INFORMASI SEGMEN USAHA lanjutan OPERATING

PT BANK ARTHA GRAHA INTERNASIONAL Tbk CATATAN ATAS LAPORAN KEUANGAN Tahun yang Berakhir pada Tanggal-tanggal 31 Desember 2012 dan 2011 serta Enam Bulan yang Berakhir pada Tanggal 30 Juni 2012 Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan lain PT BANK ARTHA GRAHA INTERNASIONAL Tbk NOTES TO THE FINANCIAL STATEMENTS Years Ended December 31, 2012 and 2011 and Six Months Ended June 30, 2012 Expressed in million Rupiah, unless otherwise stated 107 40. INFORMASI SEGMEN USAHA lanjutan 40. OPERATING SEGMENT INFORMATION continued Segmen Operasi lanjutan Operating Segment continued 31 Desember 2012 31 December 2012 Produktif Productive Konsumtif Consumer Treasuri Treasury Lain-lain Others Jumlah Total Pendapatan bunga 1.566.936 83.787 208.499 - 1.859.222 Interest Income Aset 14.333.674 878.444 4.018.066 1.328.586 20.558.770 Assets Penyisihan kerugian penurunan nilai 7.905 2.296 345 85.562 96.108 Allowance for impairment losses Deposito berjangka Time deposits Giro Demand deposits Tabungan Savings deposits Lain-lain Others Jumlah Total Beban bunga 920.481 60.638 22.800 29.274 1.033.193 Interest expenses Liabilitas 13.055.709 3.220.092 1.123.313 1.222.329 18.621.443 Liabilities 30 Juni 2012 30 June 2012 Produktif Productive Konsumtif Consumer Treasuri Treasury Lain-lain Others Jumlah Total Pendapatan bunga 767.657 37.372 120.613 - 925.642 Interest Income Aset 13.864.060 706.425 7.847.522 412.627 22.830.634 Assets Penyisihan kerugian penurunan nilai 241.498 20.245 460 85.522 347.725 Allowance for impairment losses Deposito berjangka Time deposits Giro Demand deposits Tabungan Savings deposits Lain-lain Others Jumlah Total Beban bunga 512.151 27.013 12.572 13.631 565.367 Interest expense Liabilitas 16.224.415 2.562.018 980.099 1.789.528 21.556.060 Liabilities 31 Desember 2011 31 December 2011 Produktif Productive Konsumtif Consumer Treasuri Treasury Lain-lain Others Jumlah Total Pendapatan bunga 1.256.931 58.829 229.005 - 1.544.765 Interest Income Aset 12.775.966 623.479 4.025.715 1.760.276 19.185.436 Assets Penyisihan kerugian penurunan nilai 271.483 16.643 457 42.761 331.344 Allowance for impairment losses Deposito berjangka Time deposits Giro Demand deposits Tabungan Savings deposits Lain-lain Others Jumlah Total Beban bunga 870.680 41.856 18.882 30.319 961.737 Interest expense Liabilitas 12.986.705 2.311.315 998.619 1.734.456 18.031.095 Liabilities PT BANK ARTHA GRAHA INTERNASIONAL Tbk CATATAN ATAS LAPORAN KEUANGAN Tahun yang Berakhir pada Tanggal-tanggal 31 Desember 2012 dan 2011 serta Enam Bulan yang Berakhir pada Tanggal 30 Juni 2012 Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan lain PT BANK ARTHA GRAHA INTERNASIONAL Tbk NOTES TO THE FINANCIAL STATEMENTS Years Ended December 31, 2012 and 2011 and Six Months Ended June 30, 2012 Expressed in million Rupiah, unless otherwise stated 108 40. INFORMASI SEGMEN USAHA lanjutan 40. OPERATING