The original consolidated financial statements included herein are in Indonesian language.
PT MNC LAND Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN
KEUANGAN KONSOLIDASIAN lanjutan Untuk tahun yang berakhir pada
31 Desember 2015 Dan 2014 Disajikan dalam Rupiah, kecuali dinyatakan lain
PT MNC LAND Tbk AND SUBSIDIARIES NOTES TO CONSOLIDATED
FINANCIAL STATEMENTS continued For The Years Ended
December 31, 2015 And 2014 Expressed in Rupiah, unless otherwise stated
79
22. UTANG JANGKA PANJANG – UTANG BANK lanjutan
22. LONG-TERM LIABILITIES – BANK LOAN continued
PT Bank Bukopin Tbk lanjutan PT Bank Bukopin Tbk continued
Perusahaan lanjutan The Company continued
3. Pada tanggal 24 Juni 2014, Perusahaan mendapatkan fasilitas kredit investasi
dengan maksimum pinjaman sebesar Rp100.000.000.000.
Periode pinjaman
adalah 120 bulan dimulai dari 24 Juni 2014 sampai 24 Juni 2024. Sampai dengan
tanggal 31 Desember 2014, Perusahaan telah mencairkan seluruh fasilitas kredit
tersebut. Pada tanggal 31 Desember 2015 dan 2014 saldo pinjaman masing-masing
sebesar Rp92.354.175.462
dan Rp97.958.053.445.
3. On June 24, 2014, the Company obtained investment credit facility with a maximum
amount of Rp100,000,000,000. The loan period is 120 months commencing from June
24, 2014 to June 24, 2024. Up to December 31, 2014, the Company has fully drawn this
credit facility. The outstanding loan as of December 31, 2015 and 2014 amounted to
Rp92,354,175,462 and Rp97,958,053,445, respectively.
4. Pada tanggal 1 Juli 2015, Perusahaan mendapatkan fasilitas kredit investasi
dengan maksimum pinjaman sebesar Rp100.000.000.000. Periode pinjaman 120
bulan dimulai 1 Juli 2015 sampai
30 Juni 2025. Pada tanggal 31 Desember 2015 saldo pinjaman adalah sebesar
Rp54.340.912.449. 4. On July 1, 2015, the Company obtained
investment credit facility with a maximum amount of Rp100,000,000,000. The loan
period is 120 months commencing from July 1, 2015 to June 30, 2025. The
outstanding loan as of December 31, 2015 amounted to Rp54,340,912,449.
Fasilitas pinjaman dari Bukopin di atas dijaminkan dengan tanah seluas 17.850 m
2
dan 461 m
2
beserta bangunan diatasnya yang terletak di Jalan Kebon Sirih No. 17-19, Menteng, Jakarta
Pusat, tanah seluas 289 m
2
dan 101 m
2
yang terletak di Jalan Kebon Sirih Dalam Gang IX No.
102 dan 101, Menteng, Jakarta Pusat, tanah seluas 2.730 m
2
yang terletak di Desa Puro Klod, Denpasar Bali. Tanah seluas 277 m
2
yang terletak di Desa Danginpuri, Denpasar, Bali, tanah seluas
3.297 m
2
yang terletak di Jalan Kedoya A.8, Kebon Jeruk, Jakarta Barat, sebidang tanah
seluas 261 m
2
dan bangunan yang berdiri diatasnya yang terletak di Jalan Kebon Sirih Timur
Dalam, Gang IX No. 101 Menteng, Jakarta Pusat, sebidang tanah dengan luas 257 m
2
dan bangunan yang berdiri diatasnya yang terletak di
Kelurahan Kebon Sirih, Menteng, Jakarta Pusat Catatan 14.
The above loans from Bukopin are collateralized by a land with total area of 17,850 m
2
and 461 m
2
and the building thereon located at
Jl. Kebon Sirih No. 17-19 Menteng, Central Jakarta, land with total area of 289 m
2
and 101 m
2
located at Jl. Kebon Sirih Dalam Gang IX No. 102 and 101, Menteng, Central Jakarta, land with total
area 2,730 m
2
located at Puro Klod village, Denpasar, Bali, land with total area
277 m
2
located at Danginpuri village, Denpasar, Bali, land with a total area 3,297 m
2
located at Jl. Kedoya Blok A.8, Kebon Jeruk, West Jakarta,
land with total area 261 m
2
and the building thereon located at Jl. Kebon Sirih Timur Dalam,
Gang IX No. 101 Menteng, Central Jakarta, land with total area 257 m
2
and the building thereon located at Kebon Sirih, Menteng, Central Jakarta
Note 14.
The original consolidated financial statements included herein are in Indonesian language.
PT MNC LAND Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN
KEUANGAN KONSOLIDASIAN lanjutan Untuk tahun yang berakhir pada
31 Desember 2015 Dan 2014 Disajikan dalam Rupiah, kecuali dinyatakan lain
PT MNC LAND Tbk AND SUBSIDIARIES NOTES TO CONSOLIDATED
FINANCIAL STATEMENTS continued For The Years Ended
December 31, 2015 And 2014 Expressed in Rupiah, unless otherwise stated
80
22. UTANG JANGKA PANJANG – UTANG BANK lanjutan
22. LONG-TERM LIABILITIES – BANK LOAN continued
PT Bank Bukopin Tbk lanjutan PT Bank Bukopin Tbk continued
Perusahaan lanjutan The Company continued
Berdasarkan perjanjian pinjaman, Perusahaan harus memenuhi persyaratan tertentu yaitu
melakukan pemberitahuan tertulis kepada bank setiap mendapat pinjaman baru dan terjadi
perubahan anggaran dasar, pemegang saham dan susunan pengurus. Perusahaan tidak
diperkenankan memberikan pinjaman kepada pihak lain yang tidak terkait bidang usaha. Suku
bunga efektif per tahun berkisar antara 12,50 sampai 13,80 pada 2015.
Based on the agreements, the Company must comply with certain covenants, such as written
notice to bank prior obtaining new loan facilities and amending its article of association and
changing in the shareholders and composition of boards of directors and commissioners. The
Company is not allowed to provide loan facility to other parties, except under normal business
transactions. The loans bear interest at annual rates ranging from 12.50 to 13.80 in 2015.
PT Bank Rakyat Indonesia Persero Tbk PT Bank Rakyat Indonesia Persero Tbk
Perusahaan The Company
Pada tanggal 18 Desember 2014, Perusahaan menandatangani perjanjian pinjaman dengan
PT Bank Rakyat Indonesia Persero BRI, dimana Perusahaan mendapatkan fasilitas
pinjaman kredit investasi dengan maksimum pinjaman sebesar Rp1.159.191.000.000. Periode
pinjaman adalah 108 bulan termasuk grace period 36 bulan, dimulai dari 18 Desember 2014
hingga 17 Desember 2023. Saldo pinjaman pada tanggal 31 Desember 2015 dan 2014 masing-
masing sebesar Rp379.608.114.088 dan Rp258.823.026.260.
On December 18, 2014, the Company entered into a loan agreement with PT Bank Rakyat
Indonesia Persero BRI, whereby the Company obtained an investment credit facility with a
maximum amount of Rp1,159,191,000,000. The period of loan is 108 months including grace
period of 36 months, commencing from December 18, 2014 to December 17, 2023. The
outstanding loan as of December 31, 2015 and 2014 amounted to Rp379,608,114,088 and
Rp258,823,026,260, respectively. Pada tahun 2014, pinjaman tersebut dijamin
dengan sebidang tanah seluas 7.332 m
2
dan bangunan diatasnya yang terletak di Kelurahan
Kebon Sirih, Jakarta Pusat Catatan 14. In 2014, the loan are collateralized by a land with
total area of 7,332 m
2
and the building thereon located in Kebon Sirih, Central Jakarta Note 14.
Pinjaman ini dikenakan tingkat suku bunga efektif per tahun sebesar 12,00.
The loan bears interest at annual rates of 12.00. Perjanjian pinjaman mengharuskan Perusahaan
mempertahankan rasio keuangan tertentu antara lain Debt Equity Ratio tidak melebihi 100.
The loan agreement require the Company to maintain certain financial ratios, among others,
Debt Equity Ratio not more than 100.
