CRITICAL ACCOUNTING JUDGEMENTS AND SIGNIFICANT ACCOUNTING ESTIMATES
Assuring the Move Into Next Level
462
Business Development Report Management Reports
Company Information Information For Investors
Operational Review
PT SEMEN INDONESIA PERSERO Tbk AND ITS SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
FOR THE YEARS ENDED DECEMBER 31, 2014 AND 2013
Expressed in thousands of Rupiah, unless otherwise stated Continued
- 48 -
Taksiran masa manfaat ekonomis aset tetap dan properti investasi
Estimated useful lives of fixed assets and investment property
Manajemen menentukan estimasi masa manfaat dan beban penyusutan dari aset tetap. Depresiasi
dihitung berdasarkan biaya komponen-komponen aset tetap dikurangi dengan nilai sisa. Estimasi
utama mencakup estimasi masa manfaat pabrik semen yang bisa berbeda dengan masa manfaat
sesungguhnya. Masa manfaat sesungguhnya akan bergantung
pada berbagai
faktor seperti
pemeliharaan, perkembangan teknologi, pasar semen, dan sebagainya. Nilai sisa pabrik juga sulit
diestimasi karena lamanya masa manfaat pabrik dan ketidakpastian akan kondisi ekonomi. Nilai sisa
diestimasi setiap tahun berdasarkan kondisi teknis peralatan tersebut.
Management determines the estimated useful lives and depreciation of fixed assets. Depreciation is
calculated based on the various components of the cost of fixed assets less the residual value. The
main estimate includes the estimated useful life of the cement plant which could differ from the actual
useful life. Actual useful life will depend on various factors such as maintenance, technology
development, cement market, etc. Residual value of the plant is also difficult to estimate because of
the length of the useful life of the plant and the uncertainty of economic conditions. The residual
value is estimated annualy based on the technical condition of the equipment.
Jika estimasi masa manfaat dan nilai sisa harus direvisi, tambahan beban depresiasi dapat terjadi di
masa yang akan datang. Penjelasan lebih lanjut diungkapkan dalam Catatan 14 dan 15.
If the estimated useful lives and residual values should be revised, additional depreciation expense
may occur in the future. Further details are disclosed in Note 14 and 15.
Penurunan Nilai Aset Non-Keuangan Impairment of Non-Financial Assets
Penurunan nilai muncul saat nilai tercatat aset atau Unit Penghasil Kas UPK melebihi nilai
terpulihkannya, yang lebih besar antara nilai wajar dikurangi biaya untuk menjual dan nilai pakainya.
Nilai wajar dikurangi biaya untuk menjual didasarkan pada ketersediaan data dari perjanjian penjualan
yang mengikat yang dibuat dalam transaksi normal atas aset serupa atau harga pasar yang dapat
diamati dikurangi dengan biaya tambahan yang dapat diatribusikan dengan pelepasan aset.
An impairment exists when the carrying value of an asset or a Cash Generating Unit CGU exceeds its
recoverable amount, which is the higher of its fair value less costs to sell and its value in use. The fair
value less costs to sell calculation is based on available data from binding sales transactions in an
arm’s length transaction of si milar assets or
observable market prices less incremental costs for disposing the asset.
Perhitungan nilai pakai didasarkan pada model arus kas yang didiskontokan. Perhitungan nilai pakai
mengharuskan manajemen untuk mengestimasi arus kas masa mendatang yang diharapkan akan
diperoleh dari unit penghasil kas menggunakan tingkat pertumbuhan dan diskonto yang wajar dalam
menghitung nilai kini. Proyeksi arus kas tidak termasuk aktivitas restrukturisasi yang belum ada
perikatannya atau investasi signifikan di masa depan yang akan meningkatkan kinerja dari UPK
yang diuji. Nilai terpulihkan paling sensitif terhadap tingkat diskonto yang digunakan untuk model arus
kas yang didiskontokan seperti halnya dengan arus kas masuk masa depan yang diharapkan dan
tingkat pertumbuhan yang digunakan untuk tujuan ekstrapolasi. Manajemen berkeyakinan bahwa tidak
diperlukan pencatatan kerugian penurunan nilai pada tanggal 31 Desember 2014 dan 2013.
The value in use calculation is based on a discounted cash flow model. The value in use
calculation requires the management to estimate the future cash flows expected to arise from the
cash-generating unit using an appropriate growth rate and a suitable discount rate in order to
calculate present value. The future cash flow projection does not include restructuring activities
that are not yet committed to or significant future investments that will enhance the asset’s
performance of the CGU being tested. The recoverable amount is most sensitive to the
discount rate used for the discounted cash flow model as well as the expected future cash inflows
and the growth rate used for extrapolation purposes. The management believes that no
impairment loss is required as of December 31, 2014
and 2013. Imbalan pascakerja
Post-employment benefit Nilai kini liabilitas pascakerja tergantung pada
beberapa faktor yang ditentukan dengan dasar aktuarial berdasarkan beberapa asumsi. Asumsi
yang digunakan untuk menentukan biaya bersih imbalan pascakerja mencakup tingkat diskonto,
tingkat kenaikan gaji, dan tingkat pengembalian investasi. Perubahan asumsi-asumsi ini akan
mempengaruhi jumlah tercatat liabilitas imbalan pascakerja.
The present value of post-employment liability depends on several factors that are determined by
actuarial basis based on several assumptions. Assumptions used to determine the net cost of
post-employment benefits include a discount rate, salary increase rate, and expected return on plan
assets. Changes in these assumptions will affect the carrying amounts of post-employment liabilities.
Assuring the Move Into Next Level
463
Corporate Governance Implementation Report
Corporate Social Responsibility Report
Corporate Data Management Discussion
and Analysis Financial Statements
PT SEMEN INDONESIA PERSERO Tbk AND ITS SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
FOR THE YEARS ENDED DECEMBER 31, 2014 AND 2013
Expressed in thousands of Rupiah, unless otherwise stated Continued
- 49 -
Tingkat diskonto ditentukan pada akhir periode pelaporan, yakni tingkat suku bunga untuk
menentukan nilai kini arus kas keluar masa depan estimasian yang diharapkan untuk menyelesaikan
liabilitas imbalan pascakerja. Dalam menentukan tingkat suku bunga yang sesuai, Grup
mempertimbangkan tingkat suku bunga obligasi pemerintah yang didenominasikan dalam mata uang
Rupiah, mata uang yang mana imbalan akan dibayar, dan yang memiliki jangka waktu yang
serupa dengan jangka waktu liabilitas imbalan pascakerja yang terkait.
The appropriate discount rate at the end of the reporting period is the interest rate used in
determining the present value of estimated future cash outflows expected to settle the post-
employment liabilities. In determining the appropriate level of interest rates, the Group
considers the interest rates of government bonds denominated in Rupiah, the currency in which the
benefits will be paid, and which has a similar time period with a period of related post-employment
benefits liability. Asumsi utama yang digunakan untuk penentuan
liabilitas imbalan pascakerja lainnya termasuk asumsi kondisi pasar saat ini. Informasi tambahan
diungkapkan pada Catatan 41. The key assumption used for determining other
post-employment liabilities included current market conditions. Additional information is disclosed in
Note 41. Provisi pajak
Provision for tax Pertimbangan
signifikan dilakukan
dalam menentukan provisi atas pajak penghasilan badan
maupun pajak lainnya atas transaksi tertentu. Ketidakpastian timbul terkait dengan interpretasi dari
peraturan perpajakan yang kompleks dan jumlah dan waktu dari penghasilan kena pajak di masa
depan. Dalam menentukan jumlah yang harus diakui terkait dengan liabilitas pajak yang tidak pasti, Grup
menerapkan pertimbangan yang sama yang akan digunakan dalam menentukan jumlah cadangan
yang harus diakui sesuai dengan PSAK No. 57 revisi 2009, “Provisi, Liabilitas Kontinjensi, dan
Aset Kontinjensi”. Grup membuat analisa terhadap
semua posisi pajak yang terkait dengan pajak penghasilan untuk menentukan jika liabilitas pajak
untuk manfaat pajak yang belum diakui harus diakui. Significant judgment is involved in determining the
provision for corporate income tax and other taxes on certain transactions. Uncertainties exist with
respect to the interpretation of complex tax regulations and the amount and timing of future
taxable income. In determining the amount to be recognized in respect of an uncertain tax liability,
the Group applies similar considerations as it would use in determining the amount of a provision to be
recognized in accordance with PSAK No. 57 revised 2009, “Provisions, Contingent Liabilities
and Contingent Asset”. The Group makes an
analysis of all tax positions related to income taxes to determine if a tax liability for unrecognized tax
benefit should be recognized. Grup mengakui liabilitas atas pajak penghasilan
badan berdasarkan estimasi apakah akan terdapat tambahan pajak penghasilan badan. Penjelasan
lebih rinci diungkapkan dalam Catatan 39. The Group recognizes liabilities for expected
corporate income tax issues based on estimates of whether additional corporate income tax will be
due. Further details are disclosed in Note 39. Aset pajak tangguhan
Deferred tax assets Aset pajak tangguhan diakui atas seluruh perbedaan
temporer yang dapat dikurangkan, sepanjang besar kemungkinannya bahwa penghasilan kena pajak
akan tersedia sehingga perbedaan temporer tersebut dapat digunakan. Estimasi signifikan oleh
manajemen disyaratkan dalam menentukan total aset pajak tangguhan yang dapat diakui,
berdasarkan saat penggunaan dan tingkat penghasilan kena pajak serta strategi perencanaan
pajak masa depan. Penjelasan lebih rinci diungkapkan dalam Catatan 39.
Deferred tax assets are recognized for all deductible temporary differences, to the extent that
it is probable that taxable profit will be available against which the deductible temporary differences
can be utilized. Significant management estimates are required to determine the amount of deferred
tax assets that can be recognized, based upon the likely timing and the level of the future taxable
profits together with future tax planning strategies. Further details are disclosed in Note 39.
Assuring the Move Into Next Level
464
Business Development Report Management Reports
Company Information Information For Investors
Operational Review
PT SEMEN INDONESIA PERSERO Tbk AND ITS SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
FOR THE YEARS ENDED DECEMBER 31, 2014 AND 2013
Expressed in thousands of Rupiah, unless otherwise stated Continued
- 50 -
Penyisihan penurunan nilai persediaan usang dan bergerak lambat
Allowance for obsolete and slow moving inventories
Cadangan persediaan usang dan bergerak lambat diestimasi berdasarkan fakta dan situasi yang
tersedia, termasuk namun tidak terbatas kepada, kondisi fisik persediaan yang dimiliki, harga jual
pasar, estimasi biaya penyelesaian dan estimasi biaya yang timbul untuk penjualan. Cadangan
dievaluasi kembali dan disesuaikan jika terdapat tambahan informasi yang mempengaruhi jumlah
yang diestimasi. Penjelasan lebih rinci diungkapkan dalam Catatan 9.
Allowance for obsolete and slow moving inventories is estimated based on the best
available facts and circumstances, including but not limited to, the inventories’ own physical conditions,
their market selling prices, estimated costs of completion and estimated costs to be incurred for
their sales. The allowance is reevaluated and adjusted as additional information received affects
the amount estimated. Further details are disclosed in Note 9.
Provisi untuk biaya restorasi tanah tambang Provision for quarry restoration
Grup melakukan penelaahan atas provisi restorasi tanah tambang pada akhir periode laporan. Dalam
penentuan jumlah provisi untuk restorasi tanah tambang diperlukan estimasi dan asumsi yang
signifikan karena terdapat banyak faktor yang mempengaruhi jumlah terhutang pada akhirnya.
Faktor-faktor tersebut mencakup estimasi untuk waktu dan jumlah biaya untuk aktivitas restorasi,
perubahan teknologi,
perubahan peraturan,
peningkatan biaya dibandingkan dengan tingkat inflasi dan perubahan tingkat bunga diskonto.
Ketidakpastian tersebut dapat mengakibatkan jumlah pengeluaran aktual di masa mendatang
dapat berbeda dengan jumlah yang dicadangkan saat ini. Jumlah provisi pada akhir periode pelaporan
merupakan estimasi terbaik manajemen atas nilai kini dari biaya restorasi masa mendatang yang
diperlukan. Penjelasan lebih rinci diungkapkan dalam Catatan 27.
The Group assesesits quarry restoration provision at end of reporting period. Significant estimates and
assumptions are made in determining the provision for quarry restoration as there are numerous
factors that will affect the ultimate liability payable. These factors include estimates of the extent and
costs of restoration activities, technological changes, regulatory changes, cost increases as
compared to the inflation rates and changes in discount rates. Those uncertainties may result in
future actual expenditure differing from the amounts currently provided. The provision at end of
reporting period represents management’s best estimate of the present value of the future
restoration costs required. Further details are disclosed in Note 27.
Kewajiban pembongkaran dan pemindahan aset tetap
Obligation for dismantling and removal of fixed assets
Kewajiban pembongkaran dan pemindahan aset tetap diakui dalam tahun dimana terjadinya jika
estimasi yang memadai terhadap nilai wajar dapat dibuat. Pengakuan kewajiban tersebut
mensyaratkan estimasi terhadap biaya untuk restorasimembongkar untuk setiap lokasi dan
berdasarkan estimasi terbaik dari pengeluaran yang diperlukan untuk menyelesaikan liabilitas
dari restorasipembongkaran di masa depan, didiskontokan dengan menggunakan tarif sebelum
pajak yang mencerminkan harga pasar saat ini untuk nilai waktu dari uang yang sesuai dengan
risiko tertentu dari kewajiban. Penjelasan lebih rinci diungkapkan dalam Catatan 27.
Obligation for dismantling and removal of fixed assets is recognized in the year in which it is
incurred if reasonable estimates of fair value can be made. Recognition of liabilities requires
estimation of the cost for restoration dismantling for each location and based on the best estimate of
the expenditure required to settle the liabilities of the restorationdismantling in the future, discounted
using a pre-tax rate that reflects current market rate for the time value of money and appropriate,
certain risks of liability. Further details are disclosed in Note 27.
Penurunan nilai goodwil Impairment of goodwill
Menentukan apakah suatu goodwill turun nilainya mengharuskan estimasi nilai pakai unit penghasil
kas dimana goodwill dialokasikan. Perhitungan nilai pakai mengharuskan manajemen untuk
mengestimasi arus kas masa depan yang diharapkan timbul dari unit penghasil kas yang
menggunakan tingkat pertumbuhan yang tepat dan tingkat diskonto yang sesuai untuk perhitungan nilai
kini. Determining whether goodwill is impaired requires
an estimation of the value in use of the cash- generating units to which goodwill has been
allocated. The value in use calculation requires the management to estimate the future cash flows
expected to arise from the cash-generating unit using an appropriate growth rate and a suitable
discount rate in order to calculate present value.
Assuring the Move Into Next Level
465
Corporate Governance Implementation Report
Corporate Social Responsibility Report
Corporate Data Management Discussion
and Analysis Financial Statements
PT SEMEN INDONESIA PERSERO Tbk AND ITS SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
FOR THE YEARS ENDED DECEMBER 31, 2014 AND 2013
Expressed in thousands of Rupiah, unless otherwise stated Continued
- 51 -
Manajemen berkeyakinan bahwa tidak diperlukan pencatatan kerugian penurunan nilai pada tanggal
31 Desember 2014 dan 2013.
Management believes that there is no impairment loss required as of December 31, 2014 and 2013.
5. KAS DAN SETARA KAS 5.
CASH AND CASH EQUIVALENTS
2014 2013
Kas 2.993.872
2.262.283 Cash on hand
Bank 462.086.824
353.061.281 Cash in banks
Deposito berjangka dan call deposits 4.474.565.666
3.767.768.463 Time and call deposits
4.939.646.362 4.123.092.027
Dikurangi: Less:
Investasi jangka pendek: Short-term investments:
Deposito dengan jatuh tempo lebih dari Time deposits with maturities
tiga bulan of more than three months
Rupiah: Rupiah:
Pihak ketiga: Third parties:
PT Bank CIMB Niaga Tbk -
15.000.000 PT Bank CIMB Niaga Tbk
Kas dan setara kas yang dibatasi Restricted cash and cash
penggunaannya equivalents
Rupiah: Rupiah:
Pihak berelasi: Related parties:
PT Bank Negara Indonesia PT Bank Negara Indonesia
Persero Tbk 13.682.627
4.382.469 Persero Tbk
PT Bank Mandiri Persero Tbk 14.184
33.186.692 PT Bank Mandiri Persero Tbk
13.696.811 37.569.161
Dolar Amerika Serikat: United States Dollar:
Pihak berelasi: Related parties:
PT Bank Mandiri Persero Tbk -
22.485 PT Bank Mandiri Persero Tbk
Euro: Euro:
Pihak berelasi: Related parties:
PT Bank Mandiri Persero Tbk -
7.510 PT Bank Mandiri Persero Tbk
13.696.811 37.599.156
4.925.949.551 4.070.492.871
Kas dan setara kas yang dibatasi penggunaannya pada PT Bank Mandiri Persero Tbk terdiri atas:
Restricted cash and cash equivalents in PT Bank Mandiri Persero Tbk consist of:
a. Rekening Bank entitas anak SP sebesar RpNihil, termasuk pendapatan bunga sebesar
RpNihil 31 Desember 2013: Rp32.710.243, termasuk
pendapatan bunga
sebesar Rp2.710.243
sehubungan dengan
permasalahan Surat Kredit Berdokumen Dalam Negeri SKBDN Catatan 48.4a.
a. A subsidiary SP’s cash in bank of RpNil, which includes interest income of
RpNil December 31, 2013: Rp32,710,243, which
includes interest
income of
Rp2,710,243 in relation to Domestic Letter of Credit LC issued Note 48.4a.
b. Rekening penampungan pada entitas anak ST sebesar Rp14.184 31 Desember 2013:
Rp476.449, USD1.833 dan EUR445. b. The escrow accounts of subsidiary ST’s
amounting Rp14,184 December 31, 2013: Rp476,449, USD1,833 and EUR445.
Kas dan setara kas yang dibatasi penggunaannya pada PT Bank Negara Indonesia Persero Tbk
merupakan margin deposit yang digunakan sebagai jaminan fasilitas LC dan bank garansi di entitas anak
SP Catatan 20. Restricted cash and cash equivalents in PT Bank
Negara Indonesia Persero Tbk represents a margin deposit for collateral of LC facility and bank
guarantee in subsidiaries SP Note 20.
Assuring the Move Into Next Level
466
Business Development Report Management Reports
Company Information Information For Investors
Operational Review
PT SEMEN INDONESIA PERSERO Tbk AND ITS SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
FOR THE YEARS ENDED DECEMBER 31, 2014 AND 2013
Expressed in thousands of Rupiah, unless otherwise stated Continued
- 52 -
a. Kas a. Cash on hand
2014 2013
Rupiah 2.880.170
2.194.691 Rupiah
Dong Vietnam 104.943
65.776 Vietnamese Dong
Dolar Amerika Serikat 8.759
1.816 United States Dollars
Jumlah
2.993.872 2.262.283
Total
b. Bank b. Cash in banks
2014 2013
Rupiah: Rupiah:
Pihak ketiga: Third parties:
PT Bank Danamon PT Bank Danamon
Indonesia Tbk 9.758.502
16.104.083 Indonesia Tbk
PT Bank Central Asia Tbk 7.184.537
19.348.634 PT Bank Central Asia Tbk
PT Bank Muamalat Tbk 7.021.580
63.559 PT Bank Muamalat Tbk
PT Bank Permata Tbk 6.986.412
1.385.393 PT Bank Permata Tbk
PT Bank Nagari 5.436.027
2.401.234 PT Bank Nagari
PT Bank CIMB Niaga Tbk 5.043.076
9.406.726 PT Bank CIMB Niaga Tbk
PT Bank Mega Tbk 1.148.151
1.834.844 PT Bank Mega Tbk
PT Bank Sulselbar 529.413
886.943 PT Bank Sulselbar
PT BPD Jatim Tbk 468.804
84.461 PT BPD Jatim Tbk
PT Bank Tabungan Pensiunan PT Bank Tabungan Pensiunan
Nasional Tbk 207.592
197.724 Nasional Tbk
PT Bank Internasional PT Bank Internasional
Indonesia Tbk 145.961
366.290 Indonesia Tbk
Deutsche Bank, Surabaya 124.365
124.602 Deutsche Bank, Surabaya
PT Bank Pundi Indonesia Tbk 16.721
25.571 PT Bank Pundi Indonesia Tbk
PT Bank OCBC NISP Tbk 15.586
15.586 PT Bank OCBC NISP Tbk
Citibank, Surabaya 7.293
7.559 Citibank, Surabaya
PT Bank ICB Bumiputera Tbk -
344 PT Bank ICB Bumiputera Tbk
Jumlah 44.094.020
52.253.553 Total
Pihak berelasi: Related parties:
PT Bank Mandiri Persero Tbk 194.338.748
113.262.597 PT Bank Mandiri Persero Tbk
PT Bank Negara Indonesia PT Bank Negara Indonesia
Persero Tbk 42.504.529
56.832.017 Persero Tbk
PT Bank Rakyat Indonesia PT Bank Rakyat Indonesia
Persero Tbk 8.486.608
8.944.230 Persero Tbk
PT Bank Bukopin Tbk 4.133.831
3.375.316 PT Bank Bukopin Tbk
PT Bank Syariah Mandiri 708.331
1.620.860 PT Bank Syariah Mandiri
PT Bank Tabungan Negara PT Bank Tabungan Negara
Persero Tbk 3.079
9.277 Persero Tbk
Jumlah 250.175.126
184.044.297 Total
Jumlah
294.269.146 236.297.850
Total
Dilanjutkan
Forward
Assuring the Move Into Next Level
467
Corporate Governance Implementation Report
Corporate Social Responsibility Report
Corporate Data Management Discussion
and Analysis Financial Statements
PT SEMEN INDONESIA PERSERO Tbk AND ITS SUBSIDIARIES
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
FOR THE YEARS ENDED DECEMBER 31, 2014 AND 2013
Expressed in thousands of Rupiah, unless otherwise stated Continued
- 53 -
2014 2013
Dolar Amerika Serikat: United States Dollars:
Pihak ketiga: Third parties:
Standard Chartered Bank 14.340.980
- Standard Chartered Bank
Citibank 589.640
577.811 Citibank
PT Bank CIMB Niaga Tbk 265.410
841.291 PT Bank CIMB Niaga Tbk
An Binh Bank 123.964
223.283 An Binh Bank
Military Commercial Joint Stock Military Commercial Joint Stock
Bank 39.487
10.037 Bank
Vietnam Maritime Commercial Vietnam Maritime Commercial
Joint Stock Bank 33.234
32.399 Joint Stock Bank
HSBC 10.010
131.500 HSBC
Vietnam Prosperity Joint Stock Vietnam Prosperity Joint Stock
Commercial Bank 9.809
9.610.354 Commercial Bank
Bank for Investment and Bank for Investment and
Development of Vietnam 5.030
4.960 Development of Vietnam
Bank for Investment and Bank for Investment and
Development of Cambodia Plc 4.932
55.250 Development of Cambodia Plc
Ho Chi Minh City Development Ho Chi Minh City Development
Joint-Stock Commercial Bank 4.182
- Joint-Stock Commercial Bank
Lain-lain 8.537
8.389 Others
Jumlah 15.435.215
11.495.274 Total
Pihak berelasi: Related parties:
PT Bank Mandiri Persero Tbk 21.259.464
66.777.581 PT Bank Mandiri Persero Tbk
PT Bank Negara Indonesia PT Bank Negara Indonesia
Persero Tbk 18.387.674
5.229.745 Persero Tbk
Jumlah 39.647.138
72.007.326 Total
Jumlah 55.082.353
83.502.600 Total
Euro: Euro:
Pihak ketiga: Third parties:
PT Bank CIMB Niaga Tbk 468.613
143.818 PT Bank CIMB Niaga Tbk
Vietnam Maritime Commercial Vietnam Maritime Commercial
Joint Stock Bank 14.759
- Joint Stock Bank
Bank for Investment and Bank for Investment and
Development of Vietnam 2.095
3.977 Development of Vietnam
An Binh Bank 1.722
3.461 An Binh Bank
Vietnam Technological and Vietnam Technological and
Commercial Bank 85
89 Commercial Bank
Vietnam Prosperity Joint-Stock Vietnam Prosperity Joint-Stock
Commercial Bank 50
- Commercial Bank
Jumlah 487.324
151.345 Total
Pihak berelasi: Related parties:
PT Bank Mandiri Persero Tbk 64.954.074
15.136.521 PT Bank Mandiri Persero Tbk
PT Bank Negara Indonesia PT Bank Negara Indonesia
Persero Tbk 21.018.409
3.664.462 Persero Tbk
PT Bank Rakyat Indonesia PT Bank Rakyat Indonesia
Persero Tbk 11.099.836
97.825 Persero Tbk
Jumlah 97.072.319
18.898.808 Total
Jumlah 97.559.643
19.050.153 Total
Dilanjutkan Forward