat berharga dan memeriksa kekayaan Bank serta mengetahui segala tindakan yang telah dijalankan oleh Direksi. 2. Memperoleh akses atas informasi Bank secara tepat waktu dan lengkap. 3. Meminta penjelasan tentang segala hal yang dinyatakan atau yang diminta dari Direksi dan segenap Anggota Direksi. 4. Membentuk Komite Audit, Komite Pemantau Risiko dan Komite nominasi dan remunerasi serta Komite lainnnya jika dianggap perlu dengan memperhatikan kebutuhan dan kemampuan Bank. 5. Menghadiri rapat Direksi jika diundangan Direksi dan memberikan pandangan terhadap hal-hal yang dibicarakan. 6. Mengangkat dan memberhentikan Sekretaris Dewan Komisaris jika dianggap perlu, untuk memperlancar tugas Dewan Komisaris. 7. Setiap Anggota Dewan Komisaris berhak untuk menerima honorarium dan tunjangan atau fasilitas yang jenis dan jumlahnya ditetapkan oleh RUPS dengan memperhatikan ketentua peraturan perundang-undangan yang berlaku. 8. Mendapatkan sarana dan fasilitas Bank sesuai dengan keputusan RUPS yang penyediaannya disesuaikan dengan kondisi Keuangan Bank, asas kepatutan dan kewajaran serta tidak bertentangan dengan peraturan perundang-undangan yang berlaku. 9. Anggota Dewan Komisaris memiliki hak untuk membela diri, jika anggota Dewan Komisaris yang diberhentikan sewaktu- waktu oleh RUPS dengan menyebutkan alasannya, maka anggota Dewan Komisaris diberi kesempatan untuk hadir dalam RUPS guna membela diri. KrITerIa anGGOTa DeWan KOMIsarIs 1. Persyaratan formal a. Cakap melakukan perbuatan hukum. b. Dalam 5 lima tahun sebelum pengangkatan dan selama menjabat: - tidak pernah dinyatakan pailit. - Tidak pernah menjadi anggota danatau Dewan Komisaris yang dinyatakan bersalah menyebabkan suatu Bank dinyatakan pailit. d. To encumber or charge, mortgage, or otherwise insure the wealth or assets of the Bank for every transaction with an amount which equals to or exceeds of 5 ive percent of the book value of the Bank’s total wealth, as may be evident from the Bank’s inancial statement which have been reviewed, approved, and as declared bu public accountant. e. To obtain, transfer, or waive by any means the rights to immovable goods and Bank. The rIGhTs OF BOarD OF COMMIssIOners The rights of board of commissioners are: 1. Members of Board of Commissioners, either collectively or individually, at all times during the Bank’s working hour, is entitled to enter the yard, building, and ofice or other places utilized or controlled by the Bank and to review all bookkeepings, letters, and other documents, as well as to cross-check the condition of the cash for veriication and other purposes, to check the securities and Bank’s wealth, and to acknowledge any actions performed by the board of Directors. 2. To get the access to Bank’s information in complete and timely manner. 3. To request an explanation about anything stated or requested by the Board of Directors and all of its members . 4. To compose Audit Committee, Risk Monitoring Committee, Nomination and Remuneration Committee, and other committees i required by considering the Bank’s necessity and ability. 5. To attend the meeting of Board of Directors if being invited and to give a view concerning the subject matter. 6. To appoint and dismiss the Secretary of Board of Directors if required, to facilitate the tasks of Board of Directors . 7. All members of Board of Directors are entitled to receive honorarium and allowances or other facilities of the type and amount speciied by the GMS by considering the prevailing regulations. 8. To receive Bank’s facilities according to the resolution of GMS, in which the provision is adjusted with the Bank’s inancial condition, principles of decency and fairness, and in accordance with the prevailing regulations. 9. The members of Boards of Directors have a self-defense right. In case of being dismissed any time by the GMS which states the reasons, the members of Board of Commissioners are entitled to attend the GMS to defend themselves. The CrITerIa OF BOarD OF COMMIssIOners 1. Formal requirement a. Proicient in performing legal actions. b. Within 5 ive years before the appointment and during the term of ofice: - Never declared bankrupt. - Has never been a member andor Board of Commissioners who is found guilty in the bankruptcy of a Bank. 2016 pT BanK VicToria inTernaTional TBK. - tidak pernah dihukum karena melakukan tindak pidana yang merugikan keuangan negara danatau yang berkaitan dengan sektor keuangan. - tidak pernah menjadi anggota danatau anggota Dewan Komisaris yang selama menjabat: • Pernah tidak menyelenggarakan RUPS tahunan. • Pertanggungjawabannya sebagai anggota Dewan Komisaris pernah tidak diterima oleh RUPS atau pernah tidak memberikan pertanggungjawaban sebagai anggotaa Dewan Komisaris kepada RUPS. • Pernah menyebabkan Bank yang memperoleh izin, persetujuan, atau pendaftaran dari Otoritas Jasa Keuangan tidak memenuhi kewajiban menyampaikan laporan tahunan danatau laporan keuangan kepada Otoritas Jasa Keuangan. 2. Persyaratan materiil a. Mempunyai akhlak, moral, dan integritas yang baik. b. Memiliki komitmen untuk mematuhi peraturan perundang-undangan. c. Memiliki pengetahuan danatau keahlian di bidang yang dibutuhkan untuk menjalankan tugasnya. 3. Persyaratan lainnya Anggota Dewan Komisaris dilarang memangku jabatan rangkap apabila jabatan rangkap tersebut bertentangan dengan peraturan perundang-undangan danatau apabila jabatan rangkap tersebut mungkin dapat menimbulkan benturan kepentingan. PenILaIan KeMaMPuan Dan KePaTuhan Peraturan Otoritas Jasa Keuangan No.27POJK.032016 tentang Penilaian Kemampuan dan Kepatutan Bagi Pihak Utama Lembaga Jasa Keuangan menyebutkan bahwa calon anggota Dewan Komisaris wajib memperoleh persetujuan dari OJK sebelum menjalankan tindakan, tugas, dan fungsinya sebagai Dewan Komisaris. Anggota Dewan Komisaris yang telah lulus it and proper tanpa catatan dan telah mendapat persetujuan dari Bank IndonesiaOJK, mengindikasikan bahwa setiap anggota Dewan Komisaris memiliki integritas, kompetensi dan reputasi keuangan yang memadai, dapat dilihat melalui tabel di bawah ini: Tabel Penilaian Kemampuan dan Kepatutan Table of Fit and Proper Test nama name Jabatan Position Periode Period Pelaksana executor hasil result Oliver Simorangkir Komisaris Utama president Commissioner 15 September 2015 – saat ini 15th of September 2015 - now Otoritas Jasa Keuangan Financial Services authority Lulus pass Gunawan tenggarahardja Komisaris Independen Independent Commissioner 13 September 2007 - saat ini 13th of September 2007 - now Bank Indonesia Bank of Indonesia Lulus pass Zaenal Abidin, Ph.D Komisaris Independen Independent Commissioner 27 September 2012 – saat ini 27th of September 2012 - now Bank Indonesia Bank of Indonesia Lulus pass Suzanna Tanojo Komisaris Commissioner 03 Februari 2006 – 18 November 2016 03th of February 2006 - 18th November 2016 Bank Indonesia Bank of Indonesia Lulus pass Debora Wahjutirto tanoyo Komisaris Commissioner 18 November 2016 – saat ini 18th November 2016 - Current Otoritas Jasa Keuangan Financial Services authority telah efektif sesuai persetujuan OJK it and proper test tanggal 17 Februari 2017 has been effective in accordance to the approval of FSA it and proper test on February 17, 2017 - never punished for any criminal actions giving that are detrimental state’s inance andor related with inancial sector. - Has never been a member andor Board of Directors: • Who is once not holding annual GMS. • Whose accountability as the member of Board of Commissioners is once rejected or who is once absence in giving his accountability as the member of Board of Commissioners to the GMS. • Who once caused the Bank obtaining license, approval, or registration from the Financial Services Authority not to fulill its obligation to submit the annual report andor inancial statement to Financial Services Authority. 2. Material requirement a. to have a good moral and integrity. b. To have a commitment to comply with the regulation. c. To have knowledge andor expertise required to perform the task. 3. Other requirement The members of board of commissioner are not allowed to hold multiple positions if it is contrary to the regulations andor it is possibly leading to the conlict of interest. FIT anD PrOPer TesT The Regulation of Financial Services Authority No. 27 POJK.032016 on Fit and Proper Test for Key Parties of Financial Services Institution stipulates that a candidate of member of Board of Commissioners shall obtain the approval of FSA prior to before performing their actions, tasks, and functions as Board of Commissioners. The member of Board of Commissioners who passes it and proper test and receives approval from Bank of IndonesiaFSA, is indicating that every member of Board of Commissioners has adequate inancial integrity, compentency, and reputation, which can be seen in the table below: 2016 annual reporT Dasar PenGanGKaTan anGGOTa DeWan KOMIsarIs Anggota Dewan Komisaris diangkat berdasarkan akta persetujuan rapat RUPS. Dasar pengangkatan tiap-tiap anggota Dewan Komisaris adalah sebagai berikut. Tabel Dasar Pengangkatan anggota Dewan Komisaris Table of Basis for Appointment of the Member of BOC nama name Jabatan Position Periode Period Dasar Pengangkatan Basis for appointment Oliver Simorangkir Komisaris Utama president Commissioner 26 Juni 2015 – saat ini 26th of Jun 2015 - Current - Akta Berita Acara RUPS Tahunan No.131 tanggal 26 Juni 2015 Deed of Minutes of Annual GMS No.131 dated June 26 2015 - Akta Pernyataan Keputusan RUPS Tahunan No.23 tanggal 20 Oktober 2015. Deed of Minutes of Annual GMS No.23 dated October 20 2015 Gunawan tenggarahardja Komisaris Independen Independent Commissioner 19 Desember 2007 – saat ini 19th of Desember 2007 - Current - Akta Berita Acara RUPS Luar Biasa No.48 tanggal 19 Desember 2007 Deed of Minutes of the Annual GM No.48 dated June 19, 2011 - Akta Pernyataan Keputusan RUPS Luar Biasa No.25 tanggal 18 Januari 2008. Deed of Statement of the Annual GMS Resolution No. 25 dated 18 Januari 2008 - Akta Pernyataan Keputusan RUPS Tahunan No.82 tanggal 25 Juni 2010 yang dinyatakan kembali dengan Akta Pernyataan Kembali RUPS Tahunan No. 24 tanggal 21 Oktober 2010 Deed of Statement of Annual GMS Decision No.82 dated 25 June 2010 which is restated by the Deed of Restatement Annual GMS No. 24 dated October 21, 2010 - Akta Pernyataan Keputusan RUPS Tahunan No.41 tanggal 17 Oktober 2013 Deed of Statement of the Annual GMS Resolution No. 41 dated 17 October 2013 - Akta Pernyataan Keputusan RUPS Tahunan No. 97 tanggal 24 Juni 2016 Deed of Statement of the Annual GMS Resolution No. 97 dated 24 June 2016 Zaenal Abidin, Ph.D Komisaris Independen Independent Commissioner 29 Juni 2012 – saat ini 29th of June 2012 - Current - Akta Berita Acara RUPS Tahunan No.119 tanggal 29 Juni 2012 Deed of Minutes of the Annual GM No.119 dated June 29, 2012 - Akta Pernyataan Keputusan RUPS Tahunan No.22 tanggal 8 Oktober 2012. Deed of Statement of the Annual GMS Resolution No. 22 dated 8 October 2012 - Akta Pernyataan Keputusan RUPS Tahunan No.41 tanggal 17 Oktober 2013 Deed of Statement of the Annual GMS Resolution No. 41 dated 17 October 2013 - Akta Pernyataan Keputusan RUPS Tahunan No.97 tanggal 24 Juni 2016 Deed of Statement of the Annual GMS Resolution No. 97 dated 24 October 2016 Suzanna Tanojo Komisaris Commissioner 7 Februari 2006 – 18 November 2016 7th of Februari 2006 - 18 November 2016 - Akta Berita Acara RUPS Luar Biasa No.05 tanggal 07 Februari 2006 Deed of Minutes of the Annual GM No.05 dated Februari 07, 2006 - Akta Pernyataan Keputusan RUPS Luar Biasa No.06 tanggal 07 Februari 2006 Deed of Statement of the Annual GMS Resolution No. 06 dated 07 October 2006 - Akta Pernyataan Keputusan RUPS Tahunan No.48 tanggal 24 Mei 2007 Deed of Statement of the Annual GMS Resolution No. 48 dated 24 May 2007 - Akta Pernyataan Keputusan RUPS Tahunan No.82 Tanggal 25 Juni 2010 yang dinyatakan kembali dengan Akta Pernyataan Kembali RUPS Tahunan No. 24 tanggal 21 Oktober 2010 Deed of Statement of Annual GMS Decision No.82 dated 25 June 2010 which is restated by the Deed of Restatement Annual GMS No. 24 dated October 21, 2010 - Akta Pernyataan Keputusan RUPS Tahunan No.41 Tanggal 17 Oktober 2013 Deed of Statement of the Annual GMS Resolution No. 41 dated 17 May 2013 - Akta Pernyataan Keputusan RUPS Tahunan No.97 tanggal 24 Juni 2016 Deed of Statement of the Annual GMS Resolution No. 97 dated 24 June 2016. Debora Wahjutirto tanoyo Komisaris Commissioner 18 November 2016 – saat ini 18 November 2016 - Current - Akta Berita Acara RUPS Luar Biasa No.29 tanggal 18 November 2016 Deed of Minutes of the Annual GM No.29 dated November 18, 2006 - Akta Pernyataan Keputusan RUPS Luar Biasa Nomor 30 tanggal 18 November 2016 Deed of Minutes of the Annual GM No.30 dated November 18, 2016 Telah efektif sesuai persetujuan OJK it and proper test tanggal 17 Februari 2017 Has been effective in accordance to the approval of FSA it and proper test dated February 17, 2017 BasIs FOr aPPOInTMenT OF The MeMBer OF BOC The members of BOC are appointed based on approval deeds of GMS meeting. Basis for appointment of each member of BOC is as follows: 2016 pT BanK VicToria inTernaTional TBK. KeBIJaKan KeBeraGaMan KOMPOsIsI DeWan KOMIsarIs Bank Victoria berkomitmen menerapkan dan mengimplementasikan aspek dan prinsip GCG. Keberagaman komposisi Dewan Komisaris merupakan bagian yang tidak terpisahkan dari pelaksanaan GCG. Keberagaman komposisi Dewan Komisaris mencerminkan pelaksanaan fungsi, tugas dan peran dari Dewan Komisaris secara profesional, efektif, dan independen. Upaya penguatan fungsi, tugas dan peran Dewan Komisaris dilakukan melalui penentuan keberagaman komposisi yang sesuai dalam rangka mencapai tujuan Bank, sehingga dapat membangun kepercayaan dari para stakeholder. Kebijakan tentang keberagaman komposisi Dewan Komisaris Bank Victoria diatur dalam Surat Keputusan Board of Commissioners No.001SK-KOM1216 Tentang Kebijakan Keberagaman Komposisi Board of Commissioners and Board of Directors PT Bank Victoria International, Tbk. dinyatakan bahwa keberagaman komposisi Dewan Komisaris dilakukan dengan memperhatikan persyaratan minimum dan keseimbangan pengetahuan, keahlian dan pengalaman juga menjadi pertimbangan dalam memenuhi komposisi Dewan Komisaris. Selain itu, keberagaman komposisi Dewan Komisaris Bank Victoria juga mengacu pada Surat Edaran Otoritas Jasa Keuangan No.32SEOJK.042015 tentang Pedoman Tata Kelola Perusahaan Terbuka dinyatakan bahwa komposisi Dewan Komisaris wajib memperhatikan keberagaman komposisi Dewan Komisaris. Keberagaman komposisi Dewan Komisaris merupakan kombinasi karakteristik baik dari segi Dewan Komisaris maupun anggota Dewan Komisaris secara individu, sesuai dengan kebutuhan Perusahaan Terbuka. Karakteristik tersebut dapat tercermin dalam penentuan keahlian, pengetahuan, dan pengalaman yang dibutuhkan dalam pelaksanaan tugas pengawasan dan pemberian nasihat oleh Dewan Komisaris Perusahaan Terbuka. Komposisi yang telah memperhatikan kebutuhan Perusahaan Terbuka merupakan suatu hal yang positif, khususnya terkait pengambilan keputusan dalam rangka pelaksanaan fungsi pengawasan yang dilakukan dengan mempertimbangkan berbagai aspek yang lebih luas. Pada periode 2016, keberagaman komposisi Dewan Komisaris Bank tercermin dalam pendidikan, pengalaman kerja, usia dan jenis kelamin, dapat dilihat sebagaimana dalam tabel di bawah ini: THE BOARD OF COMMISSIONERS’ COMPOSITION DIVERSITY Bank victoria is committed to apply and implement the GCG aspects and principles. the diversity in the composition of the Board of Commissioners is an integral part of the GCG implementation. the diversity in the composition of the Board of Commissioners relects the implementation of the Board of Commissioners functions, duties and role in a professional, effective, and Independent way. Efforts to strengthen the Board of Commissioners functions, duties and roles were done by the appropriate diversity composition to achieve the Bank’s goals in building trust from the stakeholders. policy on the diversity in the composition of the Bank victoria Board of Commissioners is stipulated in the Board of Commissioners’ Decision Letter No. 001SK-KOM1216 concerning Policy of Diversity in the Composition of PT Bank Victoria International, Tbk. Board of Commissioners and Board of Directors stated that the diversity in the composition of the Board of Commissioners is conducted by taking into account the minimum requirements. In addition, balance in knowledge, skills and experiences also become a consideration in fulilling the composition of the Board of Commissioners. In addition, the diversity in the composition of Bank Victoria Board of Commissioners also referred to the Circular Letter of the Financial Service Authority Finance No. 32SEOJK.042015 on Governance Guidelines on Public Company states that the composition on the Board of Commissioners shall pay attention to this diversity. the diversity in the composition of the Board of Commissioner is a combination of characteristics in terms of Board of Commissioners as a whole or members of the Board of Commissioners individually, according to the Public Company’s needs. These characteristics can be relected in the determination of expertise, knowledge, and experience needed in the execution of supervisory and advising duties by the Board of Commissioners of a Public Company. The composition that have consider to the Public Company’s needs is a positive thing, especially related to the decision making in the framework of the execution of supervisory functions that has been undertaken by taking into account various broader aspects. In 2016 period, the diversity of composition of the Bank’s BOC was relected in education, working experience, age and gender, which can be seen in the table below: 2016 annual reporT Tabel Keberagaman Komposisi Dewan Komisaris Table of the Diversity of Composition of BOC nama name Jabatan Position Periode Period usia age Jenis Kelamin Gender Pendidikan education Pengalaman Kerja Working experience Keahlian expertise Oliver Simorangkir Komisaris Utama president Commissioner 26 Juni 2015 – saat ini 26 th of June 2015 – now 66 tahun 66 years old Laki-laki Male Memperoleh gelar Sarjana Ekonomi akuntansi dari Universitas Indonesia pada tahun 1980 Obtained Bachelor degree of accounting from University of Indonesia, in 1980 • Group Head Corporate Planning Accounting Control di PT Bank Niaga Tbk; • Senior Deputy President Director Internal Audit Group di PT Bank Niaga Tbk; • Senior Deputy President Director Internal Audit Group Head PT Bank Prima Express; • Senior Deputy President Director – General Manager Internal Audit PT Bank Permata Tbk; • Direktur Kepatuhan dan Risk Management PT Bank Victoria International Tbk; • Direktur Operasi dan Sistem PT Bank Victoria International Tbk. • Group Head Corporate Planning Accounting Control at PT Bank Niaga Tbk • Senior Deputy President Director Internal Audit Group at PT Bank Niaga Tbk; • Senior Deputy President Director Internal Audit Group Head at PT Bank Prima Express; • Senior Deputy President Director – General Manager Internal Audit at PT Bank Permata Tbk; • Director of Compliance and Risk Management at PT Bank Victoria International Tbk; • Director of Operational and System at PT Bank Victoria International Tbk. Perbankan dan audit Banking and audit Gunawan tenggarahardja Komisaris Independen Independent Commissioner 19 Desember 2007 – saat ini 19th of Desember 2007 - Current 61 tahun 61 years old Laki-laki Male Sarjana Teknik Sipil dari Institut Teknologi Bandung pada tahun 1981 Bachelor of Civil engineering from Bandung Institute of Technology, in 1981 • International Field Engineer di Schlumberger OSA • Assistant Manager di PT Bank Bali; • General Manager PT Sampoerna Transport Nusantara; • Direktur Eksekutif pada PT Duta Pertiwi Tbk; • Direktur di PT Bhuwanatala Indah Permai Tbk; • Komisaris utama PT Sigma Karya Sempurna Bali Camp; • Komisaris Independen PT Jakarta Setiabudi International Tbk; • Komisaris Independen PT Bank Victoria International Tbk. • International Field Engineer at Schlumberger OSA • Assistant Manager at PT Bank Bali; • General Manager at PT Sampoerna Transport Nusantara; • Executive Director at PT Duta Pertiwi Tbk; • Director at PT Bhuwanatala Indah Permai Tbk; • President Commissioner at PT Sigma Karya Sempurna Bali Camp; • Independent Commissioner at PT Jakarta Setiabudi International Tbk; • Independent Commissioner at PT Bank Victoria International Tbk. Perbankan Banking Zaenal Abidin, Ph.D Komisaris Independen Independent Commissioner 29 Juni 2012 – saat ini 29th of June 2012 – now 53 tahun 53 years old Laki-laki Male • Sarjana Ekonomi Dari Universi- tas Islam Indonesia, Yogyakarta, tahun 1987; • Memperoleh gelar Master Manajemen dari ASIAN Institute of Management AIM, Filipina pada tahun 1997; dan • Doctor of Philosophy dari Santo Tomas University, Filipina pada tahun 2006. • Bachelor of Economics from Islamic University of Indonesia, in 1987; • Obtained Master degree of Management from ASIAN Institute of Management AIM, Philiphine, in 1997; and • Doctor of Philosophy from Santo Tomas University, Philiphine, in 2006. • Pro Manager Treasury dan analisa di Bidang Dana Perbankan; • Dosen Tetap pada Perbanas Institute; • Kepala Riset dan Pengabdian pada Masyarakat di Perbanas Institute; • Dosen STIE IBS; • Koordinator Staf Khusus Bidang Riset Asosiasi Perbanas; • peneliti senior GCG pada Indonesia Institute Corporate Governance; • Komisaris Independen di PT Bank Victoria International Tbk. • Pro Manager Treasury and Analyst of Banking Funds; • Permanent Lecturer at Perbanas Institute; • Head of Research and Community Services at Perbanas Institute; • Lecturer at STIE IBS • Coordinator of Special Staff for Research Association at Perbanas • Senior researcher of GCG at Indonesian Institute Corporate Governance • Independent Commissioner at PT Bank Victoria International Tbk. Good Corporate Governance Good Corporate Governance Suzanna Tanojo Komisaris Commissioner 7 Februari 2006 – 18 November 2016 7th of Februari 2006 – 18th of November 2016 59 tahun 59 years old Wanita Female Memperoleh gelar Sarjana Ekonomi dari Universitas Airlangga, Surabaya pada tahun 1982. Obtained Bachelor degree of Economics from Airlangga University, in 1982 • Chief Financial Oficer di pt Unggul Indah Corporation Tbk; • Chief Financial Oficer di pt apac Inti Corpora dan PT Apac Citra Centertex Corporation Tbk; • Chief Financial Oficer pada PT Bhuwanatala Indah Permai Tbk; • Komisaris Utama PT Victoria Sekuritas; • Komisaris Utama PT Victoria Investama; • Komisaris PT Bank Victoria International Tbk. • Chief Financial Oficer at PT Unggul Indah Corporation Tbk • Chief Financial Oficer at PT Apac Inti Corpora and PT Apac Citra Centertex Corporation Tbk dan PT Apac Citra Centertex Corporation Tbk; • Chief Financial Oficer at PT Bhuwanatala Indah Permai Tbk • President Commissioner at PT Victoria Sekuritas • President Commissioner at PT Victoria Investama • Commissioner at PT Bank Victoria International Tbk Perbankan Banking 2016 pT BanK VicToria inTernaTional TBK. nama name Jabatan Position Periode Period usia age Jenis Kelamin Gender Pendidikan education Pengalaman Kerja Working experience Keahlian expertise Debora Wahjutirto Tanoyo Komisaris Commissioner 18 November 2016 – saat ini 18th of November – Now 31 Tahun 31 years old Wanita Female Memperoleh gelar Bachelor of Science dari University of San Fransisco, California dan meraih gelar Master of Business Administration dari University of San Fransisco, California Obtained Bachelor of Science from University of San Fransisco, California and Master of Business Administration from University of San fransisco, California • Assurance Staff di Burr Pilger Mayer LLP, San Fransisco. • Senior Associate 2 di Ernst Youn LLP, Singa- pore. • Finance Manager PT Victoria Investama, Tbk. • Senior Staff Manajemen Risiko Bank Victoria. • Direktur PT Victoria Investama. • Assurance Staff at Burr Pilger Mayer LLP, San Fransisco • Senior Associate 2 at Ernst Young LLP, Singapore • Finance Manager at PT Victoria Investama, Tbk • Senior Staff of Risk Management at Bank victoria • Director at PT Victoria Investama Bisnis Business Telah efektif sesuai persetujuan OJK it and proper test tanggal 17 Februari 2017 Has been effective in accordance to the approval of FSA it and proper test dated February 17, 2017 JuMLah Dan KOMPOsIsI DeWan KOMIsarIs Pada periode 2016, jumlah dan komposisi Dewan Komisaris Bank Victoria mengalami perubahan sebagaimana penjelasan sebagai berikut. PerIODe 1 JanuarI 2016 – 18 nOVeMBer 2016 Pada periode 1 Januari 2016 – 18 November 2016 Dewan Komisaris berjumlah 4 empat orang terdiri dari 1 satu orang Komisaris Utama, 2 dua orang Komisaris Independen dan 1 satu orang Komisaris. Komposisi Dewan Komisaris per 1 Januari 2016 – 18 November 2016 sebagai berikut. Tabel Komposisi Dewan Komisaris Table of Composition of Board of Commissioners nama name Jabatan Position Domisili Domicile Tanggal Pengangkatan appointment Date Tanggal efektif effective Date Oliver Simorangkir Komisaris Utama president Commissioner Jakarta Pengangkatan Pertama : 26 Juni 2015 Pengangkatan Kedua : 24 Juni 2016 First Appointment: 26th of June 2015 Second Appointment: 24th June 2016 15 September 2015 15th of September 2015 Gunawan tenggarahardja Komisaris Independen Independent Commissioner Jakarta Pengangkatan Pertama : 24 Februari 2003 Pengangkatan Kedua :19 Desember 2007 Pengangkatan Ketiga : 21 Oktober 2010 Pengangakatan Keempat : 17 Oktober 2013 Pengangkatan Kelima: 24 Juni 2016 First Appointment: 24th of February 2003 Second Appointment: 19th of Desember 2007 Third Assessment: 21st of October 2010 Four Appointment: 17th of October 2013 Fifth Appointment: 24th of June 2016 Sebagai Komisaris : 22 April 2003 Sebagai Komisaris Independen : 13 September 2007 As Commissioner: 22nd of April 2003 As Independent Commissioner: 13th of September 2007 Zaenal Abidin, Ph.D Komisaris Independen Independent Commissioner Jakarta Pengangkatan Pertama : 8 Oktober 2012 Pengangkatan kedua : 17 Oktober 2013 Pengangkatan ketiga : 24 Juni 2016 First Appointment: 8th of Oktober 2012 Second Appointment: 17th of October 2013 Third Appointment: 24th of June 2016 27 September 2012 27th of September 2012 Suzanna Tanojo Komisaris Commissioner Jakarta Pengangkatan Pertama : 18 November 2016 First Appointment: 18th of November 2016 28 Maret 2006 28th of Maret 2006 nuMBers anD COMPOsITIOn OF BOarD OF COMMIssIOner In 2016, numbers and composition of Bank Victoria’s Board of Commissioners have changed as explained below. PerIOD 1st OF JanuarY 2016 – 18th OF nOVeMBer 2016 In the period of 1st of January 2016 – 18th of November 2016, Board of Commissioner consists of 4 four members, i.e. 1 one President Commissioner, 1 one Commissioner, 2 two Independent Commissioners and 1 one Commissioner. The Composition of Board of Commissioners as 1st January 2016 – 18th of November 2016 is as follows. 2016 annual reporT PerIODe 18 nOVeMBer 2016 – 31 DeseMBer 2016 Pada tanggal 18 November 2016, RUPS menerima pengunduran diri Nyonya Suzanna Tanojo dari jabatannya selaku Komisaris dan mengangkat Nyonya Debora Wahjutirto Tanoyo sebagai Komisaris. Sehingga pada periode 18 November 2016 – 31 Desember 2016, Dewan Komisaris berjumlah 4 empat orang terdiri dari 1 satu orang Komisaris Utama, 2 dua orang Komisaris Independen dan 1 satu orang Komisaris. Komposisi Dewan Komisaris per 18 November 2016-31 Desember 2016 sebagai berikut. nama name Jabatan Position Domisili Domicile Tanggal Pengangkatan appointment Date Tanggal efektif effective Date oliver Simorangkir Komisaris Utama president Commissioner Jakarta Pengangkatan Pertama : 26 Juni 2015 Pengangkatan Kedua : 24 Juni 2016 First Appointment: 26th of June 2015 Second Appointment: 24th of June 2016 15 September 2015 15th of September 2015 Gunawan tenggarahardja Komisaris Independen Independent Commissioner Jakarta Pengangkatan Pertama : 24 Februari 2003 Pengangkatan kedua :19 Desember 2007 Pengangkatan ketiga : 21 Oktober 2010 Pengangakatan keempat : 17 Oktober 2013 Pengangkatan kelima: 24 Juni 2016 First Appointment: 24th of February 2003 Second Appointment: 19th of Desember 2007 Third Assessment: 21st of October 2010 Four Appointment: 17th of October 2013 Fifth Appointment: 24th of June 2016 Sebagai Komisaris : 22 April 2003 Sebagai Komisaris Independen : 13 September 2007 Commissioner: 22th of April 2003 As Independent Commissioner: 13th of September 2007 Zaenal Abidin, Ph.D Komisaris Independen Independent Commissioner Jakarta Pengangkatan Pertama : 8 Oktober 2012 Pengangkatan kedua : 17 Oktober 2013 Pengangkatan ketiga : 24 Juni 2016 First Appointment: 8th of Oktober 2012 Second Appointment: 17th of October 2013 Third Appointment: 24th of June 2016 27 September 2012 27th of September 2012 Debora Wahjutirto tanoyo Komisaris Commissioner Jakarta Pengangkatan Pertama : 18 November 2016 First Appointment: 18th of November 2016 Telah efektif sesuai persetujuan OJK it and proper test tanggal 17 Februari 2017 Has been effective in accordance to the approval of FSA it and proper test dated February 17, 2017 huBunGan aFILIasI DeWan KOMIsarIs Hubungan ailiasi antara anggota Direksi, Dewan Komisaris, dan Pemegang Saham Pengendali, yang meliputi. - Hubungan ailiasi antara anggota Direksi dengan anggota Direksi lainnya. - Hubungan ailiasi antara anggota Direksi dan anggota Dewan Komisaris. - Hubungan ailiasi antara anggota Direksi dengan Pemegang Saham Utama danatau pengendali. - Hubungan ailiasi antara anggota Dewan Komisaris dengan anggota Komisaris lainnya; dan - Hubungan ailiasi antara anggota Dewan Komisaris dengan Pemegang Saham Utama danatau pengendali. Hubungan ailiasi antara anggota Direksi, Dewan Komisaris, dan Pemegang Saham Pengendali, dapat dilihat sebagaimana tabel di bawah ini: PerIOD 18th OF nOVeMBer 2016 – 31st of DeCeMBer 2016 On 18th of November 2016, RUPS received the resignation of Mrs. Suzanna Tanojo from her position as Comissioner and appointed Mrs. Debora Wahjutirto Tanoyo as the Commissioner. Hence, in the period of 18th of November 2016 – 31st of December 2016, Board of Commissioners consists of 4 four members, i.e. 1 one President Commissioner, 1 one Commissioner, 2 two Independent Commissioner and 1 one Commissioner. The composition of Board of Commissioners as 23rd of March 2016 – 31st of December 2016 is as follows. The aFFILIaTIOn OF BOarD OF COMMIssIOners Afiliation between the members of Board of Directors, Board od Commissioner, and Controlling Shareholders, consists of: - Afiliation among the members of Board of Ditrectors. - Afiliation between the members of Board of Directors and the member of Board of Commissioners. - Afiliation between the members of Board of Directors and Key andor Controlling Shareholders. - Afiliation among the members of Board of Commissioners; and - Afiliation among the members of Board of Commissioners and Key andor Controlling Shareholders. Afiliation between the members of Board of Directors, Board od Commissioner, and Controlling Shareholders can be seen in the table below: 2016 pT BanK VicToria inTernaTional TBK. Tabel Hubungan Ailiasi Dewan Komisaris Table of Afiliation of Board of Commissioners hubungan Keuangan, Keluarga dan Kepengurusan Dewan Komisaris Financial, Family, and Managerial relationship of Board of Commissioners nama name Jabatan Position Periode Period hubungan Keuangan Dengan Financial relationship with hubungan Keluarga Dengan Family relationship with hubungan Kepengurusan Managerial relationship Dewan Komisaris BOC Direksi BOD Pemegang saham Pengendali Controlling shareholders Dewan Komisaris BOC Direksi BOD Pemegang saham Pengendali Controlling shareholders Ya Yes Tidak no Ya Yes Tidak no Ya Yes Tidak no Ya Yes Tidak no Ya Yes Tidak no Ya Yes Tidak no Ya Yes Tidak no oliver Simorangkir Komisaris Utama president Commissioner 26 Juni 2015 – saat ini 26th of June 2015 - Current - √ - √ - √ - √ - √ - √ - √ Gunawan tenggarahardja Komisaris Independen Independent Commissioner 19 Desember 2007 – saat ini 19th of Desember 2015 - Current - √ - √ - √ - √ - √ - √ - √ Zaenal Abidin, Ph.D Komisaris Independen Independent Commissioner 29 Juni 2012 – saat ini 29th of June 2012 - Current - √ - √ - √ - √ - √ - √ - √ Suzanna Tanojo Komisaris Independen Independent Commissioner 7 Februari 2006 – 18 November 2016 7th of Februari 2006 - 18th of November 2016 - √ - √ √ - - √ - √ √ - √ - Debora Wahjutirto tanoyo Komisaris Commissioner 18 November 2016 – saat ini 18th of November 2016 - Current - √ - √ √ - - √ - √ √ - √ - Telah efektif sesuai persetujuan OJK it and proper test tanggal 17 Februari 2017 Has been effective in accordance to the approval of FSA it and proper test dated February 17, 2017 PeMBIDanGan TuGas PenGaWasan DeWan KOMIsarIs Dalam upaya meningkatkan fungsi dan peran Dewan Komisaris, maka Bank Victoria telah melakukan pembagian tugas dan wewenang anggota Dewan Komisaris yang disahkan dalam Surat Keputusan Board of Commissioners No.001SK-KOM1116 tentan Pembagian Tugas dan Wewenang Anggota Board of Commissioners PT Bank Victoria International, Tbk. Dalam melaksanakan tugasnya, Dewan Komisaris dibagi atas bidang tugas sebagai berikut. Tabel Pembidangan Tugas Dewan Komisaris Table of Task Distribution of Board of Commissioners nama name Jabatan Position Periode Period Bidang Tugas Task Field Oliver Simorangkir Komisaris Utama president Commissioner 26 Juni 2015 – saat ini 26th of June 2015 - Current 1. Operational and Internal Control 2. Credit Admintration 3. Legal Credit 4. SKAIIntegrated and Anti Fraud 1. operational and Internal Control 2. Credit admintration 3. Legal Credit 4. SKAIIntegrated and Anti Fraud Gunawan tenggarahardja Komisaris Independen Independent Commissioner 19 Desember 2007 – saat ini 19th of Desember 2015 - Current 1. Perkreditan Kredit Korporasi, Kredit Komersil, Kredit Konsumer, KreditPerusahaan Pembiayaan dan KreditSMEUKM 2. teknologi Informasi 3. General Affair 1. Corporate Credit, Commercial Credit, Consumer Credit, Multiinance Credit, and SME Credit 2. Information technology 3. General affair suPerVIsOrY TasK DIsTrIBuTIOn OF BOarD OF COMMIssIOners In order to improve the functions and roles of Board of Commissioners, Bank Victoria have been performing task and authority distribution of the members of Board of Commissioners, which is afirmed in the Decree of Board of Commissioners No. 001SK-KOM1116 on Task and Authority Distribution of the members of Board of Commissioners at PT Bank Victoria International, Tbk. In performing their tasks, Board of Commissioner is divided into the task ields below. 2016 annual reporT nama name Jabatan Position Periode Period Bidang Tugas Task Field Zaenal Abidin, Ph.D Komisaris Independen Independent Commissioner 29 Juni 2012 – saat ini 29th of June 2012 - Current 1. Good Corporate Governance 2. Compliance, KYCIntegrated and System Procedure 3. Risk ManagementIntegrated 4. tata KelolaIntegrated 1. Good Corporate Governance 2. Compliance, KYCIntegrated and System Proce- dure 3. Risk ManagementIntegrated 4. tata KelolaIntegrated Suzanna Tanojo Komisaris Commissioner 2006 – 18 November 2016 2006 – 18th of November 2016 1. Human Capital Management 2. Accounting and Financial Control 3. Treasury and Retail Banking 1. Human Capital Management 2. Accounting and Financial Control 3. Treasury and Retail Banking Debora Wahjutirto Tanoyo Komisaris Commissioner 18 November 2016 – saat ini 18th of November 2016 - Current 1. Human Capital Management 2. Accounting and Financial Control 3. Treasury and Retail Banking 1. Human Capital Management 2. Accounting and Financial Control 3. Treasury and Retail Banking Telah efektif sesuai persetujuan OJK it and proper test tanggal 17 Februari 2017 Has been effective in accordance to the approval of FSA it and proper test dated February 17, 2017 KOMIsarIs InDePenDen Komisaris Independen Bank victoria ditetapkan paling kurang 50 lima puluh persen dari jumlah anggota Dewan Komisaris. Komposisi Dewan Komisaris Bank Victoria Per 31 Desember 2016 berjumlah 4 empat orang anggota dengan 2 dua orang diantaranya sebagai Komisaris Independen yang berarti 50 lima puluh persen dari Komisaris yang ada dan telah memenuhi ketentuan Bank IndonesiaOJK. KrITerIa PenenTuan KOMIsarIs InDePenDen Dalam menunjuk Komisaris Independen, Perseroan mengacu pada kriteria peraturan perundangan yang berlaku, dalam hal ini yaitu Peraturan Otoritas Jasa Keuangan No.33POJK.042014 Tentang Direksi dan Dewan Komisaris Emiten atau Perusahaan Publik, yang menetapkan kriteria Komisaris Independen adalah sebagai berikut. 1. Bukan merupakan orang yang bekerja atau mempunyai wewenang dan tanggung jawab untuk merencanakan, memimpin, mengendalikan, atau mengawasi kegiatan Emiten atau Perusahaan Publik tersebut dalam waktu 6 enam bulan terakhir, kecuali untuk pengangkatan kembali sebagai Komisaris Independen Emiten atau Perusahaan Publik pada periode berikutnya; 2. Tidak mempunyai saham baik langsung maupun tidak langsung pada Emiten atau Perusahaan Publik tersebut; 3. Tidak mempunyai hubungan Ailiasi dengan Emiten atau Perusahaan Publik, anggota Dewan Komisaris, anggota Direksi, atau pemegang saham utama Emiten atau Perusahaan Publik tersebut; dan 4. Tidak mempunyai hubungan usaha baik langsung maupun tidak langsung yang berkaitan dengan kegiatan usaha Emiten atau Perusahaan Publik tersebut. InDePenDenT COMMIssIOner Independent commissioners of Bank victoria are assigned at least 50 ifty percent of total members of Board of Commissioners. the composition of Bank victoria’s Board of Commissioners as 31st of December 2016 consists of 4 four members, 2 two of which are Independent Commissioners. It means that 50 ifty percent of the Commissioners are Independent Commissioners and the requirement of Bank of IndonesiaFSA has been fulilled. CrITerIa FOr InDePenDenT COMMIssIOner aPPOInTMenT In appointing Independent Commissioner, the Company refers to the criteria set by the prevailing regulations, in this case is the Regulation of Financial Services Authority No. 33POJK.042014 on Board of Directors and Board of Commissioners of the Issuer or Public Company. 1. Not a person who works or bears authority and responsibility to arrange, lead, control, or supervise the activity of the Issuer or Public Company within the last 6 six months, except for the re-appoinment as the the Independent Commissioner of the Issuer or Public Company for the next period; 2. Does not have any shares, either directly or indirectly, in the Issuer or Public Company; 3. Does not have Afiliation with the Issuer or Public Company, the members of the Board of Commissioners, the members of Directors, or key shareholders of the Issuer of Public Company; and 4. Does not have any relationship, either directly or indirectly, related with business activity of the Issuer or Public Company. 2016 pT BanK VicToria inTernaTional TBK. PernYaTaan KOMIsarIs InDePenDen Masing-masing Komisaris Independen Bank, yaitu Bapak Gunawan Tenggarahardja dan Bapak Zaenal Abidin, Ph.D telah membuat Surat Pernyataan Independen dan telah disampaikan kepada OJK dengan redaksional, sebagaimana di bawah ini: suraT PernYaTaan InDePenDen PT BanK VICTOrIa InTernaTIOnaL TBK. sTaTeMenT OF InDePenDenT PT BanK VICTOrIa InTernaTIOnaL TBK. Saya yang bertanda tangan di bawah ini : I, the undersigned below Nama Name : Tempattanggal lahir Date of birth : Alamat domisili Copy KTPSIM terlampir : Address of residency copy of ID cardDriving License attached nomor telepon rumah Home phone number : Jabatan position : nama perusahaan Company name : nomor telepon perusahaan Company phone number : Dengan ini menyatakan bahwa saya Hereby declare that I : 1. Tidak memiliki hubungan keuangan, hubungan kepengurusan, kepemilikan saham danatau hubungan keluarga dengan anggota Dewan Komisaris lainnya, Direksi danatau Pemegang Saham Pengendali atau hubungan dengan Bank, yang dapat mempengaruhi kemampuan saya untuk bertindak Independen sebagaimana diatur dalam ketentuan Pelaksanaan Good Corporate Governance bagi Bank Umum. Do not have a inancial relationship, relationship management, share ownership andor family relationship with members of the Board of Commissioners, Board of Director andor Controlling Shareholders or relationship with the Bank, which may effects my ability to act independent as stipulated in the Implementation of Good Corporate Governance for Commercial Bank. 2. Apabila dikemudian hari, saya ditemukan memiliki hubungan-hubungan sebagaimana dimaksud pada butir 1 di atas, maka saya bersedia melepaskan jabatan Komisaris Independen saya dan bersedia untuk diganti. If in the future, I found to have the relationships referred to in item 1 above, then i am willing to give up the post of Independent Commissioner an willing to be replaced. …………………………….. ranGKaP JaBaTan DeWan KOMIsarIs Dewan Komisaris telah mengungkapkan jabatan rangkap yang dimilikinya. Jabatan rangkap Dewan Komisaris dapat dilihat pada tabel di bawah ini sebagai berikut. Tabel rangkap Jabatan Dewan Komisaris Table of Concurrent Position of Board of Commissioners nama name Jabatan Position Periode Period Jabatan pada Perusahaan Instansi Lain Position at another CompanyInstitution nama Perusahaan Instansi Lain name of another CompanyInstitution Oliver Simorangkir Komisaris Utama president Commissioner 26 Juni 2015 – saat ini 26th of June 2015 - Current - - Gunawan Tenggarahardja Komisaris Independen Independent Commissioner 19 Desember 2007 – saat ini 19th of Desember 2015 - Current Komisaris Independen Independent Commissioner PT Jakarta Setiabudi Inter- nasional Zaenal Abidin, Ph.D Komisaris Independen Independent Commissioner 29 Juni 2012 – saat ini 29th of June 2012 - Current - - The sTaTeMenT OF an InDePenDenT COMMIssIOner Each Bank’s Independent Commissioner, namely Mr. Daniel Budi Rahayu, Mr. Gunawan Tenggaraharja and Mr. Zaenal Abidin, PhD. has made a Statement of Independent and has been submitted to the FSA with the editorial, as below: COnCurrenT POsITIOn OF BOarD OF COMMIssIOners Board of Commissioners have revealed concurrent positions they hold. the concurrent position of the Board of Commissioners can be seen in the table below. 2016 annual reporT nama name Jabatan Position Periode Period Jabatan pada Perusahaan Instansi Lain Position at another CompanyInstitution nama Perusahaan Instansi Lain name of another CompanyInstitution Suzanna Tanojo Komisaris Commissioner 7 Februari 2006 – 18 November 2016 7th of Februari 2006 - 18th of November 2016 Komisaris Commissioner PT Victoria Investama Tbk Direksi Board of Directors PT Suryayudha Investindo Cipta Komisaris Commissioner PT Victoria Manajemen Investasi Debora Wahjutirto Tanoyo Komisaris Commissioner 18 November 2016 – saat ini 18th of November 2016 - Current Direktur Director PT Victoria Investama Tbk. Telah efektif sesuai persetujuan OJK it and proper test tanggal 17 Februari 2017 Has been effective in accordance to the approval of FSA it and proper test dated February 17, 2017 PenGeLOLaan BenTuran KePenTInGan DeWan KOMIsarIs Dalam hal terjadi benturan kepentingan, anggota Dewan Komisaris, Direksi dan Pejabat Eksekutif Bank dilarang mengambil tindakan yang dapat merugikan Bank atau mengurangi keuntungan Bank dan wajib mengungkapkan benturan kepentingan dimaksud dalam setiap keputusannya. Benturan kepentingan dimaksud antara lain adalah perbedaan antara kepentingan ekonomi Bank dengan kepentingan ekonomi pribadi pemilik, anggota Komisaris, anggota Direksi maupun Pejabat Eksekutif bank dan atau pihak terkait dengan Bank, pemberian perlakuan istimewa kepada pihak – pihak tertentu diluar prosedur dan ketentuan yang berlaku serta pemberian suku bunga tidak sesuai dengan ketentuan dan prosedur yang berlaku. Apabila keputusan tetap harus diambil, maka harus mengutamakan kepentingan ekonomi Bank dan menghindarkan kerugian atau berkurangnya keuntungan Bank. Untuk meminimalisir terjadinya benturan kepentingan yang disebabkan adanya rangkap jabatan, setiap anggota Dewan Komisaris diwajibkan untuk menandatangani Pakta Integritas yang berisikan keterangan bahwa dalam melaksanakan tugasnya, anggota Dewan Komisaris tidak akan melakukan hal-hal yang dapat menimbulkan konlik kepentingan. Pakta Integritas tersebut disimpan dan diadministrasikan oleh Sekretaris Dewan Komisaris. KePeMILIKan sahaM DeWan KOMIsarIs Bank Victoria mewajibkan anggota Dewan Komisaris untuk mengungkapkan kepemilikan sahamnya, baik pada Bank Victoria maupun pada Bank dan perusahaan lain, yang berkedudukan di dalam dan di luar negeri dalam suatu laporan yang harus diperbaharui setiap tahunnya. Terkait dengan Kepemilikan Saham Dewan Komisaris pada Bank, Lembaga Keuangan non Bank dan Perusahaan Lain menurut ketentuan Bank Indonesia, anggota Dewan Komisaris baik secara sendiri-sendiri atau bersama-sama dilarang memiliki saham melebihi 25 dari modal disetor pada suatu perusahaan lain. Rincian Kepemilikan Saham Dewan Komisaris disajikan dalam tabel berikut. COnFLICT OF InTeresT ManaGeMenT OF The BOarD OF COMMIssIOners In the event of a conlict of interest, the Board of Commissioners, Directors and Executive Oficers of the Bank are prohibited from taking actions that may harm the Bank or reduce the Bank’s proit and shall disclose the conlicts of interest in any decision. The conlicts of interest among others are the difference in the Bank’s economic interests and personal economic interests of the owners, commissioners, members of the Board of Directors and Executive Oficers of the Bank andor parties related to the Bank, giving preferential treatment to the certain parties outside the prevailing procedures and regulations and granting interest rate which is not in accordance with the applicable rules and procedures. If decisions remain to be taken, they should give priority to the Bank’s economic interests and to avoid losses or reduction on the Bank’s proits. To minimize conlicts of interest due to concurrent positions, each member of the Board of Commissioners is required to sign the Integrity pact containing information that in carrying out their duties, members of the Board of Commissioners will not do any actions that could create a conlict of interest. The Integrity Pact is stored and administered by the Secretary of the Board of Commissioners. SHARE OWNERSHIP OF THE BOARD OF COMMISSIONERS Bank Victoria obligates the Board of Commissioners to disclose their share ownership, either in Bank Victoria or any other Banks or companies, domiciled within or outside the country, in a mandatory report updated annually. In relation to the Share Ownership of the Board of Commissioners in the Bank, any non-Bank Financial Institutions, and any other Companies under Bank Indonesia provisions, the members of the Board of Commissioners, either separately or collectively, are prohibited from holding shares of more than 25 of the paid-up capital in any other companies. Details of the share ownership of the Board of Commission- ers are as follows. 2016 pT BanK VicToria inTernaTional TBK. Tabel Kepemilikan saham Dewan Komisaris Table of Share Ownership of the Board of Commissioners nama name Jabatan Position Periode Period Kepemilikan saham di Bank Victoria share Ownership in Bank Victoria Oliver Simorangkir Komisaris Utama president Commissioner 26 Juni 2015 – saat ini 26th of June 2015 - Current nihil Gunawan Tenggarahardja Komisaris Independen Independent Commissioner 19 Desember 2007 – saat ini 19th of Desember 2015 - Current nihil Zaenal Abidin, Ph.D Komisaris Independen Independent Commissioner 29 Juni 2012 – saat ini 29th of June 2012 - Current nihil Suzanna Tanojo Komisaris Commissioner 7 Februari 2006 – 18 November 2016 7th of Februari 2006 - 18th of November 2016 13,17 Debora Wahjutirto Tanoyo Komisaris Commissioner 18 November 2016 – saat ini 18th of November 2016 - Current 4,58 Telah efektif sesuai persetujuan OJK it and proper test tanggal 17 Februari 2017 Has been effective in accordance to the approval of FSA it and proper test dated February 17, 2017 reKOMenDasIPeLaKsanaan TuGas DeWan KOMIsarIs Tahun 2016 Sepanjang 2016, dalam pelaksanaan tugas dan tanggung jawabnya, Dewan Komisaris telah melaksanakan pemantauan dan pengawasan terhadap pelaksanaan Rencana Bisnis Bank sebagai bagian tidak terpisahkan. Berdasarkan pengawasan yang dilakukan tersebut, Dewan Komisaris telah memberikan rekomendasi agar Direksi memberikan perhatian khusus dan melakukan perbaikan-perbaikan antara lain: 1. Meningkatkan pertumbuhan kredit yang lebih baik dari tahun-tahun sebelumnya melalui diversiikasi penyaluran kredit kepada sektor ekonomi yang memiliki potensi tumbuh, prospek usaha, dan debitur-debitur yang memiliki permodalan yang kuat terhadap gejolak ekonomi untuk dapat menutup arus kas di masa depan; 2. Melakukan peningkatan di aktivitas kunci proses perkreditan yaitu dimulai dari evaluasi indentiikasi, proses pengukuran lebih baik, pemantauan dan pengendalian oleh unit-unit independen, sehingga risk assessment serta quality assurance proses perkreditan menjadi lebih baik; 3. Karena posisi Bank sensitif terhadap pergerakan suku bunga, maka perlu disikapi secara konsisten untuk menciptakan terobosan kebijakan seperti meningkatkan account CASA untuk memperluas base customer dengan tetap memperhatikan aturan prudential dalam penerapan apU- PPT; 4. Melakukan peningkatan eisiensi, meningkatkan daya saing, memberikan nilai tambah untuk pelanggan dan meningkatkan produktivitas karyawan dalam bekerja; 5. Manajemen terus menerus melakukan peningkatan kompetensi manajerial maupun kompetensi teknis karyawan melalui training-training yang diselenggarakan secara inhouse ataupun program yang diselenggarakan oleh pihak eksternal. Hal ini dikarenakan sumber daya manusia merupakan subyek sentral seluruh aktiitas kegiatan operasional perbankan sehari-hari. THE EXECUTION OF THE BOARD OF COMMISSIONERS’ TasK 2016 Throughout 2016, in the implementation of their tasks and responsibilities, the Board of Commissioners has carried out monitoring and supervision of the implementation of the Bank Business plan as an integral part. Based on the supervisory carried out, the Board of Commissioners had recommended that the Board of Directors give special attention and to make improvements on the followings: 1. Improve better credit growth than in previous years through diversiication of loan to economy sectors that has the potential to grow, business prospects, and debtors who have a strong capital against economic shock so that they can settle the cash lows in the future; 2. Increase key credit process activities which starts from identifying and evaluation, better measurement process, monitoring and control by independent units, so that the risk assessment and credit quality assurance will be better; 3. Due to the Bank’s position that sensitive to interest rate movement, the Bank needs to address it consistently to create a policy breakthrough such as improving CASA account by expanding the customer base while maintaining prudential rules in the application of APU-PPT; 4. To increase eficiency, improve competitiveness, provide added value for customers and improve employee productivity at work; 5. The Management continuously improves the managerial and technical competence of its employees through in-house trainings or programs organized by external party. This is because human resources is the central subject of all daily banking operations activities. 2016 annual reporT raPaT DeWan KOMIsarIs Sesuai dengan Board Charter Dewan Komisaris, rapat Dewan Komisaris dapat diadakan setiap waktu apabila dianggap perlu oleh salah seorang anggota Dewan Komisaris atau atas permintaan tertulis 1 satu pemegang saham atau lebih yang bersama-sama memiliki sedikitnya 110 satu per sepuluh bagian dari jumlah semua saham dengan hak suara yang sah yang dikeluarkan Bank. Rapat Dewan Komisaris wajib dihadiri oleh seluruh anggota Dewan Komisaris secara isik paling kurang 2 dua kali dalam setahun dan apabila anggota Dewan Komisaris tidak dapat menghadiri rapat Dewan Komisaris, maka dapat menghadiri rapat melalui teknologi teleconference. FreKuensI Dan KehaDIran raPaT Rapat Internal Dewan Komisaris selama 2016 dilaksanakan sebanyak 11 sebelas kali, Rapat Gabungan Dewan Komisaris dan Direksi dilaksanakan sebanyak 13 tiga belas kali, sedangkan Rapat Dewan Komisaris dengan Direktorat sebanyak 10 sepuluh kali. Daftar Kehadiran Rapat Internal Dewan Komisaris tahun 2016, dijabarkan sebagai berikut. Tabel Frekuensi dan Kehadiran rapat Dewan Komisaris Table of Frequency and Attendance of Board of Commissioner’s Meeting nama name Jabatan Position Periode Period rapat Internal Dewan Komisaris Internal Meeting of the Board of Commissioners rapat Gabungan Dewan Komisaris dengan Direksi Joint Meeting between the Board of Commissioners and Board of Directors rapat Gabungan Dewan Komisaris dengan Direktorat Joint Meeting between the Board of Commissioners and Board of Directorate Total Kehadiran anggota Dewan Komisaris pada seluruh rapat Total Member of Board of Commissioners’ attendance in all Meetings Total Jumlah rapat Total Meetings Kehadiran attendance Total Jumlah rapat Total Meetings Kehadiran attendance Total Jumlah rapat Total Meetings Kehadiran attendance Jumlah Total Jumlah Total Jumlah Total oliver Simorangkir Komisaris Utama president Commisioner 26 Juni 2015 – saat ini 11 11 100 13 12 92,31 10 10 100 33 Gunawan tenggarahardja Komisaris Independen Independent Commissioner 19 Desember 2007 – saat ini 11 8 72,72 13 11 84,62 10 8 80 27 Zaenal Abidin, Ph.D Komisaris Komisaris Independent Commissioner 29 Juni 2012 – saat ini 11 10 90,91 13 12 92,31 10 10 100 32 Suzanna Tanojo Komisaris Commissioner 7 Februari 2006 – 18 November 2016 11 9 81,82 12 10 83,33 8 19 Debora Wahjutirto Tanoyo Komisaris Commissioner 18 November 2016 – saat ini 1 1 100 1 1 100 2 2 100 4 Telah efektif sesuai persetujuan OJK it and proper test tanggal 17 Februari 2017 8 kali kehadiran melalui teleconference 9 kali kehadiran melalui teleconference aGenDa, TanGGaL Dan PeserTa raPaT DeWan KOMIsarIs raPaT InTernaL DeWan KOMIsarIs Sepanjang tahun 2016, agenda, tanggal dan peserta Rapat Internal Dewan Komisaris adalah sebagai berikut. BOarD OF COMMIssIOners MeeTInG In accordance with Board of Commissioners Chapter, the meeting can be held at any times as deemed necessary by one of the members of Board of Commissioners or upon written request one or more of the shareholders who collectively own at least 110 one ten of the total share numbers with valid voting rights granted by the Bank. The Board of Commissioners meeting shall be attended by all members of Board of Commissioners physically at least 2 twice in a year. In case the members of Board of Commissioners are unable to attend the meeting, they can attend the meeting through teleconference technology. FreQuenCY anD aTTenDanCe OF The MeeTInG Internal meeting of Board of Commissioners during 2016 were held 11 eleven times; Joint Meeting of Board of Commissioners and Board of Directors were held 13 thirteen times; while the meeting of Board of Commissioners with Directorate were held 10 ten times. The Attendance List of Internal Meeting of Board of Commissioners during 2016 is as follows. aGenDa, DaTe, anD ParTICIPanT OF BOarD OF COMMISSIONERS’ MEETING InTernaL MeeTInG OF BOarD OF COMMIssIOners During 2016, the agenda, date, and participants of Board of Commissioners’ Internal Meeting are as follows. 2016 pT BanK VicToria inTernaTional TBK. Tabel rapat Internal Dewan Komisaris Table of Board of Commissioners’ Meeting no Tanggal Date agenda rapat Meeting agenda Peserta rapat Meeting Participant hadirTidak hadir Present absence 1 08 Januari 2016 08th of January 2016 Rencana Kerja Pengawasan Dewan Komisaris tahun 2016 Supervision Work Plan of Board of Commissioners in 2016 Oliver Simorangkir Hadir present Gunawan Tenggarahardja Hadir present Zaenal Abidin, Ph.D Hadir present Suzanna Tanojo Tidak Hadir Absence 2 27 Januari 2016 27th of January 2016 Rencana Kerja Pengawasan Dewan Komisaris tahun 2016 Supervision Work Plan of Board of Commissioners in 2016 Oliver Simorangkir Hadir present Gunawan Tenggarahardja Hadir present Zaenal Abidin, Ph.D Hadir present Suzanna Tanojo Hadir melalui teleconference present via teleconference 3 03 Februari 2016 3rd of February 2016 Rencana Rapat dan Kerja Pengawasan Dewan Komisaris tahun 2016 Supervision Work and Meeting Plan of Board of Commissioners in 2016 Oliver Simorangkir Hadir present Gunawan Tenggarahardja Hadir present Zaenal Abidin, Ph.D Hadir present Suzanna Tanojo Hadir melalui teleconference present via teleconference 4 16 Maret 2016 16th of March 2016 Rencana Perubahan Struktur Organisasi Organizational Change Plan Oliver Simorangkir Hadir present Gunawan Tenggarahardja Hadir present Zaenal Abidin, Ph.D Hadir present Suzanna Tanojo Hadir melalui teleconference present via teleconference 5 22 April 2016 22nd of April 2016 Kejadian PT Paramount Serpong Event at PT Paramount Serpong Oliver Simorangkir Hadir present Gunawan Tenggarahardja Tidak Hadir Absence Zaenal Abidin, Ph.D Hadir present Suzanna Tanojo Hadir melalui teleconference present via teleconference 6 24 Juni 2016 24th of June 2016 Koordinasi intra grup dan Sususnan BOD Intra-group Coordination and Composition of BOD Oliver Simorangkir Hadir present Gunawan Tenggarahardja Hadir present Zaenal Abidin, Ph.D Hadir present Suzanna Tanojo Hadir present 7 22 Juli 2016 22nd of July 2016 Sruktur Organisasi baru sehubungan dengan pengunduran diri Direksi Newest Organizational Structure related with the resignation of Board of Director Oliver Simorangkir Hadir present Gunawan Tenggarahardja Hadir present Zaenal Abidin, Ph.D Tidak Hadir Absence Suzanna Tanojo Hadir melalui teleconference present via teleconference 8 24 Agustus 2016 24th of August 2016 Memo Dewan komisaris sehubungan dengan temuan OJK Memorandum of Board of Commissioner concerning FSA’s indings Oliver Simorangkir Hadir present Gunawan Tenggarahardja Tidak Hadir Absence Zaenal Abidin, Ph.D Hadir present Suzanna Tanojo Hadir melalui teleconference present via teleconference 9 05 Oktober 2016 5th of October 2016 Pengunduran diri Ibu Suzanna Tanojo dan Calon Anggota Dewan komisaris Resignantion of Mrs. Suzanna Tanojo and the Candidate of the Member of Board of Commissioner Oliver Simorangkir Hadir present Gunawan Tenggarahardja Tidak Hadir Absence Zaenal Abidin, Ph.D Hadir present Suzanna Tanojo Hadir melalui teleconference present via teleconference 2016 no Tanggal Date agenda rapat Meeting agenda Peserta rapat Meeting Participant hadirTidak hadir Present absence 10 21 Oktober 2016 21st of October 2016 - Penunjukan Kantor Akuntan Publik Tahun Buku 2016 - Kinerja Keuangan BVIC dan BVIS 30 September 2016 - Rencana Komisaris Utama Menjadi Komisaris Independen - Rencana Penambahan Karyawan - Rencana PSP untuk Jabatan Komisaris - The Appointment of Public Accountant Firm for 2016 Financial Year - BvIC BvIS Financial Performance as 30th of Sept 2016 - plan of president Commissioner Becomes Independent Commissioner - recruitment plan - Plan of PSP for Commissioner Position Oliver Simorangkir Hadir present Gunawan Tenggarahardja Hadir present Zaenal Abidin, Ph.D Hadir present Suzanna Tanojo Hadir melalui teleconference present via teleconference 11 23 November 2016 23rd of November 2016 - Uraian Tugas dan Wewenang Dewan komisaris dan anggota Komite nominasi dan remunerasi - Rencana Rapat Dewan Komisaris Tahun 2017 - Kebijakan Beragaman Dewan Komisaris - Description of Task and Authority of Board of Com- missioners and the Members of Nomination and remuneration Committee - Board of Commissioners’ Meeting Plan in 2017 - Board of Commissioners’ Diversity Policy Oliver Simorangkir Hadir present Gunawan Tenggarahardja Hadir present Zaenal Abidin, Ph.D Hadir present Debora Wahjutirto Tanoyo Hadir present raPaT GaBunGan DeWan KOMIsarIs DenGan DIreKsI Sepanjang tahun 2016, agenda, tanggal dan peserta Rapat Gabungan Dewan Komisaris dengan Direksi adalah sebagai berikut. Tabel rapat Gabungan Dewan Komisaris dengan Direksi Table of Joint Meeting of the Board of Commissioners no Tanggal rapat Date agenda rapat Meeting agenda Peserta rapat – Dewan Komisaris BOC Meeting Participant hadirTidak hadir Present absence Peserta rapat Direksi BOD Meeting Participant hadirTidak hadir Present absence 1 27 Januari 2016 27 January 2016 Kinerja Keuangan Posisi Desember 2015 Un Audited Direktorat Treasury dan Retail Banking Direktorat Direktur Utama Direktorat Kredit Direktorat Operasi dan Sistem Direktorat Kepatuhan dan Manajemen Risiko Pengawasan Dewan komisaris Financial Result pe December 2015 unaudited Treasury Retail Banking Directorate Presiden Director Directorate Credit Directorate Operation System Directorate Compliance Risk Management Directorate Board of Commissioners Supervision Oliver Simorangkir Hadir present Daniel Budirahayu Hadir present Gunawan Tenggarahardja Hadir present Ramon Marlon Runtu Hadir present Zaenal Abidin, Ph.D Hadir present Gregorius Andrew Andryanto Haswin Hadir present Suzanna Tanojo Hadir melalui teleconference present via teleconference tamunan Hadir present 2 17 Februari 2016 17 February 2016 Opening Discusion Kinerja Keuangan Posisi 15 Februari 2016 Direktorat Treasury dan Retail Banking Direktorat Kredit Direktorat Operasi dan Sistem Direktorat Kepatuhan dan Manajemen Risiko Pengawasan Dewan komisaris Opening Discusion Financial Performance per 15 Feb 2016 Treasury Retail Banking Directorate Credit Directorate Operation System Directorate Compliance Risk Management Directorate Board of Commissioners Supervision Oliver Simorangkir Hadir present Daniel Budirahayu Hadir present Gunawan Tenggarahardja Tidak Hadir present Ramon Marlon Runtu Hadir present Zaenal Abidin, Ph.D Hadir present Gregorius Andrew Andryanto Haswin Hadir present Suzanna Tanojo Hadir melalui teleconference present via teleconference tamunan Hadir present 3 04 Maret 2016 4 March 2016 Draft Final Laporan Keuangan Audited Direktorat Treasury dan Retail Banking Direktorat Direktur Utama Direktorat Kredit Direktorat Operasi dan Sistem Direktorat Kepatuhan dan Manajemen Risiko Pengawasan Dewan komisaris Final Draft Financial Report Audited Treasury Retail Banking Directorate Presiden Director Directorate Credit Directorate Director of Bank Operations and System Compliance Risk Management Directorate Board of Commissioners Supervision Oliver Simorangkir Hadir present Daniel Budirahayu Hadir present Gunawan Tenggarahardja Hadir present rusli Hadir present Zaenal Abidin, Ph.D Hadir present Ramon Marlon Runtu Hadir present Suzanna Tanojo Hadir melalui teleconference present via teleconference Gregorius Andrew Andryanto Haswin Tidak Hadir Absence tamunan Hadir present BeTWeen The BOarD OF COMMIssIOners anD BOarD OF DIreCTOrs Throughout 2016, the agenda, date, and participant of the Joint Meetings between the Board of Commissioners and Board of Directors are as follows: 2016 pT BanK VicToria inTernaTional TBK. no Tanggal rapat Date agenda rapat Meeting agenda Peserta rapat – Dewan Komisaris BOC Meeting Participant hadirTidak hadir Present absence Peserta rapat Direksi BOD Meeting Participant hadirTidak hadir Present absence 4 18 Mei 2016 18 May 2016 Draft Final Laporan Keuangan Audited Direktorat Treasury dan Retail Banking Direktorat Direktur Utama Direktorat Kredit Direktorat Operasi dan Sistem Direktorat Kepatuhan dan Manajemen Risiko Pengawasan Dewan komisaris Final Draft Financial Report Audited Treasury Retail Banking Directorate Presiden Director Directorate Credit Directorate Director of Bank Operations and System Compliance Risk Management Directorate Board of Commissioners Supervision Oliver Simorangkir Hadir present Daniel Budirahayu Hadir present Gunawan Tenggarahardja Hadir present rusli Hadir present Zaenal Abidin, Ph.D Hadir present Ramon Marlon Runtu Hadir present Suzanna Tanojo Hadir melalui teleconference present via teleconference Gregorius Andrew Andryanto Haswin Hadir present tamunan Hadir present 5 27 Mei 2016 27 May 2016 Temuan OJK Bidang IT NPL Bank Temuan OJK Bidang Operasional dan Treasury FSA Findings of IT Bank NPL FSA Findings of Operational and Treasury Oliver Simorangkir Hadir present Daniel Budirahayu Hadir present Gunawan Tenggarahardja Hadir present rusli Hadir present Zaenal Abidin, Ph.D Hadir present Ramon Marlon Runtu Hadir present Suzanna Tanojo Hadir melalui teleconference present via teleconference Gregorius Andrew Andryanto Haswin TIdak Hadir Absence tamunan Hadir present 6 15 Juni 2016 15 June 2016 Progress NPL NPL Progress Oliver Simorangkir Hadir present Daniel Budirahayu TIdak Hadir Absence Gunawan Tenggarahardja Hadir present rusli Hadir present Zaenal Abidin, Ph.D Tidak Hadir Absence Ramon Marlon Runtu Hadir present Suzanna Tanojo Hadir present Gregorius Andrew Andryanto Haswin Hadir present tamunan TIdak Hadir Absence 7 24 Juni 16 24 June 2016 Koordinasi antara vICo dan BvIC Coordination between VICO and BVIC Oliver Simorangkir Hadir present Daniel Budirahayu Hadir present Gunawan Tenggarahardja Hadir present rusli Hadir present Zaenal Abidin, Ph.D Hadir present Ramon Marlon Runtu Hadir present Suzanna Tanojo Hadir present Gregorius Andrew Andryanto Haswin Hadir present tamunan Hadir present 8 22 Juli 2016 22 July 2016 Kinerja Keuangan 15 Juli 2016 Direktorat Treasury dan Retail Banking Direktorat Kredit Direktorat Bussiness Direktorat Operasi dan Sistem Direktorat Kepatuhan dan Manajemen Risiko Financial Result 15 July 2016 Treasury Retail Banking Directorate Credit Directorate Business Directorate Operation System Directorate Compliance Risk Management Directorate Oliver Simorangkir Hadir present Daniel Budirahayu Hadir present Gunawan Tenggarahardja Hadir present rusli Hadir present Zaenal Abidin, Ph.D Tidak Hadir Absence Ramon Marlon Runtu Hadir present Suzanna Tanojo Hadir melalui teleconference present via teleconference Gregorius Andrew Andryanto Haswin Hadir present tamunan Hadir present rita Gosal Hadir present 9 24 Agustus 2016 24 August 2016 Progress Bank Devisa IT Strategic Plan Kinerja Keuangan 22 Agustus 2016 pemaparan Gapping Treasury pemaparan Progress Calon Investor Deutsche Investition Und Entwicklungsgesellschaft- DEG pemaparan Funding pemaparan Lending Growth Strategy 2nd semester 2016 Achieve Asset Balance 14,5 Tn Direktorat Kredit Direktorat Kepatuhan dan Manajemen Risiko Foreign Exchange Bank Progress IT Strategic Plan Financial Result 22 August 2016 Explanation of Gapping Treasury Explanation of Progress Investor Deutsche Investition Und Entwicklungsgesellschaft- DEG Candidate Explanation of Funding Explanation of Lending Growth Strategy 2nd semester 2016 Achieve Asset Balance 14,5 Tn Credit Directorate Compliance Risk Management Directorate Oliver Simorangkir Hadir present Daniel Budirahayu Hadir present Gunawan Tenggarahardja Hadir present rusli Hadir present Zaenal Abidin, Ph.D Hadir present Ramon Marlon Runtu Hadir present Suzanna Tanojo Hadir melalui teleconference present via teleconference Gregorius Andrew Andryanto Haswin Hadir present tamunan Hadir present rita Gosal Hadir present 10 23 September 2016 23 September 2016 Likuiditas Bank Victoria Bank Victoria Liquidity Oliver Simorangkir Tidak Hadir Absence Daniel Budirahayu Hadir present Gunawan Tenggarahardja Hadir present rusli Tidak Hadir Absence Zaenal Abidin, Ph.D Hadir present Ramon Marlon Runtu Hadir present Suzanna Tanojo Tidak Hadir Absence tamunan Hadir present rita Gosal Hadir present 2016 annual reporT no Tanggal rapat Date agenda rapat Meeting agenda Peserta rapat – Dewan Komisaris BOC Meeting Participant hadirTidak hadir Present absence Peserta rapat Direksi BOD Meeting Participant hadirTidak hadir Present absence 11 21 Oktober 2016 21 October 2016 posisi Keuangan Presentasi Associate Director Funding, Wealth Management dan Branch Network Presentasi Direktorat Wakil Direktur Utama presentasi Associate Director Operasional dan Sistem Pemaparan Direktur Kepatuhan dan Manajemen Resiko Pemaparan Direktorat Direktur Utama Financial position Associate Director Funding, Wealth Management Branch Network Presentation Vice Presiden Director Directorate Presentation Associate Director of Operation System Directorate presentation Compliance Risk Management Directorate Explanation Presiden Director Directorate Explanation Oliver Simorangkir Hadir present Daniel Budirahayu Hadir present Gunawan Tenggarahardja Hadir present rusli Tidak Hadir Absence Zaenal Abidin, Ph.D Hadir present Ramon Marlon Runtu Hadir present Suzanna Tanojo Hadir melalui teleconference present via teleconference tamunan Hadir present rita Gosal Hadir present 12 11 November 2016 11 November 2016 Rencana Bisnis Bank 2017- 2019 Pemaparan Wakil Direktur Utama Pemaparan Direktur Business Pemaparan Direktur Kredit Presentasi Associate Director Funding dan Branch Mangement Associate Director Operational dan System Explanation Bank Business Plan 2017- 2019 Vice Presiden Director Directorate Explanation Business Directorate Explanation Credit Directorate Explanation Associate Director Funding Branch Mangement presentation Associate Director Operational System Explanation Oliver Simorangkir Hadir present Daniel Budirahayu Hadir present Gunawan Tenggarahardja Hadir present rusli Hadir present Zaenal Abidin, Ph.D Hadir present Ramon Marlon Runtu Hadir present Suzanna Tanojo Hadir melalui teleconference present via teleconference tamunan Hadir present rita Gosal Hadir present 13 19 Desember 2016 19 December 2016 - Kinerja Keuangan Posisi 15 Des 2016 - Pemaparan Direktur Business - Pemaparan Direktur Kredit - pemaparan Associate Director Operational dan System - Pemaparan Direktur Utama - Financial Result Position 15 Dec 2016 - Business Directorate Explanation - Credit Directorate Explanation - Associate Director Operational System Explanation - Presiden Director Directorate Explanation Oliver Simorangkir Hadir present Daniel Budirahayu Hadir present Gunawan Tenggarahardja Hadir present rusli Tidak Hadir Absence Zaenal Abidin, Ph.D Hadir present Ramon Marlon Runtu Hadir present Debora Wahjutirto Tanoyo Hadir present tamunan Hadir present rita Gosal Hadir present raPaT GaBunGan DeWan KOMIsarIs DenGan DIreKTOraT DanaTau DIVIsI Selama 2016, agenda Rapat Gabungan Dewan Komisaris dan Direktorat danatau Divisi adalah sebagai berikut. Tabel rapat Gabungan Dewan Komisaris Dengan Direktorat Danatau Divisi Table of Joint Meetings of the Board of Commissioners with the Directorate andor Division no Tanggal Date agenda rapat Meeting agenda Peserta rapat Meeting Participant hadirTidak hadir Present absence 1 11 Maret 2016 11 March 2016 Rencana Bisnis Direktorat Direktur Utama President Director Directorate’s Business Plan Oliver Simorangkir Hadir present Gunawan Tenggarahardja Hadir present Zaenal Abidin, Ph.D Hadir present Suzanna Tanojo Tidak Hadir Absence 2 11 Maret 2016 11 March 2016 Rencana Bisnis Direktorat Kepatuhan dan Manajemen Resiko Compliance and Risk Management Directorate’s Business Plan Oliver Simorangkir Hadir present Gunawan Tenggarahardja Hadir present Zaenal Abidin, Ph.D Hadir present Suzanna Tanojo Tidak Hadir Absence 3 11 Maret 2016 11 March 2016 Rencana Bisnis Direktorat Direktur Operasi dan Sistem Director of Operation and System Directorate’s Business Plan Oliver Simorangkir Hadir present Gunawan Tenggarahardja Hadir present Zaenal Abidin, Ph.D Hadir present Suzanna Tanojo Tidak Hadir Absence 4 23 Maret 2016 23 March 2016 Rencana Bisnis Direktorat Direktur Business Director of Business Directorate’s Business Plan Oliver Simorangkir Hadir present Gunawan Tenggarahardja Hadir present Zaenal Abidin, Ph.D Hadir present Suzanna Tanojo Tidak Hadir Absence JOInT MeeTInG BeTWeen BOarD OF COMMIssIOner WITh DIreCTOraTes anDOr DIVIsIOn Throughout 2016, the agend of Joint Meetings between Board of Commsioners and Directorates andor Division are as follows 2016 pT BanK VicToria inTernaTional TBK. no Tanggal Date agenda rapat Meeting agenda Peserta rapat Meeting Participant hadirTidak hadir Present absence 5 23 Maret 2016 23 March 2016 Rencana Bisnis Direktorat Direktur Treasury dan Retail Banking Director of Treasury and Retail Banking Directorate’s Business plan Oliver Simorangkir Hadir present Gunawan Tenggarahardja Tidak Hadir Absence Zaenal Abidin, Ph.D Hadir present Suzanna Tanojo Tidak Hadir Absence 6 20 Mei 2016 20 May 2016 Monitoring masalah-masalah operasional operational issues monitoring Oliver Simorangkir Hadir present Gunawan Tenggarahardja Tidak Hadir Absence Zaenal Abidin, Ph.D Hadir present Suzanna Tanojo Tidak Hadir Absence 7 20 Mei 2016 20 May 2016 Monitoring Direktorat Direktur Utama President Director Directorate Monitoring Oliver Simorangkir Hadir present Gunawan Tenggarahardja Tidak Hadir Absence Zaenal Abidin, Ph.D Hadir present Suzanna Tanojo Tidak Hadir Absence 8 15 Juni 2016 15 June 2016 Tindak Lanjut Temuan OJK Follow Up on FSA Findings Oliver Simorangkir Hadir present Gunawan Tenggarahardja Hadir present Zaenal Abidin, Ph.D Hadir present Suzanna Tanojo Tidak Hadir Absence 9 21 Desember 2016 21 December 2016 Paparan Divisi Remedial dan Legal Remedial Legal Division Presentation Oliver Simorangkir Hadir present Gunawan Tenggarahardja Hadir present Zaenal Abidin, Ph.D Hadir present Debora Wahjutirto Tanoyo Hadir present 10 21 Desember 2016 21 December 2016 Paparan Divisi Finance Akunting Paparan Divisi Operasional Internal Control Paparan Divisi Administrasi Perkreditan Finance Accounting Division Presentation Operational Internal Control Division Presentation Lending Administration Division Presentation Oliver Simorangkir Hadir present Gunawan Tenggarahardja Hadir present Zaenal Abidin, Ph.D Hadir present Debora Wahjutirto Tanoyo Hadir present KePuTusan DeWan KOMIsarIs Selama tahun 2016, Dewan Komisaris telah mensahkan Surat Keputusan Dewan Komisaris, antara lain: Tanggal Date nomor surat Letter number Perihal subject 22 Februari 2016 001SK-OM0216 Pedoman Komite Nominasi dan Remunerasi PT Bank Victoria International, Tbk Guidelines for the Nomination and Remuneration Committee of PT Bank Victoria International, Tbk 24 Februari 2016 002SK-KOM0216 Board Commisionners Charter BoC Charter PT Bank Victoria International, Tbk Board Commisionners Charter BOC Charter Pt Bank Victoria International, Tbk 02 Maret 2016 001SK-KOM0316 Piagam dan Pedoman Kerja Komite Audit PT Bank Victoria International, Tbk Charter and Work Guidelines of the Audit Committee of PT Bank Victoria International, Tbk 03 Maret 2016 002SK-KOM0316 Piagam dan Pedoman Kerja Komite Pemantau Resiko, PT Bank Victoria International, Tbk Charter and Work Guidelines of the Risk Monitoring Committee of PT Bank Victoria International, Tbk 04 April 2016 001SK-KOM0416 Pembagian Tugas dan Wewenang anggota Board of Commisionners, PT Bank Victoria International, Tbk Distribution of Roles and Responsibilities of Member of the Board of Commssioners of PT Bank Victoria International, Tbk 04 April 2016 002SK-KOM0416 Pembagian Tugas dan Wewenang Anggota Board of Directors, PT Bank Victoria International, Tbk Distribution of Roles and Responsibilities of Member of the Board of Directors of PT Bank Victoria Inter- national, Tbk 06 April 2016 003SK-KOM0416 Prosedur Persetujuan dan Wewenang Komite Kredit Kantor Pusat PT Bank Victoria International, Tbk Approval Procedure and Responsibilities of the Credit Committee of PT Bank Victoria International, Tbk Head Ofice 27 Mei 2016 001SK-KOM0516 Pembagian Tugas Dan Wewenang Anggota Board of Directors, PT Bank Victoria International, Tbk Distribution of Roles and Responsibilities of Member of the Board of Directors of PT Bank Victoria Inter- national, Tbk BOarD OF COMMIssIOners DeCIsIOn Throughout 2016, the Board of Commissioners has authorize the Board of Commssioners Decree Letter, among others: 2016 annual reporT Tanggal Date nomor surat Letter number Perihal subject 11 Juli 2016 001SK-KOM0616 Direktur di bidang Business PT Bank Victoria International, Tbk Director of Business Bank Victoria International, Tbk 27 Juli 2016 001SK-KOM0716 Pelimpahan Tugas dan Tanggung Jawab Direktur Treasury dan Retail Banking Kepada Direktur Utama dan Wakil Direktur Utama PT Bank Victoria International, Tbk Delegation of Roles and Responsibilities of Director of Treasury and Retail Banking to the President Direc- tor and Vice President Director of Bank Victoria International, Tbk Director of Business 29 Juli 2016 002SK-KOM0716 Pembagian Tugas dan Wewenang Anggota Board of Directors, PT Bank Victoria International, Tbk Distribution of Roles and Responsibilities of Member of the Board of Directors of PT Bank Victoria Inter- national, Tbk 31 Agustus 2016 002SK-KOM0816 Prosedur Persetujuan dan Wewenang Komite Kredit Kantor Pusat PT Bank Victoria International, Tbk Approval Procedure and Responsibilities of the Credit Committee of PT Bank Victoria International, Tbk Head Ofice 19 September 2016 001SK-KOM0916 Prosedur Persetujuan dan Wewenang Komite Kredit Kantor Pusat PT Bank Victoria International, Tbk Approval Procedure and Responsibilities of the Credit Committee of PT Bank Victoria International, Tbk Head Ofice 29 November 2016 001SK-KOM1116 Pembagian Tugas dan Wewenang Board Of Commisionners PT Bank Victoria International, Tbk Distribution of Roles and Responsibilities of Member of the Board of Commssioners of PT Bank Victoria International, Tbk PrOGraM OrIenTasI BaGI KOMIsarIs Baru Pelaksanaan program orientasi bagi anggota Dewan Komisaris yang baru diangkat, diatur dalam Surat Keputusan Dewan Komisaris No.002SK-KOM0216 Tentang Board of Commisioners Charter BOC Charter pt Bank victoria International Tbk. Untuk Anggota Dewan Komisaris yang baru diangkat, wajib diberikan program pengenalan mengenai kondisi Bank secara umum. Penanggung jawab atas program pengenalan tersebut adalah Sekretaris Perusahaan. Program pengenalan Dewan Komisaris meliputi dan tidak terbatas pada hal-hal berikut ini: 1. Pemberian Informasi terkait kontenisi website Bank Victoria; 2. Pengenalan tentang seluruh Sistem dan Prosedur yang terdapat pada Intranet Bank Victoria; 3. Pengenalan keliling Kantor Cabang, terutama Kantor Cabang besar; dan 4. Menginformasikan hal-hal yang terdapat di dalam Annual Report. PenGeMBanGan KOMPeTensI DeWan KOMIsarIs Pengembangan kompetensi dinilai penting agar Dewan Komisaris dapat selalu memperbaharui informasi tentang perkembangan terkini dari bisnis Bank dan peraturan Perundang-undangan yang berlaku dan sebagai bentuk antisipasi atas masalah yang timbul di kemudian hari bagi keberlangsungan dan kemajuan Bank. Sepanjang tahun 2016, anggota Dewan Komisaris Bank telah mengikuti berbagai program peningkatan kompetensi berupa pelatihan, workshop, konferensi, seminar, sebagaimana tabel berikut ini: OrIenTaTIOn PrOGraM FOr neW COMMIssIOners The implementation of the orientation program for new members of the Board of Commissioners stipulated in Decision Letter of the Board of Commissioners No. 002SK-KOM0216 on Board of Commisioners Charter BoC Charter pt Bank Victoria International Tbk. For new appointed member of Board of Commissioners, it is imperative to have an orientation program to know the Bank’s general condition. The responsibility person for this orientation program is the Corporate Secretary. the Board of Commssioner orientation program consist of and not limited to the followings: 1. Provision of information regarding Bank Victoria’s website content; 2. The introduction of the entire System and Procedures contained in Bank Victoria’s Intranet; 3. Introduction to several Branch Ofices, especially large Branch Ofice; and 4. Provision of information regarding the content of the Annual report. COMPeTenCe DeVeLOPeMT OF The BOarD OF COMMIssIOners the competence development is considered very important so that the Board of Commissioners can keep updated on the latest developments of the Bank’s business and the prevailing Laws and Regulations and to anticipate future problems for the Bank’s sustainability and progress. Throughout 2016, members of the Board of Commissioners have attended various competency improvement programs in the form of training, workshops, conferences, seminars, as the following table: 2016 pT BanK VicToria inTernaTional TBK. Tabel Pengembangan Kompetensi Dewan Komisaris Table of Competence Developemt Of The Board Of Commissioners nama name Jabatan Position Periode Period Materi Pengembangan Kompetensi Pelatihan Competence Development Training Material Waktu dan Tempat Pelaksanaan Time and Venue Jenis Pelatihan dan Penyelenggara Type of Training and Organizer oliver Simorangkir Komisaris Utama president Commissioner 26 Juni 2015 – saat ini 26th of June 2015 - Current Training Leadership Jakarta, 12 dan 19 Maret 2016 In House - Diaspora IBS Gunawan tenggarahardja Komisaris Independen Independent Commissioner 19 Desember 2007 – saat ini 19th of Desember 2015 - Current - - - Zaenal Abidin, Ph.D Komisaris Independen Independent Commissioner 29 Juni 2012 – saat ini 29th of June 2012 - Current Pelatihan dan Sertiikasi Asesor Kompetensi Jakarta, 9 Januari - 3 Februari 2016 Seminar Publik - LSP - PM Certiied Risk Professional Crp Jakarta, 20 dan 27 Februari, 5 dan 12 Maret 2016 Seminar Publik - BNSP Training Leadership Jakarta, 12 dan 19 Maret 2016 In House - Diaspora IBS Training Strest Test Bank dan Konglomerasi Keuangan Jakarta, 23 April 2016 In House - STIE Wiyata Mandala Training Seminar “Pengawasan terintegrasi Bagi Konglomerasi Keuangan” Bandung, 10 - 11 November 2016 Seminar Publik - Otoritas Jasa Keuangan Suzanna Tanojo Komisaris Commissioner 7 Februari 2006 – 18 November 2016 7th of Februari 2006 - 18th of November 2016 - - - Debora Wahjutir- to Tanoyo Komisaris Commissioner 18 November 2016 – saat ini 18th of November 2016 - Current - - - Telah efektif sesuai persetujuan OJK it and proper test tanggal 17 Februari 2017 serTIFIKasI ManaJeMen rIsIKO Di samping program peningkatan kompetensi di atas, Dewan Komisaris juga mengikuti program Sertiikasi Manajemen Risiko. Pada periode 2016, Dewan Komisaris yang telah lulus sertiikasi manajemen risiko sebagai berikut. Tabel Sertiikasi Manajemen Risiko Table Of Risik Management Certiication nama name Jabatan Position Periode Period Level Level Waktu dan Tempat Pelaksanaan Time and Venues expired expiration Penyelenggara Organizer oliver Simorangkir Komisaris Utama president Commissioner 26 Juni 2015 – saat ini 5 Jakarta Oktober 2015 Oktober 2017 LSPP rIsIK ManaGeMenT CerTIFICaTIOn In addition to the above competency improvement program, the Board of Commissioners also participates in the risk Management Certiication program. In 2016, the following members of the Board of Commissioners has passed the risk management certiication. 2016 annual reporT nama name Jabatan Position Periode Period Level Level Waktu dan Tempat Pelaksanaan Time and Venues expired expiration Penyelenggara Organizer Gunawan tenggarahardja Komisaris Independen Independent Commissioner 19 Desember 2007 – saat ini 5 Jakarta November 2014 Nopember 2016 LSPP Zaenal Abidin, Ph.D Komisaris Independen Independent Commissioner 27 September 2012 – saat ini 2 Jakarta November 2014 Nopember 2018 BSMR Suzanna Tanojo Komisaris Commissioner 03 Februari 2006 – 18 November 2016 5 Jakarta November 2014 November 2016 LSPP Debora Wahjutirto Tanoyo Komisaris Commissioner 18 November 2016 – saat ini 3 Jakarta Maret 2015 Maret 2017 LSPP Telah efektif sesuai persetujuan OJK it and proper test tanggal 17 Februari 2017 PenILaIan KInerJa DeWan KOMIsarIs Berdasarkan Board Charter Dewan Komisaris, penilaian kinerja anggota Dewan Komisaris dilakukan dengan sistem self assessment, peer evaluation, atau sistem lain untuk kemudian diputuskan dalam rapat Komisaris. PrOseDur PeLaKsanaan ASSESSMENT KInerJa DeWan KOMIsarIs Penilaian kinerja oleh pemegang saham dilakukan dalam RUPS Tahunan tentang Laporan Pertanggungjawaban Kinerja Bank Victoria dan Pengesahan Laporan Keuangan Tahunan Audited tahun buku yang bersangkutan. Peer group evaluation merupakan penilaian dengan cara masing- masing Komisaris memberikan penilaian terhadap Komisaris lainnya. Penilaian dilakukan berdasarkan bidang pengawasan dan pekerjaan masing-masing Dewan Komisaris. Kriteria penilaian dibuatkan secara general dan diuraikan dengan penjelasan secara kualitatif tidak diberikan nilai secara angkaskala. KrITerIa eVaLuasI KInerJa DeWan KOMIsarIs Sesuai denan Board Charter Dewan Komisaris, penilaian kinerja Dewan Komisaris dapat berdasarkan kriteria umum, antara lain: 1. Kehadiran dalam rapat internal Komisaris 2. Kehadiran dalam rapat Komisaris dengan Direksi 3. Kehadiran dalam rapat Komisaris dengan Pemegang Saham 4. Kehadiran dalam rapat Komisaris atau Komite dengan Unit Kerja Bank Selain itu, kinerja Dewan Komisaris dapat dinilai menurut faktor lainnya baik secara individual maupun kolektif sebagai berikut: 1. Integritas misalnya benturan kepentingan yang muncul. 2. Pengetahuan dan pemahaman Dewan Komisaris atas nilai- nilai misi, Rencana Jangka Panjang Bank, dan mereleksikan pemahaman ini kepada isu-isu penting sepanjang tahun. Has been effective in accordance with the approval FSA Fit and Proper Test dated 17 February 2017 assessMenT OF The BOarD OF COMMIssIOners Based on the Board Charter of the Board of Commissioners, the assessment on the performance of the Board of Commissioners members shall be conducted with a self assessment, peer evaluation, or other system to be decided in the Board of Commissioners’ meeting. The PrOCeDure OF The eXeCuTIOn OF The BOarD OF COMMIssIOners PerFOrManCe assessMenT Performance assessment by the shareholders made in the Annual General Meeting of Shareholders on Bank Victoria’s Performance Accountability Report and the endorsement of Audited Annual Financial Statements of the iscal year concerned. Peer group evaluation is an evaluation conducted by each Commissioner by providing an evaluation of other Commissioners. The evaluation is done based on each ield of supervision and work of the Board of Commissioners. Evaluation criteria are made in general and described by qualitative explanation no numeral valuescale is given. eVaLuaTIOn CrITerIa OF The BOarD OF COMMIssIOners PerFOrManCe In accordance with the Board Charter of the Board of Commissioners, the performance assessment of the Board of Commissioners may be based on general criteria, among others: 1. Attendance at the Board of Commissioners internal meetings 2. Attendance at the Board of Commissioners’ meeting with the Board of Directors 3. Attendance at the Board of Commissioners meeting with the Shareholders 4. Attendance at the Board of Commissioners or Committees meetings with the Bank’s Working Units In addition, the performance of the Board of Commissioners may be assessed by other factors individually or collectively as follows: 1. Integrity eg conlict of interest that arises. 2. Knowledge and understanding of the Board of Commissioners on mission values, the Bank’s Long Term Plan, and relect this understanding to important issues throughout the year. 2016 pT BanK VicToria inTernaTional TBK. 3. Partisipasi Dewan Komisaris dalam rapat-rapat, temasuk kemampuan mereka untuk menyampaikan, memberikan argumentasi dan memberikan solusi mengenai isu-isu strategis Bank. 4. Kemampuan Dewan Komisaris dalam mengikuti isu-isu dan tren yang berpengaruh terhadap Bank dan menggunakan informasi tersebut untuk menilai dan mengarahkan kinerja Bank, bukan hanya dari tahun ke tahun, akan tetapi juga dalam jangka panjang. 5. Hubungan anggota Dewan Komisaris dengan sesama anggota Komisaris, dengan Direksi, dan pihak-pihak lain yang diatur dalam Anggaran Dasar dan peraturan perundangan. PIhaK YanG MeLaKuKan ASSESSMENT Hasil penilaian kinerja Dewan Komisaris disampaikan melalui Komite nominasi dan remunerasi kepada pemegang saham sebelum pelaksanaan RUPS Tahunan. hasIL PenILaIan KInerJa DeWan KOMIsarIs Hasil dari peer group evaluation Dewan Komisaris di tahun 2016, menunjukkan bahwa kinerja masing-masing anggota Komisaris dalam menjalankan tugas dan tanggungjawabnya, yang dinilai berdasarkan bidang pengawasan dan pekerjaan masing-masing Anggota Komisaris sudah berjalan dengan baik. PenILaIan KInerJa PeneraPan GCG SELF ASSESSMENT DeWan KOMIsarIs sesuaI KeTenTuan BIOJK BIOJK secara khusus mengatur penilaian kinerja Dewan Komisaris berdasarkan parameter kriteria Penilaian Tugas dan Tanggung Jawab Dewan Komisaris, termasuk pelaksanaan tugas Komite Audit, Komite Pemantau Risiko serta Komite Nominasi dan remunerasi dalam ketentuan self assessment pelaksanaan GCG sebagaimana diatur pada Surat Edaran Bank Indonesia No.1515DPNP tanggal 29 April 2013 perihal Pelaksanaan Good Corporate Governance bagi Bank Umum. Kriteria self assessment Dewan Komisaris terkait pelaksanaan GCG dibagi menjadi 3 tiga kelompok yaitu Governance Structure, Governance Process dan Governance Outcome. Governance structure terdiri dari 14 indikator, Governance Process terdiri dari 17 indikator sedangkan governance outcome terdiri dari 6 indikator. adapun hasil penilaian self assessment pelaksanaan Good Corporate Governance tahun 2016 Bank Victoria, untuk aspek Pelaksanaan Tugas dan Tanggung Jawab Dewan Komisaris mendapat nilai komposit 1 atau sanGaT BaIK. PenILaIan KInerJa KOMITe DI BaWah DeWan KOMIsarIs Dewan Komisaris memiliki komite-komite penunjang yang telah memiliki tugas dan tanggung jawab untuk mendukung kinerja Dewan Komisaris. Komite-komite tersebut telah memiliki pedoman kerja yang jelas, sehingga pelaksanaan tugasnya 3. Participation of the Board of Commissioners in meetings, including their ability to convey, provide arguments and provide solutions on the Bank’s strategic issues. 4. The ability of the Board of Commissioners to follow the issues and trends affecting the Bank and using that information to assess and guide the Bank’s performance, not only from year to year basis, but also in the long run. 5. The relationship between the members of the Board of Commissioners with fellow members of the Board of Commissioners, with the Board of Directors, and other parties stipulated in the articles of association and legislation. The ParTIes unDerTaKe The assessMenT the results of the Board of Commissioners’ performance assessment are submitted through the Nomination and Remuneration Committee to the Shareholders prior to the execution of the Annual General Meeting of Shareholders. The resuLT OF The BOarD OF COMMIsssIOners PerFOrManCe assessMenT the results of the peer group evaluation of the Board of Commissioners in 2016 indicated that the performance of each member of the Board of Commissioners in carrying out its duties and responsibilities which is assessed on the basis of the supervision and work of each Commissioner Member has been well executed. assessMenT On The GCG IMPLeMenTaTIOn PerFOrManCe seLF assessMenT BY The BOarD OF COMMIssIOners In aCCOrDanCe WITh BIFsa PrOVIsIOn BIOJK speciically regulates Board of Commissioners’ performance assessment based on the Board of Commissioners’ Tasks and Responsibilities Assessment criteria parameter, including the tasks implementation of the Audit Committee, Risk Monitoring Committee and Remuneration and Nomination Committee in the provision of GCG implementation self- assessment as stipulated in Bank Indonesia Circular Letter No. 1515DPNP dated 29 April 2013 regarding the implementation of Good Corporate Governance for Commercial Banks. The Criteria for Board of Commissioners Self Assessment in relation to GCG implementation is divided into three 3 groups: Governance Structure, Governance Process and Governance Outcome. Governance structure consists of 14 indicators, Governance Process consists of 17 indicators while Governance Outcome consists of six indicators. As for the results of self assessment for 2015 Good Corporate Governance implementation for Bank Victoria2015, in Board of Commissioners’ Tasks and Responsibilities aspect has received a composite score of 1 or eXCeLLenT. PerFOrManCe assessMenT OF The COMMITTees unDer The BOarD OF COMMIssIOner the Board of Commissioners has supporting committees that have duties and responsibilities to support the Board of Commissioners tasks. the committees already have clear working guidelines, so that the execution of its duties should be 2016 annual reporT bisa terarah dan efektif. Komite-komite yang berada di bawah Dewan Komisaris adalah Komite Audit, Komite Nominasi dan Remunerasi, Komite Pemantau Risiko serta Komite Tata Kelola terintegrasi. Komite Audit memiliki tugas dan tanggung jawab untuk melakukan pengawasan atas efektivitas sistem pengendalian internal, manajemen risiko, internal audit, proses pelaporan keuangan. Komite nominasi dan remunerasi melaksanakan fungsi dan tugas Dewan Komisaris terkait dengan nominasi dan remunerasi anggota Direksi dan anggota Dewan Komisaris. Komite pemantau risiko mendukung efektivitas pelaksanaan tugas dan tanggung jawab Dewan Komisaris terkait dengan pengawasan risiko. Sedangkan, Komite Tata Kelola Terintegrasi yang membantu Dewan Komisaris dalam memantau pelaksanaan penerapan dan pelaporan GCG Good Corporate Governance Terintegrasi Lembaga Jasa Keuangan LJK grup Victoria. Dewan Komisaris secara periodik melakukan penilaian atas efektivitas kinerja komite-komite di bawah Dewan Komisaris. Dewan Komisaris menilai bahwa selama tahun 2016 komite- komite telah menjalankan tugas dan tanggung jawabnya dengan cukup efektif. KeBIJaKan reMunerasI DeWan KOMIsarIs Remunerasi Dewan Komisaris ditetapkan dengan mengacu kepada ketentuan Peraturan OJK No.45POJK.032015 tentang Penerapan Tata Kelola dalam Pemberian Remunerasi Bagi Bank Umum serta Surat Edaran Otoritas Jasa Keuangan No.40SEOJK.032016 tentang Penerapan Tata Kelola Dalam Pemberian Remunerasi Bank Umum. Remunerasi yang diberikan kepada Dewan Komisaris dapat berupa remunerasi yang bersifat tetap yaitu remunerasi yang tidak dikaitkan dengan kinerja dan risiko, antara lain gaji pokok, fasilitas, tunjangan perumahan, tunjangan kesehatan, tunjangan pendidikan, tunjangan hari raya, dan pensiun. Serta remunerasi yang bersifat variabel yaitu Remunerasi yang dikaitkan dengan kinerja dan risiko, antara lain bonus atau bentuk lainnya yang dipersamakan dengan itu. PrOseDur PeneTaPan reMunerasI Dalam menjalankan tugas dan tanggung jawabnya, Dewan Komisaris mendapat sejumlah remunerasi dan fasilitas lainnya. Kebijakan pemberian remunerasi dan fasilitas lainnya bagi Dewan Komisaris mengacu kepada keputusan dari Pemegang Saham sebagaimana ditetapkan dalam Rapat Umum Pemegang Saham dengan memperhatikan hasil kajian yang dilakukan oleh Bank. Kajian tentang struktur dan jumlah remunerasi didasarkan pada hasil penilaian kinerja antar Komisaris self assessment serta masukanrekomendasi dari Komite nominasi dan remunerasi well organized and effective. The committees under the Board of Commissioners are the Audit Committee, Nomination and Remuneration Committee, Risk Monitoring Committee and Integrated Governance Committee. The Audit Committee has the duty and responsibility to supervise the effectiveness of the internal control system, risk management, internal audit, inancial reporting process. The Nomination and remuneration Committee undertakes the functions and duties of the Board of Commissioners related to the nomination and remuneration for members of the Board of Directors and members of the Board of Commissioners. The Risk Monitoring Committee supports the effectiveness of the implementation of the Board of Commissioners tasks and responsibilities related to risk control. Meanwhile, the Integrated Governance Committee assists the Board of Commissioners in monitoring the execution Implementation and GCG reporting of an Integrated Financial Services Institute LJK Victoria group. The Board of Commissioners periodically reviews the performance effectiveness of these committees under the Board of Commissioners. The Board of Commissioners beliefs that in 2016, these committees have performed its duties and responsibilities effectively. THE BOARD OF COMMISSIONERS’ REMUNERATION POLICY The Board of Commissioners remuneration is stipulated by referring to the provisions of fsa Regulation NO. 45POJK.032015 regarding the Implementation of Good Corporate Governance in providing remuneration for Commercial Banks and Circular Letter of Finance Service Authority No. 40SEOJK.032016 on the Implementation of Good Corporate Governance in providing remuneration of Commercial Banks. the remuneration provided to the Board of Commissioners may be in form of a permanent remuneration which is remuneration that is not related to the performance and risk, such as basic salary, facilities, housing allowances, health beneits, education allowances, holiday allowances, and pensions. And variable remuneration that is remuneration associated with the performance and risk, among other bonuses PrOCeDure In DeTerMInInG reMuneraTIOn In carrying out its tasks and responsibilities, the Board of Commissioners receives an amount of remuneration and other facilities. remuneration policy and other facilities for the Board of Commissioners refer to the decision of the Shareholders as set out in the General Meeting of Shareholders, having regard to the results of a study conducted by the Company. Studies on the structure and amount of remuneration is based on the evaluation result of self assessment of the Commissioners and inputrecommendation from the nomination and remuneration Committee. 2016 pT BanK VicToria inTernaTional TBK. sTruKTur reMunerasI anGGOTa DeWan KOMIsarIs Komponen remunerasi Dewan Komisaris terdiri atas Honorarium, Beneit sesuai dengan ketentuan Bank seperti Asuransi Kesehatan, Kendaraan Dinas, BPJS Ketenagakerjaan, dan Tunjangan Hari Raya THR serta TantiemGratiikasi yang besarannya diberikan sesuai kinerja Bank. InDIKaTOr PeneTaPan reMunerasI DeWan KOMIsarIs Dalam menetapkan besaran remunerasi bagi Dewan Komisaris Bank mengacu kepada ketentuan Peraturan Otoritas Jasa Keuangan No.45POJK.032015 tentang Penerapan Tata Kelola dalam Pemberian Remunerasi Bagi Bank Umum, indikator tersebut antara lain: a. Faktor skala usaha; b. Faktor kompleksitas usaha; c. Peer group; d. Tingkat inlasi; e. Kondisi dan kemampuan keuangan Bank; f. Faktor - faktor lain yang relevan, serta tidak boleh bertentangan dengan peraturan perundang -undangan yang berlaku. JuMLah nOMInaLKOMPOnen reMunerasI DeWan Pengungkapan komponen remunerasi Dewan Komisaris dan Direksi mengacu pada Surat Edaran Otoritas Jasa Keuangan No.40SEOJK.032016 tentang Penerapan Tata Kelola Dalam Pemberian Remunerasi Bank Umum. Berikut jumlah nominalkomponen remunerasi Dewan Komisaris. Tabel remunerasi Dewan Komisaris Table of the Board of Commissioners Remuneration Jenis remunerasi dan Fasilitas Lain Types of remuneration and Other Facilities Jumlah Yang Diterima Dewan Komisaris dalam 1 Tahun amount received by the Board of Commissioners in 1 year Orang People Jumlah dalam juta rupiah amount in Million rupiah 1. Remunerasi gaji, bonus, tunjangan rutin, tantiem, dan fasilitas lainnya dalam bentuk non natura 1. Remuneratino salary, bonus, routine allowance, share of proit, and other non-natura facilities 4 4,274,365,054 2. Fasilitas lain dalambentuknatura perumahan, transportasi, asuransi kesehatan dan sebagainya yang: a. Dapat dimiliki b. Tidak dapat dimiliki 2. Other natura facilities housing, transportation, health insurance, etc. that: a. May be owned b. Cannot be owned - 4 255,967,928 remunerasi dalam satu tahun dikelompokkan dalam kisaran tingkat penghasilan adalah sebagai berikut. reMuneraTIOn sTruCTure OF The BOarD OF COMMIssIOners the remuneration components of the Board of Commissioners consists of Honorarium, Beneits in accordance with the provisions of the Bank such as Health Insurance, Oficial Vehicle, BPJS Ketenagakeraan, and Religious Holiday Allowance THR and Share of Proit which given based on the Bank’s performance. THE INDICATOR ON THE BOARD OF COMMISSIONERS’ reMuneraTIOn DeTerMInaTIOn In determining the remuneration amount for the Board of Directors, the Bank refers to the provisions of the FSA Regulation No. 45POJK.032015 concerning Governance Practices in Providing Remuneration for Commercial Banks, the indicators are as follows: a The business factor scale; b The business complexity factors; c Peer group; d The inlation rate; e The Bank’s inancial conditions and capability; f Other relevant factors and the decision must not conlict with the legislation in force. THE AMOUNTCOMPONENT OF THE BOARD OF COMMISSIONERS’ REMUNERATION the disclosure of the Board of Commissioners and Board of Directors remuneration components refers to the Circular Letter of the Financial Services Authority no. 40SEOJK.032016 on the Implementation of Good Corporate Governance in providing remuneration of Commercial Banks. The following is the remuneration amountcomponent of the Board of Commissioners. The remuneration within one year is classiied to the following range of income level. 2016 annual reporT Tabel Kelompok Jumlah remunerasi Table of Remuneration Amount Group Jumlah remunerasi Total remuneration Jumlah Orang number of People Di atas Rp2 Miliar Over Rp2 Billion - Di atas Rp1 Miliar - Rp2 Miliar Over Rp1 Billion – Rp2 Billion 1 Di atas Rp500 Juta - Rp1 Miliar Over Rp500 million – Rp1 Billion 3 Rp500 Juta ke bawah Under Rp500 million - MeKanIsMe PenGunDuran DIrI Dan PeMBerhenTIan DeWan KOMIsarIs Mekanisme pengunduran diri dan pemberhantian Dewan Komisaris telah diatur dalam Board Charter Dewan Komisaris. Jabatan anggota Dewan Komisaris berakhir dengan sendirinya, jika anggota Dewan Komisaris tersebut: 1. Meninggal dunia. 2. Di bawah pengampuan berdasarkan suatu putusan pengadilan. 3. Tidak lagi memenuhi persyaratan perundang-undangan yang berlaku, dengan memperhatikan peraturan di bidang pasar modal. 4. Berdasarkan keputusan RUPS Seorang anggota Dewan Komisaris berhak mengundurkan diri dari jabatannya dengan memberitahukan secara tertulis mengenai maksudnya tersebut kepada Bank paling lambat 30 tiga puluh hari sebelum tanggal pengunduran dirinya dan anggota Dewan Komisaris yang mengundurkan diri tersebut tetap dapat dimintakan pertanggungjawabannya sejak pengangkatan yang bersangkutan sampai dengan tanggal pengunduran dirinya tersebut dalam RUPS berikutnya. DIreKsI Direksi adalah organ Bank yang berwenang dan bertanggung jawab penuh atas pengurusan Bank serta bertindak untuk kepentingan dan tujuan bank sesuai dengan maksud dan tujuan Bank serta strategi yang ditetapkan dalam RUPS dan Anggaran Dasar. Direksi bertugas dan bertanggung jawab secara kolektif dalam mengelola perusahaan. Direksi bertanggung jawab terhadap pengelolaan perusahaan agar dapat menghasilkan nilai tambah dan memastikan kesinambungan usaha. Masing-masing anggota Direksi melaksanakan tugas dan mengambil keputusan sesuai dengan pembagian tugas dan wewenang. Tugas, wewenang, dan hal-hal lain yang terkait dengan Direksi sesuai dengan Anggaran Dasar dan peraturan perundang-undangan yang berlaku. reFerensI PeraTuran Berdasarkan Undang-undang No.40 tahun 2007 tentang Bank Victoria Terbatas dan Peraturan Otoritas Jasa Keuangan No.33 POJK.042014 tentang Direksi dan Dewan Komisaris Emiten atau Perusahaan Publik, Direksi berwenang dan bertanggung jawab penuh atas Perusahaan serta mewakili Perusahaan, baik di dalam maupun di luar pengadilan sesuai dengan ketentuan anggaran dasar. The MeChanIsMe OF The BOarD OF COMMIssIOners resIGnaTIOn anD DIsCharGe the mechanism of the resignation and discharge of the Board of Commissioners is governed by the Board Charter of the Board of Commissioners. The position of the member of the Board of Commissioners shall end by itself, if the member of the Board of Commissioners: 1. Passed away. 2. Under mercy of a court decision. 3. No longer comply with applicable legislation requirements, with due regard to the regulations in the capital market ield. 4. Based on the resolution of the GMS A member of the Board of Commissioners shall be entitled to withdraw from hisher position by notifying hisher intent in writing to the Bank no later than 30 thirty days prior to the date of his resignation and the resigning Board of Commissioners shall be held accountable from the date of appointment up to the date of hisher resignation in the next GMS. BOarD OF DIreCTOrs The Board of Directors is a corporate organ fully responsible for the company’s management for corporate interest and objectives under the articles of association. The Board of Directors has collective task and responsibility to manage the company. The Board of Directors is responsible for corporate management in order to generate added value and ensure business sustainability. Each member of the Board of Directors performs tasks and makes decisions according to the distributed tasks and authority. The tasks, authority, and others related to the Board of Directors are in compliant with the Articles of Association and the applicable laws and regulations. reGuLaTIOn reFerenCes Based on Law no. 40 of 2007 on Limited Liability Company and Regulation of the Financial Services Authority No. 33POJK.042014 regarding the Board of Directors and Board of Commissioners of the Issuer or Public Company, the Board of Directors is authorized and fully responsible for the Company and represents the Company, both inside and outside the court in accordance with the provisions of the articles of association. 2016 pT BanK VicToria inTernaTional TBK. TuGas Dan TanGGunG JaWaB DIreKsI Direksi Bank Victoria bertanggung jawab sepenuhnya terhadap pengelolaan Bank dan mematuhi peraturan perundang- undangan dan ketentuan yang berlaku. Anggota Direksi memiliki pembidangan tugas dan tanggung jawab yang jelas. Berdasarkan Board of Directors Charter BOD Charter, tugas dan tanggung Jawab Direksi Bank Victoria sebagai berikut. 1. Melaksanakan fungsi kepengurusan Bank secara efektif dan eisien, serta mewakili Bank baik didalam maupun diluar pengadilan. 2. Melaksanakan prinsip-prinsip Good Corporate Governance dalam setiap kegiatan usaha Bank pada seluruh tingkatan dan jenjang organisasi dengan tetap memperhatikan prinsip kehati-hatian dan kepatuhan terhadap ketentuan yang berlaku. 3. Menyusun strategi usaha sesuai dengan visi dan misi Bank yang telah ditetapkan dengan rencana Bisnis Bank tahunan serta bertanggung jawab mengawasi dan melaksanakan dari waktu ke waktu dan menjamin partisipasi seluruh pegawai untuk ikut berperan sesuai dengan kompetensinya. 4. Menyusun dan menetapkan struktur Organisasi Bank beserta uraian tugas, wewenang dan tanggung jawab serta mengelola sumber daya Bank secara optimal. 5. Mengungkapkan kepada seluruh pegawai kebijakan Bank yang bersifat strategis menetapkan remunerasi sesuai dengan kemampuan Bank dan lingkungan peers group serta menciptakan jenjang karier yang baik dan terbuka dengan menerapkan reward dan punishment promosi, demosi, mutasi dan pemutusan hubungan kerja. 6. Menerapkan Tata Tertib serta ketentuan tentang benturan kepentingan yang mengikat dan wajib ditaati. Termasuk pengaturan tentang mekanisme pengambilan keputusan dan hak bagi anggota Direksi, jika diantara mereka memiliki pendapat yang berbeda, termasuk hak untuk menyampaikan pendapat kepada Dewan Komisaris dan Otoritas Pengawas Bank atas hal-hal yang dapat membahayakan Bank. 7. Memastikan kualitas serta akurasi laporan dan data keuangan yang disajikan untuk keperluan internal maupun eksternal, sesuai dengan Pernyataan Standar Akuntansi Keuangan PSAK, Pedoman Akuntansi Perbankan Indonesia PAPI, International Accounting Standard IAS dan ketentuan lain yang berlaku dengan memberdayakan fungsi pengenalian internal secara efektif termasuk peran unit kerja Satuan Audit Internal SKAITerintegrasi dan Anti Fraud, Manajemen RisikoTerintegrasi dan Kepatuhan dan UKPN Terintegrasi sebagai quality assurance. 8. Memastikan bahwa temuan audit dan rekomendasi dari SKAITerintegrasi dan Anti Fraud Bank, Auditor Eksternal, dan hasil pengawasan dan pemeriksaan Otoritas Jasa Keuangan danatau hasil pengawasan otoritas bank lainnya ditindak lanjuti dengan baik. 9. Mengungkapkan kepemilikan saham pada PT Bank Victoria International, Tbk. Maupun pada bank atau perusahaan lainnya baik yang berkedudukan di dalam negeri ataupun diluar negeri serta mengungkapkan hubungan keuangan dan hubungan keluarga serta keterkaitan lainnya dengan pemegang saham, anggota Dewan Komisaris dan diantara anggota Direksi. TasKs anD resPOnsIBILITIes OF The BOarD OF DIreCTOrs The Board of Directors of Bank Victoria is fully responsible for the Bank’s management and must comply with the applicable laws and regulations and provisions. Members of the Board of Directors have clear tasks and responsibilities. Under the Articles of Association, the tasks and responsibilities of the Board of Directors of Bank Victoria are as follows: 1. Perform the Bank’s management function in an effective and eficient manner and represent the Bank both in and out of court. 2. Implement GCG principles in its business activities in all levels of the organization by observing prudent principle and complying with the applicable provisions. 3. Formulate a business strategy according to the Bank’s vision and mission as set forth in its Annual Business Plan and be responsible to supervise and implement and from time to time guarantee participation of all employees to take part following their competence. 4. Establish dan set the Bank’s organization structure including the job description, authority and responsibility as well as optimally manage the Bank’s resources. 5. Disclose to all employees the Bank’s strategic policy, set remuneration according to the Bank’s ability and peer group environment, and establish a fair and open career path by applying reward and penalty system promotion, demotion, transfer, and dismissal of employment. 6. Apply Work Rule and provisions of conlicts of interest, which is binding and must be observed. set the mechanism of decision making and the rights of members of the Board of Directors if they have dissenting opinions, including the right of expressing opinions to the Board of Commissioners and Bank’s Supervisory Authority on any matters potentially disadvantageous to the Bank. 7. Ensure the correctness, quality, and accuracy of inancial statements and data presented for internal and external purposes under the applicable provisions by effectively empowering internal control function, including the role of IAWUIntegrated and Anti Fraud, IntegratedRisk Management Division, and Division of Compliance and UKpnIntegrated as a form of quality assurance. 8. Ensure proper follow-ups of audit indings and recommendations made by the Internal Auditor, External Auditor, and supervision and audit by Bank Indonesia andor those by any other banking authorities. 9. Disclose share ownership to PT Bank Victoria International Tbk. and any other banks or companies domiciled within or outside the country and expose inancial and family relationships as well as other relationships to the shareholders, members of the Board of Commissioners, and among the members of the Board of Directors. 2016 annual reporT BOARD CHARTER DIreKsI Pedoman kerja Direksi diatur dalam Kebijakan GCG yang ditetapkan dalam Surat Keputusan Direksi No.007SK- DIR0216 tanggal 24 Februari 2016 tentang Board of Directors Charter BOD Charter PT Bank Victoria International, Tbk. Board Charter berisi tentang petunjuk tata laksana kerja Direksi, serta menjelaskan tahapan aktivitas secara terstruktur, sistematis, mudah dipahami dan dapat dijalankan dengan konsisten, dapat menjadi acuan bagi Direksi dalam melaksanakan tugas masing- masing untuk mencapai visi dan misi perusahaan. adapun isi dari Board Charter Direksi antara lain mengatur hal-hal sebagai berikut. WeWenanG DIreKsI Adapun wewenang Direksi, yaitu: 1. Mewakili Bank di dalam dan di luar pengadilan tentang segala hal dan dalam segala kejadian, mengikat Bank dengan pihak lain dan pihak lain dengan Bank, serta menjalankan segala tindakan, baik yang mengenai kepengurusan maupun kepemilikan, dengan pembatasan yang ditetapkan dalam Anggaran Dasar Bank Victoria dan dengan memperhatikan peraturan perundang-undangan yang berlaku. 2. Untuk melakukan tindakan tertentu, Direksi terlebih dahulu harus mendapat persetujuan tertulis dari Dewan Komisaris 3. Kecuali ditentukan lain oleh peraturan dan ketentuan yang berlaku, beberapa hal yang membutuhkan persetujuan dari Dewan Komisaris adalah: a. Menerima pinjaman dari siapapun atau menjadi terhutang kepada siapapun, badan hukum atau Bank untuk jangka waktu 3 tiga tahun atau lebih dan apabila jumlah pinjaman tersebut untuk 1 satu kali transaksi melebihi suatu jumlah yang sama dengan 25 dua puluh lima perseratus dari jumlah modal Bank yang telah disetor penuh dan cadangan-cadangan yang terakhir sebagaimana sewaktu-waktu ternyata dari laporan keuangan Bank yang terakhir yang telah diperiksa, disahkan dan sebagaimana dinyatakan oleh Akuntan Publik. b. Memberi pinjaman kepada siapapun juga untuk waktu 1 satu tahun atau lebih sesuai dengan peraturan perundang-undangan yang berlaku apabila jumlah pinjaman tersebut untuk 1 satu kali transaksi melebihi 5 lima persen dari jumlah modal Bank yang disetor penuh dan cadangan-cadangan yang terakhir sebagaimana ternyata dari laporan keuangan Bank yang telah diperiksa, disahkan dan sebagaimana dinyatakan oleh Akuntan Publik. c. Memberi jaminan hutang atau tanggungan untuk seseorang, badan hukum atau Bank, apabila jumlah yang dijamin itu untuk setiap transaksi yang dijamin melebih suatu jumlah yang sama dengan 5 lima persen dari jumlah modal Bank yang telah disetor penuh dan cadangan-cadangan yang terakhir sebagaimana sewaktu-waktu ternyata dari laporan keuangan Bank yang terakhir telah diperiksa, disahkan dan sebagaimana dinyatakan oleh Akuntan Publik. d. Memasang atau membebankan hak tanggungan, menggadaikan atau dengan cara lain mempertanggungkan kekayaan atau kekayaan-kekayaan BOarD CharTer OF DIreCTOrs The Board of Directors’ Work Guidelines are set in the GCG Policy stipulated in the Board of Directors’ Decree Letter No. 007SK- DIR0216 dated February 24, 2016 Board of Directors Charter BOD Charter PT Bank Victoria International, Tbk. The Board Charter consist of instructions on work administration of the Board of Directors, as well as the phases of activity in a structured, systematic, easy to understand manners and can be consistently implemented and may serve as a reference for the Board of Directors in carrying out their respective duties to achieve the Company’s vision and mission. The content of the Board of Directors’ Board Charter among others stipulated the follows: The BOarD OF DIreCTOrs auThOrITY The authority of the Board of Directors, namely: 1. Represent the Bank in and out of court on all matters and in any event, binding on the Bank with other parties and other parties with the Bank, and carrying out all actions, both on management and ownership, with restrictions as stipulated in the Bank Victoria Article of Association with due regard to the prevailing laws and regulations. 2. To perform certain actions, the Board of Directors must irst obtain written approval from the Board of Commissioners 3. Unless otherwise stipulated by applicable rules and regulations, certain matters requiring approval from the Board of Commissioners are: a. Receive a loan from anyone or become indebted to any person, legal entity or Bank for a period of 3 three years or more and if the loan amount for 1 one transaction exceeds an amount equal to 25 twenty ive percent of the Bank’s total paid up capital and the latest reserves as stated in the Bank’s inancial statement which has been reviewed, approved and as declared by a public accountant. b. Provides loan to any person for a period of 1 one year or more in accordance with the prevailing laws and regulations if the loan amount for 1 one transaction is exceeds 5 ive percent of the Bank’s total paid up capital and its latest reserves as stated in the Bank’s inancial statements which have been reviewed, approved and as declared by the public accountant. c. Provide a debt or guarantee to a person, legal entity or Bank, if the guaranteed amount for any transaction guaranteed exceeds an amount equal to 5 ive percent of the Bank’s total paid up capital and latest reserves as stated in the latest Bank’s inancial statement which has been reviewed, approved and as declared by public accountant. d. Put or assign mortgage, lien or otherwise guaranteed the Bank’s wealth or assets for any transactions that constitute an amount equal to or exceed 5 ive 2016 pT BanK VicToria inTernaTional TBK. Bank untuk setiap transaksi yang merupakan suatu jumlah yang sama dengan atau melebihi 5 lima persen dari nilai buku dari seluruh jumlah kekayaan Bank sebagaimana sewaktu ternyata dari laporan keuangan Bank yang terakhir yang telah diperiksa, disahkan dan sebagaimana dinyatakan oleh Akuntan Publik. e. Memperoleh, mengalihkan atau melepaskan dengan cara apapun hak-hak atas barang-barang tidak bergerak dan Bank. haK DIreKsI Direksi mempunyai hak untuk: 1. Menetapkan kebijakan dalam kepemimpinan dan kepengurusan Bank. 2. Mengatur penyerahan kekuasaan Direksi untuk mewakili Bank di dalam dan di luar pengadilan kepada seseorang atau beberapa orang Direktur yang khusus ditunjuk untuk itu atau kepada seseorang atau beberapa orang karyawan Bank baik sendiri-sendiri maupun bersama-sama atau kepada orang atau badan lain. 3. Mengatur ketentuan-ketentuan tentang kepegawaian Bank termasuk penetapan gaji, pensiun, jaminan hari tua dan penghasilan bagi karyawan Bank berdasarkan ketentuan yang belaku. 4. Mengangkat dan memberhentikan karyawan Bank berdasarkan peraturan perundang-undangan yang berlaku dan peraturan kepegawaian Bank. 5. Memberi penghargaan dan sanksi reward and punishment karyawan Bank berdasarkan peraturan kepegawaian Bank. 6. Memastikan sumber daya manusia Bank memiliki kompetensi dan kemampuan yang handal sesuai dengan bidang tugasnya. 7. Melakukan aktivitas di luar Bank yang tidak secara langsung berhubungan dengan kepentingan Bank seperti kegiatan mengajar, menjadi pengurus asosiasi bisnis dan sejenisnya diperkenankan sebatas menggunakan waktu yang wajar dan sepengetahuan Direktur Utama atau Direktur lainnya. 8. Memperoleh cuti sesuai ketentuan yang berlaku. 9. Mempergunakan saran profesional. 10. Menerima insentif dan tantiem apabila Bank mencapai tingkat keuntungan sebagai imbalan atas prestasi kerjanya yang besarnya ditetapkan oleh RUPS. 11. Menerima gaji berikut tunjangan, sarana dan fasilitas Bank serta santunan purna jabatan sesuai dengan hasil penetapan RUPS yang penyediaannya disesuaikan dengan kondisi keuangan Bank, atas kepatutan dan kewajaran serta tidak bertentangan dengan peraturan perundang-udangan yang berlaku. Penjabaran tentang sarana dan fasilitas Bank dituangkan lebih lanjut dalam keputusan RUPS. 12. Menetapkan dan menyesuaikan struktur organisasi Bank. 13. Anggota Direksi memiliki hak untuk membela diri, jika: a. Anggota Direksi yang diberhentikan sewaktu-waktu oleh RUPS dengan menyebutkan alasannya, maka anggota Direksi diberi kesempatan untuk hadir dalam RUPS guna membela diri. b. Anggota Direksi yang diberhentikan sewaktu-waktu oleh Dewan Komisaris dengan menyebutkan alasannya, maka anggota Direksi diberi kesempatan untuk hadir dalam RUPS guna membela diri. percent of the book value of the Bank’s total assets as stated in the latest inancial statements which has been reviewed, authorized and as declared by a public accountant. e. Acquiring, transferring or releasing the rights of Bank’s ixed assets. The BOarD OF DIreCTOrs rIGhT The Board of Directors has the right to: 1. Establish policies in the leadership and stewardship of the Bank. 2. Arrange the transfer of the powers of the Board of Directors to represent the Bank inside and outside the court to any Director or Directors that specially designated to perfom the task or to any Bank’s employee or employees either individually or jointly or to any other person or entity. 3. Arrange provisions concerning the Bank’s employment including the determination of salaries, pensions, and income for the Bank’s employees under the Bank’s regulatio. 4. Appoint and dismiss the Bank’s employees based on applicable laws and regulations and the Bank’s employment regulations. 5. Give a reward and punishment to the Bank’s employees according to the Bank’s employment regulations. 6. Ensuring the Bank’s human resources has the competence and ability in accordance with the ield of duty. 7. Conducting activities outside the Bank that are not directly related to the interests of the Bank such as teaching activities, becoming management of business associates and others are permitted as long as spending a reasonable time and by the knowledge of the President Director or other Directors. 8. Take leave in accordance with applicable provisions. 9. Use professional advice. 10. Accepting incentives and tantiem if the Bank reaches a proit level in return for their performance which is determined by the GMS. 11. Accept salaries and beneits, the Bank’s facilities and post- employment beneits in accordance with the results of the GMS that the provision is adjusted to the Bank’s inancial condition, for decency and fairness and does not conlict with applicable legislation. The elaboration of the Bank’s facilities is further set forth in the GMS decisions. 12. Establish and adjust the Bank’s organizational structure. 13. Members of the Board of Directors shall have the right to defend themselves, if: a. Members of the Board of Directors who are dismissed at any time by the GMS by stating the reasons, the members of the Board of Directors shall be given an opportunity to attend the GMS in order to defend themselves. b. Members of the Board of Directors who are dismissed from time to time by the Board of Commissioners by stating the reasons, the members of the Board of Directors shall be given the opportunity to attend the GMS in order to defend themselves. 2016 annual reporT KrITerIa DIreKsI persyaratan formal 1. Cakap melakukan perbuatan hukum 2. Dalam 5 lima tahun sebelum pengangkatan dan selama menjabat: a. tidak pernah dinyatakan pailit b. Tidak pernah menjadi anggota Direksi yang dinyatakan bersalah menyebabkan suatu Bank dinyatakan palit. c. tidak pernah dihukum karena melakukan tindak pidana yang merugikan keuangan negara danatau yang berkaitan dengan sektor keuangan. d. Tidak pernah menjadi anggota Direksi yang selama menjabat: - Pernah tidak menyelenggarakan RUPS tahunan - Pertanggungjawaban sebagai anggota Direksi pernah tidak diterima diterima oleh RUPS atau pernah tidak memberikan pertanggungjawaban sebagai anggota Direksi kepada RUPS. - Pernah menyebabkan Bank yang memperoleh izin, persetujuan, atau pendaftaran dari Otoritas Jasa Keuangan tidak memenuhi kewajiban menyampaikan laporan tahunan danatau laporan keuangan kepada Otoritas Jasa Keuangan. persyaratan material 1. Mempunyai akhlak, moral, dan integritas yang baik. 2. Memiliki komitmen untuk mematuhi peraturan perundang- undangan. 3. Memiliki pengetahuan danatau keahlian di bidang yang dibutuhkan untuk menjalankan tugasnya. persyaratan lainnya Anggota Direksi dilarang memangku jabatan rangkap apabila jabatan rangkap tersebut dilarang danatau bertentangan dengan peraturan perundang-undangan, danatau apabila jabatan rangkap tersebut mungkin dapat menimbulkan benturan kepentingan. PenILaIan KeMaMPuan Dan KePaTuTan Pengangkatan anggota Direksi berlaku efektif setelah mendapatkan persetujuan dari Otoritas Jasa Keuangan atas penilaian Kemampuan dan Kepatutan it and proper test sesuai dengan Peraturan Otoritas Jasa Keuangan No.27POJK.032016 tentang penilaian Kemampuan dan Kepatutan Bagi pihak Utama Lembaga Jasa Keuangan serta memenuhi peraturan perundang- undangan yang berlaku. Untuk dapat mengikuti proses it and proper test, Bank Victoria mengajukan permohonan untuk memperoleh persetujuan calon anggota Direksinya kepada Otoritas Jasa Keuangan. THE BOARD OF DIRECTORS’ CRITERIA Formal requirements 1. Able to perform legal action 2. Within 5 ive years before appointment and during the term of ofice: a. Never been declared bankrupt b. Never became a member of the Board of Directors who was found guilty of causing a Bank to be declared bankrupt. c. Never been punished for committing a crime that is detrimental to the State inances andor related to the inancial sector. d. Has never been a member of the Board of Directors that during hisher tenure: - Once did not held an annual GMS - Its accountability as a member of the Board of Directors once did not accepted by the GMS or did not give hisher responsibility as a member of the Board of Directors to the GMS. - Have caused a Bank that already has license, approval or registration from the Financial Services Authority not fulilled the obligation to submit annual report andor inancial report to the Financial Services authority. Material requirements 1. Have good morals and integrity. 2. Have a commitment to comply with laws and regulations. 3. Have knowledge andor expertise in the needed ield to carry out their duties. other requirements Members of the Board of Directors are prohibited from holding multiple positions if such multiple positions are prohibited andor contrary to the law, andor if such multiple positions may create a conlict of interest. FIT anD PrOPer TesTs The appointment of members of the Board of Directors shall be effective after obtaining approval from the Financial Services Authority on the Fit and Proper Test in accordance with the Financial Services Authority Regulation No. 27POJK.032016 on the Fit and Propert Test for the Main Parties of the Financial Services Institution as well as adhering to the prevailing laws and regulations. To be able to attend the it and proper test process, Bank Victoria submits an application to obtain approval of the prospective members of its Board of Directors to the Financial Services Authority. 2016 pT BanK VicToria inTernaTional TBK. Tabel Penilaian Kemampuan dan Kepatutan Table On The And Proper Tests nama name Jabatan Position Periode Period Pelaksana evaluatin administrator hasil result Daniel Budirahayu Direktur Utama President Director 7Juli 2015 – saat ini Otoritas Jasa Keuangan Financial Services authority Lulus passed rusli Direktur Operasi dan Sistem Operation and System Director 16 Mei 2016 - 16 September 2016 Otoritas Jasa Keuangan Financial Services authority Lulus passed Wakil Direktur Utama Deputy President Director 16 September 2016 - Saat ini Ramon Marlon Runtu Direktur Kredit Director of Credit 9 September 2011 – saat ini Bank Indonesia Bank Indonesia Lulus passed Gregorius Andrew Andryanto Haswin Direktur Treasury dan Retail Banking Director of Treasury and retail Banking 9 September 2011 – 7 September 2016 Bank Indonesia Bank Indonesia Lulus passed tamunan Direktur Kepatuhan dan Manajemen Risiko Director of Compliance and Risk Management 28 Juli 2008 – saat ini Bank Indonesia Bank Indonesia Lulus passed rita Gosal Direktur Bisnis Director of Business 25 Agustus 2016 – saat ini Otoritas Jasa Keuangan Financial Services authority Lulus passed Dasar PenGanGKaTan anGGOTa DIreKsI Anggota Direksi diangkat berdasarkan akta persetujuan rapat RUPS. Dasar pengangkatan tiap-tiap anggota Direksi adalah sebagai berikut. Tabel Dasar Pengangkatan Direksi Table On Basis Of Appointment Of Members Of Directors nama name Jabatan Position Periode Period Dasar Pengangkatan Basis for appointment Daniel Budirahayu Direktur Utama President Director 26 Juni 2015 – Saat ini Akta Berita Acara RUPS Tahunan No.131 tanggal 26 Juni 2015 Deed of Extraordinary GMS No.131 dated June 26, 2015 Akta Pernyataan Keputusan RUPS Tahunan No.39 tanggal 30 Juli 2015 Deed of Meeting Decision Agreement of Annual GMS No.39 dated July 30, 2015 Akta Pernyataan Keputusan RUPS Tahunan No.97 tanggal 24 Juni 2016 Deed of Meeting Decision Agreement of Annual GMS No.97 dated October 24, 2016 rusli Director of Bank Operations and System Opeating and System Director Wakil Direktur Utama Deputy President Director 29 Februari 2016 – 24 Juni 2016 24 Juni 2016 – Saat ini Akta Pernyataan Keputusan RUPS Luar Biasa No. 12 tanggal 6 Juni 2015 Deed of Meeting Decision Agreeement of Extraordinary GMS No. 12 dated June 6, 2015 Akta Pernyataan Keputusan Rapat RUPS Luar Biasa No. 01 tanggal 3 Oktober 2016 Deed of Meeting Decision Agreeement of Extraordinary GMS No. 01 dated October 31, 2016 BasIs OF aPPOInTMenT OF MeMBers OF DIreCTOrs Members of the Board of Directors are appointed basedon the Deed of Meeting Agreement of GMS. The Basis of appointment for each member of the Board of Directors are as follows. 2016 annual reporT nama name Jabatan Position Periode Period Dasar Pengangkatan Basis for appointment Ramon Marlon Runtu Direktur Kredit Director of Credit 17 Juni 2011 – Saat ini Akta Berita Acara RUPS Tahunan No.57 tanggal 17 Juni 2011 Deed of Extraordinary GMS No.57 dated June 17, 2016 Akta Persetujuan Keputusan RUPS Tahunan No.11 tanggal 12 Agustus 2011 Deed of Meeting Decision Agreement of Annual GMS No.11 date August 12, 2011 Akta Persetujuan Keputusan RUPS Tahunan No.41 tanggal 17 Oktober 2013 Deed of Meeting Decision Agreement of Annual GMS No.41 dated October, 2013 Akta Pernyataan Keputusan RUPS Tahunan No.97 tanggal 24 Juni 2016 Deed of Meeting Decision Statement of Annual GMS No.97 dated June 24, 2016 Gregorius Andrew Andryanto Haswin Direktur Treasury dan Retail Banking Director of Treasury and retail Banking 17 Juni 2011 – 7 September 2016 Akta Berita Acara RUPS Tahunan No.57 tanggal 17 Juni 2011 Deed of Extraordinary GMS No.57 dated June 17, 2011 Akta Persetujuan Keputusan RUPS Tahunan No.11 tanggal 12 Agustus 2011 Deed of Meeting Decision Agreement of Annual GMS No.11 dated August 12, 2016 Akta Persetujuan Keputusan RUPS Tahunan No.41 tanggal 17 Oktober 2013 Deed of Meeting Decision Agreement of Annual GMS No.41 dated October 17, 2013 Akta Pernyataan Keputusan RUPS Tahunan No.97 tanggal 24 Juni 2016 Deed of Meeting Decision Agreement of Annual GMS No.97 dated June 24, 2016 tamunan Direktur Kepatuhan dan Manajemen Risiko Director of Compliance and Risk Management 27 Juni 2008 – Saat ini Akta Berita Acara RUPSTahunan No.109 tanggal 27 Juni 2008. Deed of Extraordinary GMS No.109 dated June 27, 2008 Akta Persetujuan Keputusan RUPS Tahunan No.33 tanggal 24 Maret 2009 Deed of Meeting Decision Agreement of Annual GMS No.33 dated March 12, 2009 Akta Pernyataan Keputusan RUPS Tahunan No.82 tanggal 25 Juni 2010 yang dinyatakan kembali dengan Akta Pernyataan Kembali RUPS Tahunan No. 24 tanggal 21 Oktober 2010 Deed of Meeting Decision Agreement of Annual GMS No.82 dated June 25, 2010 with Deed of Statement of Annual General Meeting of Shareholders No.24 dated October 21, 2010 Akta Persetujuan Keputusan RUPS Tahunan No.41 tanggal 17 Oktober 2013 Deed of Meeting Decision Agreement of Annual GMS No.41 dated October 17, 2013 Akta Pernyataan RUPS Tahunan No.97 tanggal 24 Juni 2016 Deed of Meeting Decision Statement of Annual GMS No.97 dated June 24, 2016 rita Gosal Direktur Bisnis Director of Business 24 Juni 2016 – Saat ini Akta Pernyataan Keputusan Rapat RUPS Tahunan No.97 tanggal 24 Juni 2016 Deed of Meeting Decision Statement of Annual GMS No.97 dated June 24, 2016 Akta Pernyataan Keputusan RUPS Luar Biasa No.06 tanggal 05 September 2016 Deed of Meeting Decision Statement of Annual GMS No.06 dated September 05, 2016 KeBIJaKan KeBeraGaMan KOMPOsIsI DIreKsI Bank Victoria berkomitmen menerapkan dan mengimplementasikan aspek dan prinsip GCG. Keberagaman komposisi Direksi merupakan bagian yang tidak terpisahkan dari pelaksanaan GCG. Keberagaman komposisi Direksi mencerminkan pelaksanaan fungsi, tugas dan peran dari Direksi secara profesional, efektif, dan independen. Upaya penguatan fungsi, tugas dan peran Direksi dilakukan melalui penentuan keberagaman komposisi yang sesuai dalam rangka mencapai tujuan Bank, sehingga dapat membangun kepercayaan dari para stakeholder. DIVersITY POLICY OF The BOarD OF DIreCTOrs COMPOsITIOn Bank victoria is committed in applying and implementing GCG aspects and principles. Diversity in the composition of the Board of Directors is an integral part of the GCG implementation. Diversity in the composition of the Board of Directors relects the implementation of the Board of Directors’ functions, duties and roles professionally, effectively, and independently. Strengthening efforts of the Board of Directors functions, duties and roles are made through determination the diversity of the composition in order to achieve the Bank’s goals to build trust from the stakeholders. 2016 pT BanK VicToria inTernaTional TBK. Kebijakan tentang keberagaman komposisi Direksi Bank Victoria diatur dalam Surat Keputusan Board of Commissioners No.001 SK-KOM1216 Tentang Kebijakan Keberagaman Komposisi Board of Commissioners and Board of Directors pt Bank victoria International, Tbk. dinyatakan bahwa keberagaman komposisi Direksi dilakukan dengan memperhatikan persyaratan minimum dan keseimbangan pengetahuan, keahlian dan pengalaman juga menjadi pertimbangan dalam memenuhi komposisi Direksi. Selain itu, keberagaman komposisi Direksi Bank Victoria juga mengacu pada Surat Edaran Otoritas Jasa Keuangan No.32 SEOJK.042015 tentang Pedoman Tata Kelola Perusahaan Terbuka dinyatakan bahwa komposisi Direksi wajib memperhatikan keberagaman komposisi Direksi. Keberagaman komposisi Direksi merupakan kombinasi karakteristik baik dari segi Direksi maupun anggota Dewan Komisaris secara individu, sesuai dengan kebutuhan Perusahaan Terbuka. Karakteristik tersebut dapat tercermin dalam penentuan keahlian, pengetahuan, dan pengalaman yang dibutuhkan dalam pelaksanaan tugas pengawasan dan pemberian nasihat oleh Direksi Perusahaan Terbuka. Komposisi yang telah memperhatikan kebutuhan Perusahaan Terbuka merupakan suatu hal yang positif, khususnya terkait pengambilan keputusan dalam rangka pelaksanaan fungsi pengawasan yang dilakukan dengan mempertimbangkan berbagai aspek yang lebih luas. Pada periode 2016, keberagaman komposisi Direksi Bank tercermin dalam pendidikan, pengalaman kerja, usia dan jenis kelamin, dapat dilihat sebagaimana dalam tabel di bawah ini: Tabel Keberagaman Komposisi Direksi Table On Diversity Policy Of The Board Of Directors Composition nama name Jabatan Position Periode Period usia age Jenis Kelamin Kelamin Gender Pendidikan education Pengalaman Kerja Work experience Keahlian expertise Daniel Budirahayu Direktur Utama president Director 26 Juni 2015 – Saat ini 64 Tahun 64 years Laki-laki Male Meraih gelar Bachelor of Business Administration dari Technical College of Cologne earned Bachelor of Business administration degree from technical College of Cologne, • Management Trainee di european asian Bank,Hamburg. • Deutsche Bank, Jakarta dengan jabatan terakhir sebagai Head of Credit Administration • Bank Central Asia dengan jabatan terakhir sebagai Head of Corporate Banking. • Konsultan Independen di Toronto, Kanada Direktur Kredit pada Bank Mega • Management Trainee at European Asian Bank, Hamburg. • Deutsche Bank, Jakarta with the last position as Head of Credit Administration • Bank Central Asia with the last position as Head of Corporate Banking. • Independent Consultant in Toronto, Canada • Director of Credit at Bank Mega Perbankan rusli Direktur operasi dan Sistem operating and Sytem Director Wakil Director Utama Deputy president Director 29 Februari 2016 – 24 Juni 2016 24 Juni 2016 – Saat ini 46 Tahun 46 Laki-laki Male Beliau meraih gelar Insinyur dari Universitas Trisakti pada tahun 1993. He obtained Engineer degree from Trisakti University in 1993 Mengawali karir di dunia perbankan pada tahun 1992, dengan menduduki jabatan strategis di PT Bank QNB Indonesia Tbk dh PT Bank QNB Kesawan Tbk diantaranya Head of Treasury pada tahun 2000-2002, Direktur Treasury pada tahun 2002-2009, Direktur Bisnis pada tahun 2009-2012, Direktur Operasional pada tahun 2012-2016. He started his banking career in 1992, held strategic positions in PT Bank QNB Indonesia Tbk prev. PT Bank QNB Kesawan Tbk including Head of Treasury in 2000-2002, Director of Treasury in 2002-2009, Business Director in 2009-2012, Director of Operations in 2012-2016. Perbankan, Pasar Modal policy on the diversity in the composition of Bank victoria Board of Directors set out in the Decree Letter of the Board of Commissioners No.001SK-KOM216 about the Policy of the Composition Diversity of PT Bank Victoria International, Tbk. Board of Commissioners and Board of Directors stated that the diversity in the composition The Board of Directors shall be conducted with taking into account the minimum requirements and balance of knowledge, expertise and experience. In addition, the diversity in the composition of Bank Victoria Board of Directors also referred to the Circular Letter of the Financial Services Authority No. 32SEOJK.042015 on the Guidliens of Public Company Corporate Governance stated that the composition of the Board of Directors shall be taking into account the diversity of the Board of Directors composition. Diversity. In the composition of the Board of Directors is a combination of good characteristics in individual members of the Board of Commissioners, based on the Public Company needs. These characteristics can be relected in the determination of skills, knowledge, and experience needed in conducting the supervisory and advisory tasks by the Board of Directors of a Public Company. The composition that already pay attention to the needs of the Public Company is a positive thing, especially related to decision making in the framework of the implementation of supervisory functions that have taking into consideration various wider aspects. In 2016, the diversity of Bank Directors’ composition is relected in education, work experience, age and gender, can be seen in the table below: 2016 annual reporT nama name Jabatan Position Periode Period usia age Jenis Kelamin Kelamin Gender Pendidikan education Pengalaman Kerja Work experience Keahlian expertise Ramon Marlon Runtu Direktur Kredit Director of Credit 17 Juni 2011 – Saat ini 55 Tahun Laki-laki Sarjana Teknik Sipil dari Universitas Katolik Parahyangan, Bandungpada tahun 1989 Bachelor of Civil engineering from Parahyangan Catholic University, Bandung in 1989 • Pimpinan Cabang Pembantu MT Haryono PT Bank International Indonesia Tbk; • Team Leader Corporate Banking KCU thamrin PT Bank International Indonesia Tbk; • Team Leader Corporate Banking KCU Juanda PT Bank International Indonesia Tbk; • Kepala Cabang Gani Djemat PT Bank Mega Tbk; • Kepala Divisi Kredit Komersial PT Bank Mega Tbk; • Direktur PT Para Multiinance; • Staff Direksi PT Bank Mega Tbk; • Kepala Wilayah Jakarta I PT Bank Mega Tbk; • Direktur Business pt Bank victoria International Tbk. Sub-Branch Oficer of MT Haryono at PT Bank International Indonesia Tbk; • Team Leader Corporate Banking KCU Thamrin at PT Bank International Indonesia Tbk; • Team Leader Corporate Banking KCU Juanda at PT Bank International Indonesia Tbk; • Branch Head of Gani Djemat at PT Bank Mega Tbk; • Head of Commercial Loan Division at PT Bank Mega Tbk; • Director at PT Para Multiinance; • Staff Directors at PT Bank Mega Tbk; • Head of Jakarta Region I at PT Bank Mega Tbk; • Director of Business at PT Bank Victoria International Tbk. Perbankan Gregorius Andrew Andryanto Haswin Direktur Treasury dan Retail Banking Director of treasury and retail Banking 17 Juni 2011 – 7 September 2016 50 Tahun 50 years Laki-laki Male Sarjana Ekonomi Perusahaan dari University of Rotterdam, Belanda pada tahun 1992 Bachelor in Business economics from the University of Rotterdam, Netherlands in 1992 • Credit and Research Analyst Syndicated Loan Departement Indover Bank, Amsterdam, Belanda; • Senior Oficer-International Business Development PT Bank Bali; • Manager Corporate Finance pt pentasena Artha Sentosa; • Direktur Investment Banking and Fixed Income PT Kresna Graha Sekurindo Tbk; • Pejabat Sementara Direktur Utama PT Bank Victoria International Tbk; • Direktur Treasury, Financial Institutions and Capital Market pt Bank victoria International Tbk. • Credit and Research Analyst Syndicated Loan Department at Indover Bank, Amsterdam, Netherlands; • Senior Oficer-International Business Development at PT Bank Bali; • Corporate Finance Manager at PT Pentasena Artha Sentosa; • Director of Investment Banking Fixed Income at PT Kresna Graha Sekurindo Tbk; • Acting President Director at PT Bank Victoria International Tbk; • Director of Treasury, Financial Institutions Capital Markets at Bank Victoria International Tbk. tamunan Direktur Kepatuhan dan Manajemen risiko Director of Compliance and risk Management 27 Juni 2008– Saat ini 27 June 2008 - present 52 Tahun 52 years Laki-laki Male Sarjana Ekonomi Akuntansi dari Universitas Lambung Mangkurat, Banjarmasin pada tahun 1990 Master Manajemen dari Universitas Indonesia pada tahun 2008 Bachelor of economics in accounting from Universitas Lambung Mangkurat, Banjarmasin In 1990 • Master of Management from University of Indonesia in 2008 • Staff Audit di KAP Drs. Santoso, Banjarmasin; • Kepala Bagian administrasi dan Umum pt Winduintan Deltatama; • Kepala Kantor Bank di Bank Andromeda; • Kepala Kantor Bank di Bank Alfa; • Staff Badan Penyehatan Perbankan Nasional BPPN; • Manajer Operasional PT Victoria Sekuritas; • Head of Operation CompliancePT Mahastra Capital; • Direktur Operasi dan Teknologi PT Bank Victoria International Tbk; • Direktur Kepatuhan PT Bank Victoria International Tbk. • Audit Staff at KAP Drs. Santoso, Banjarmasin; • Head of General Administration at PT Winduintan Deltatama; • Head of Bank Ofice at Bank Andromeda; • Head of Bank Ofice at Bank Alfa; • Staff of the Indonesian Bank Restructuring Agency IBRA; • Operations Manager at PT Victoria Sekuritas; • Head of Operation Compliance at PT Mahastra Capital; • Director of Operations and Technology at PT Bank Victoria International Tbk; • Director of Compliance at PT Bank Victoria International Tbk. rita Gosal Direktur Bisnis Director of Business 24 Juni 2016 – Saat ini 24 June 2016 - Saat ini 50 Tahun 50 years perempuan Female Fakultas ekonomi di Universitas Atmajaya, Jakarta pada tahun 1989. Meraih gelar Magister Manajemen dari Universitas Pelita Harapan, Jakarta pada tahun 2003. Faculty of economi at atmajaya University, Jakarta in 1989 Received a Management Magister degree from Pelita Harapan University, Jakarta in 2003 Pada tahun 1989-2000, beliau mengawali karirnya di Bank Bali dengan menduduki jabatan terakhir sebagai Assistant Deputy President Director. Kemudian beliau berkiprah sebagai Associate Director di PT Paramitra Alfa Sekuritas pada tahun 2001-2003. Beliau juga pernah menduduki posisi strategis diantaranya sebagai Direktur Perseroan pada PT Binaartha Parama periode 2003-2006, Senior Deputy President Director pada PT Bank Permata pada tahun 2006-2013, Executive Director pada PT Bank UOB Indonesia pada tahun 2013-2016. 2016 pT BanK VicToria inTernaTional TBK. JuMLah Dan KOMPOsIsI DIreKsI Pada periode 2016, jumlah dan komposisi Direksi Bank Victoria mengalami perubahan sebagaimana penjelasan sebagai berikut. PerIODe 1 JanuarI 2016 – 29 FeBruarI 2016 Pada periode 1 Januari 2016 – 29 Februari 2016, Direksi berjumlah 4 empat orang terdiri dari 1 satu orang Direktur Utama dan 3 tiga orang Direktur. Komposisi Direksi per 1 Januari 2016 – 29 Februari 2016 sebagai berikut. Tabel Komposisi Direksi Table of the Composition of the Board of Directors nama name Jabatan Position Domisili Domicile Tanggal Pengangkatan appointment Date Tanggal efektif effective Date Daniel Budirahayu Direktur Utama President Director Jakarta Pengangkatan Pertama : 26 Juni 2015 First Appointment: 26th of June 2016 30 Juli 2015 Ramon Marlon Runtu Direktur Bisnis Business Director Jakarta Pengangkatan Pertama : 17 Juni 2011 First Appointment: 17th of June 2011 Pengangkatan Kedua : 17 Oktober 2013 Second Appointment: 17th of October2013 12 Agustus 2011 Gregorius Andrew Andryanto Haswin Direktur Treasury dan Retail Banking Director of Treasury and Retail Banking Jakarta Pengangkatan Pertama : 17 Juni 2011 First Appointment: 17th of June 2011 Pengangkatan Kedua : 17 Oktober 2013 Second Appointment: 17th of October2013 12 Agustus 2011 tamunan Direktur Kepatuhan dan Manajemen Risiko Director of Compliance and Risk Manajemen Jakarta Pengangkatan Pertama : 27 Juni 2008 First Appointment: 27th of June 2008 Pengangkatan Kedua : 21 Oktober 2010 Second Appointment: 21th of October2010 Pengangkatan Ketiga : 17 Oktober 2013 Third Appointment: 17th of October2013 24 Maret 2009 PerIODe 29 FeBruarI 2016 – 24 JunI 2016 Pada RUPS Luar Biasa tanggal 29 Februari 2016, RUPS menyetujui mengangkat Bapak Rusli sebagai Direktur Perseroan. Sehingga pada periode 29 Februari 2016 – 24 Juni 2016, Direksi berjumlah 5 lima orang terdiri dari 1 satu orang Direktur Utama, dan 4 empat orang Direktur. Komposisi Direksi per 29 Februari – 24 Juni 2016 2016 sebagai berikut. Tabel Komposisi Direksi Table On The Board Of Directors Composition nama name Jabatan Position Domisili Domicile Tanggal Pengangkatan appointment Date Tanggal efektif effective Date Daniel Budirahayu Direktur Utama President Director Jakarta Pengangkatan Pertama : 26 Juni 2015 First Appointment: 26th of June 2016 30 Juli 2015 30 July 2015 rusli Direktur Director Jakarta Pengangkatan Pertama :29 Februari 2016 First Appointment: 29 of Februari 2016 Pengangkatan Kedua : 24 juni 2016 Second Appointment: 24th of June 2016 16 Mei 2016 16 May 2016 The nuMBer anD COMPOsITIOn OF The BOarD OF DIreCTOrs In 2016, the number and composition of the Board of Directors of Bank Victoria has undergone changes as explained below. PerIOD JanuarY 1, 2016 - FeBruarY 29, 2016 In January 1, 2016 - February 29, 2016, the number of the Board of Directors were 4 four persons consisting of 1 one President Director and 3 three Directors. The composition of the Board of Directors as of January 1, 2016 - February 29, 2016 were as follows. PerIOD FeBruarY 29, 2016 - June 24, 2016 At the Extraordinary GMS on February 29, 2016, the GMS agreed to appoint Mr. Rusli as the Company’s Director. So that in the period 29 February 2016 - June 24, 2016, the number of Board of Directors were 5 ive persons consisting of 1 one President Director and 4 four Directors. The composition of the Board of Directors as of 29 February - 24 June 2016 2016 were as follows. 2016 annual reporT Ramon Marlon Runtu Direktur Bisnis Business Director Jakarta Pengangkatan Pertama : 17 Juni 2011 First Appointment: 17th of June 2011 Pengangkatan Kedua : 17 Oktober 2013 Second Appointment: 17th of October2013 Pengangkatan Ketiga : 24 Juni 2016 Third Appointment: 24 June 2016 12 Agustus 2011 12 August 2011 Gregorius Andrew Andryanto Haswin Direktur Treasury dan Retail Banking Director of Treasury and Retail Banking Jakarta Pengangkatan Pertama : 17 Juni 2011 First Appointment: 17th of June 2011 Pengangkatan Kedua : 17 Oktober 2013 Second Appointment: 17th of October2013 Pengangkatan Ketiga : 24 Juni 2016 Third Appointment: 24 June 2016 12 Agustus 2011 12 August 2011 tamunan Direktur Kepatuhan dan Manajemen Risiko Director of Compliance and Risk Manajemen Jakarta Pengangkatan Pertama : 27 Juni 2008 First Appointment: 27th of June 2008 Pengangkatan Kedua : 21 Oktober 2010 Second Appointment: 21th of October2010 Pengangkatan Ketiga : 17 Oktober 2013 Third Appointment: 17th of October2013 Pengangkatan Keempat : 24 Juni 2016 Fourth Appointment: 24 June 2016 24 Maret 2009 24 March 2009 PerIODe 24 JunI 2016 – 7 sePTeMBer 2016 Pada RUPS Tahunan tanggal 24 Juni 2016, RUPS menyetujui mengangkat Ibu Rita Gosal sebagai Direktur Perseroan dan menyetujui mengangkat kembali Bapak Rusli sebagai Wakil Direktur Utama. Sehingga pada periode 24 Juni 2016 – 7 September 2016, Direksi berjumlah 6 enam orang terdiri dari 1 satu orang Direktur Utama, 1 satu orang Wakil Direktur Utama dan 4 empat orang Direktur. Komposisi Direksi per 24 Juni 2016 - 7 September 2016 sebagai berikut. Tabel Komposisi Direksi Table On The Board Of Directors Composition nama name Jabatan Position Domisili Domicile Tanggal Pengangkatan appointment Date efektif effective Date Daniel Budirahayu Direktur Utama President Director Jakarta Pengangkatan Pertama : 26 Juni 2015 First Appointment: 26th of June 2016 30 Juli 2015 30th of July 2015 rusli Wakil Direktur Deputy President Director Jakarta Pengangkatan Pertama : 24 Juni 2016 First Appointment: 24th of June 2016 6 Juni 2016 6th of June 2016 Ramon Marlon Runtu Direktur Kredit Credit Director Jakarta Pengangkatan Pertama : 17 Juni 2011 First Appointment: 17th of June 2011 Pengangkatan Kedua : 17 Oktober 2013 Second Appointment: 17th of October2013 Pengangkatan Ketiga : 24 Juni 2016 Third Appointment: 24 June 2016 12 Agustus 2011 12nd of August 2011 Gregorius Andrew Andryanto Haswin Direktur Treasury dan Retail Banking Director of Treasury and Retail Banking Jakarta Pengangkatan Pertama : 17 Juni 2011 First Appointment: 17th of June 2011 Pengangkatan Kedua : 17 Oktober 2013 Second Appointment: 17th of October2013 Pengangkatan Ketiga : 24 Juni 2016 Third Appointment: 24 June 2016 12 Agustus 2011 12nd of August 2011 tamunan Direktur Kepatuhan dan Manajemen Risiko Director of Compliance and Risk Manajemen Jakarta Pengangkatan Pertama : 27 Juni 2008 First Appointment: 27th of June 2008 Pengangkatan Kedua : 21 Oktober 2010 Second Appointment: 21th of October2010 Pengangkatan Ketiga : 17 Oktober 2013 Third Appointment: 17th of October2013 Pengangkatan Keempat : 24 Juni 2016 Fourth Appointment: 24 June 2016 24 Maret 2009 24th of March 2009 rita Gosal Direktur Bisnis Business Director Jakarta Pengangkatan Pertama : 24 Juni 2016 First Appointment: 24 of June 2016 5 September 2016 5th of September 2016 June 24 2016 - sePTeMBer 7 2016 At the Annual General Meeting of Shareholders dated June 24, 2016, the GMS approved the appointment of Ms. Rita Gosal as the Company’s Director and agreed to reappoint Mr. Rusli as Deputy President Director. So that in the period of June 24, 2016 – current, the number of the Board Directors were 6 ive people consisting of 1 one President Director, 1 one Vice President Director and 4 Four Directors. The composition of the Board of Directors as of 29 February - 24 June 2016 2016 were as follows. 2016 pT BanK VicToria inTernaTional TBK. PerIODe 7 sePTeMBer 2016 - saaT InI Pada RUPS Luar Biasa tanggal 7 Sepember 2016, RUPS menerima dan menyetujui pengunduran diri Bapak Gregorius Andrew Andryanto Haswin sebagai Direktur Perseroan terhitung sejak ditutupnya RUPS Luar Biasa tersebut. Sehingga pada periode 7 September 2016 – saat ini, Direksi berjumlah 5 lima orang terdiri dari 1 satu orang Direktur Utama, 1 satu orang Wakil Direktur Utama dan 3 tiga orang Direktur. Komposisi Direksi per 7 September 2016 - saat ini sebagai berikut. Tabel Komposisi Direksi Table on The Board of Directors Composition nama name Jabatan Position Domisili Domicile Tanggal Pengangkatan appointment Date efektif effective Date Daniel Budirahayu Direktur Utama President Director Jakarta Pengangkatan Pertama : 26 Juni 2015 First Appointment: 26th of June 2016 30 Juli 2015 30th of July 2015 rusli Wakil Direktur Deputy President Director Jakarta Pengangkatan Pertama : 24 Juni 2016 First Appointment: 24th of June 2016 6 Juni 2016 6th of June 2016 Ramon Marlon Runtu Direktur Kredit Credit Director Jakarta Pengangkatan Pertama : 17 Juni 2011 First Appointment: 17th of June 2011 Pengangkatan Kedua : 17 Oktober 2013 Second Appointment: 17th of October2013 Pengangkatan Ketiga : 24 Juni 2016 Third Appointment: 24 June 2016 12 Agustus 2011 12nd of August 2011 tamunan Direktur Kepatuhan dan Manajemen Risiko Director of Compliance and Risk Manajemen Jakarta Pengangkatan Pertama : 27 Juni 2008 First Appointment: 27th of June 2008 Pengangkatan Kedua : 21 Oktober 2010 Second Appointment: 21th of October2010 Pengangkatan Ketiga : 17 Oktober 2013 Third Appointment: 17th of October2013 Pengangkatan Keempat : 24 Juni 2016 Fourth Appointment: 24 June 2016 24 Maret 2009 24th of March 2009 rita Gosal Direktur Bisnis Business Director Jakarta Pengangkatan Pertama : 24 Juni 2016 First Appointment: 24 of June 2016 5 September 2016 5th of September 2016 huBunGan aFILIasI DIreKsI Direksi senantiasa bertindak independen, dalam arti tidak mempunyai benturan kepentingan yang dapat mengganggu kemampuannya untuk melaksanakan tugas secara mandiri dan kritis, baik dalam hubungan satu sama lain maupun hubungan terhadap Dewan Komisaris. Direksi tidak memiliki hubungan keuangan, hubungan kepengurusan, kepemilikan saham danatau hubungan keluarga dengan anggota Dewan Komisaris lainnya, Direksi danatau Pemegang Saham Pengendali atau hubungan dengan Bank, sehingga, dapat melaksanakan tugas dan tanggung jawabnya secara independen. Direksi tidak memangku jabatan rangkap sebagai Direktur Utama atau Direktur lainnya pada Badan Usaha Milik Negara, Daerah dan Swasta atau jabatan lain yang berhubungan dengan pengelolaan Bank , maupun jabatan struktural, dan jabatan fungsional lainnya pada instansilembaga pemerintah pusat dan pemerintah daerah, serta jabatan lainnya sesuai dengan ketentuan Anggaran DasarBank dan peraturan perundang- undangan lainnya yang berlaku. sePTeMBer 7, 2016 - CurrenT At the Extraordinary GMS on September 7, 2016, the GMS accepted and approved the resignation of Mr. Gregorius Andrew Andryanto Haswin as the Company’s Director since the closing of the Extraordinary GMS. As of September 7, 2016 – currently the Board of Directors made up of 5 ive members consisted of 1 one President Director, 1 one Vice President Director and 3 three Directors. The composition of the Board of Directors as of September 7, 2016 – current is as follows. THE BOARD OF DIRECTORS’ AFFILIATE RELATIONSHIP The Board of Directors must always act independently, in the sense that there is no conlict of interest which may interfere with their ability to perform their duties independently and critically, whether in relation to each other or with the Board of Commissioners. The Board of Directors has no inancial relationship, management relationship, share ownership andor family relationship with other members of the Board of Commissioners, Board of Directors andor Controlling Shareholders or relationship with the Bank, so that they can perform their duties and responsibilities independently. The Board of Directors does not have any concurrent positions as the President Director or other Directors of State-Owned Enterprises, Regional and Private Companies or other positions related to the Bank’s management, as well as structural positions, and other functional positions at central and local government agencies and other positions in accordance with the provisions of the Bank’s Articles of Association and other applicable laws and regulations. 2016 annual reporT Hubungan ailiasi antara anggota Direksi, Dewan Komisaris, dan Pemegang Saham Utama danatau pengendali, yang meliputi: - Hubungan ailiasi antara anggota Direksi dengan anggota Direksi lainnya. - Hubungan ailiasi antara anggota Direksi dan anggota Dewan Komisaris. - Hubungan ailiasi antara anggota Direksi dengan Pemegang Saham Utama danatau pengendali. - Hubungan ailiasi antara anggota Dewan Komisaris dengan anggota Komisaris lainnya; dan - Hubungan ailiasi antara anggota Dewan Komisaris dengan Pemegang Saham Utama danatau pengendali. Hubungan Ailiasi Direksi dapat dilihat sebagaimana tabel di bawah ini: Tabel Hubungan Ailiasi Direksi Table On The Board Of Directors’ Afiliate Relationship hubungan Keuangan, Keluarga dan Kepengurusan Direksi The Business of Diretors’ Financial, Family, and Management Relationship nama name Jabatan Position Periode Period hubungan Keuangan Dengan Financial relationship with hubungan Keluarga Dengan Familiy relationship with hubungan Kepengurusan Dengan Perusahaan Lain Management relationship with Other Companies Dewan Komisaris BOC Direksi BOD Pemegang saham Pengendali Controlling shareholders Dewan Komisaris BOC Direksi BOD Pemegang saham Pengendali Controlling shareholders Ya Yes Tidak no Ya Yes Tidak no Ya Yes Tidak no Ya Yes Tidak no Ya Yes Tidak no Ya Yes Tidak no Ya Yes Tidak no Daniel Budirahayu Direktur Utama president Director 26 Juni 2015 – saat ini - √ - √ - √ - √ - √ - √ - √ rusli Direktur operasi dan Sistem Director of operating and System Wakil Direktur Utama Deputy president Director 29 Februari 2016 – 24 Juni 2016 24 Juni 2016 – Saat ini - √ - √ - √ - √ - √ - √ - √ Ramon Marlon runtu Direktur Kredit Credit Director 17 Juni 2011 – Saat ini - √ - √ - √ - √ - √ - √ - √ Gregorius Andrew andryanto Haswin Direktur Treasury dan Retail Banking Director of treasury and retail Banking 17 Juni 2011 – 7 September 2016 - √ - √ - √ - √ - √ - √ - √ tamunan Direktur Kepatuhan dan Manaje- men risiko Director of Compliance and risk Manajemen 27 Juni 2008 – Saat ini - √ - √ - √ - √ - √ - √ - √ rita Gosal Direktur Bisnis Business Director 24 Juni 2016 – Saat ini - √ - √ - √ - √ - √ - √ - √ Afiliated relationships between members of the Board of Directors, Board of Commissioners, and Main andor Controlling Shareholders includes: - Afiliate relationships between members of the Board of Directors with other Directors. - Afiliate relationships between members of the Board of Directors and the Board of Commissioners. - Afiliate relationships between members of the Board of Directors and the Main andor Controlling Shareholders. - Afiliate relationships between members of the Board of Commissioners and other Commissioners; and - Afiliate relationships between members of the Board of Commissioners and the Main andor Controlling Shareholders. The Board Directors’ Afiliate Relationship can be seen in the following table: 2016 pT BanK VicToria inTernaTional TBK. ruanG LInGKuP PeKerJaan Dan TanGGunG JaWaB MasInG-MasInG anGGOTa DIreKsI PeMBaGIan TuGas Dan WeWenanG DIreKsI Pembagian tugas dan wewenang Direksi mengacu pada Surat Keputusan Dewan Komisaris No.002SK-KOM0716 Tentang Pembagian Tugas dan Wewenang Anggota Board of Directors pt Bank Victoria International, Tbk. Dalam melaksanakan tugasnya, Direksi dibagi atas bidang tugas sebagai berikut. Tabel Pembidangan Tugas Direksi Table On Distribution Of Tasks And Responsibilities Of The Board Of Directors nama name Jabatan Position Periode Period hasil Field of Tasks Daniel Budirahayu Direktur Utama President Director 26 Juni 2015 – Saat ini 26th of June 2015 - now Koordinasi pengelolaan Bank victoria Coordination of Bank victoria management Membawahi Unit Kerja In charge of the following Working Units :: 1. SKAI Terintegrasi and Anti Fraud 2. Corporate Secretary 3. Credit Analyst 4. Restructure and Lending Support 5. Law Bereau 6. Legal and Remedial Division 7. Human Capital Management rusli Direktur Operasi dan Sistem Director of Operating and System Wakil Direktur Utama Deputy President Director 29 Februari 2016 – 24 Juni 2016 29th of Februari 2016 - 24th of June 2016 24 Juni 2016 – saat ini 24th of June 2016 - Current Membawahi Unit Kerja In charge of the following Working Units :: 1. Treasury 2. Financial Institution dan Capital Market 3. General Affair 4. Finance and Accounting 5. Marketing and communication 6. Information Technology 7. Operasional dan internal control Ramon Marlon Runtu Direktur Kredit Credit Director 17 Juni 2011 – saat ini 17th of June 2011 - Current Membawahi Unit Kerja In charge of the following Working Units :: 1. Spesial Asset Management 2. Kredit Analyst Gregorius Andrew Andryanto Haswin Direktur Treasury dan Retail Banking Director of Treasury and retail Banking 17 Juni 2011 – 7 September 2016 17th of June 2011 - 7th of September 2016 Membawahi Unit Kerja In charge of the following Working Units :: 1. Treasury 2. Financial Institutiondan CapitalMarket 3. Human Capital Management sCOPe anD resPOnsIBILITY OF eaCh MeMBer OF The BOarD OF DIreCTOrs DIsTrIBuTIOn OF TasKs anD resPOnsIBILITIes OF The BOarD OF DIreCTOrs The distribution of tasks and responsibilities of the Board of Directors refers to the Decision Letter of the Board of Commissioners. 002SK-KOM0716 Concerning the Distributino of Roles and Responsibilities of Board of Directors Members of PT Bank Victoria International, Tbk. In performing its duties, the Board of Directors shall be perform following task areas. 2016 annual reporT nama name Jabatan Position Periode Period hasil Field of Tasks tamunan Direktur Kepatuhan dan Manajemen Risiko Director of Compliance and Risk Manajemen 27 Juni 2008 – saat ini 27th of June 2008 - Current Compliance dan UKPN, Manajemen Risiko serta Sistem dan Prosedur dalam rangka penerapan Good Corporate Governance. Compliance and UKPN, Risk Management, and System and Procedure for GCG implementation Membawahi Unit Kerja In charge of the following Working Units ::: 1. Kepatuhan dan UKpnterintegrasi Compliance and UKPNIntegrated 2. Manajemen RisikoTerintergrasi Risk Management Integrated 3. Sistem dan Prosedur System and Procedure rita Gosal Direktur Bisnis Business Director 24 Juni 2016 – saat ini 24th of June 2016 - Current Membawahi Unit Kerja: 1. Corporate Lending Corporate Lending 2. Commercial Lending Commercial Lending 3. Multiinance Lending Multiinance Lending 4. Comsumer Lending C omsumer Lending 5. Credit Collection Credit Collection ranGKaP JaBaTan DIreKsI Ketentuan rangkap jabatan bagi Direksi diatur dalam Kebijakan GCG. Anggota Direksi dilarang merangkap jabatan sebagai anggota Dewan Komisaris, Direksi atau Pejabat Eksekutif pada Bank, Perusahaan danatau lembaga lain. Seluruh anggota Direksi tidak memiliki rangkap jabatan sebagai Dewan Komisaris, Direksi atau Pejabat Eksekutif pada Bank, lembaga keuangan non bank atau perusahaan lain yang berkedudukan di dalam dan di luar negeri. Hal ini dinyatakan dalam suatu laporan yang harus diperbaharui setiap tahunnya. Tabel rangkap Jabatan Direksi Table On Concurrent Position Of The Board Of Directors nama name Jabatan Position Periode Period Pelaksana Organizer hasil result Daniel Budirahayu Direktur Utama President Director 26 Juni 2015 – saat ini 26th of June 2015 - now - - rusli Direktur Operasi dan Sistem Director of Operating and System Wakil Direktur Utama Deputy President Director 29 Februari 2016 – 24 Juni 2016 29th of Februari 2016 - 24th of June 2016 24 Juni 2016 – saat ini 24th of June 2016 - Current Ramon Marlon Runtu Direktur Kredit Credit Director 17 Juni 2011 – saat ini 17th of June 2011 - Current - - Gregorius Andrew Andryanto Haswin Direktur Treasury dan Retail Banking Director of Treasury and retail Banking 17 Juni 2011 – 7 September 2016 17th of June 2011 - 7th of September 2016 - - tamunan Direktur Kepatuhan dan Manajemen Risiko Director of Compliance and Risk Manajemen 27 Juni 2008 – saat ini 27th of June 2008 - Current - - rita Gosal Direktur Bisnis Business Director 24 Juni 2016 – saat ini 24th of June 2016 - Current - - COnCurrenT POsITIOn OF The BOarD OF DIreCTOrs The provision on concurrent position for the Board of Directors are stipulated in the GCG Policy. Members of the Board of Directors are prohibited from holding concurrent position as members of the Board of Commissioners, Board of Directors or Executive Oficers at other Banks, Companies andor other institution. All members of the Board of Directors do not holf concurret positions as members of the Board of Commissioners, Board of Directors or Executive Oficers at other Banks, non-bank inancial institutions or other companies domiciled within and outside the country. Such non-concurrent position is stated in a report that must be updated every year. 2016 pT BanK VicToria inTernaTional TBK. PenGeLOLaan BenTuran KePenTInGan DIreKsI Dalam hal terjadi benturan kepentingan, Direksi dan Pejabat Eksekutif Bank dilarang mengambil tindakan yang dapat merugikan Bank atau mengurangi keuntungan Bank. Direksi dan Pejabat Eksekutif wajib mengungkapkan benturan kepentingan dalam setiap keputusannya. Benturan kepentingan yang dimaksud antara lain adalah: • Perbedaan antara kepentingan ekonomi Bank dengan kepentingan ekonomi pribadi pemilik, anggota Komisaris, anggota Direksi maupun Pejabat Eksekutif Bank danatau pihak terkait dengan Bank; • Pemberian perlakuan istimewa kepada pihak–pihak tertentu diluar prosedur dan ketentuan yang berlaku serta pemberian suku bunga tidak sesuai dengan ketentuan dan prosedur yang berlaku. Apabila keputusan tetap harus diambil, maka harus mengutamakan kepentingan ekonomi Bank dan menghindarkan kerugian atau berkurangnya keuntungan Bank. Untuk meminimalisir terjadinya benturan kepentingan yang disebabkan adanya rangkap jabatan, setiap anggota Direksi diwajibkan untuk menandatangani Pakta Integritas yang berisikan keterangan bahwa dalam melaksanakan tugasnya, anggota Direksi tidak akan melakukan hal-hal yang dapat menimbulkan konlik kepentingan. Pakta Integritas tersebut disimpan dan diadministrasikan oleh Sekretaris perusahaan. KePeMILIKan sahaM DIreKsI Direksi telah mengungkapkan kepemilikan saham pada Bank victoria. tidak ada direksi yang memiliki saham pada Bank. Tabel Kepemilikan saham Direksi Table On Share Ownership Of Board Of Directors nama name Jabatan Position Periode Period Kepemilikan saham di Bank Victoria Share Ownership in Bank Victoria Daniel Budirahayu Direktur Utama President Director 26 Juni 2015 – saat ini 26th of June 2015 - now nihil none rusli Direktur Operasi dan Sistem Director of Operating and System Wakil Direktur Utama Deputy President Director 29 Februari 2016 – 24 Juni 2016 29th of Februari 2016 - 24th of June 2016 24 Juni 2016 – saat ini 24th of June 2016 - Current nihil none Ramon Marlon Runtu Direktur Kredit Credit Director 17 Juni 2011 – saat ini 17th of June 2011 - Current nihil none Gregorius Andrew Andryanto Haswin Direktur Treasury dan Retail Banking Director of Treasury and retail Banking 17 Juni 2011 – 7 September 2016 17th of June 2011 - 7th of September 2016 nihil none tamunan Direktur Kepatuhan dan Manajemen Risiko Director of Compliance and Risk Manajemen 27 Juni 2008 – saat ini 27th of June 2008 - Current nihil none rita Gosal Direktur Bisnis Business Director 24 Juni 2016 – saat ini 24th of June 2016 - Current nihil none COnFLICT OF InTeresT ManaGeMenT OF The BOarD OF DIreCTOrs In the event of a conlict of interest, the Board of Directors and the Bank’s Executive Oficers are prohibited from taking actions that may harm the Bank or reduce the Bank’s proit. The Board of Directors and Executive Oficers are required to disclose conlicts of interest in every decision. Conlicts of interest here include: • Any differences between the the Bank’s economic interests and the economic interests of private owners, commissioners, members of the Board of Directors and Executive Oficers of banks and or parties related to the Bank; • the granting of preferential treatment to certain parties outside the procedures, regulations as well as the provision of interest rates that is not in accordance with the applicable rules and procedures. If the decision are still to be taken, it should consider priority to the Bank’s economic interests and to avoid losses or reduced proit of the Bank. To minimize conlicts of interest due to the concurrent positions, each member of the Board of Directors are required to sign the Integrity Pact which contains information that in carrying out their duties, members of the Board of Directors will not do any actiones that could create conlicts of interest. The Integrity Pact is kept and administered by the Secretary of the Company. share OWnershIP OF BOarD OF DIreCTOrs None of the Directors owns stakes, either in Bank Victoria or other companies. Shareholding of Directors are as follows. 2016 annual reporT PeLaKsanaan TuGas Dan TanGGunG JaWaB DIreKsI Tahun 2016 Selama 2016, Direksi telah melaksanakan tugas pengurusan Bank victoria sesuai peraturan perundang-undangan yang berlaku dan Anggaran Dasar, antara lain: 1. Penyusunan perencanaan perusahaan; 2. Pemenuhan target kinerja perusahaan; 3. Pengelolaan aset dan keuangan, termasuk penyertaan saham pada perusahaan yang tidak tercatat di bursa; 4. Penyelenggaraan rapat Direksi, menghadiri rapat Dewan Komisaris dan Rapat Umum Pemegang Saham; 5. Pengawasan dan perbaikan proses bisnis internal; serta 6. Pelaksanaan tugas lainnya terkait kepengurusan perusahaan. raPaT DIreKsI Rapat Direksi dapat diadakan setiap waktu apabila dianggap perlu oleh salah seorang anggota Direksi, atau atas permintaan dari Rapat Dewan Komisaris atau atas permintaan tertulis 1 satu Pemegang Saham atau Lebih yang bersama-sama memiliki sedikitnya 110 satu per sepuluh bagian dari jumlah semua saham dengan hak suara yang sah, yang dikeluarkan Bank. Rapat Direksi secara berkala paling kurang 1 satu kali dalam setiap bulan. FreKuensI Dan KehaDIran raPaT Sepanjang tahun 2016, Direksi Bank Victoria telah menyelenggarakan Rapat Direksi sebanyak 3 8 tiga puluh delapan Rapat Gabungan Dewan Komisaris dan Direksi sebanyak 13 tiga belas kali. Adapun tabel kehadiran masing- masing anggota Direksi dalam rapat disajikan pada tabel berikut. Tabel Frekuensi dan Kehadiran rapat Direksi Table On Meeting Frequency And Attendance nama name Jabatan Position Periode Period rapat Direksi Board of Directors Meeting rapat Gabungan Direksi dengan Dewan Komisaris Joint Meeting between the Board of Directos Jumlah dan Kehadiran Total Meeting and attendance Jumlah dan Kehadiran Total Meeting and attendance Jumlah rapat Total Meetings Jumlah Kehadiran attendance Jumlah rapat Total Meetings Jumlah Kehadiran attendance Daniel Budirahayu Direktur Utama President Director 26 Juni 2015 – saat ini 26th of June 2015 - now 38 35 92.11 13 12 92,31 rusli Direktur Operasi dan Sistem Director of operating and System Wakil Direktur Utama Deputy President Director 29 Februari 2016 – 24 Juni 2016 29th of Februari 2016 - 24th of June 2016 24 Juni 2016 – saat ini 24th of June 2016 - Current 32 29 90.63 11 8 72,73 Ramon Marlon Runtu Direktur Kredit Credit Director 17 Juni 2011 – saat ini 17th of June 2011 - Current 38 30 78.95 13 13 100 Gregorius Andrew Andryanto Haswin Direktur Treasury dan Retail Banking Director of treasury and retail Banking 17 Juni 2011 – 7 September 2016 17th of June 2011 - 7th of September 2016 38 20 52.62 9 7 77,78 THE BOARD OF DIRECTORS’ TASKS AND resPOnsIBILITIes IMPLeMenTaTIOn In 2016 During 2016, the Board of Directors has performed the task of Bank Victoria’s management in accordance with the prevailing laws and regulations and the Articles of Association, among others: 1. Preparation of the corporate planning; 2. Fulillment of the Company performance targets; 3. Management of assets and inances, including investments in shares of companies that are not listed on the stock exchange; 4. To conduct meetings of the Board of Directors, to attend meetings of the Board of Commissioners and General Meeting of Shareholders; 5. Supervision and improvement of internal business processes; and 6. Implementation of other duties related to the management of the company. The BOarD OF DIreCTOrs MeeTInG The Board of Directors Meetings may be held at any time as deemed necessary by one of the members of the Board of Directors, or upon request of the Board of Commissioners Meeting or at the written request of 1 one Shareholder or more who together has at least 110 one tenth part of the total number of shares with valid voting rights issued by the Bank. The Board of Directors Meeting was hel periodically at least 1 one time in each month. MeeTInG FreQuenCY anD aTTenDanCe Throughout 2016, the Board of Directors of Bank Victoria has held 38 thirty eight Board of Directors meetings, 13 thirteen Joint Meeting of Board of Commissioners and Directors. The attendance table of each member of the Board of Directors in the meeting is presented in the following table. 2016 pT BanK VicToria inTernaTional TBK. nama name Jabatan Position Periode Period rapat Direksi Board of Directors Meeting rapat Gabungan Direksi dengan Dewan Komisaris Joint Meeting between the Board of Directos Jumlah dan Kehadiran Total Meeting and attendance Jumlah dan Kehadiran Total Meeting and attendance Jumlah rapat Total Meetings Jumlah Kehadiran attendance Jumlah rapat Total Meetings Jumlah Kehadiran attendance tamunan Direktur Kepatuhan dan Manajemen Risiko Director of Compliance and Risk Manajemen 27 Juni 2008 – saat ini 27th of June 2008 - Current 38 33 86.84 13 12 92,31 rita Gosal Direktur Bisnis Business Director 24 Juni 2016 – saat ini 24th of June 2016 - Current 22 17 77.27 6 6 100 aGenDa, TanGGaL Dan PeserTa raPaT DIreKsI raPaT InTernaL DIreKsI Sepanjang tahun 2016, agenda, tanggal dan peserta Rapat Direksi adalah sebagai berikut. Tabel rapat Internal Direksi Table On BOD Internal meetings Tanggal Date agenda agenda Peserta rapat Meeting Participant hadirTidak hadir Presentabsence 06 Januari 2016 06 January 2016 1. Kinerja Keuangan Posisi 31 Desember 2016 2. Paparan Direktorat: • Direktorat Direktur Business • Direktorat Direktur Operasi dan Sistem • Direktorat Direktur Kepatuhan dan Manajemen Risiko • Direktorat Direktur Utama 1. Financial Result Position 31 December 2016 2. Directorate Explanation: • Business Director Directorate • Operation System Director Directorate • Compliance Risk Management Director Directorate • Presiden Director Directorate Daniel Budirahayu Tidak Hadir Absence Ramon Marlon Runtu Hadir present Gregorius Andrew Andryanto Haswin Hadir present tamunan Hadir present 11 Januari 2016 11 January 2016 1. Kinerja Keuangan Posisi 8 Januari 2016 2. Hampers Chinese New Year 3. Paparan Direktorat: • Direktorat Treasury dan Retail Banking • Direktorat Direktur Operasi dan Sistem • Direktorat Direktur Kepatuhan dan Manajemen Risiko 1. Financial Result Position 8 January 2016 2. Hampers Chinese New Year 3. Directorate Explanation: • Treasury Retail Banking Directorate • Operation System Director Directorate • Compliance Risk Management Director Directorate Daniel Budirahayu Hadir present Ramon Marlon Runtu Tidak Hadir Absence Gregorius Andrew Andryanto Haswin Hadir present tamunan Hadir present 18 Januari 2016 18 January 2016 1. Kinerja Keuangan Posisi 15 Januari 2016 2. Frame Work Unit Kerja Internal Control 3. Rapat Kerja Bank Victoria Tahun 2016 4. Paparan Direktorat: • Direktorat Treasury dan Retail Banking • Direktorat Direktur Operasi dan Sistem • Direktorat Direktur Kepatuhan dan Manajemen Risiko • Direktorat Direktur Utama 1. Financial Result Position 15 January 2016 2. Frame Work Internal Control Work Unit 3. Rapat Kerja Bank Victoria Tahun 2016 4. Directorate Explanation: • Treasury Retail Banking Directorate • Operation System Director Directorate • Compliance Risk Management Director Directorate • President Director Directorate Daniel Budirahayu Hadir present Ramon Marlon Runtu Tidak Hadir Absence Gregorius Andrew Andryanto Haswin Hadir present tamunan Hadir present BOarD OF MeeTInG aGenDa, DaTe, anD ParTICIPanT BOarD OF DIreCTOrs InTernaL MeeTInGs Throughout 2016, the Board of Directors meeting agenda, date, and participant are as follows 2016 annual reporT Tanggal Date agenda agenda Peserta rapat Meeting Participant hadirTidak hadir Presentabsence 25 Januari 2016 25 January 2016 1. Kinerja Keuangan Posisi 22 Januari 2016 2. Tema, desain serta rundown acara rapat Kerja Bank Victoria Tahun 2016 3. Paparan Direktorat: • Direktorat Treasury dan Retail Banking • Direktorat Direktur Business • Direktorat Direktur Operasi dan Sistem • Direktorat Direktur Kepatuhan dan Manajemen Risiko • Direktorat Direktur Utama 1. Financial Result Position 22 January 2016 2. Theme, design and rundown Work Meeting event Bank Victoria on 2016 3. Directorate Explanation: • Treasury Retail Banking Directorate • Business Director Directorate • Operation System Director Directorate • Compliance Risk Management Director Directorate • President Director Directorate Daniel Budirahayu Hadir present Ramon Marlon Runtu Tidak Hadir Absence Gregorius Andrew Andryanto Haswin Hadir present tamunan Hadir present 01 Februari 2016 01 February 2016 1. Draft Pembebanan Denda Pelaporan 2. Draft Presentasi RBB 2016-2018 ke OJK 3. Kinerja Keuangan Posisi 31 Januari 2016 4. Paparan Direktorat: • Direktorat Treasury dan Retail Banking • Direktorat Direktur Business • Direktorat Direktur Utama 1. Imposition of Reporting Funds Draft 2. Presentation Draft BBP 2016-2018 to OJK 3. Financial Result Position 31 January 2016 4. Directorate Explanation: • Treasury Retail Banking Directorate • Business Director Directorate • President Director Directorate Daniel Budirahayu Hadir present Ramon Marlon Runtu Tidak Hadir Absence Gregorius Andrew Andryanto Haswin Hadir present tamunan Hadir present 22 Februari 2016 22 February 2016 1. Kinerja Keuangan Posisi 19 Februari 2016 2. Paparan Direktorat: • Direktorat Treasury dan Retail Banking • Direktorat Direktur Business • Direktorat Direktur Operasi dan Sistem • Direktorat Direktur Kepatuhan dan Manajemen Risiko • Direktorat Direktur Utama 1. Financial Result Position 19 February 2016 2. Directorate Explanation: • Treasury Retail Banking Directorate • Business Director Directorate • Operation System Director Directorate • Compliance Risk Management Director Directorate • President Director Directorate Daniel Budirahayu Hadir present Ramon Marlon Runtu Hadir present Gregorius Andrew Andryanto Haswin Tidak Hadir Absence tamunan Hadir present 29 Februari 2016 29 February2016 1. Merchandise 2. Kinerja Keuangan Posisi 26 Februari 2016 3. Paparan Direktorat: • Direktorat Treasury dan Retail Banking • Direktorat Direktur Business • Direktorat Direktur Operasi dan Sistem • Direktorat Direktur Kepatuhan dan Manajemen Risiko • Direktorat Direktur Utama 1. Merchandise 2. Financial Result Position 26 February 2016 3. Paparan Direktorat: • Treasury Retail Banking Directorate • Direktorat Direktur Business • Business Director Directorate • Operation System Director Directorate • Compliance Risk Management Director Directorate • President Director Directorate Daniel Budirahayu Hadir present rusli Hadir present Ramon Marlon Runtu Hadir present Gregorius Andrew Andryanto Haswin Hadir present tamunan Hadir present laporan Tahunan 2016 pT BanK VicToria inTernaTional TBK. Tanggal Date agenda agenda Peserta rapat Meeting Participant hadirTidak hadir Presentabsence 14 Maret 2016 14 March2016 1. Rencana Pembelian Gedung Kantor Rawamangun 2. Kinerja Keuangan Posisi 11 Maret 2016 3. Paparan Direktorat: • Direktorat Treasury dan Retail Banking • Direktorat Direktur Operasi dan Sistem • Direktorat Direktur Kepatuhan dan Manajemen Risiko • Direktorat Direktur Utama 1. Purchasing Plan of Rawamangung Ofice Builiding 2. Financial Result Position 11 March 2016 3. Directorate Explanation: • Treasury Retail Banking Directorate • Operation System Director Directorate • Compliance Risk Management Director Directorate • President Director Directorate Daniel Budirahayu Hadir present rusli Hadir present Ramon Marlon Runtu Tidak Hadir Absence Gregorius Andrew Andryanto Haswin Hadir present tamunan Hadir present 21 Maret 2016 21 March 2016 1. Internet Banking dan Mobile Banking 2. Launching IB MB serta Tax Amnesty 3. Kinerja Keuangan Posisi 18 Maret 2016 4. Paparan Direktorat: • Direktorat Treasury dan Retail Banking • Direktorat Direktur Business • Direktorat Direktur Operasi dan Sistem • Direktorat Direktur Kepatuhan dan Manajemen Risiko • Direktorat Direktur Utama 1. Internet Banking dan Mobile Banking 2. Launching IB MB and Tax Amnesty 3. Financial Result Position 18 March 2016 4. Directorate Explanation: • Treasury Retail Banking Directorate • Business Director Directorate • Operation System Director Directorate • Compliance Risk Management Director Directorate • President Director Directorate Daniel Budirahayu Hadir present rusli Hadir present Ramon Marlon Runtu Hadir present Gregorius Andrew Andryanto Haswin Tidak Hadir Absence tamunan Hadir present 28 Maret 2016 28 March 2016 1. Kinerja Keuangan Posisi 24 Maret 2016 2. Paparan Direktorat: • Direktorat Treasury dan Retail Banking • Direktorat Direktur Business • Direktorat Direktur Operasi dan Sistem • Direktorat Direktur Kepatuhan dan Manajemen Risiko • Direktorat Direktur Utama 1. Financial Result Position 24 March 2016 2. Directorate Explanation: • Treasury Retail Banking Directorate • Business Director Directorate • Operation System Director Directorate • Compliance Risk Management Director Directorate • President Director Directorate Daniel Budirahayu Hadir present rusli Hadir present Ramon Marlon Runtu Hadir present Gregorius Andrew Andryanto Haswin Hadir present tamunan Hadir present 04 April 2016 04 April 2016 1. Presentasi Divisi Teknologi Informasi 2. Presentasi Unit Kerja Product Development 3. Presentasi Divisi Credit Analyst Restrukturisasi 4. Kinerja Keuangan Posisi 01 April 2016 5. Paparan Direktorat: • Direktorat Treasury dan Retail Banking • Direktorat Direktur Business • Direktorat Direktur Operasi dan Sistem • Direktorat Direktur Kepatuhan dan Manajemen Risiko • Direktorat Direktur Utama 1. Technology Information Division Presentation 2. Product Development Work Unit Presentation 3. Analyst Restrukturisasi Credit Division Presentation 4. Financial Result Position 01 April 2016 5. Directorate Explanation: • Treasury Retail Banking Directorate • Business Director Directorate • Operation System Director Directorate • Compliance Risk Management Director Directorate • President Director Directorate Daniel Budirahayu Hadir present rusli Hadir present Ramon Marlon Runtu Hadir present Gregorius Andrew Andryanto Haswin Hadir present tamunan Hadir present 2016 Tanggal Date agenda agenda Peserta rapat Meeting Participant hadirTidak hadir Presentabsence 11 April 2016 11 April 2016 1. Presentasi BMPK 2. Estimasi Kinerja Keuangan Posisi 30 April 2016 3. Paparan Direktorat: • Direktorat Treasury dan Retail Banking • Direktorat Direktur Business • Direktorat Direktur Operasi dan Sistem • Direktorat Direktur Kepatuhan dan Manajemen Risiko • Direktorat Direktur Utama 1. LLL Limit Presentation 2. Financial Result Position Estimation 30 April 2016 3. Directorate Explanation: • Treasury Retail Banking Directorate • Business Director Directorate • Operation System Director Directorate • Compliance Risk Management Director Directorate • President Director Directorate Daniel Budirahayu Hadir present rusli Hadir present Ramon Marlon Runtu Hadir present Gregorius Andrew Andryanto Haswin Hadir present tamunan Hadir present 18 Mei 2016 18 May 2016 Rencana Revisi RBB 2016-2018 BBP Revision Plan 2016-2018 Daniel Budirahayu Hadir present rusli Hadir present Ramon Marlon Runtu Hadir present Gregorius Andrew Andryanto Haswin Hadir present tamunan Hadir present 26 Mei 2016 26 May 2016 1. Presentasi Revisi Rencana Bisnis Bank 2016-2018 2. Presentasi Divisi HCM 3. Presentasi Unit Kerja Sistem dan Prosedur 1. Presentation of BBP Revision Plan 2016-2018 2. Presentasi Divisi HCM 3. System Procedure Work Unit Presentation Daniel Budirahayu Hadir present rusli Hadir present Ramon Marlon Runtu Hadir present Gregorius Andrew Andryanto Haswin Hadir present tamunan Hadir present 30 Mei 2016 30 May 2016 1. Presentasi Divisi Marketing Communication 2. Kinerja Keuangan Posisi 27 Mei 2016 3. Paparan Direktorat: • Direktorat Treasury dan Retail Banking • Direktorat Direktur Business • Direktorat Direktur Operasi dan Sistem • Direktorat Direktur Kepatuhan dan Manajemen Risiko • Direktorat Direktur Utama 1. Marketing Communication Division Presentation 2. Financial Result Position 27 May 2016 3. Directorate Explanation: • Treasury Retail Banking Directorate • Business Director Directorate • Operation System Director Directorate • Compliance Risk Management Director Directorate • President Director Directorate Daniel Budirahayu Tidak Hadir Absence rusli Hadir present Ramon Marlon Runtu Hadir present Gregorius Andrew Andryanto Haswin Hadir present tamunan Hadir present 06 Juni 2016 06 June 2016 1. Kinerja Keuangan Posisi 03 Juni 2016 2. Paparan Direktorat: • Direktorat Treasury dan Retail Banking • Direktorat Direktur Business • Direktorat Direktur Operasi dan Sistem • Direktorat Direktur Kepatuhan dan Manajemen Risiko • Direktorat Direktur Utama 1. Financial Result Position 03 June 2016 2. Directorate Explanation: • Treasury Retail Banking Directorate • Business Director Directorate • Operation System Director Directorate • Compliance Risk Management Director Directorate • President Director Directorate Daniel Budirahayu Tidak Hadir Absence rusli Hadir present Ramon Marlon Runtu Hadir present Gregorius Andrew Andryanto Haswin Hadir present tamunan Hadir present laporan Tahunan 2016 pT BanK VicToria inTernaTional TBK. Tanggal Date agenda agenda Peserta rapat Meeting Participant hadirTidak hadir Presentabsence 20 Juli 2016 20 July 2016 Persiapan meeting dengan DEG - Deutsche Investitions-und Entwicklungsgesellschaft Meeting preparation with DEG - Deutsche Investitions-und Entwicklungsgesellschaft Daniel Budirahayu Hadir present rusli Hadir present Ramon Marlon Runtu Hadir present Gregorius Andrew Andryanto Haswin Hadir present tamunan Tidak Hadir Absence rita Gosal Tidak Hadir Absence 25 Juli 2016 25 July 2016 1. Jadwal Training Bulan Agustus 2016 2. Kinerja Keuangan Posisi 22 Juli 2016 3. Paparan Direktorat: • Direktorat Treasury dan Retail Banking • Direktorat Direktur Business • Direktorat Credit Analyst, Restrukturisasi dan Remedial • Direktorat Direktur Operasi dan Sistem • Direktorat Direktur Kepatuhan dan Manajemen Risiko • Direktorat Direktur Utama 1. Training Schedule on August 2016 2. Financial Result Position 22 July 2016 3. Directorate Explanation: • Treasury Retail Banking Directorate • Business Director Directorate • Credit Analyst, Restrukturisasi dan Remedial Directorate • Operation System Director Directorate • Compliance Risk Management Director Directorate • President Director Directorate Daniel Budirahayu Hadir present rusli Hadir present Ramon Marlon Runtu Hadir present Gregorius Andrew Andryanto Haswin Tidak Hadir Absence tamunan Hadir present rita Gosal Hadir present 01 Agustus 2016 01 August 2016 1. Kinerja Keuangan Posisi 31 Juli 2016 2. Paparan Direktorat: • Direktorat Treasury dan Retail Banking • Direktorat Direktur Business • Direktorat Direktur Operasi dan Sistem • Direktorat Direktur Kepatuhan dan Manajemen Risiko • Direktorat Direktur Utama 1. Financial Result Position 31 July 2016 2. Directorate Explanation: • Treasury Retail Banking Directorate • Business Director Directorate • Operation System Director Directorate • Compliance Risk Management Director Directorate • President Director Directorate Daniel Budirahayu Hadir present rusli Hadir Present Ramon Marlon Runtu Tidak Hadir Absence Gregorius Andrew Andryanto Haswin Tidak Hadir Absence tamunan Hadir present rita Gosal Hadir present 03 Agustus 2016 03 August 2016 Treasury treasury Daniel Budirahayu Hadir present rusli Hadir present Ramon Marlon Runtu Hadir present Gregorius Andrew Andryanto Haswin Tidak Hadir Absence tamunan Hadir present rita Gosal Tidak Hadir Absence 08 Agustus 2016 08 August 2016 1. Kinerja Keuangan Posisi 05 Agustus 2016 2. Paparan Direktorat: • Direktorat Treasury dan Retail Banking • Direktorat Direktur Business • Direktorat Credit Analyst, Restrukturisasi dan remedial • Direktorat Direktur Operasi dan Sistem • Direktorat Direktur Kepatuhan dan Manajemen Risiko • Direktorat Direktur Utama 1. Financial Result Position 05 August 2016 2. Directorate Explanation: • Treasury Retail Banking Directorate • Business Director Directorate • Credit Analyst, Restrukturisasi dan Remedial Directorate • Operation System Director Directorate • Compliance Risk Management Director Directorate • President Director Directorate Daniel Budirahayu Hadir present rusli Hadir present Ramon Marlon Runtu Hadir present Gregorius Andrew Andryanto Haswin Hadir present tamunan Hadir present rita Gosal Hadir present 2016 Tanggal Date agenda agenda Peserta rapat Meeting Participant hadirTidak hadir Presentabsence 15 Agustus 2016 15 August 2016 1. Training Effective Personal Productivity 2. Kinerja Keuangan Posisi 12 Agustus 2016 3. Paparan Direktorat: • Direktorat Treasury dan Retail Banking • Direktorat Direktur Business • Direktorat Credit Analyst, Restrukturisasi dan Remedial • Direktorat Direktur Operasi dan Sistem • Direktorat Direktur Kepatuhan dan Manajemen Risiko • Direktorat Direktur Utama 1. Effective Personal Productivity Training 2. Financial Result Position 12 August 2016 3. Directorate Explanation: • Treasury Retail Banking Directorate • Business Director Directorate • Credit Analyst, Restrukturisasi dan Remedial Directorate • Operation System Director Directorate • Compliance Risk Management Director Directorate • President Director Directorate Daniel Budirahayu Hadir present rusli Hadir present Ramon Marlon Runtu Hadir present Gregorius Andrew Andryanto Haswin Tidak Hadir Absence tamunan Tidak Hadir Absence rita Gosal Hadir present 29 Agustus 2016 29 August 2016 1. Kinerja Keuangan Posisi 26 Agustus 2016 2. Paparan Direktorat: • Direktorat Treasury dan Retail Banking • Direktorat Direktur Business • Direktorat Credit Analyst, Restrukturisasi dan Remedial • Direktorat Direktur Operasi dan Sistem • Direktorat Direktur Kepatuhan dan Manajemen Risiko • Direktorat Direktur Utama 1. Financial Result Position 26 August 2016 3. Directorate Explanation: • Treasury Retail Banking Directorate • Business Director Directorate • Credit Analyst, Restrukturisasi dan Remedial Directorate • Operation System Director Directorate • Compliance Risk Management Director Directorate • President Director Directorate Daniel Budirahayu Hadir present rusli Tidak Hadir Absence Ramon Marlon Runtu Hadir present Gregorius Andrew Andryanto Haswin Hadir present tamunan Hadir present rita Gosal Hadir present 02 September 2016 02 September 2016 Proyeksi Kinerja Keuangan sampai dengan Desember 2016 Financial Result Projection until December 2016 Daniel Budirahayu Hadir present rusli Hadir present Ramon Marlon Runtu Hadir present Gregorius Andrew Andryanto Haswin Hadir present tamunan Hadir present rita Gosal Hadir present 05 September 2016 05 September 2016 1. Program Victoria Goes To Campus dan Kurikulum ODP 2. Day Checklist Migrasi ATM NSICCS 3. Pengadaan Mesin EDC 4. Kinerja Keuangan Posisi 02 September 2016 5. Paparan Direktorat: • Direktorat Direktur Kredit • Direktorat Business • Direktorat Retail Banking • Direktorat Direktur Operasi dan Sistem • Direktorat Direktur Kepatuhan dan Manajemen Risiko • Direktorat Direktur Utama 1. Victoria Goes To Campus Program and ODP Curriculum 2. ATM NSICCS MIgration Day Checklist 3. EDC Machine Procurement 4. Financial Result Position 02 September 2016 5. Directorate Explanation: • Cedit Director Directorate • Retail Banking Directorate • Business Director Directorate • Operation System Director Directorate • Compliance Risk Management Director Directorate • President Director Directorate Daniel Budirahayu Hadir present rusli Hadir present Ramon Marlon Runtu Hadir present Gregorius Andrew Andryanto Haswin Hadir present tamunan Hadir present rita Gosal Tidak Hadir Absence 2016 pT BanK VicToria inTernaTional TBK. Tanggal Date agenda agenda Peserta rapat Meeting Participant hadirTidak hadir Presentabsence 13 September 2016 13 September 2016 Rencana Penyusunan RBB 2017-2019 BBP Preparation 2017-2019 Daniel Budirahayu Hadir present rusli Hadir present Ramon Marlon Runtu Tidak Hadir Absence Gregorius Andrew Andryanto Haswin Tidak Hadir Absence tamunan Hadir present rita Gosal Hadir present 26 September 2016 26 September 2016 1. Business Continuity Management BCM 2. Kinerja Keuangan Posisi 23 September 2016 3. Paparan Direktorat: • Direktorat Direktur Kredit • Direktorat Direktur Operasi dan Sistem • Direktorat Direktur Kepatuhan dan Manajemen Risiko • Direktorat Direktur Utama 1. Business Continuity Management BCM 2. Financial Result Position 23 September 2016 3. Directorate Explanation: • Cedit Director Directorate • Operation System Director Directorate • Compliance Risk Management Director Directorate • President Director Directorate Daniel Budirahayu Hadir present rusli Hadir present Ramon Marlon Runtu Hadir present Gregorius Andrew Andryanto Haswin Tidak Hadir Absence tamunan Tidak Hadir Absence rita Gosal Tidak Hadir Absence 03 Oktober 2016 03 October 2016 1. Divisi Marketing Communication 2. Kinerja Keuangan Posisi 30 September 2016 3. Paparan Direktorat: • Direktorat Direktur Kredit • Direktorat Business • Direktorat Retail Banking • Direktorat Direktur Operasi dan Sistem • Direktorat Direktur Kepatuhan dan Manajemen Risiko • Direktorat Direktur Utama 1. Marketing Communication Division 2. Financial Result Position 30 September 2016 3 Directorate Explanation: • Cedit Director Directorate • Business Director Directorate • Retail Banking Directorate • Operation System Director Directorate • Compliance Risk Management Director Directorate • President Director Directorate Daniel Budirahayu Hadir Present rusli Tidak Hadir Absence Ramon Marlon Runtu Hadir Present Gregorius Andrew Andryanto Haswin Tidak Hadir Absence tamunan Hadir Present rita Gosal Hadir Present 10 Oktober 2016 10 October 2016 1. Divisi Marketing Communication 2. Kinerja Keuangan Posisi 07 Oktober 2016 3. Paparan Direktorat: • Direktorat Direktur Kredit • Direktorat Business • Direktorat Retail Banking • Direktorat Direktur Operasi dan Sistem • Direktorat Direktur Kepatuhan dan Manajemen Risiko • Direktorat Direktur Utama 1. Marketing Communication Division 2. Financial Result Position 07 October 2016 3. Directorate Explanation: • Cedit Director Directorate • Business Director Directorate • Retail Banking Directorate • Operation System Director Directorate • Compliance Risk Management Director Directorate • President Director Directorate Daniel Budirahayu Hadir Present rusli Hadir Present Ramon Marlon Runtu Hadir Present Gregorius Andrew Andryanto Haswin Tidak Hadir Absence tamunan Hadir Present rita Gosal Hadir Present 2016 annual reporT Tanggal Date agenda agenda Peserta rapat Meeting Participant hadirTidak hadir Presentabsence 17 Oktober 2016 17 October 2016 1. Kinerja Keuangan Posisi 14 Oktober 2016 2. Paparan Direktorat: • Direktorat Direktur Kredit • Direktorat Business • Direktorat Direktur Operasi dan Sistem • Direktorat Direktur Kepatuhan dan Manajemen Risiko • Direktorat Direktur Utama 1. Financial Result Position 14 October 2016 2. Directorate Explanation: • Cedit Director Directorate • Business Director Directorate • Operation System Director Directorate • Compliance Risk Management Director Directorate • President Director Directorate Daniel Budirahayu Hadir Present rusli Hadir Present Ramon Marlon Runtu Hadir Present Gregorius Andrew Andryanto Haswin Tidak Hadir Absence tamunan Hadir Present rita Gosal Hadir Present 24 Oktober 2016 24 October 2016 1. Kinerja Keuangan Posisi 21 Oktober 2016 2. Paparan Direktorat: • Direktorat Direktur Kredit • Direktorat Retail Banking • Direktorat Direktur Operasi dan Sistem • Direktorat Direktur Kepatuhan dan Manajemen Risiko • Direktorat Direktur Utama 1. Financial Result Position 21 October 2016 2. Directorate Explanation: • Cedit Director Directorate • Business Director Directorate • Operation System Director Directorate • Compliance Risk Management Director Directorate • President Director Directorate Daniel Budirahayu Hadir Present rusli Hadir Present Ramon Marlon Runtu Hadir Present Gregorius Andrew Andryanto Haswin Tidak Hadir Absence tamunan Hadir Present rita Gosal Tidak Hadir Absence 31 Oktober 2016 31 October 2016 1. Kinerja Keuangan Posisi 28 Oktober 2016 2. Paparan Direktorat: • Direktorat Direktur Kredit • Direktorat Business • Direktorat Direktur Operasi dan Sistem • Direktorat Direktur Kepatuhan dan Manajemen Risiko • Direktorat Direktur Utama 1. Financial Result Position 28 October 2016 2. Directorate Explanation: • Cedit Director Directorate • Business Director Directorate • Operation System Director Directorate • Compliance Risk Management Director Directorate • President Director Directorate Daniel Budirahayu Hadir Present rusli Hadir Present Ramon Marlon Runtu Hadir Present Gregorius Andrew Andryanto Haswin Tidak Hadir Absence tamunan Hadir Present rita Gosal Hadir Present 07 November 2016 07 November 2016 1. Kinerja Keuangan Posisi 04 November 2016 2. Paparan Direktorat: • Direktorat Direktur Kredit • Direktorat Business • Direktorat Direktur Kepatuhan dan Manajemen Risiko • Direktorat Direktur Utama 1. Financial Result Position 04 November 2016 2. Directorate Explanation: • Cedit Director Directorate • Business Director Directorate • Compliance Risk Management Director Directorate • President Director Directorate Daniel Budirahayu Hadir Present rusli Hadir Present Ramon Marlon Runtu Hadir Present Gregorius Andrew Andryanto Haswin Tidak Hadir Absence tamunan Tidak Hadir Absence rita Gosal Hadir Present 14 November 2016 14 November 2016 1. Kinerja Keuangan Posisi 11 November 2016 2. Paparan Direktorat: • Direktorat Direktur Kredit • Direktorat Business • Direktorat Direktur Operasi dan Sistem • Direktorat Direktur Kepatuhan dan Manajemen Risiko • Direktorat Direktur Utama 1. Financial result position 11 November 2016 2. Directorate Explanation: • Cedit Director Directorate • Business Director Directorate • Business Director Directorate • Operation System Director Directorate • Compliance Risk Management Director Directorate • President Director Directorate Daniel Budirahayu Hadir Present rusli Hadir Present Ramon Marlon Runtu Hadir Present Gregorius Andrew Andryanto Haswin Tidak Hadir Absence tamunan Hadir Present rita Gosal Tidak Hadir Absence 2016 pT BanK VicToria inTernaTional TBK. Tanggal Date agenda agenda Peserta rapat Meeting Participant hadirTidak hadir Presentabsence 21 November 2016 21 November 2016 1. Kinerja Keuangan Posisi 18 November 2016 2. Paparan Direktorat: • Direktorat Direktur Kredit • Direktorat Business • Direktorat Direktur Operasi dan Sistem • Direktorat Direktur Kepatuhan dan Manajemen Risiko • Direktorat Direktur Utama 1. Financial Result Position18 November 2016 2. Directorate Explanation: • Cedit Director Directorate • Business Director Directorate • Business Director Directorate • Operation System Director Directorate • Compliance Risk Management Director Directorate • President Director Directorat Daniel Budirahayu Hadir Present rusli Hadir Present Ramon Marlon Runtu Hadir Present Gregorius Andrew Andryanto Haswin Tidak Hadir Absence tamunan Hadir Present rita Gosal Hadir Present 28 November 2016 21 November 2016 1. Kinerja Keuangan Posisi 25 November 2016 2. Paparan Direktorat: • Direktorat Direktur Kredit • Direktorat Business • Direktorat Direktur Operasi dan Sistem • Direktorat Direktur Kepatuhan dan Manajemen Risiko • Direktorat Direktur Utama 1. Financial Result Position 25 November 2016 2. Directorate Explanation: • Cedit Director Directorate • Business Directorate • Operation System Director Directorate • Compliance Risk Management Director Directorate • President Director Directorat Daniel Budirahayu Hadir Present rusli Hadir Present Ramon Marlon Runtu Hadir Present Gregorius Andrew Andryanto Haswin Tidak Hadir Absence tamunan Hadir Present rita Gosal Hadir Present 05 Desember 2016 05 December 2016 1. Kinerja Keuangan Posisi 02 Desember 2016 2. Paparan Direktorat: • Direktorat Direktur Kredit • Direktorat Business • Direktorat Direktur Operasi dan Sistem • Direktorat Direktur Kepatuhan dan Manajemen Risiko • Direktorat Direktur Utama 1. Financial Result Position 02 December 2016 2. Directorate Explanation: • Cedit Director Directorate • Business Directorate • Operation System Director Directorate • Compliance Risk Management Director Directorate • President Director Directorat Daniel Budirahayu Hadir Present rusli Hadir Present Ramon Marlon Runtu Hadir Present Gregorius Andrew Andryanto Haswin Tidak Hadir Absence tamunan Hadir Present rita Gosal Hadir Present 13 Desember 2016 13 December 2016 1. Kinerja Keuangan Posisi 09 Desember 2016 2. Paparan Direktorat: • Direktorat Direktur Kredit • Direktorat Business • Direktorat Direktur Operasi dan Sistem • Direktorat Direktur Utama 1. Financial Result Position 09 December 2016 2. Directorate Explanation: • Cedit Director Directorate • Business Directorate • Operation System Director Directorate • President Director Directorat Daniel Budirahayu Hadir Present rusli Tidak Hadir Absence Ramon Marlon Runtu Hadir Present Gregorius Andrew Andryanto Haswin Tidak Hadir Absence tamunan Tidak Hadir Absence rita Gosal Hadir Present 2016 annual reporT PrOGraM OrIenTasI BaGI DIreKsI Baru Pelaksanaan program orientasi bagi Anggota direksi yang baru diangkat diatur dalam surat keputusan Direksi No. 007SK- DIR0216 tentang Board Of Director Charter BOD Charter pt Bank Victoria International. Program orientasi bagi Direktur Utama dan Direksi yang baru telah dilaksanakan oleh Divisi Corporate Secretary diantaranya melalui: 1. Pemberian Informasi terkait kontenisi website Bank Victoria; 2. Pengenalan tentang seluruh Sistem dan Prosedur yang terdapat pada Intranet Bank Victoria; 3. Pengenalan ke beberapa Kantor Cabang, terutama Kantor Cabang besar; 4. Pemberian Informasi terkait kontenisi buku Laporan tahunan Annual Report. PenGeMBanGan KOMPeTensI DIreKsI Sepanjang tahun 2016, anggota Direksi Bank telah mengikuti berbagai program peningkatan kompetensi berupa pelatihan, workshop, konferensi, seminar, sebagaimana tabel berikut ini: Tabel Pengembangan Kompetensi Direksi Table On Competence Development Of The Board Of Directors nama name Jabatan Position Periode Period Materi Pengembangan Kompetensi Pelatihan Training Competence Development Material Waktu dan Tempat Pelaksanaan Time and Venue Jenis Pelatihan dan Penyelenggara Type of Training and Organizer Daniel Budirahayu Direktur Utama president Director 26 Juni 2015 – saat ini 26th of June 2015 - Current Seminar dan Executive Raundtable Konglomerasi Jasa Keuangan di Indonesia Jakarta, 13 - 14 Januari 2016 Seminar Publik - LPPI Training Leadership Jakarta, 12 19 Maret 2016 In House - Diaspora IBS rusli Direktur Operasi dan Sistem Director of operating and System Wakil Direktur Utama Deputy president Director 29 Februari 2016 – 24 Juni 2016 29th of Februari 2016 - 24th of June 2016 24 Juni 2016 – saat ini 24th of June 2016 - Current Training Leadership Jakarta 12 19 Maret 2016 In House - Diaspora IBS Southeast Asia Banking Technology Innovation Summit Jakarta 30 - 31 Maret 2016 Seminar Publik - ESCOM Ramon Marlon runtu Direktur Kredit Credit Director 17 Juni 2011 – saat ini 17th of June 2011 - Current Training Leadership Jakarta 12 19 Maret 2016 In House - Diaspora IBS Pemeliharaan Sertiikat Kompetensi Manajemen risiko Refreshment LSPP Jakarta 16 November 2016 Refreshment - LSPP OrIenTaTIOn PrOGraMs FOr neW DIreCTOrs Implementation of the orientation program for new appointed members of the Board of Directors stipulated in the Board of Directors Decree Letter No. 007SKDIR0216 on Board Of Director Charter of PT Bank Victoria International. The orientation program for the new President Director and Directors have been carried out by the Corporate Secretary Divisionthrough: 1. Provision of information regarding the content of Bank Victoria’s website; 2. The introduction of the entire System and Procedures contained in Bank Victoria’s Intranet; 3. Introduction to several Branch Ofices, especially large Branch Ofices; 4. Provision of information regarding the content of the annual report. COMPeTenCe DeVeLOPMenT OF The BOarD OF DIreCTOrs Throughout the year 2016, members of the Bank’s Board of Directors have attended various competency improvement programs in the form of training, workshops, conferences, seminars, as the following table: 2016 pT BanK VicToria inTernaTional TBK. Gregorius Andrew andryanto Haswin Direktur Treasury dan Retail Banking Director of treasury and retail Banking 17 Juni 2011 – 7 September 2016 17th of June 2011 - 7th of September 2016 Training Leadership Jakarta 12 19 Maret 2016 In House - Diaspora IBS tamunan Direktur Kepatuhan dan Manajemen risiko Director of Compliance and Risk Manajemen 27 Juni 2008 – saat ini 27th of June 2008 - Current Seminar and Executive Raundtable Konglomerasi Jasa Keuangan di Indonesia Jakarta 13 - 14 Januari 2016 Seminar Publik - LPPI Training Leadership Jakarta 12 19 Maret 2016 In House - Diaspora IBS Training Seminar “National Anti Fraud Conference 2016” Semarang 26 - 28 Oktober 2016 Seminar Publik - aCFe Indonesia Chapter TrainingSeminar “Pengawasan Terintegrasi Bagi Konglomerasi Keuangan Bandung 10 - 11 November 2016 Seminar Publik - Otoritas Jasa Keuangan rita Gosal Direktur Bisnis Business Director 24 Juni 2016 – saat ini 24th of June 2016 - Current Customer Experience Management CEM ASIA SUMMIT 2016 Jakarta 6 - 9 September 2016 Seminar Publik - IQpC WorldWide pte LTD “Engagement A Solid Team To Achieve Extraordinary Result in 2016” - Team Building Outbond Cirebon 15 - 16 Oktober 2016 In House - Kalpata serTIFIKasI ManaJeMen rIsIKO Di samping program peningkatan kompetensi di atas, Direksi juga mengikuti program Sertiikasi Manajemen Risiko. Pada periode 2016, Direksi yang telah lulus sertiikasi manajemen risiko sebagai berikut. nama name Jabatan name Level Level Waktu dan Tempat Pelaksanaan Time and Venues expired expiration Penyelenggara Organizer Daniel Budirahayu Direktur Utama President Director 5 Jakarta Januari 2016 Januari 2018 LSPP rusli Wakil Direktur Utama Deputy President Director 5 Jogjakarta September 2015 September 2017 BSMR rita Gosal Direktur Bisnis Business Director 5 Jakarta Juni 2016 Juni 2018 BSMR Ramon Marlon Runtu Direktur Kredit Credit Director 5 Jakarta November 2016 November 2018 LSPP tamunan Direktur Kepatuhan dan Manajemen Risiko Director of Compliance and Risk Manajemen 5 Jakarta Januari 2016 Januari 2018 LSPP PenILaIan KInerJa DIreKsI Pelaksanaan evaluasi kinerja Direksi dilakukan secara komprehensif, berjenjang, dan bekala. Evaluasi terhadap kinerja Direksi dilakukan 1 satu kali dalam setahun oleh Dewan Komisaris. rIsK ManaGeMenT CerTIFICaTIOn In addition to the above competency improvement program, the Board of Directors also participates in the Risk Management Certiication program. In 2016, the following members of the Board of Commissioners has passed the risk management certiication. THE BOARD OF DIRECTORS’ PERFORMANCE assessMenT The execution of the Board of Directors’ performance evaluation is done in a comprehensive, tiered and periodic manner. Evaluation of the Board of Directors performance shall be conducted 1 one time per year by the Board of Commissioners. 2016 annual reporT PrOseDur PeLaKsanaan ASSESSMENT KInerJa DIreKsI Penilaian kinerja Direksi adalah sebagai berikut. 1. Direksi menyusun Key Performance Indicators KpI yang memuat rencana kerja, sasaran atau target yang akan dicapai dalam satu tahun maupun triwulanan. 2. Direksi melaporkan realisasi pencapaian target masing- masing KPI dalam laporan triwulanan dan laporan tahunan kepada Dewan Komisaris baik secara individu maupun kolektif untuk di evaluasi. 3. Hasil evaluasi KPI Direksi oleh Dewan Komisaris merupakan media penilaian pertanggungjawaban Direksi di RUPS. KrITerIa eVaLuasI KInerJa DIreKsI Penilaian kinerja Direksi berdasarkan indikator umum, yaitu: a. terlaksananya kepemimpinan leadership, kerjasama team work, komunikasi dan kompetensi yang baik. b. Terlaksananya Good Corporate Governance dalam setiap kegiatan usaha Bank. c. terlaksananya pencapaian rencana Bisnis Bank rBB. d. Terlaksananya pengawasan atas tindak lanjut dari Direksi berdasarkan audit, rekomendasi Satuan kerja Audit Internal Bank, auditor eksternal atau pengawasan Otoritas Jasa Keuangan. Penilaian kinerja tersebut menggunakan ukuran kriteria berdasarkan nilai, yaitu nilai 3 untuk kinerja Baik, nilai 2 untuk kinerja yang dianggap cukup sedangkan nilai 1 untuk kinerja yang dianggap kurang. Evaluasi terhadap kinerja Direksi dilakukan 1 satu kali dalam setahun oleh Dewan Komisaris. PIhaK YanG MeLaKuKan ASSESSMENT Penilaian kinerja Direksi dilaksanakan oleh Dewan Komisaris dan Direktur Utama dapat menilai Direksi lainnya. hasIL PenILaIan KInerJa DIreKsI Adapun hasil dari penilaian kinerja masing-masing Direksi untuk tahun 2016, berdasarkan 4 kriteriaindikator yang telah disebutkan di atas secara keseluruhan mendapatkan nilai 3 atau Baik, kecuali untuk kriteria pencapaian RBB yang mendapat nilai 2 atau Cukup. PenILaIan KInerJa PeneraPan GCG SELF ASSESSMENT DIreKsI sesuaI KeTenTuan BIOJK BIOJK secara khusus mengatur penilaian kinerja Direksi berdasarkan parameter kriteria Penilaian Tugas dan Tanggung Jawab Direksi, termasuk pelaksanaan tugas lainnya yang meliputi parameter penanganan benturan kepentingan, Penerapan Fungsi Kepatuhan, Penerapan Fungsi Audit Internal, Penerapan Fungsi Audit Eksternal, Penerapan Manajemen Risiko termasuk Sistem The PrOCeDure OF The BOarD OF DIreCTOrs assessMenT eXeCuTIOn Performance of the Board of Directors is assessed as follows: 1. The Board of Directors prepares Key Performance Indicators KPI containing the work plan, goals or targets to be achieved annually and quarterly. 2. The Board of Directors reports the actual target achievements of each of the KpI in annual and quarterly reports to the Commissioners, either individually or collectively for evaluation. 3. The evaluation result of the Board of Directors KPI achievement by the Board of Commissioners is a means of evaluation of the Board of Directors accountability in the AGM. The assessMenT CrITerIa OF The BOarD OF DIreCTrOs PerFOrManCe The Board of Directors performance assessment was made based on common indicators: a. The implementation of leadership, team work, good communication and competence; b. The implementation of Good Corporate Governance in all of the Bank’s business activities; c. the implementation of Bank Business plan BBp achievement; d. The supervision implementation on the Board of Directors’ follow-up measures on the audit, recommendation from Internal Auditor, External Auditors or the supervision of the Financial Services Authority. The performance evaluation uses the score-based criteria, i.e. 3 for Good performance, 2 for Satisfactory performance, 1 for unsatisfactory performance. the performance evaluation of the Board of Directors is conducted once a year by the Board of Commissioners. The ParTY WhO PerFOrM The assessMenT The Board of Directors performance assessment was carried out by the Board of Commissioners and the President Director can assess other Directors. RESULT OF THE BPARD DIRECTORS’ PERFORMANCE assessMenT The results of the performance assessment of each Directors for 2016, based on 4 criteriaindicators that have been mentioned above, as a whole obtained rating of 3 or Good, except for the RBB achievement criteria that got the score 2 or Suficient. The GCG IMPLeMenTaTIOn PerFOrManCe assessMenT seLF assessMenT OF The BOarD OF DIreCTOrs In aCCOrDanCe WITh The PrOVIsIOns OF BIFsa BI FSA speciically regulates Board of Directors’ performance assessment based on the Board of Directors’ Tasks and Responsibilities Assessment criteria parameter, including the execution of other tasks that include parameter in handling of conlicts of interest, Implementation of Compliance Function, Implementation of Internal Audit Function, Implementation of 2016 pT BanK VicToria inTernaTional TBK. Pengendalian Internal, Penyediaan Dana Kepada Pihak Terkait Related Party dan penyediaan dana besar Large Exposure, Transparansi Kondisi keuangan dan non keuangan Bank, Laporan pelaksanaan GCG dan pelaporan Internal serta rencana Strategis Bank, sebagaimana yang diatur dalam ketentuan self-assessment pelaksanaan GCG sebagaimana diatur pada Surat Edaran Bank Indonesia No.1515DPNP tanggal 29 April 2013 perihal Pelaksanaan Good Corporate Governance bagi Bank Umum. Kriteria Self Assessment Direksi terkait pelaksanaan GCG dibagi menjadi 3 tiga kelompok yaitu Governance Structure, Governance Process dan Governance Outcome. Governance structure terdiri dari 16 indikator, Governance Process terdiri dari 14 indikator sedangkan governance outcome terdiri dari 10 indikator.Adapun hasil penilaian self assessment pelaksanaan Good Corporate Governance tahun 2016 Bank Victoria, untuk aspek Pelaksanaan Tugas dan Tanggung Jawab Direksi mendapat nilai komposit 2 atau BaIK . PenILaIan KInerJa KOMITe DI BaWah DIreKsI Dalam melaksanaan tugas kepengurusannya, Direksi membentuk komite-komite di tingkat Direksi sesuai dengan kebutuhan bisnis Bank dan ketentuan regulasi, yang diharapkan dapat menciptakan efektivitas dan eisiensi operasional. Komite- komite tersebut adalah Komite Manajemen Risiko, Komite Kebijakan Prekreditan, Komite Kredit, Assets and Liabilities Management Committee, Komite Teknologi Informasi, Komite Product, Komite Personalia, Komite Pengadaan Barang dan Jasa, Komite pemantau pelaksanaan Good Corporate Governance, dan Komite investasi. Tugas dan tanggung jawab tiap-tiap komite telah dideinisikan dengan sangat jelas. Direksi menilai bahwa selama 2016, komite- komite tersebut telah menjalankan tugas dan tanggung jawabnya dengan efektif. KeBIJaKan reMunerasI DIreKsI Remunerasi Direksi ditetapkan dengan mengacu kepada ketentuan Peraturan OJK No.45POJK.032015 tentang Penerapan Tata Kelola dalam Pemberian Remunerasi Bagi Bank Umum serta Surat Edaran Otoritas Jasa Keuangan No.40SEOJK.032016 tentang Penerapan Tata Kelola Dalam Pemberian Remunerasi Bank Umum. Remunerasi yang diberikan kepada Direksi dapat berupa remunerasi yang bersifat tetap yaitu remunerasi yang tidak dikaitkan dengan kinerja dan risiko, antara lain gaji pokok, fasilitas, tunjangan perumahan, tunjangan kesehatan, tunjangan pendidikan, tunjangan hari raya, dan pensiun. Serta remunerasi yang bersifat variabel yaitu Remunerasi yang dikaitkan dengan kinerja dan risiko, antara lain bonus atau bentuk lainnya yang dipersamakan dengan itu. External Audit Function, Implementation of Risks Management include Intern Control Systems, Provision of Funds to Related Parties and large exposures funding, Transparency of Bank’s inancial and non-inancial condition, Report on the GCG implementation and Internal Reporting and Strategic Plan, as stipulated in the self-assessment of GCG implementation as stipulated on Bank Indonesia Circular Letter No. 1515DPNP dated 29 April 2013 regarding the implementation of Good Corporate Governance for Commercial Banks. The Criteria for Board of Directors Self Assessment in relation to GCG implementation is divided into three 3 groups: Governance Structure, Governance Process and Governance Outcome. Governance structure consists of 16 indicators, Governance Process consists of 14 indicators while Governance Outcome consists of 10 indicators The result of the self assessment on Good Corporate Governance implementation in 2016 at Bank Victoria, For the Duties and Responsibilities Implementation aspect of the Board of Directors obtain rating 2 or GOOD. PerFOrManCe assessMenT OF The COMMITTees unDer The BOarD OF DIreCTOrs In conducting its management duties, the Board of Directors established committees at the Board of Directors level in accordance with the Bank’s business needs and regulatory requirements to create an effective and eficient operation. These committees are the Risk Management Committee, the Credit Policy Committee, the Credit Committee, the Assets and Liabilities Management Committee, the Information Technology Committee, the Transaction Committee, the Product Assets And Liabilities, the Personnel Committee, the Goods and Services Procurement Committee, the Implementation Committee of Good Corporate Governance, and the Investment Committees. The duties and responsibilities of each committee have been clearly deined. The Board of Directors assessed that these committees have performed their duties and responsibilities effectively in 2016. reMuneraTIOn POLICY FOr The BOarD OF DIreCTOrs The Board of Directors remuneration is stipulated by referring to the provisions of fsa Regulation NO. 45POJK.032015 regarding the Implementation of Good Corporate Governance in providing remuneration for Commercial Banks and Circular Letter of Finance Service Authority No. 40SEOJK.032016 on the Implementation of Good Corporate Governance in providing remuneration of Commercial Banks. The remuneration provided to the Board of Directors may be in form of a permanent remuneration which is remuneration that is not related to the performance and risk, such as basic salary, facilities, housing allowances, health beneits, education allowances, holiday allowances, and pensions. And variable remuneration that is remuneration associated with the performance and risk, among other bonuses or other equivalent forms. 2016 annual reporT PrOseDur PeneTaPan reMunerasI Dalam menjalankan tugas dan tanggung jawabnya, Direksi mendapat sejumlah remunerasi dan fasilitas lainnya. Kebijakan pemberian remunerasi dan faslitas lainnya bagi Direksi mengacu kepada keputusan dari Pemegang Saham sebagaimana ditetapkan dalam Rapat Umum Pemegang Saham dengan memperhatikan hasil kajian yang dilakukan oleh Bank. Kajian tentang struktur dan jumlah remunerasi didasarkan pada hasil pencapaian kinerja Direksi atas Indikator yang digunakan dalam penetapan remunerasi Direksi meliputi kinerja Bank secara keseluruhan seperti pencapaian kinerja Bank dan pengelolaan manajemen risiko. sTruKTur reMunerasI anGGOTa DIreKsI Komponen remunerasi Dewan Komisaris terdiri atas Honorarium, Beneit sesuai dengan ketentuan Bank seperti Asuransi Kesehatan, Kendaraan Dinas, BPJS Ketenagakerjaan, dan Tunjangan Hari Raya THR serta Tantiem Gratiikasi yang besarannya diberikan sesuai kinerja Bank. InDIKaTOr PeneTaPan reMunerasI DIreKsI Dalam menetapkan besaran remunerasi bagi Direksi Bank mengacu kepada ketentuan Peraturan OJK No.45POJK.032015 tentang Penerapan Tata Kelola dalam Pemberian Remunerasi Bagi Bank Umum, indikator tersebut antara lain: • Faktor skala usaha; • Faktor kompleksitas usaha; • Peer group; • Tingkat inlasi; • Kondisi dan kemampuan keuangan Bank; • Faktor-faktor lain yang relevan, serta tidak boleh bertentangan dengan peraturan perundang - undangan yang berlaku. JuMLah nOMInaLKOMPOnen reMunerasI DIreKsI Tabel remunerasi Direksi Table On Board of Directors Remuneration Jenis remunerasi dan Fasilitas Lain Jumlah Yang Diterima Direksi dalam 1 Tahun amount received by Directors in 1 Year Type of remuneration and Other Facilities Orang Person Jumlah dalam juta rupiah Total in million rupiah 1. Remunerasi gaji, bonus, tunjangan rutin, tantiem, dan fasilitas lainnya dalam bentuk non natura 5 11.290.110.962 Remuneration salary, bonus, routine allowance, share of proit, and other non-natura facilities 2. Fasilitas lain dalam bentuk natura perumahan, transportasi, asuransi kesehatan dan sebagainya yang: a. Dapat dimiliki b. Tidak dapat dimiliki 5 2.143.880.348,00 Other natura facilities housing, transportation, health insurance, etc. a. May be owned b. Cannot be owned PrOCeDures FOr reMuneraTIOn DeTerMInaTIOn In carrying out its duties and responsibilities, the Board of Directors received remuneration and other facilities. Remuneration policy of the Board of Directors refer to the decision of the Shareholders as set out in the General Meeting of Shareholders having regard to the results of a study conducted by the Bank. the study of the structure and amount of remuneration are based on the Board of Directors’ achievement on indicators used in determining the remuneration of the Directors includes the Bank’s overall performance such as the Bank’s performance achievement and risk management. reMuneraTInO sTruCTure OF The BOarD OF DIreCTOrs The remuneration components of the Board of Directors consists of Honorarium, Beneits in accordance with the provisions of the Bank such as Health Insurance, Oficial Vehicle, BPJS Ketenagakeraan, and Religious Holiday Allowance THR and Share of Proit which given based on the Bank’s performance. InDICaTOrs In The DeTerMInaTIOn OF The BOarD OF COMMISSIONERS’ REMUNERATION In determining the remuneration amount for the Board of Directors, the Bank refers to the provisions of the FSA Regulation No. 45POJK.032015 concerning Governance Practices in Providing Remuneration for Commercial Banks, the indicators are as follows: • The business factor scale; • The business complexity factors; • Peer group; • The inlation rate; • The Bank’s inancial conditions and capability; • Other relevant factors and the decision must not conlict with the legislation in force. TOTaL aMOunTreMuneraTIOn COMPOnenTs OF The BOarD OF DIreCTOrs 2016 pT BanK VicToria inTernaTional TBK. remunerasi dalam satu tahun dikelompokkan dalam kisaran tingkat penghasilan adalah sebagai berikut. Tabel Tabel Kelompok Jumlah remunerasi Table of Remuneration Amount Group Jenis remunerasi dan Fasilitas Lain Jumlah Yang Diterima Direksi dalam 1 Tahun amount received by Directors in 1 Year Type of remuneration and Other Facilities Di atas Rp. 2 miliar 1 Over Rp 1 Rp 2 billion Di atas Rp. 1 Miliar - Rp. 2 miliar 3 Over Rp 1 billion to Rp 2 billion Di atas Rp. 500 juta - Rp. 1 miliar 1 Over Rp 500 milion to Rp 1 billion Rp. 500 juta ke bawah - Under Rp 500 milion MeKanIsMe PenGunDuran DIrI Dan PeMBerhenTIan DIreKsI Mekanisme pengunduran diri dan pemberhentian Direksi telah diatur dalam Board of Directors Charter Bank victoria. adapun mekanisme pengunduran diri dan pemberhentian Direksi adalah: 1. Jabatan anggota Direksi berakhir dengan sendirinya, jika seorang anggota Direksi: a. Meninggal dunia b. Dinyatakan pailit atau ditaruh dibawah pengampuan berdasarkan suatu putusan pengadilan. c. tidak lagi memenuhi persyaratan perundang-undangan yang berlaku, dengan memperhatikan peraturan di bidang pasar modal. d. Berdasarkan keputusan RUPS 2. Seorang anggota Direksi berhak mengundukan diri dari jabatannya dengan memberitahukan secara tertulis mengenai maksudnya tersebut kepada Bank paling lambat 30 tiga puluh hari sebelum tanggal pengunduran dirinya dan anggota Direksi yang mengundurkan diri tersebut tetap dapat dimintakan pertanggungjawabannya sejak pengangkatan yang bersangkutan sampai dengan tanggal pengunduran dirinya tersebut dalam RUPS berikutnya. OrGan Dan KOMITe DI BaWah DeWan KOMIsarIs Dalam melaksanakan tugasnya, Dewan Komisaris dibantu oleh Sekretaris Dewan Komisaris dan Komite Penunjang, yaitu Komite Audit, Komite Nominasi dan Remunerasi, Komite Pemantau Risiko serta Komite Tata Kelola Terintegrasi. Sekretaris Dewan Komisaris dan Komite di bawah Dewan Komisaris tersebut diuraikan sebagai berikut. seKreTarIs DeWan KOMIsarIs Sekretaris Dewan Komisaris memiliki peranan penting untuk membantu pelaksanaan tugas Dewan Komisaris. Sekretaris Dewan Komisaris bertanggung jawab secara langsung kepada Dewan Komisaris dalam melaporkan pelaksanaan tugasnya. Tugas dan tanggung jawab pokok Sekretaris Dewan Komisaris meliputi komunikasi internal dan eksternal serta koordinasi dengan Sekretaris Perusahaan terkait kesekretariatan antara Dewan Komisaris dengan manajemen Bank Victoria. The Remuneration within one year is classiied in the following range of income levels. The MeChanIsMe OF The BOarD OF DIreCTOrs resIGnaTIOn anD DIsCharGe the mechanism of the resignation and discharge of the Board of Directors is governed by Bank Victoria Board of Directors. the mechanism in the resignation or discharge of the Board of Directors is as follows: 1. The position of the member of the Board of Directors shall end by itself, if the member of the Board of Directors: a. Passed away. b. Under mercy of a court decision. c. No longer comply with applicable legislation requirements, with due regard to the regulations in the capital market ield. d. Based on the resolution of the GMS 2. A member of the Board of Directors shall be entitled to withdraw from hisher position by notifying hisher intent in writing to the Bank no later than 30 thirty days prior to the date of his resignation and the resigning Board of Directors shall be held accountable from the date of appointment up to the date of hisher resignation in the next GMS. OrGans anD COMMITTees unDer The BOarD OF COMMIssIOners In performing its duties, the Board of Commissioners is assisted by the Secretary of the Board of Commissioners and Supporting Committees namely the Audit Committee, the Nomination and Remuneration Committee and the Risk Monitoring Committee. The Secretary of the Board of Commissioners and the Committees under the Board of Commissioners are described as follows. seCreTarY OF The BOarD OF COMMIssIOners The Secretary of the Board of Commissioners has an important role to assist the implementation of the duties of the Board of Commissioners. The Secretary has direct responsibility to the Board of Commissioners in reporting its task implementation. The tasks and responsibilities of the Secretary of the Board of Commissioners includes internal and external communication and coordination with relevant Corporate Secretary in accordance with secretariate tasks between the Board of Commissioners and the management of Bank victoria. 2016 annual reporT TuGas Dan TanGGunG JaWaB seKreTarIs DeWan KOMIsarIs Adapun tugas dan tanggung jawab Sekretaris Dewan Komisaris, yaitu: 1. Membantu Dewan Komisaris dalam menjaga agar pelaksanaan Tata Tertib Dewan Komisaris, secara teknis dapat dilakukan dengan tertib; 2. Mengatur terselenggaranya rapat Dewan Komisaris; 3. Menyiapkan risalah rapat untuk disahkan dalam rapat berikutnya; 4. Menyiapkan laporan tentang pelaksanaan keputusan rapat guna dikaji dalam rapat berikutnya; 5. Menjaga kerahasiaan seluruh dokumen yang menurut sifatnya harus dirahasiakan. PrOFIL seKreTarIs DeWan KOMIsarIs Pada 2016, fungsi Sekretaris Dewan Komisaris dijabat oleh Arum Laras Nurani berdasarkan Surat Keputusan Direksi No.01SK- DIR1212 tanggal 03 Desember 2012. Proil Sekretaris Dewan Komisaris sebagai berikut. aruM Laras nuranI Warga Negara Indonesia, Usia 29 tahun, lahir di Bandung pada tahun 1988. Berdomisili di Jakarta, Indonesia. Memperoleh gelar Sarjana Ilmu Komunikasi dengan predikat Cumlaude dari Universitas Islam Bandung pada tahun 2010. Menjabat sebagai Sekretaris Dewan Komisaris sejak 03 Desember 2012 berdasarkan SK Direksi No.01SK-DIR1212. Indonesian citizen, age 29 years, born in Bandung in 1988. Based in Jakarta, Indonesia. Obtained a Bachelor degree in Communication Science with Cumlaude predicate from Bandung Islamic University in 2010. Appointed as Secretary to Board of Commissioners since December 3, 2012 based on SK Direction No.01 SK-DIR 1212. KOMITe auDIT Komite Audit merupakan alat kelengkapan Dewan Komisaris yang berfungsi untuk melakukan pengawasan atas efektivitas sistem pengendalian internal, internal audit, proses pelaporan keuangan, sehingga Bank dapat dikelola berdasarkan prinsip-prinsip transparansi, akuntabilitas, pertangungjawaban, independensi, dan kewajaran. Dasar PeMBenTuKan KOMITe auDIT Komite Audit Bank dibentuk oleh Dewan Komisaris dan menjalankan tugasnya sesuai peraturan, diantaranya adalah sebagai berikut. 1. Keputusan Peraturan Otoritas Jasa Keuangan No.55 POJK.042015 tentang Pembentukan dan Pedoman pelaksanaan Kerja Komite audit. 2. Peraturan Otoritas Jasa Keuangan No.55POJK.032016 Tentang Penerapan Tata Kelola bagi Bank Umum. 3. PT Bursa Efek Jakarta BEI Dewan Keputusan Direksi No.KEP-0001BEI012014 Tentang Perubahan Peraturan Nomor I-A tentang Pencatatan Saham dan Efek bersifat Ekuitas selain Saham yang diterbitkan oleh Perusahaan tercatat. PIaGaM KOMITe auDIT The DuTIes anD resPOnsIBILITIes OF The seCreTarY OF The BOarD OF COMMIssIOners As for Duties And Responsibilities Of The Secretary Of The Board Of Commissioners, can be seen in the table below. 1. Assist the Board of Commisioners in keeping the implementation of rules of the Board of Commissioners technically done in an orderly manner; 2. Organize Board of Commsioners’ meetings; 3. Prepare minutes of meetings to be approved in the next meeting; 4. Prepare a report on the implementation of the meeting decision which will be reviewed in the next meeting; 5. Maintain conidentiality of all documents which by their nature must be kept conidential. PrOFIL OF The seCreTarY OF The BOarD OF COMMIssIOners In 2016, the functions of the Secretary of the Board of Commissioners held by Arum Laras Nurani by the Directors Decree No: 01SK-DIR1212 dated December 3, 2012. Proile Secretary of the Board of Commissioners as follows. auDIT COMMITTee the audit Committee is a function in the Board of Commissioners with the task to carry out supervision of effectiveness of the internal control system, internal audit, inancial reporting process, in order that the Bank is managed based on the principles of transparency, accountability, answerability, independence, and fairness. BasIs OF FOrMaTIOn OF The auDIT COMMITTee The Bank’s Audit Committee is established by the Board of Commissioners and has been performing its task in accordance with the regulation, which are as follows. 1. Regulation of the Financial Services Authority Number 55 POJK.042015 on the Audit Committee Establishment and Guidelines for Tasks Execution. 2. Regulation of the Financial Services Authority Number 55POJK.032016 on Good Corporate Governance Implementation by Commercial Banks. 3. Jakarta Stock Exchange IDX Board of Directors’ Decision No.KEP-0001BEJ07-2004 dated July 19, 2004 on the Amendment to I-A Regulation on Registration of Shares and Equity Securities other than shares issued by the Listed Companies. 2016 pT BanK VicToria inTernaTional TBK. Dalam melaksanakan tugas dan tanggung jawab pengawasan pengendalian internal, Komite Audit Bank telah dilengkapi dengan pedoman kerja yang ditetapkan dalam piagam Komite Audit. Piagam Komite Audit berisi antara lain mengenai tugas dan tanggung jawab komite, struktur, urauian mengenai aktivitas serta kewenangan dari Komite Audit. Piagam Komite Audit tersebut disusun berdasarkan peraturan dan perundang- undangan yang berlaku dan senantiasa ditinjau ulang secara berkala dan telah disahkan berdasarkan Keputusan Dewan Komisaris No.001SK-KOM0316 tentang Penetapan Piagam Komite audit dan Keanggotaan Komite audit pt Bank victoria International Tbk pada tanggal 2 Maret 2016. Piagam Komite Audit berisi: 1. Dasar penyusunan Piagam; 2. Deinisi; 3. Tujuan; 4. Tugas dan tanggung Jawab; 5. Keanggotaan; 6. Aktivitas; 7. Kewenangan; 8. Tugas dan Tanggung Jawab Lain. Beberapa pokok pedoman kerja Komite Audit yang diatur dalam Piagam Komite Audit dijabarkan sebagai berikut. TuGas Dan TanGGunG JaWaB KOMITe auDIT Komite Audit bertugas untuk memberikan pendapat kepada Dewan Komisaris terhadap laporan-laporan atau hal-hal yang disampaikan oleh Direksi kepada Dewan Komisaris, mengidentiikasi hal-hal yang memerlukan perhatian Dewan Komisaris, dan melaksanakan tugas-tugas lain yang berkaitan dengan tugas Dewan Komisaris, antara lain meliputi: 1. Penelaahan dan Klariikasi Atas Informasi Keuangan 2. Seleksi, Penunjukan dan Pengawasan Pekerjaan Auditor Independen. 3. Evaluasi Efektivitas Pelaksanaan Fungsi Internal Audit. 4. Efektivitas Pengendalian Internal. 5. Kepatuhan terhadap Peraturan Perundang – undangan. 6. Manajemen Risiko 7. Pelaksanaan Tugas Khusus. WeWenanG KOMITe auDIT Adapun wewenang Komite Audit adalah sebagai berikut. 1. Komite berwenang untuk menguji atas perencanaan danpelaksanaan audit serta memantau tindak lanjut hasil audit dalam rangka menilai kecukupan pengendalian internal termasuk kecukupan proses laporan keuangan Bank. 2. Komite Audit berwenang menerima laporan hasil pemeriksaan yang telah dilakukan oleh Satuan Kereja Audit Internal SKAI pada setiap kegiatan operasional dan fungsional Bank. 3. Komite Audit berwenang memantau dan menganalisis pelaksanaan tugas Satuan Kereja Audit Internal SKAI dengan meminta kertas kerja serta memberikan saran dan perbaikan proses Audit yang dilakukan. 4. Komite Audit berwenang melakukan penelitian atas syarat dan keabsahan kantor Akuntan publik, sebelum ditunjuk menjadi auditor eksternal Bank. 5. Komite Audit berwenang untuk meminta kertas kerja auDIT COMMITTee CharTer In carrying out its tasks and responsibilities of internal control monitoring, tthe Audit Committee has been equipped with work guidelines set out in the audit Committee Charter. the Charter contains the tasks and responsibilities of the committee, structure, explanation on the activities and the authority of the Audit Committee. The Audit Committee Charter is based on applicable rules and regulations and continue to be reviewed at regular intervals and are approved by the Board of Commissioners Deci- sion No.001SK-KOM0316 on the Establishment of the Audit Committee Charter and the Audit Committee Membership of PT Bank Victoria International Ltd. on March 2, 2016.The Charter contains: 1. Basis of the Charter Preparation; 2. Deinition; 3. Purposes; 4. Tasks and responsibilities; 5. Membership; 6. Activities; 7. Authorities; and 8. Other tasks and responsibilities. Several key points in the guidelines of the Audit Committee as set forth the Audit Committee Charter are as follows. The auDIT COMMITTee TasKs anD resPOnsIBILITIes the audit Committee has the tasks to give opinions to the Board of Commissioners on reports and matters submitted by the Board of Directors to the Board of Commissioners, identify matters requiring the attention of the Board of Commissioners, and perform other tasks: 1. Review and Clariication of Financial Information. 2. Selection, Appointment and Supervision of Independent auditors’ Work. 3. Evaluation of Effectiveness of Implementation of the Internal audit Function. 4. Effectiveness of Internal Control. 5. Compliance with Laws and Regulations. 6. Risk Management. 7. Implementation of Special Tasks. auThOrITY OF The auDIT COMMITTee The Audit Committee has the authority as follows. 1. The Committee is authorized to examine the audit planning and execution as well as monitor the follow-up of the audit results in order to assess the adequacy of internal controls, including the adequacy of the Bank’s inancial statements; 2. The Committee is authorized to receive reports the examination results conducted by the IAWUIntegrated and anti Fraud at every Bank’s operational and functional activities; 3. The Committee is authorized to monitor and analyze the implementation of the IaWUIntegrated and anti Fraud tasks, by asking the paper work as well as providing advice and improvement to the audit process ; 4. The Committee is authorized to conduct research on the terms and validity of Public Accounting Firm before appointed as the Bank’s External Auditor; 2016 annual reporT Auditor Ekternal untuk memastikan bahwa pemeriksaan telah dilakukan sesuai dengan prinsip pemeriksaan yang berlaku. 6. Komite Audit berwenang meminta dokumen yang membuktikan bahwa tindak lanjut hasil audit telah dilaksanakan dengan baik dan benar serta tepat waktu. 7. Komite Audit berwenang untuk membuat rekomendasi kepada Dewan Komisaris mengenai tindakan yang diperlukan atas kajian yang dilakukan. sTruKTur, KeanGGOTaan Dan KeahLIan KOMITe auDIT anggota Komite audit Bank terdiri dari seorang Komisaris Independen, seorang dari Pihak Independen yang memiliki keahlian di bidang keuangan atau akuntansi dan seorang dari Pihak Independen yang memiliki keahlian di bidang hukum atau perbankan. Keanggotaan Komite Audit Bank Victoria telah memenuhi ketentuan Bapepam-LK No.Kep-29PM2004 dan Peraturan otoritas Jasa Keuangan No.55POJK.032016 tentang penerapan tata Kelola Bagi Bank Umum serta telah diangkat berdasarkan Surat Keputusan Direksi No.004SK- DIR0715 tentang Perubahan Susunan Anggota Komite Audit PT Bank Victoria International Tbk. tertanggal 8 Juli 2015. Tabel struktur, Keanggotaan dan Keahlian Komite audit Table of structure, Membership and skills of the audit Committee nama name Jabatan Position Periode Period Keterangan Description Keahlian expertise Gunawan Tenggaraharja Ketua Chairman 2015– saat ini present Komisaris Independen Independent Commissioner Perbankan Banking Oliver Simorangkir anggota Member 2015 – saat ini present Komisaris Utama president Commissioner Perbankan, Audit Banking, Audit Tonny Setiadi anggota Member 2013 – saat ini present pihak Independen Independent party Manajemen Risiko, Perbankan Risk Management, Banking Retno Dwijanti Widaningsih anggota Member 2013 – saat ini present pihak Independen Independent party Perbankan, Audit Banking, Audit PrOFIL KOMITe auDIT Berikut proil Komite Audit per 31 Desember 2016. GunaWan TenGGaraharDJa Ketua Komite audit Chairman of the audit Committee Proil dapat dilihat di proil Dewan Komisaris His proile is available in the Board of Commissioners proile. OLIVer sIMOranGKIr anggota Komite audit Member of the Audit Committee Proil dapat dilihat di proil Dewan Komisaris His proile is available in the Board of Commissioners proile. TOnnY seTIaDI anggota Komite audit Member of the Audit Committee Warga Negara Indonesia. Usia 59 tahun, lahir pada tahun 1957. Memiliki pengalaman spesiik Penguji Sertiikasi Profesi Perbankan pada LSPP Bidang Manajemen Risiko tingkat 4 dan 5 untuk pejabat eksekutif, serta tingkat 1 dan 2 untuk Komisaris. Beliau memiliki puncak karir di perbankan sebagai Direktur Kepatuhan PT Bank Yudha Bhakti tahun 2007-2012. Menjabat sebagai Anggota Komite Audit dan Anggota Komite Pemantau Risiko Perusahaan, Beliau bertugas untuk mendukung ketua dalam segala hal yangberkaitan dengan tugas Komite. Indonesian citizens. 59 years old, born in 1957, a banking practitioner who has educational in Banking II Indonesia Professional Development Program and have work experience in the ield of auditing. The highlight of his career was as Vice President, Head of Group Audit at Deutsche Bank AG, Jakarta Branch. Join as a Member of the Audit Committee since February 2013, she also served to support the chairman in all matters relating to the Committee’s work. 5. The Committee is authorized to request the External Auditor’s paper work to ensure that the examination was conducted in accordance with the principles applicable examination; 6. The Committee authorized to request documents proving that the follow-up of the audit results has been carried out properly and on time; 7. The Committee is authorized to make recommendations to the Board of Commissioners regarding the necessary action on studies condu. sTruCTure, MeMBershIP anD sKILLs OF The auDIT COMMITTee the Bank’s audit Committee consists of an Independent Commissioner, an Independen Person with the expertise in inance or accounting and an Independent Commissioner withg the expertise in law or banking. embership of the Bank Victoria Audit Committee has complied with Bapepam-LK No.Kep-29 PM2004 and PBI Regulation no. 84PBI2006 and and Regulation of the Financial Services Authority Number 55 POJK.032016 on Good Corporate Governance Implementation by Commercial Banks and they were appointed pursuant to Decree Letter No. 004SK-DIR0715 on the Change of the Audit Committee Members of PT Bank Victoria International Ltd. Dated July 8, 2015. PrOFILe OF The auDIT COMMITTee This is the proile of the Audit Committte as of 31 December 2016. 2016 pT BanK VicToria inTernaTional TBK. reTnO DWIJanTI WIDanInGsIh anggota Komite audit Warga Negara Indonesia. Usia 57 tahun, lahir pada tahun 1959, seorang praktisi perbankan yang memiliki latar belakang pendidikan Program Pengembangan Professional Indonesia Perbankan II dan memiliki pengalaman kerja dalam bidang audit. Puncak karirnya sebagai Deputy President Director, Head of Group Audit Deutsche Bank AG, Jakarta Branch. Bergabung sebagai Anggota Komite Audit sejak Februari 2013, Beliau juga bertugas untuk mendukung ketua dalam segala hal yang berkaitan dengan tugas Komite. Indonesian citizens. 57 years old, was born in 1959. It has speciic experience in the Banking Profession Certiication Testers LSPP Risk Management Division level 4 and 5 to executive oficers, as well as the level 1 and 2 to the Commissioner. He has the peak of his career in banking as Compliance Director of PT Bank Yudha Bhakti years 2007-2012. He has served as a Member of the Audit Committee and Member of Risk Monitoring Committee of the Company, where he served for the support of the chairman in all matters relating to the work of the Committee.. KuaLIFIKasI PenDIDIKan Dan PenGaLaMan KerJa KOMITe auDIT Per 31 Desember 2016, kualiikasi pendidikan dan pengalaman kerja Ketua dan Anggota Komite Audit adalah sebagai berikut. Tabel Kualiikasi Pendidikan dan Pengalaman Kerja Komite Audit Table of Education Qualiications and Work Experience of The Audit Committee nama Pendidikan Pengalaman Kerja Gunawan Tenggaraharja Sarjana Teknik Sipil dari Institut teknologi Bandung pada tahun 1981. earned Bachelor of Civil engineering degree from the Bandung Institute of Technology in 1981. • International Field Engineer di Schlumberger OSA • Assistant Manager di PT Bank Bali; • General Manager PT Sampoerna Transport Nusantara; • Direktur Eksekutif pada PT Duta Pertiwi Tbk; • Direktur di PT Bhuwanatala Indah Permai Tbk; • Komisaris utama PT Sigma Karya Sempurna Bali Camp; • Komisaris Independen PT Jakarta Setiabudi International Tbk; • Komisaris Independen PT Bank Victoria International Tbk. • International Field Engineer at Schlumberger OSA • Assistant Manager at PT Bank Bali; • General Manager of PT Sampoerna Transport Nusantara; • Executive Director of PT Duta Pertiwi Tbk; • Director of PT Bhuwanatala Indah Permai Tbk; • Commissioner of PT Sigma Work Perfect Bali Camp; • Independent Commissioner of PT Jakarta Setiabudi International Tbk; • Independent Commissioner of PT Bank Victoria International Tbk. Oliver Simorangkir Memperoleh gelar Sarjana ekonomi akuntansi dari Universitas Indonesia pada tahun 1980 earned Bachelor of economics degree in accounting from University of Indonesia in 1980 • Group Head Corporate Planning and Accounting Control di PT Bank Niaga Tbk; • Senior Deputy President Director Internal Audit Group di PT Bank Niaga Tbk; • Senior Deputy President Director Internal Audit Group Head PT Bank Prima Express; • Senior Deputy President Director – General Manager Internal Audit PT Bank Permata Tbk; • Direktur Kepatuhan dan Risk Management PT Bank Victoria International Tbk; • Direktur Operasi dan Sistem PT Bank Victoria International Tbk. • Group Head of Corporate Planning and Accounting Control in PT Bank Niaga Tbk; • Senior Vice President Internal Audit Group in PT Bank Niaga Tbk; • Senior Vice President Internal Audit Group Head at PT Bank Prima Express; • Senior Vice President - General Manager of Internal Audit at PT Bank Permata Tbk; • Director of Compliance and Risk Management at PT Bank Victoria International Tbk; • Director of Operations and Systems at PT Bank Victoria International Tbk Tonny Setiadi Memperoleh gelar sarjana ekonomi jurusan keuangan dari STIESIA Surabaya, S2 STEKPI Jurusan Keuangan dan Perbankan earned a economics bachelor’s degree majoring in inance from STIESIA Surabaya, S2 STEKPI Department of Finance and Banking Direktur Kepatuhan PTB ank Yudha Bhakti tahun 2007-2012. Retno Dwijanti Widaningsih S1 Jurusan Keuangan dan Perbankan dari Institut Bankir Indonesia Earned a bachelor degree majoring in Finance and Banking from the Institute Indonesian Bankers Deputy President Director, Head of Group Audit Deutsche Bank AG, Jakarta Branch. eDuCaTIOn QuaLIFICaTIOns anD WOrK eXPerIenCe OF The auDIT COMMITTee On 31 December 2016, the education qualiications and work experience of the Chairman and Members of the Audit Committee as follows. 2016 annual reporT InDePenDensI KOMITe auDIT Komite audit menjalankan peran secara profesional dan independen, serta tidak menerimamelakukan intervensi dari kepada pihak lainnya. anggota Komite audit tidak terkait dengan Pemegang Saham, Dewan Komisaris, maupun Direksi. Komite Audit yang berasal dari luar Bank tidak memiliki kepentingan keterkaitan pribadi yang dapat menimbulkan dampak negatif dan benturan kepentingan conlict of interest dengan Bank. Aspek Independensi Komite Audit dijelaskan dalam tabel di bawah ini: Tabel Independensi Komite audit aspek Independensi Gunawan Tenggarahardja Oliver simorangkir Tonny setiadi retno Dwijanti Widaningsih Tidak memiliki hubungan keuangan dengan Dewan Komisaris dan Direksi Does not have inancial relationship with the Board of Commissioners and Board of Directors √ √ √ √ Tidak memiliki hubungan kepengurusan di perusahaan, anak perusahaan, maupun perusahaan ailiasi Does not have any relationship in the company, its subsidiaries, or afiliate companies √ √ √ √ Tidak memiliki hubungan kepemilikan saham di perusahaan Does not have any share ownership in the company √ √ √ √ Tidak memiliki hubungan keluarga dengan Dewan Komisaris, Direksi, danatau sesama anggota Komite audit Does not have any family relationship with the Board of Commissioners, Directors, andor other members of the audit Committee √ √ √ √ Tidak menjabat sebagai pengurus partai politik, pejabat dan pemerintah Does not served as a political party oficials and government oficials √ √ √ √ auDIT COMMITTee InDePenDenCe the audit Committee professionally and independently conducts its role and does not acceptperform any intervention fromto other parties. The Audit Committee members are independent from the Shareholders, the Board of Commissioners, and the Board of Directors. Audit Committee member which comes from outside of the Bank does not have any interestprivate relationship that may cause negative impacts and conlicts of interest with the Bank. The Audit Committee Independence aspects are described in the table below: 2016 pT BanK VicToria inTernaTional TBK. PenGeMBanGan KOMPeTensI KOMITe auDIT nama name Jabatan Position Materi Pengembangan Kompetensi Pelatihan Development CompetenceTraining Mate- rial Waktu dan Tempat Pelaksanaan Time and Place Implementation Jenis Pelatihan dan Penyelenggara Type of Training and Operator Gunawan Tenggaraharja Ketua Chairman Pengembangan Kompetensi Beliau dapat di lihat pada Bagian Pengembangan Kompetensi Dewan Komisaris The Competence Development can be seen in Competence Development of the Board of Commissioners Oliver Simorangkir anggota Member Pengembangan Kompetensi Beliau dapat di lihat pada Bagian Pengembangan Kompetensi Dewan Komisaris The Competence Development can be seen in Competence Development of the Board of Commissioners Tonny Setiadi anggota Member Transformation Towards Excellence in Good Governance dan raker 2016 Transformation Towards Excellence in Good Governance and Working Meeting 2016 Mason Pine, Padalarang, 30 – 31 Januari 2016 Mason Pine, Padalarang, 30 – 31 January 2016 Training, PT Alam Cipta Training, PT Alam Cipta Retno Dwijanti Widaningsih anggota Member Transformation Towards Excellence in Good Governance dan raker 2016 Transformation Towards Excellence in Good Governance and Working Meeting 2016 Mason Pine, Padalarang, 30 – 31 Januari 2016 Mason Pine, Padalarang, 30 – 31 January 2016 Training, PT Alam Cipta Training, PT Alam Cipta Ujian Kompetensi Manajemen Risiko Level 1 Risk Management Level 1 Competence test Kampus STIA LAN, Jakarta, 5 Maret 2016 STIA LAN Campus, Jakarta, 5 March 2016 Sertiikasi, Kampus STIA LAN Jakarta Certiication, STIA LAN Campus Jakarta raPaT KOMITe auDIT Sesuai dengan Piagam Komite Audit, Komite Audit menyelenggarakan rapat sesuai dengan kebutuhan sekurang- kurangnya 1 satu kali dalam 3 tiga bulan, yang dipimpin oleh Ketua Komite Audit. Keputusan Rapat Komite Audit diambil berdasarkan musyawarah mufakat. FreKuensI Dan TInGKaT KehaDIran raPaT KOMITe auDIT Selama tahun 2016, Komite Audit telah menyelenggarakan 8 kali rapat dengan tingkat kehadiran sebagai berikut: Tabel Tingkat Kehadiran rapat Komite audit Table of audit Committee attendance Frequency nama name Jabatan Position rapat Internal Komite audit audit Committee Internal Meeting Total Jumlah rapat Total Meeting Tingkat Kehadiran attendance rate Gunawan Tenggarahardja Ketua Chairman 8 100 oliver simorangkir anggota Member 6 75 Tonny Setiadi anggota Member 8 100 Retno Dwijanti Widaningsih anggota Member 8 100 Selain mengadakan rapat internal, sepanjang 2016 Komite Audit juga melaksanakan rapat pembahasan bersama dengan Satuan Kerja Audit Internal SKAI sebanyak 6 enam kali rapat dengan agenda pembahasan terkait peningkatan kualitas audit team SKAI. Rapat dengan Akuntan Publik terkait pembahasan laporan perkembangan observasi dan pengujian pengendalian internal. tingkat kehadiran rapat tiap-tiap anggota Komite audit dalam rapat-rapat dengan SKAI selama 2016 adalah 100. auDIT COMMITTee COMPeTenCe DeVeLOPMenT auDIT COMMITTee MeeTInGs In accordance with the Committee Audit Charter, the Committee Audit holds meeting as necessary of at least once in 3 three months, led by the Chairman of the Audit Committee. The Resoluton of the Meeting of Audit Committee is taken based on common agreement. FreQuenCY anD aTTenDanCe raTe OF auDIT COMMITTee MeeTInGs During the period of 2016, the Audit Committee had held 8 meetings with the following attendance rate. In addition to holding internal meetings, throughout 2016, the Audit Committee also conducted joint discussion meetings with the Internal Audit Working Unit IAWU 6 six times with the agenda on the improvement of qualiications of the IAWU audit team. Meeting with Public Accountant related on the discussion on observation development report and the internal controls testing. The attendance rate of each member of the Audit Committee in meetings with the Internal Audit Committee in 2016 is 100. 2016 annual reporT aGenDa raPaT KOMITe auDIT Sepanjang tahun 2016, tanggal pelaksanaan, Agenda rapat dan Peserta rapat Komite Audit, sebagai berikut. Tabel agenda rapat Komite audit Table of audit Committee Meeting agenda no. Tanggal rapat Meeting Date agenda rapat Meeting agenda 1 16 Maret 2016 16 March 2016 Meeting dengan team SKAI membahas Penerapan RBIA; Kecukupan jumlah team SKAI dan Training team SKAI di tahun 2015 2016 Meeting with the IAWU team to discuss the Implementation of RBIA; Adequacy of number of members of the IAWU team dan IAWU Training team in 2015 2016 2 17 Maret 2016 17 March 2016 Meeting dengan PWC membahas Rangkuman progress audit; Timeline – Maret 2016; Hasil dan temuan audit; rasio Keuangan dan Summary of Uncorrected Misstatement – SUM Meeting with PWC to discuss the summary of audit progress; Timeline – March 2016; Audit results and indings; Financial Ratios and Summary of Uncorrected Misstatement – SUM 3 17 Mei 2016 17 May 2016 Refreshment team SKAI Refreshment of the IAWU team refreshment of the IaWU team 4 22 Juni 2016 22 June 2016 Meeting dengan Divisi SKMR, Kepatuhan dan SKAI Mendengarkan penjelasan Divisi SKMR, Kepatuhan dan SKAI posisi Mei 2016 Meeting with Divisions of Risk Management, Compliance dan IAWU, listening to the explanation of Divisions of Risk Management, Compliance dan IAWU for May 2016 5 10 Juni 2016 10 June 2016 Meeting dengan team SKAI Membahas LHP Cluster Lindeteves format baru dan Refreshment Kredit. Meeting with the IAWU team to discuss Lindeteves Cluster Inspection Report LHP new format and Credit refreshment. 6 10 Agustus 2016 10 August 2016 Meeting dengan team SKAI Membahas proses audit terutama audit kredit. Meeting with the IAWU team to discuss the audit process especially the audit of credits. 7 2 September 2016 2 September 2016 Meeting dengan team SKAI Membahas temuan umum dan spesiik mengenai Perkreditan, Operasional, APU PPT dan rencana kerja vs realisai SKAI Semester I di tahun 2016. Meeting with the IAWU team to discuss general and speciic indings on Credit, Operations, AML and CFT and work plans against the realization of IAWU in Semester I in 2016 8 14 Desember 2016 14 December 2016 Meeting dengan team SKAI Membahas Visi, Misi dan rencana kerja SKAI 2017. Meeting with the IAWU team to discuss Vision, Mission and work plan of IAWU for 2017. LaPOran sInGKaT PeLaKsanaan KeGIaTan KOMITe auDIT Tahun 2016 Sepanjang tahun 2016 Komite Audit telah melakukan penelaahan melalui rapat, dan berdasarkan kesimpulan penelaahan rapat, disampaikan rekomendasi-rekomendasi kepada Dewan Komisaris, antara lain sebagai berikut. 1. Telah melakukan penelaahan rencana audit tahun 2016 dan realisasi pencapaiannya. 2. Telah melakukan penelaahan atas pelaksanaan pemeriksaan oleh Satuan Kerja Audit Internal SKAI, memantau cakupan obyek pemeriksaan, tindak lanjut temuan auditor internal maupun eksternal, memantau pemeriksaan SKAI terhadap kecukupan pengendalian internal Bank. 3. Melakukan penelaahan atas kepatuhan terhadap ketentuan peraturan yang berlaku dan peraturan perundang-undangan dalam kegiatan usaha bank. 4. Penelaahan Laporan Keuangan serta Pengendalian Internal periode Desember 2015, Maret, Juni dan September 2016. Memberikan pendapat tentang kewajaran Laporan Keuangan kepada Dewan Komisaris terutama untuk pos-pos Pengakuan Pendapatan, Pengakuan Biaya yang diamortisasi, Kredit baru yang diberikan, serta memberikan rekomendasi untuk Perbaikan Pengendalian Internal berkelanjutan. 5. Penelaahan Pemeriksaan Umum Oleh OJK untuk BVIC posisi Januari 2016. Melakukan review atas temuan OJK tentang Pencatatan kredit pada Kantor Kas dan Stuktur Organisasi Cabang auDIT COMMITTee MeeTInG aGenDa Throughout 2016, the date, agenda dan participants of the Audit Committee are as follows. a BrIeF rePOrT On eXeCuTIOn OF aCTIVITIes OF The auDIT COMMITTee In 2016 Throughout 2016, the Audit Committee conducted reviews through meetings, and based on the conclusions from the meetings, provided the recommendations to the Board of Commissioners as follows: 1. Reviewed the audit plan for 2016 and its realization. 2. Reviewed the implementation of audit by the Internal Audit Working Unit IAWU, monitored the scope of the examination object, the follow-up of internal and external auditors’ indings, monitored the IAWU examination of the adequacy of the Bank’s internal control. 3. Reviewed compliance with prevailing previsions of laws and regulations on the bank’s business activities 4. Reviewed the Financial Statements and Internal Control Reports for December 2015, March, June and September 2016. Provided opinions on the fairness of the Financial Statements to the Board of Commissioners, especially on items of Revenue Recognition, Recognition of Amortized Costs, new credits granted, and provided recommendations on the Internal Control sustainable improvement. 5. Reviewed the General Inspection by the Financial Services Authority FSA of BVIC for January 2016. Reviewed the FSA’s indings on Credit Records at Cash Ofice and Organizational Structure of the BranchArea; 2016 pT BanK VicToria inTernaTional TBK. Area; Perhitungan Lembur dan Alokasi Biaya Pendidikan dan Pelatihan; Akuntansi atas Amortisasi Biaya atas biaya iklan dan aktivitas penerapan program anti pencucian Uang dan Pencegahan Pendanaan Terorisme, dan melakukan monitoring atas perbaikan yang dilakukan 6. Penelaahan Pemeriksaan IT Oleh OJK untuk BVIC posisi Januari 2016. Melakukan review atas rekomendasi hasil pemeriksaan tentang IT Strategic Plan; Perhitungan CKPN dan Business Continuity Plan and Disaster Recovery Plan. 7. Melakukan penelaahan atas hasil Laporan Hasil Pemeriksaan LHP SKAI Semester I 2016 untuk 9 Cluster dan Semester II 2016 untuk 10 Cluster dan 2 Divisi. a. Memberi catatan pendalaman atas obyek dan substansi pemeriksaan b. Memberikan rekomendasi untuk memberikan peningkatan aktivitas pengendalian internal di masing masing unit kerja seperti Divisi di Kantor Pusat, Kantor CabangCapemKK. c. Memberikan rekomendasi kepada Dewan Komisaris untuk meningkatkan kualitas audit yang lebih mendalam atas pemeriksaan divisi di Kantor Pusat seperti misi, strategi dan tujuan. d. Memberikan saran untuk pemenuhan rencana kerja Divisi SKAI. 8. Memberikan rekomendasi penunjukkan Kantor Akuntan Publik KAP untuk general audit atas Laporan Keuangan PT Bank Victoria International Tbk., dan anak perusahaan tahun buku yang berakhir pada tanggal 31 Desember 2016. a. Sebagaimana peraturan BI No.322PBI2001 tanggal 13 Desember 2001 yang diubah dengan PBI No.750 PBI2005 dan PBI No.1414PBI2012 tentang Transparansi dan Publikasi Laporan Bank serta BAPEPAM No. Kep-431BL0212 tentang Penyampaian Laporan Tahunan emiten atau Perusahaan Publik, maka bank wajib menunjuk Akuntan Publik dan Kantor Akuntan Publik yang telah terdaftar di Bank Indonesia dan Penunjukan Akuntan Publik dan atau Kantor Akuntan Publik yang sama oleh Bank paling lama dilakukan untuk periode audit 5 tahun buku berturut turut. b. Merekomendasikan Kantor Akuntan Publik yang akuntabel dan memiliki reputasi baik, serta terdaftar dalam daftar Kap di website Bank Indonesia dan otoritas Jasa Keuangan dan tidak termasuk dalam daftar hitam IIa. 9. Memberikan rekomendasi kepada peserta rapat Komite audit yang tertuang dalam notulen rapat. 10. Coaching dan pengarahan kepada Divisi SKAI dalam pelaksanaan dan penulisan LHP Risk Based Audit. KOMITe nOMInasI Dan reMunerasI Komite nominasi dan remunerasi merupakan salah satu alat kelengkapan Dewan Komisaris yang berfungsi untuk membantu Dewan Komisaris dalam melaksanakan fungsi dan tugasnya di bidang yang berkaitan dengan nominasi dan remunerasi terhadap anggota Direksi dan Dewan Komisaris. Peraturan Bank IndonesiaPeraturan Otoritas Jasa Keuangan mewajibkan bank untuk membentuk Komite Nominasi dan Remunerasi sebagai penerapan good corporate governance sehingga bank dapat Calculation of overtime and Cost allocation for education and Training; Accounting for Cost Amortization for advertising expenses and the implemnation of Anti-Money Laundering Counter-Terrorism Prevention Programs, and the monitoring of improvements made 6. Reviewed the IT Inspection by the FSA of BVIC for January 2016. Reviewed the recommendation from the examination results of IT Strategic Plan; Calculation of CKPN and Business Continuity Plan Disaster Recovery Plan. 7. Reviewed the results of Inspection Report LHP of IAWU for Semester I in 2016 for 9 clusters and Semester II in 2016 for 10 clusters and 2 divisions. a. Gave notes on the further inspection of object and content of the inspection b. Provided recommendations to improve internal control activities in each work unit such as Divisions in Head OficeBranch OficeCash Ofice. c. provided recommendations to the Board of Commissioners to improve the quality of the inspection of division at Head Ofice such as mission, strategies dan objectives. d. Gave advice on the fulillment of the work plan of the Division of IAWU. 8. Provided recommendations on the appointment of Public accounting Firm Kap to conduct general audit of the Financial Statements of PT Bank Victoria International Tbk., and its subsidiaries for the iscal year ended on December 31, 2016. a. As stated in Bank Indonesia Regulation No. 322 PBI2001 dated December 13, 2001 amended by Bank Indonesia Regulation No. 750PBI2005 and Bank Indonesia Regulation No. 1414PBI2012 on the Transparency and Publication of Bank Reports and Decision of BAPEPAM No. Kep-431BL0212 on the Submission of the Annual Report of Issuers or Public Companies, the bank must appoint a Public Accountant and a Public Accounting Firm registered with Bank Indonesia and the appointment of the same Public Accountant andor Public Accounting Firm by the Bank has to be done for consecutive 5-year audit period. b. Recommended an accountable and reputable Public Accounting Firm registered with in the list of Public Accounting Firms in the websites of Bank Indonesia and the Financial Services Authority and not in the blacklist. 9. Provided recommendations to the participants of the Audit Committee meetings as stated in the Minutes of Meetings. 10. Gave the coaching and direction to the IAWU Division in the implementation and the preparation of Inspection report on the risk Based audit. nOMInaTIOn anD reMuneraTIOn COMMITTee the nomination and remuneration Committee is a function in the Board of Komisaris in charge of assisting the Board of Commissioners in the performance of its function and tasks related to nomination and remuneration of the Board of Commissioners and the Board of Directors. Regulations of Bank IndonesiaRegulations of the Financial Services Authority require banks to establish the Nomination and Remuneration Committee as part of good corporate governance in order that 2016 annual reporT dikelola berlandaskan prinsip-prinsip keterbukaan, akuntabilitas, pertanggungjawaban, independensi dan kewajaran sehingga pengelolaan bank dapat dipertanggungjawabkan. Dasar PeMBenTuKan KOMITe nOMInasI Dan reMunerasI Pembentukan Komite Nominasi dan Remunerasi berpedoman pada Peraturan Otoritas Jasa Keuangan No.55POJK.032016 tanggal 7 Desember 2016 tentang Penerapan Tata Kelola Bagi Bank Umum serta Peraturan Otoritas Jasa Keuangan No.34POJK.042014 tentang Komite Nominasi dan Remunerasi Emiten atau Perubahan Publik. PIaGaM KOMITe nOMInasI Dan reMunerasI Dalam melaksanakan tugas dan tanggung jawabnya, Komite nominasi dan remunerasi Bank victoria telah dilengkapi pedoman kerja yang ditetapkan dalam piagam Komite nominasi dan remunerasi. piagam Komite nominasi dan remunerasi tersebut disusun berdasarkan peraturan dan perundang- undangan yang berlaku dan senantiasa ditinjau ulang secara berkala dan telah disahkan berdasarkan Keputusan Dewan Komisaris No.001SK-KOM0216 Tentang Pedoman Komite Nominasi dan Remunerasi PT Bank Victoria International Tbk pada tanggal 22 Februari 2016. Adapun isi dari Pedoman Pelaksanaan Kerja, Sistem dan Prosedur Komite Nominasi dan Remunerasi adalah sebagai berikut. I. Latar Belakang II. Daftar Istilah III. tujuan Iv. Fungsi V. Keanggotaan, Persyaratan dan Masa Tugas VI. Tugas dan Tanggung Jawab Komite Nominasi dan remunerasi VII. Wewenang Komite Nominasi dan Remunerasi VIII. Rapat, Pelaporan IX. Kode Etik Nominasi dan Remunerasi X. Evaluasi Bagi Komite Nominasi dan Remunerasi Mengikuti evaluasi Komite audit dan Komite pemantau risiko XI. Sistem Nominasi dan Remunerasi TuGas Dan TanGGunG JaWaB KOMITe nOMInasI Dan reMunerasI Terkait dengan kebijakan remunerasi 1. Menyusun dan mengevaluasi remunerasi kepada anggota Dewan Komisaris, Direksi dan Pejabagt Eksekutif sampai dengan satu tingkat di bawah Direksi. 2. Memberikan rekomendasi kepada Dewan Komisaris mengenai: a. Kebijakan remunerasi bagi Dewan Komisaris dan Direksi untuk disampaikan kepada rapat Umum pemegang Saham. b. Kebijakan remunerasi bagi Pejabat Eksekutif sampai dengan satu tingkat di bawah Direksi untuk disampaikan kepada Direksi. they are managed based on the principles of transparency, accountability, answerability, independence, and fairness. BASIS OF THE NOMINATION AND REMUNERATION’s FOrMaTIOn The Nomination and Remuneration Committee is established based on the Regulation of the Financial Services Authority Number 55POJK.032016 dated 7 December 2016 on the Implementation of Good Corporate Governance for Commercial Banks and Regulation of Financial Services Authority Number 34POJK.042014 on the Nomination and Remuneration Committee of Issuers or Public Companies. CharTer OF The nOMInaTIOn anD reMuneraTIOn In carrying out its duties and responsibilities, the Nomination and Remuneration of Bank Victoria has been furnished with guidelines set out in the nomination and remuneration Committee Charter. the nomination and remuneration Committee Charter is prepared based on the applicable rules and regulations and continue to be reviewed at regular intervals and is approved by the Board of Commissioners Decision No.001 SK-KOM1216 on the Guidelines for the Nomination and Remuneration Committee of PT Bank Victoria International Tbk dated 22 February 2016. The contents of the Implementation Guidance, Systems and procedures nomination and remuneration Committee are as follows. I. Background II. Glossary III. Objectives IV Function V. Membership, Requirements and Tenure; VI Duties and Responsibilities of the Nomination and Remuneration Committee; VII. Authority of the Nomination and Remuneration Committee; VIII. Meeting and Reporting; IX. Code of Conduct for the Remuneration and Nomination Committee; X. Evaluation for the Nomination and Remuneration Committee; in accordance with the Evaluation of the Audit Committee and the Risk Monitoring Committee XI. Nomination and Remuneration System. The nOMInaTIOn anD reMuneraTIOn TasKs anD resPOnsIBILITIes With regard to the remuneration policy: 1. To prepare and evaluate remuneration for members of the Board of Commissioners, Board of Directors and Executive Oficers until one level below the Board of Directors. 2. Give recommendations to the Board of Commissioners : a. remuneration policy for the Board of Commissioners and Board of Directors to be presented in the General Meeting, and remuneration policy for Executive Oficers b. the remuneration policy for the Executive Oficers until one level below the Board of Directors to be delivered to the Board of Directors. 2016 pT BanK VicToria inTernaTional TBK. 3. Dalam melaksanakan tugas dan tanggung jawab terkait dengan kebijakan remunerasi wajib memperhatikan: a. Kinerja keuangan dan pemenuhan cadangan sebagaimana diatur dalam peraturan perundang- undangan yang berlaku. b. Prestasi kerja individu. c. Kewajaran dengan peer group d. Pertimbangan sasaran dan strategi jangka panjang Bank Terkait dengan kebijakan nominasi 1. Menyusun dan memberikan rekomendasi mengenai sistem serta prosedur pemilihan danatau penggantian anggota Dewan Komisaris dan Direksi kepada Dewan Komisaris untuk disampaikan kepada Rapat Umum Pemegang Saham. 2. Memberikan rekomendasi mengenai calon anggota Dewan Komisaris danatau Direksi kepada Dewan Komisaris untuk disampaikan kepada Rapat Umum Pemegang Saham. Lainnya 1. Membantu Dewan Komisaris untuk memberikan rekomendasi tentang jumlah anggota Dewan Komisaris dan Direksi. 2. Membantu Direksi dalam melakukan review terhadap sistem Human Capital Management dan kebijakan pengembangan sumber daya manusia mulai dari rekruitmen, assessment, peningkatan kompetensi, evaluasi, promosi, demosi, terminasi, suksesi, seleksi dan lain-lain. WeWenanG KOMITe nOMInasI Dan reMunerasI Komite Nominasi dan Remunerasi mempunyai wewenang untuk: 1. Mereview, memeriksa dan melakukan analisa dan pemberian pendapat serta rekomendasi dalam batas ruang lingkup tugasnya. 2. Mencari dan mendapatkan informasi akses yang tidak terbatas yang relevan dari sistem informasi manajemen, laporan-laporan dari setiap anggota Direksi dan individu atau narasumber terkait baik yang berasal dari dalam maupun dari luar Bank. 3. Mengundang Manajemen untuk hadir dalam rapat Komite. sTruKTur, KeanGGOTaan Dan KeahLIan KOMITe nOMInasI Dan reMunerasI Bank victoria memiliki Komite nominasi dan remunerasi yang dimaksudkan untuk membantu Dewan Komisaris terkait dengan nominasi dan remunerasi yang diangkat berdasarkan Surat Keputusan Direksi No. 001SK-DIR1216 tentang Pengangkatan Komite nominasi dan remunerasi pt Bank victoria International Tbk. tertanggal 16 Desember 2016. Adapun struktur, keanggotaan dan keahlian Komite Nominasi dan Remunerasi dapat dilihat pada tabel di bawah ini. 3. In performing its tasks and responsibilities related to the remuneration policy, the Committee must take into account: a. The inancial performance and fulillment of reserves as set forth in the applicable laws and regulations b. Individual work achievement, c. Fairness with peer groups, d. provide consideration of the Bank’s long-term targets and strategies With regard to the nomination policy 1. Prepare and give recommendations on selection and replacement procedure of the Board of Commissioners and Board of Directors, as well as members of the Board of Commissioners and Board of Directors to the Board of Commissioners to be presented in the General Meeting 2. To give recommendations on candidate members of the Board of Commissioners andor the Board of Directors to the Board of Commissioners to be presented to the General Meeting of Shareholders. others 1. Assist the Board of Commissioners to give recommendations on the number of members of the Board of Commissioners and Board of Directors 2. To assist the Board of Directors in conducting a review of the Human Capital Management system and the policy on human capital management from the recruitment, assessment, improvement of competency, evaluation, promotion, demotion, termination, succession, selection and others. The auThOrITY OF The nOMInaTIOn anD reMuneraTIOn COMMITTee The Nomination and Remuneration Committee has the authority: 1. To review, inspect, and conduct an analysis and provide opinions and recommendations within its scope of tasks 2. To seek and obtain relevant information unlimited access from management information system, reports from each member of the Board of Directors and relevant individuals or resource persons internally from the Bank and externally. 3. To invite the management to attend the Committee’s meetings. nOMInaTIOn anD reMuneraTIOn COMMITTee sTruCTure anD MeMBershIP Bank victoria has a nomination and remuneration Committee to assist the Board of Commissioners in matters related to on the nomination and remuneration appointed pursuant to Decree Board of Board of Directors No. 001SK-DIR1216 on the appointment of the nomination and remuneration of pt Bank Victoria International Tbk. Dated 16 December 2016. As for the structure, membership and expertise of the Nomination and Remuneration Committee can be seen in the table below. 2016 annual reporT Tabel struktur, Keanggotaan dan Keahlian Komite nominasi dan remunerasi Table of structure, Membership, and expertise of nomination and remunation Committee nama name Jabatan Position Periode Period Keterangan Description Keahlian expertise Gunawan Tenggarahardja Ketua Chairman 2012 – saat ini 2012 - until now Komisaris Independen Independent Commissioner Perbankan Banking Suzanna Tanojo anggota Member 2012 – November 2016 2012 - November 2016 Komisaris Commissioner Perbankan Banking Debora Wahjutirto Tanoyo anggota Member Desember 2016 – saat ini December 2016 - until now Komisaris Commissioner Bisnis Business Syahda Candra anggota Member 2012 – saat ini 2012 - until now Division Head of Human Capital Management Division Head of Human Capital Management Human Capital Human Capital PrOFIL KOMITe nOMInasI Dan reMunerasI GunaWan TenGGaraharDJa Ketua Komite nominasi dan remunerasi Chairman of nomination and remunation Committee Proil dapat dilihat di proil Dewan Komisaris Proile is available in the Board of Commissioners proile. suZanna TanOJO anggota Komite nominasi dan remunerasi Member of Nomination and remunation Committee Proil dapat dilihat di proil Dewan Komisaris Proile is available in the Board of Commissioners proile. DeBOra WahJuTIrTO TanOYO anggota Komite nominasi dan remunerasi Member of Nomination and remunation Committee Proil dapat dilihat di proil Dewan Komisaris Proile is available in the Board of Commissioners proile. sYahDa CanDra anggota Komite nominasi dan remunerasi Member of Nomination and remunation Committee Warga Negara Indonesia. Usia 41 tahun, lahir di Jakarta pada tahun 1974. Memperoleh gelar Sarjana Psikologi Industri dari Universitas Persada Indonesia Y.A.I Jakarta pada tahun 1998. Memulai karirnya di PT Bank Ekonomi sebagai Senior Staff Human Resource Department Recruitment and Man Power sejak tahun 1997 hingga tahun 2000. Kemudian pada tahun 2001 hingga Juni 2002, beliau menjabat sebagai Assistant Manager Human Resource Department pada PT Hawaii Confectionery Factory. Selanjutnya, beliau menjabat sebagai Supervisor Human Resource Department pada PT JS Multi Collection, sejak tahun 2002 hingga 2003. Bergabung dengan Perusahaan di tahun 2003 dengan menduduki posisi sebagai Division Head of Human Resource General Affairs. Dan terakhir, sejak tahun 2012 hingga saat ini, Beliau menjabat sebagai Division Head of Human Capital Management sekaligus dipercaya untuk menduduki posisi sebagai anggota Komite Nominasi dan Remunerasi PT Bank Victoria International Tbk. Indonesian Citizen, 41 years old, born in 1974. Syahda earned her Bachelor of Industrial Psychology Degree from Universitas Persada Indonesia Y.A.I Jakarta in 1998. She started her career in PT Bank Ekonomi as a Senior Staff of Human Resource Department Recruitment and Manpower from 1997 to 2000. Then, from 2001 to June 2002, she held a position as an Assistant Manager of Human Resource Department in PT Hawaii Confectionery Factory. Thereafter, she sat as a Supervisor of Human Resource Department in PT JS Multi Collection from 2002 to 2003. She then joined the Company in 2003 and held the position as the Division Head of Human Resource General Administration. Lastly, since 2012, she has been holding a position as the Division Head of Human Capital Management and is simultaneously entrusted to become a member of the Nomination and Remuneration Committee of PT Bank Victoria International Tbk. KuaLIFIKasI PenDIDIKan Dan PenGaLaMan KerJa KOMITe nOMInasI Dan reMunerasI Per 31 Desember 2016, kualiikasi pendidikan dan pengalaman kerja Ketua dan anggota Komite nominasi dan remunerasi adalah sebagai berikut. nOMInaTIOn anD reMuneraTIOn COMMITTee PrOFILes eDuCaTIOn QuaLIFICaTIOns anD WOrK eXPerIenCe OF The nOMInaTIOn anD reMuneraTIOn COMMITTee As of 31 December 2016, the education qualiications and work experience of the head and members of the Nomination and Remuneration Committee are as follows. 2016 pT BanK VicToria inTernaTional TBK. Tabel Kualiikasi Pendidikan dan Pengalaman Kerja Komite Nominasi dan Remunerasi Table of Education Classiication and Work Experience of the Nomination and Remunation Committee nama name Pendidikan education Pengalaman Kerja Work experience Gunawan Tenggarahardja Sarjana Teknik Sipil dari Institut teknologi Bandung pada tahun 1981. Bachelor Degree in Civil engieneering from Institut teknologi Bandung in 1981. • International Field Engineer di Schlumberger OSA • Assistant Manager di PT Bank Bali; • General Manager PT Sampoerna Transport Nusantara; • Direktur Eksekutif pada PT Duta Pertiwi Tbk; • Direktur di PT Bhuwanatala Indah Permai Tbk; • Komisaris utama PT Sigma Karya Sempurna Bali Camp; • Komisaris Independen PT Jakarta Setiabudi International Tbk; • Komisaris Independen PT Bank Victoria International Tbk. • International Field Engineer in Schlumberger OSA • Assistant Manager in PT Bank Bali; • General Manager in PT Sampoerna Transport Nusantara; • Executive Director in PT Duta Pertiwi Tbk; • Director in PT Bhuwanatala Indah Permai Tbk; • President Commissioner in PT Sigma Karya Sempurna Bali Camp; • Independent Commissioner in PT Jakarta Setiabudi International Tbk; • Independent Commissioner in PT Bank Victoria International Tbk. Suzanna Tanojo Memperoleh gelar Sarjana ekonomi dari Universitas Airlangga, Surabaya pada tahun 1982. Bachelor of economics from Airlangga University, Surabaya in 1982. • Chief Financial Oficer di PT Unggul Indah Corporation Tbk; • Chief Financial Oficer di PT Apac Inti Corpora dan PT Apac Citra Centertex Corporation Tbk; • Chief Financial Oficer pada PT Bhuwanatala Indah Permai Tbk; • Komisaris Utama PT Victoria Sekuritas; • Komisaris Utama PT Victoria Investama; • Komisaris PT Bank Victoria International Tbk. • Chief Financial Oficer in PT Unggul Indah Corporation Tbk; • Chief Financial Oficer in PT Apac Inti Corpora and PT Apac Citra Centertex Corporation Tbk; • Chief Financial Oficer in PT Bhuwanatala Indah Permai Tbk; • President Commisioner in PT Victoria Sekuritas; • President Commisioner in PT Victoria Investama; • Commisioner in PT Bank Victoria International Tbk. Debora Wahjutirto Tanoyo Memperoleh gelar Bachelor of Science dari University of San Fransisco, California dan meraih gelar Master of Business Administration dari University of San Fransisco, California Bachelor of Science from University of San Fransisco, California and Master of Business administration from University of San Fransisco, California • Assurance Staff di Burr Pilger Mayer LLP, San Fransisco. • Senior Associate 2 di Ernst Youn LLP, Singapore. • Finance Manager PT Victoria Investama, Tbk • Senior Staff Manajemen Risiko Bank Victoria. • Direktur PT Victoria Investama • Assurance Staff in Burr Pilger Mayer LLP, San Fransisco. • Senior Associate 2 in Ernst Young LLP, Singapore. • Finance Manager in PT Victoria Investama, Tbk • Risk Management Senior Staff in Bank Victoria. • Director of PT Victoria Investama Syahda Candra Sarjana Psikologi Industri dari Universitas persada Indonesia Y.a.I Bachelor of Industrial psychology from University of persada Indonesia Y.a.I • Memulai karirnya di PT Bank Ekonomi sebagai Senior Staff Human Resource Department Recruitment and Man Power sejak tahun 1997 hingga tahun 2000. • Kemudian pada tahun 2001 hingga Juni 2002, • Assistant Manager Human Resource Department pada PT Hawaii Confectionery Factory. • Supervisor Human Resource Department pada PT JS Multi Collection, sejak tahun 2002 hingga 2003. • Bergabung dengan Bank Victoria di tahun 2003 dengan menduduki posisi sebagai Division Head of Human Resource General Affairs • Sejak tahun 2012 hingga saat ini, Beliau menjabat sebagai Division Head of Human Capital Management • Started his career in PT Bank Ekonomi as Human Resource Department Senior Staff Recruitment and Manpower from 1997 to 2000. • Assistant Manager in Human Resource Department in PT Hawaii Confectionery Factory from 2001 to June 2002 • Supervisor in Human Resource Department in PT JS Multi Collection, from 2002 to 2003. • Division Head of Human Resource General Affairs in Bank Victoria in 2003 • Division Head of Human Capital Management in Bank Victoria, 2012 – present 2016 InDePenDensI KOMITe nOMInasI Dan reMunerasI Komite nominasi dan remunerasi menjalankan peran secara profesional dan independen, serta tidak menerima melakukan intervensi dari kepada pihak lainnya. anggota Komite nominasi dan Remunerasi tidak terkait dengan Pemegang Saham, Dewan Komisaris, maupun Direksi. Tabel Independensi Komite nominasi dan remunerasi Table of the independence of the nomination and remuneration Committee aspek Independensi Independence aspects Gunawan Tenggarahardja suzanna Tanojo Debora Wahjutirto Tanoyo syahda Candra Tidak memiliki hubungan keuangan dengan Dewan Komisaris dan Direksi Does not have inancial relationship with the Board of Commissioners and Board of Directors √ √ √ √ Tidak memiliki hubungan kepengurusan di perusahaan, anak perusahaan, maupun perusahaan ailiasi Does not have any relationship in the company, its subsidiaries, or afiliate companies √ Memiliki hubungan Has a relationship - √ Tidak memiliki hubungan kepemilikan saham di perusahaan Does not have any share ownership in the company √ Memiliki hubungan Has a relationship - √ Tidak memiliki hubungan keluarga dengan Dewan Komisaris, Direksi, danatau sesama anggota Komite audit Does not have any family relationship with the Board of Commissioners, Directors, andor other members of the audit Committee √ √ √ √ Tidak menjabat sebagai pengurus partai politik, pejabat dan pemerintah Does not served as a political party oficials and government oficials √ √ √ √ PenGeMBanGan KOMPeTensI KOMITe nOMInasI Dan reMunerasI nama name Jabatan Position Periode Period Materi Pengembangan Kompetensi Pelatihan Development Competence Training Material Waktu dan Tempat Pelaksanaan Time and Place Implementation Jenis Pelatihan dan Penyelenggara Type of Training and Operator Gunawan Tenggarahardja Ketua Chairman 2012 – saat ini 2012 - until now Pengembangan Kompetensi Beliau dapat di lihat pada Bagian Pengembangan Kompetensi Dewan Komisaris Description of his Competence Development can be found in the Development of Competence of the Board of Commissioners Suzanna Tanojo anggota Member 2012 – November 2016 2012 - November 2016 Pengembangan Kompetensi Beliau dapat di lihat pada Bagian Pengembangan Kompetensi Dewan Komisaris Description of his Competence Development can be found in the Development of Competence of the Board of Commissioners InDePenDenCe OF The nOMInaTIOn anD reMuneraTIOn the nomination and remuneration Committee professionally and independently performs its roles, and does not accept make intervention fromto other parties. the nomination and Remuneration Committee members are not related to the Shareholders, the Board of Commissioners, and the Board of Directors. The nOMInaTIOn anD reMuneraTIOn COMMITTee COMPeTenCe DeVeLOPMenT 2016 pT BanK VicToria inTernaTional TBK. nama name Jabatan Position Periode Period Materi Pengembangan Kompetensi Pelatihan Development Competence Training Material Waktu dan Tempat Pelaksanaan Time and Place Implementation Jenis Pelatihan dan Penyelenggara Type of Training and Operator Debora Wahjutirto Tanoyo anggota Member Desember 2016 – saat ini December 2016 - until now Pengembangan Kompetensi Beliau dapat di lihat pada Bagian Pengembangan Kompetensi Dewan Komisaris Description of his Competence Development can be found in the Development of Competence of the Board of Commissioners Syahda Candra anggota Member 2012 – saat ini 2012 - until now penyelerasan Fungsi Kepatuhan, pengendalian Internal dan Manajemen Risiko Dalam Rangka peningkatan Efektiitas Penerapan GCG Jakarta, 19 Maret 2016 Jakarta, 19 March 2016 Risk Management International Leadership Leadership Jakarta, 14 Mei 2016 Jakarta, 14 May 2016 Bank victoria- Indonesia Banking School IBS Indonesia Banking Human Capital Conference Indonesia Banking Human Capital Conference Jakarta, 13 Oktober 2016 Jakarta, 13 October 2016 Infobank raPaT KOMITe nOMInasI Dan reMunerasI Sesuai dengan Piagam Komite Nominasi dan Remunerasi, Komite nominasi dan remunerasi menyelenggarakan rapat sesuai dengan kebutuhan yang dipimpin oleh ketua Komite nominasi dan remunerasi. Keputusan rapat Komite nominasi dan Remunerasi diambil berdasarkan musyawarah mufakat. Keputusan Rapat Komite Nominasi dan Remunerasi diambil berdasarkan musyawarah mufakat. Selama tahun 2016, Komite Nominasi dan Remunerasi telah menyelenggarakan 12 kali rapat dengan tingkat kehadiran sebagai berikut: FreKuensI Dan TInGKaT KehaDIran raPaT KOMITe nOMInasI Dan reMunerasI Tabel Tingkat Kehadiran rapat Komite nominasi dan remunerasi Table of Frequency and Attendance Rate of The Nomination and Remuneration Committee nama name Jabatan Position Periode Period rapat Internal Komite nominasi remunerasi Internal Meeting of the nomination and remuneration Committee Jumlah rapat Total Meeting Kehadiran rapat attendance in Meeting Tingkat Kehadiran attendance rate Gunawan Tenggarahardja Ketua Chairman 2012 – saat ini 2012 – present 12 12 100 Suzanna Tanojo anggota Member 2012 – November 2016 2012 – November 2016 11 2 18,18 Debora Wahjutirto Tanoyo anggota Member Desember 2016 – saat ini December 2016 – present 1 1 100 Syahda Candra anggota Member 2012 – saat ini 2012 – present 12 12 100 THE NOMINATION AND REMUNERATION COMMITTEE’S MeeTInG according to the nomination and remuneration Committee Charter, the Committee has convened meetings as necessary chaired by the chair of the Committee. Resolutions of the Nomination and Remuneration Committee Meetings are made under common agreements. The Decision Meeting of the Nomination and Remuneration Committee are taken under common agreement. During 2016, the Audit Committee held twelve meetings with the level of attendance as follows. FreQuenCY anD aTTenDanCe raTe OF The nOMInaTIOn anD reMuneraTIOn COMMITTee 2016 annual reporT aGenDa raPaT KOMITe nOMInasI Dan reMunerasI Sepanjang tahun 2016, tanggal pelaksanaan, Agenda rapat dan Peserta rapat Komite Nominasi dan Remunerasi, sebagai berikut. Tabel agenda rapat Komite nominasi dan remunerasi Table of Nomination and Remuneration Committee Meeting Agenda no. Tanggal rapat Meeting Date agenda rapat Meeting agenda 1 22 Januari 2016 22 January 2016 Rekomendasi Pencalonan Direktur Operasi dan Sistem An. Sdr. Rusli Recommendation for the Nomination of Mr. Rusli as Director of Operations and System 2 1 April 2016 1 April 2016 Rekomendasi Pencalonan Direktur Bisnis An. Sdri. Rita Gosal Recommendation for the Nomination of Ms. Rita Gosal as Director of Business 3 11 Mei 2016 11 May 2016 Kebijakan Pedoman Gratiikasi bagi Pengurus dan Pegawai Bank Policy on the Gratuity Guidelines for the Management and Employees of the Bank 4 27 Mei 2016 27 May 2016 rekomendasi pengangkatan pengurus Bank victoria Recommendation for the Appointment of the Management of Bank Victoria 5 24 Juni 2016 24 June 2016 Rekomendasi Pencalonan Wakil Direktur Utama An. Sdr. Rusli Recommendation for the Nomination of Mr. Rusli as Vice President Director 6 20 Juli 2016 20 July 2016 Perubahan Struktur Organisasi Changes to the Organisational Structure 7 19 Agustus 2016 19 August 2016 Penambahan Pejabat Eksekutif An. Sdr. DM Parluhutan Napitupulu Addition of Mr. DM Parluhutan Napitupulu as Executive Oficer 8 28 September 2016 28 September 2016 Penambahan Pejabat Eksekutif An. Sdr. Surjadi Hardiman Addition of Mr. Surjadi Hardiman as Executive Oficer 9 7 Oktober 2016 7 October 2016 Rekomendasi Pencalonan Komisaris Utama An. Sdr. Oliver Simorangkir Recommendation for the Nomination of Mr. Oliver Simorangkir as President Commissioner 10 7 Oktober 2016 7 October 2016 Kebijakan Pedoman Kenaikan Remunerasi bagi Pengurus dan Karyawan Bank untuk Rekomendasi kepada Dewan Komisaris Policy for Guidelines for Increase in Remuneration for the Bank’s Management dan Employees to be recommended to the Board of Commissioners 11 16 Nopember 2016 16 November 2016 Rekomendasi Pencalonan Komisaris An. Sdri. Debora Wahjutirto Tanoyo Recommendation for the Nomination of Ms. Debora Wahjutirto Tanoyo as Commissioner 12 19 Desember 2016 19 December 2016 Evaluasi Dewan Direksi dan Jajaran Pejabat Eksekutif Evaluation of the Board of Directors and Executive Oficers LaPOran sInGKaT PeLaKsanaan KeGIaTan KOMITe nOMInasI Dan reMunerasI Tahun 2016 Sepanjang tahun 2016, Komite Nominasi dan Remunerasi telah melaksanakan tugas sebagai berikut antara lain: 1. Mengevaluasi Pedoman Penilaian Konduite dan Kinerja sebagai Dasar Remunerasi; 2. Merumuskan kebijakan Pedoman Gratiikasi bagi Pengurus dan Pegawai Bank untuk direkomendasikan kepada Dewan Komisaris; 3. Melakukan evaluasi atas struktur organisasi Bank Victoria; 4. Melakukan evaluasi kinerja Dewan Komisaris dan Direksi; 5. Mengevaluasi kecukupan susunan Pengurus Bank dan Pejabat Eksekutif. KeBIJaKan suKsesI DIreKsI Salah satu tugas dari Komite Nominasi dan Remunerasi adalah menyusun suatu sistem nominasi bagi anggota Komisaris dan Direksi Bank yang akan menjadi bagian dari Kebijakan Good Corporate Governance dari Bank, serta akan menjadi pedoman bagi Komisaris dan Rapat Umum Pemegang Saham RUPS dalam MeeTInG aGenDa OF The nOMInaTIOn anD reMuneraTIOn Throughout 2016, the dates, agenda dan participants of the Audit Committee are as follows. a BrIeF rePOrT On eXeCuTIOn OF aCTIVITIes OF The nOMInaTIOn anD reMuneraTIOn COMMITTee In 2016 Throughout 2016, the Nomination and Remuneration Committee has carried out its tasks as follows: 1. Evaluated the Guidelines for Assessment of Conduct and Performance as the Basis for Remuneration; 2. Formulated a policy on the Gratuity Guidelines for the Management and Employees of the Bank to be recommended to the Board of Commissioners; 3. Conducted the evaluation of the organizational structure of Bank Victoria; 4. Conducted the evaluation of the performance of the Board of Commissioners dan the Board of Directors; 5. Conducted the evaluation of the suficiency in the composition of the Bank’s Management and Executive Oficers. suCCessIOn POLICY OF The BOarD OF DIreCTOrs one of the tasks of the nomination and remuneration Committee is to develop a system of nominations for members of the Bank’s Board of Commissioners and Board of Directors that will become a part of the Bank’s Good Corporate Governance Policy, and will be the guidance for the Board of Commissioner 2016 pT BanK VicToria inTernaTional TBK. menetapkan nominasi dan remunerasi anggota danatau calon anggota Direksi dan Komisaris. Adapun Kebijakan terkait Sistem Nominasi dan Remunerasi berdasarkan SK Dewan Komisaris No.001SK-KOM1214, mengatur mengenai:

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