Struktur KMRT dan SKMRT Structure of the IRMC and the IRMWU Anggota Komite Manajemen Risiko Terintegrasi diangkat dan

Struktur KMRT dan SKMRT Structure of the IRMC and the IRMWU Anggota Komite Manajemen Risiko Terintegrasi diangkat dan

Members of the Integrated Risk Management Committee shall diberhentikan oleh Dewan Komisaris. Susunan anggota KMRT

be appointed and dismissed by the Board of Commissioners. adalah sebagai berikut:

The composition of members of the IRMC is as follows: - Ketua

Chairman : President Director of the Company - Anggota :

: Direktur Utama Perseroan

Member :

1. Direktur Perseroan

1. Director of the Company

2. Chief Operating Officer Perseroan

2. Chief Operating Officer of the Company

3. Direktur Anak Usaha Perseroan

3. Director of the Company’s subsidiary

MANAGEMENT DISCUSSION

CORPORATE GOVERNANCE

CSR AND FINANCIAL LITERACY

& ANALYSIS

EDUCATION

Anggota Satuan Kerja Manajemen Risiko Terintegrasi diangkat Members of the Integrated Risk Management Work Unit shall dan diberhentikan oleh KMRT. Susunan anggota SKMRT

be appointed and dismissed by IRMC. The composition of adalah:

members of the IRMWU is as follows: - Ketua

: Kepala Divisi Risk Management Perseroan - Chairman : Head of Risk Management Division - Anggota : Seluruh staff Divisi Risk Management Perseroan

- Member : All Staff of the Company’s Risk Management

Division

Susunan Komite Manajemen Risiko Terintegrasi Composition of Integrated Risk Management Perseroan

Committee of the Company

Jabatan dalam Nama

Komite

Surat Penunjukan

Periode Jabatan

Jabatan di Perseroan

Name Position in the

Position in the Company Committee

Appointment Letter

Term of Office

Stephanus Ketua

Direktur Utama Perseroan Turangan

Surat Keputusan Dewan Komisaris Nomor

18 Juni 2015 –

009/LGL/SKDEKOM/VI/2015.TRIM

sekarang

tertanggal 18 Juni 2015 yang kemudian diperbarui dengan Nomor 004/LGL/ SKDEKOM/V/2016.TRIM tertanggal 9 Mei 2016.

Chairman

Decree of the Board of Commissioners

June 18, 2015 -

President Director of The

Number 009/LGL/SKDEKOM/VI/2015.

present

Company

TRIM dated June 18, 2015 which was later updated by Number 004/LGL/ SKDEKOM/V/2016.TRIM dated May 9, 2016.

David Agus Anggota

Surat Keputusan Dewan Komisaris Nomor

9 Mei 2016 –

Direktur/Direktur

004/LGL/SKDEKOM/V/2016.TRIM

sekarang

Independen Perseroan

tertanggal 9 Mei 2016.

Member

Decree of the Board of Commissioners

May 9, 2016 -

Director/Independent

Number 004/LGL/SKDEKOM/VI/2015.

present

Director of the Company

TRIM dated May 9, 2016

Paul Rafiuly *) Anggota

Surat Keputusan Dewan Komisaris

18 Juni 2015 –

Chief Operating Officer

Nomor 009/LGL/SKDEKOM/VI/2015.

Desember 2017.

Perseroan

TRIM tanggal 18 Juni 2015 yang kemudian diperbarui dengan Nomor 004/LGL/ SKDEKOM/V/2016.TRIM tertanggal 9 Mei 2016.

Member

Decree of the Board of Commissioners

June 18, 2015 –

Chief Operating Officer of

Number 009/LGL/SKDEKOM/VI/2015.

December 2017.

the Company

TRIM dated June 18, 2015 which was later updated by Number 004/LGL/ SKDEKOM/V/2016.TRIM dated May 9, 2016.

Antony Dirga Anggota

Surat Keputusan Dewan Komisaris Nomor

18 Juni 2015 –

Direktur Anak Usaha

009/LGL/SKDEKOM/VI/2015.TRIM tanggal

sekarang

Perseroan

18 Juni 2015 yang kemudian diperbarui No 004/LGL/SKDEKOM/V/2016.TRIM tertanggal 9 Mei 2016.

Member

Decree of the Board of Commissioners

June 18, 2015 -

Director of the Subsidiary

Number 009/LGL/SKDEKOM/VI/2015.

present

TRIM dated June 18, 2015 which was later updated by Number 004/LGL/ SKDEKOM/V/2016.TRIM dated May 9, 2016.

*) Telah mengundurkan diri efektif per Januari 2018 / Has tendered resignation effective as of January 2018.

Nama dan Jabatan

Name and Position

REPORT FROM THE

Profil Komite Komite Manajemen Risiko Terintegrasi Profile of the Integrated Risk Management Committee

*) Telah mengundurkan diri efektif per Januari 2018 / Has tendered resignation effective as of January 2018.

Komite di Bawah Direksi

Committees under the Board of Director

Stephanus Turangan Ketua

Chairman

Profil lengkap dapat dilihat pada profil Direksi pada halaman 43 di Laporan Tahunan ini.

For complete profile, please refer to profile of the Board of Directors on page 43 of this Annual Report.

David Agus Anggota

Member

Profil lengkap dapat dilihat pada profil Direksi pada halaman 45 di Laporan Tahunan ini.

For complete profile, please refer to profile of the Board of Directors on page 45 of this Annual Report.

Paul Rafiuly *) Anggota

Member

Warga Negara Indonesia, usia 41 tahun, berdomisili di Jakarta. Memperoleh gelar sarjana dari University of Texas, Austin, Amerika Serikat (1994 – 1998) dan Massachusetts Institute of Technology (MIT), Cambridge, Amerika Serikat (1998 – 2000). Pemegang CFA. Memperoleh sertifikasi Financial Risk Manager, dan Information System Security Professional.

Pernah bekerja di OCBC Bank – Singapore, sebagai Vice President of Strategy (2010 – 2012), sebagai Head of Enterprise Technology Architecture (2012 – 2014), dengan salah satu tanggung jawabnya untuk mengembangkan strategi bisnis-teknologi untuk anak perusahaan dan unit bisnis yang berbeda, termasuk Risk Management. Sebelumnya, menjabat sebagai Engagement Manager di McKinsey & Company – Singapore Office (2006 – 2010), berfokus pada konsultasi lembaga keuangan dalam strategi perusahaan. Pernah bekerja untuk Fortune 500 technology companies – USA, termasuk peran di Oracle Corp. sebagai Project Leader for Risk Management & Treasury September (2000 – February 2005). Menjabat sebagai Chief Operation Officer Perseroan (2012 – Desember 2017).

Indonesian citizen, 41 years old, domiciled in Jakarta. He earned Bachelor’s Degree from University of Texas, Austin, USA (1994 – 1998) and Massachusetts Institute of Technology (MIT), Cambridge, USA (1998 – 2000). A CFA charter-holder. He is also a certified Financial Risk Manager and Certified Information System Security Professional.

Previously, he worked in OCBC Bank based in Singapore, as the Vice President for Strategy (2010 – 2012), and then, the Head of Enterprise Technology Architecture (2012 – 2014), with one of the responsibilities to develop business- technology strategies for the different subsidiaries & business units, including Risk Management. Prior to that, he was an Engagement Manager in McKinsey & Company – Singapore Office (2006 – 2010), focusing in advising financial institutions in their corporate strategies. Worked for Fortune 500 technology companies based in U.S.A, including the role in Oracle Corp. as the Project Leader for Risk Management & Treasury (2000 – 2005). Serves as the Company’s Chief Operation Officer (2012 – December 2017).

Antony Dirga Anggota

Member

Profil lengkap dapat dilihat pada profil Direksi Anak Perusahaan pada halaman 62 di Laporan Tahunan ini.

For complete profile, please refer to profile of the Board of Directors of the Company’s Subsidiary on page 62 of this Annual Report.

MANAGEMENT DISCUSSION

CORPORATE GOVERNANCE

CSR AND FINANCIAL LITERACY

& ANALYSIS

EDUCATION

Independensi Komite Manajemen Risiko Terintegrasi Independence of Integrated Risk Management Committee

Komite Manajemen Risiko Terintegrasi telah memenuhi Integrated Risk Management Committee has fulfilled persyaratan independensi sebagai berikut:

independency requirements as follows:

1. Tidak memiliki hubungan afiliasi dengan pemegang

1. Do not have affiliated relationship with the main saham utama PT Trimegah Sekuritas Indonesia Tbk.

shareholders of PT Trimegah Sekuritas Indonesia Tbk.

2. Anggota Komite Manajemen Risiko Terintegrasi tidak

2. Integrated Risk Management Committee members merangkap sebagai direktur di perusahaan lain yang

do not serve as director in other company who have bekerja sama dengan perusahaan.

cooperation with the Company.

Kebijakan dan Pelaksanaan Rapat Komite Manajemen Meeting Policy and Implementation of Integrated Risiko Terintegrasi

Risk Management Committee

Dalam melakukan tugas dan tanggung jawab, Komite In performing its duties and responsibilities, Integrated Risk Manajemen Risiko Terintegrasi perlu melakukan rapat Management Committee shall hold meetings at least twice sekurang-kurangnya dua kali dalam setahun.

in a year.

Frekuensi Rapat dan Tingkat Kehadiran Rapat Komite Frequency and Attendance of Integrated Risk Manajemen Risiko Terintegrasi

Management Committee Meeting Sepanjang tahun 2017, Komite Manajemen Risiko Terintegrasi

Throughout 2017, Integrated Risk Management Committee telah melaksanakan 2 (dua) kali rapat dengan tingkat has conducted 2 (two) meeting with attendance as follows: kehadiran sebagai berikut:

Nama

Jabatan

Jumlah Rapat

Number of Meeting

Presence

Stephanus Turangan

David Agus

Anggota Member

Paul Rafiuly*

Anggota Member

Antony Dirga

Anggota Member

*) Telah mengundurkan diri efektif per Januari 2018 / Has tendered resignation effective as of January 2018.

INTRODUCTION

REPORT FROM THE

Komite di Bawah Direksi

Committees under the Board of Director

Pelatihan Anggota Komite Manajemen Risiko Training of Integrated Risk Management Committee Terintegrasi

Members

Untuk meningkatkan kompetensi dan pemahaman dalam To improve their competence and understanding in supporting menunjang pelaksanaan tugas dan tanggung jawabnya, di

the implementation of the duties and responsibilities, in 2017 tahun 2017 anggota Komite Manajemen Risiko Terintegrasi

the members Integrated Risk Management Committee have telah mengikuti pelatihan, seminar atau workshop sebagai

joined the following seminars, training or workshop: berikut:

Nama

Pelatihan

Waktu dan Tempat

Date and Venue

Organizer

Stephanus Turangan Informasi pelatihan lengkap dapat dilihat pada tabel pelatihan Direksi pada halaman 170 di Laporan Tahunan ini.

For complete training information please refer to training information of the Board of Directors on page 170 of this Annual Report.

David Agus Informasi pelatihan lengkap dapat dilihat pada tabel pelatihan Direksi pada halaman 170 di Laporan Tahunan ini.

For complete training information please refer to training information of the Board of Directors on page 170 of this Annual Report.

Antony Dirga

Tax Amnesty, Trading Trends

Jakarta, 13 Januari 2017

Bank BCA

Pasar Keuangan dan Sektor Riil Indonesia 2017

Tax Amnesty, Trading Trends

Jakarta, January 13, 2017

BCA Bank

of Indonesia’s 2017 Financial Market and Real Sector

Northstar 11 th Annual

Jakarta, 29 November -

Northstar 11 th Annual

Jakarta, November 29 –

Laporan Pelaksanaan Kegiatan Komite Manajemen Integrated Risk Management Committee Activities Risiko Terintegrasi

Report

Sepanjang tahun 2017, Komite Manajemen Risiko Terintegrasi Throughout 2017, Integrated Risk Management Committee telah melakukan pembahasan mengenai hal-hal berikut:

has held discussions regarding the following issues

1. Penambahan jumlah Key Risk Indicator (KRI) terhadap

1. Addition of Key Risk Indicator (KRI) to each working unit setiap unit kerja di Perseroan.

in the Company.

2. Pemantauan profil risiko Perseroan yang dikirimkan

2. Monitoring the risk profile of the Company that is kepada OJK setiap 6 bulan sekali.

reported to OJK every 6 months.

3. Pembuatan peta risiko berdasarkan kemungkinan dan

3. Creation of risk maps based on likelihood and impact of dampak setiap Key Risk Indicator (KRI).

each Key Risk Indicator (KRI).

MANAGEMENT DISCUSSION

CORPORATE GOVERNANCE

CSR AND FINANCIAL LITERACY

& ANALYSIS

EDUCATION

Komite Human Capital Human Capital Committee

Dasar Hukum Pembentukan

Legal of Establishment

Komite Human Capital dibentuk dengan tujuan untuk Human Capital Committee is established to assist the Board membantu Direksi dalam memberikan arahan strategis di

of Directors in giving strategic direction in the field of human bidang sumber daya manusia Perseroan, antara lain pada

capital of the Company, among others in the area: bidang:

1. General policy on employment;

1. Kebijakan umum tentang ketenagakerjaan;

2. Employees’ compensation and benefit (salary increase,

2. Kompensasi dan benefit karyawan (kenaikan gaji, bonus, bonus, retention program, benefit, and others); program retensi, benefit, dan lainnya);

3. Performance Evaluation Management;

3. Manajemen Penilaian Kinerja;

4. Talent management (talent identification, succession

4. Manajemen talenta (Identifikasi talent, perencanaan planning, talent development program); suksesi, program pengembangan talent);

5. Framework and training program plan and employees

5. Framework dan rencana program pelatihan dan

development;

pengembangan karyawan;

6. Organization structure and the level of rank;

6. Struktur organisasi dan jenjang kepangkatan;

7. Good work climate development;

7. Pengembangan iklim kerja yang baik;

8. Company’s culture development;

8. Pengembangan budaya perusahaan;

9. Employees’ relationship and Company development.

9. Pengembangan hubungan karyawan & Perseroan. Komite Human Capital bertanggung jawab kepada Direksi

Human Capital Committee is responsible to the Board of Perusahaan, dan secara rutin melaporkan kegiatannya kepada

Directors of the Company, and regularly reports it activities to Direksi.

the Board of Directors.

Piagam Kerja Komite Human Capital Human Resources Committee Charter Komite Human Capital telah memiliki Piagam Tata Tertib

Human Capital Committee has Charter that is established Kerja yang ditetapkan dan berlaku sejak tanggal ditetapkannya

and effective on the date of establishment on November 28, pada 28 November 2014. Piagam Tata Tertib Kerja ini

2014. The Charter governs the Human Capital Committee mengatur syarat dan ketentuan Komite Human Capital, yang

that covers the Company and the subsidiary (collectively berlaku untuk Perseroan dan anak perusahaannya (secara

called “Company’s Group”). The Human Capital Committee kolektif disebut ”Kelompok Perusahaan”). Komite Human

reviews the Charter at least once a year. Capital mengkaji ulang Piagam Tata Tertib Kerja ini minimal sekali dalam setahun.