The Integrated Governance Committee Charter The Company already has Integrated Governance Charter set

The Integrated Governance Committee Charter The Company already has Integrated Governance Charter set

forth in a decree of the Board of Commissioners No. 014/LGL/ SKDEKOM/XI/2015.TRIM dated November 30, 2015. Scope of the charter includes:

a. The Board of Directors and the Board of Commissioners Requirements;

b. Duties and Responsibilities of the Board of Directors and the Board of Commissioners;

c. Duties and Responsibilities of Integrated Governance Committee;

d. Duties and Responsibilities of Integrated Compliance Work Unit;

e. Duties and Responsibilities of Integrated Internal Audit Work Unit;

f. Implementation of Integrated Risk Management;

g. Preparation and Implementation of Integrated Governance Guidelines.

Duties and Responsibilities of the Integrated Governance Committee, Integrated Compliance Work Unit, and Integrated Internal Audit Work Unit

The Integrated Governance Committee is established by the Board of Commissioners of the Company to supervise the implementation of Integrated Governance in Financial Conglomerates, which have at least the following duties and responsibilities:

Komite Tata Kelola Terintegrasi

Integrated Governance Committee

Komite di Bawah Dewan Komisaris

Committees under the Board of Commissioners

MANAGEMENT DISCUSSION & ANALYSIS

CORPORATE GOVERNANCE

CSR AND FINANCIAL LITERACY EDUCATION

a. Mengevaluasi pelaksanaan Tata Kelola Terintegrasi paling sedikit melalui penilaian kecukupan pengendalian intern dan pelaksanaan fungsi kepatuhan secara terintegrasi; dan

b. Memberikan rekomendasi kepada Dewan Komisaris Perseroan untuk penyempurnaan Pedoman Tata Kelola Terintegrasi.

Satuan Kerja Kepatuhan Terintegrasi mempunyai tugas paling sedikit memantau dan mengevaluasi pelaksanaaan Fungsi Kepatuhan pada masing-masing Lembaga Jasa Keuangan (LJK) dalam Konglomerasi Keuangan. Tanggung jawab Satuan Kerja Kepatuhan Terintegrasi adalah menyusun dan menyampaikan laporan pelaksanaan tugas dan tanggung jawab terkait Fungsi Kepatuhan pada masing-masing entitas kepada Anggota Direksi yang membawahi dan/atau mengawasi Fungsi Kepatuhan dalam Konglomerasi Keuangan. Anggota Direksi yang membawahi dan/atau mengawasi Fungsi Kepatuhan dalam Konglomerasi Keuangan, menyusun dan menyampaikan laporan pelaksanaan tugas dan tanggung jawab kepatuhan terintegrasi kepada Direksi Perseroan dan Dewan Komisaris Perseroan.

Satuan Kerja Audit Intern Terintegrasi mempunyai tugas paling sedikit memantau pelaksanaan audit intern pada masing- masing LJK dalam Konglomerasi Keuangan. Tanggung jawab Satuan Kerja Audit Intern Terintegrasi adalah menyampaikan laporan audit intern terintegrasi kepada Direktur yang ditunjuk untuk melakukan fungsi pengawasan terhadap LJK dalam Konglomerasi Keuangan dan Dewan Komisaris Perseroan serta Anggota Direksi yang membawahi dan/atau mengawasi Fungsi Kepatuhan.

Struktur Komite Tata Kelola Terintegrasi, Satuan Kerja Kepatuhan Terintegrasi, dan Satuan kerja Audit Internal Terintegrasi

Susunan Komite Tata Kelola Terintegrasi adalah sebagai berikut: -

Ketua: Komisaris Independen Entitas Utama - Anggota:

1. Komisaris Independen Entitas Utama

2. Komisaris Independen Entitas Anak

3. Anggota Dewan Pengawas Syariah

a. To evaluate the implementation of Integrated Governance at least through an adequate assessment of internal control and the implementation of compliance function in integration; and

b. To provide recommendation to the Board of Commissioners to improve the Integrated Governance Guidelines.

Integrated Compliance Work Unit has duties to at least supervise and evaluate the implementation of Compliance Function of each Financial Service Institution (FSI) in Financial Conglomerates. The responsibilities of Integrated Compliance Work Unit are to construct and submit the report of implementation of the duties and responsibilities with regard to the Compliance Function in each entity to the Board of Directors members who oversee and/or supervise Compliance Function in Financial Conglomerates. The Board of Directors members that oversee and/or supervise the Compliance Function in Financial Conglomerates, construct and submit the report of implementation of duties and responsibilities of integrated compliance to the Board of Directors and the Board of Commissioners of the Company.

Integrated Internal Audit Work Unit has duties to at least monitor the implementation of internal audit in each FSI in Financial Conglomerates. The responsibilities of Integrated Internal Audit Work Unit are to submit the integrated internal audit report to the Director appointed to perform the function of supervision to LJK in Financial Conglomerate and the Board of Commissioner as well as the Board of Directors Members that oversee and/or supervise the Compliance Function.

Structure of Integrated Governance Committee, Integrated Compliance Work Unit, and Integrated Internal Audit Work Unit

The composition of the Integrated Governance Committee is as follows: -

Chairman: Independent Commissioner of the Holding Company

- Member:

1. Independent Commissioner of the Holding Company

2. Independent Commissioner of the Subsidiary

3. Member of the Sharia Supervisory Board

INTRODUCTION

REPORT FROM THE

Komite di Bawah Dewan Komisaris

Committees under the Board of Commissioners

Susunan Satuan Kerja Kepatuhan Terintegrasi adalah sebagai The composition of the Integrated Compliance Work Unit is berikut:

as follows:

: Head of Compliance Division -

- Ketua : Kepala Divisi Compliance

Head

Anggota : Seluruh Staff Divisi Compliance

Member

: All staff of Compliance Division

Susunan Satuan kerja Audit Internal Terintegrasi adalah The composition of the Integrated Internal Audit Work Unit sebagai berikut:

is as follows:

- Ketua : Kepala Divisi Internal Audit

: Head of Internal Audit Division -

Head

Anggota : Seluruh Staff Divisi Internal Audit

Member

: All staff of Internal Audit Division

Susunan Keanggotaan Komite Tata Kelola Terintegrasi The Composition of the Integrated Governance Perseroan

Committee of the Company

Nama Jabatan dalam Komite

Position in the

Surat Penunjukan

Periode Jabatan

Jabatan di Perseroan

Name Committee

Appointment Letter

Term of Office

Position in the Company

Rizal Bambang Ketua

Komisaris Independen Prasetijo

Surat Keputusan Dewan

30 November 2015

Komisaris No. 014/LGL/

– sekarang

Entitas Utama

SKDEKOM/XI/2015.TRIM tertanggal 30 November 2015

Chairman

Decree of the Board of

November 30, 2015

Independent Commissioner

Commissioner No. 014/LGL/

– present

of the Holding Company

SKDEKOM/XI/2015.TRIM dated November 30, 2015

Edy Sugito Anggota

Surat Keputusan Dewan

30 November 2015

Komisaris Independen

Komisaris No. 014/LGL/

– sekarang

Entitas Utama

SKDEKOM/XI/2015.TRIM tertanggal 30 November 2015

Member

Decree of the Board of

November 30, 2015

I ndependent Commissioner

Commissioner No. 014/LGL/

– present

of the Holding Company

SKDEKOM/XI/2015.TRIM dated November 30, 2015

N. Wahyudi Anggota

Komisaris Independen Salasa

Surat Keputusan Dewan

30 November 2015

Komisaris No. 014/LGL/

– sekarang

Entitas Anak

SKDEKOM/XI/2015.TRIM tertanggal 30 November 2015

Member

Decree of the Board of

November 30, 2015

Independent Commissioner

Commissioner No. 014/LGL/

– present

of the Subsidiary

SKDEKOM/XI/2015.TRIM dated November 30, 2015

MANAGEMENT DISCUSSION

CORPORATE GOVERNANCE

CSR AND FINANCIAL LITERACY

& ANALYSIS

EDUCATION

Profil Komite Tata Kelola Terintegrasi Profile of the Integrated Governance Committee

Nama dan Jabatan

Profil

Profile

Name and Position Rizal Bambang Prasetijo

For the complete profile, please refer to profile of the Komisaris pada halaman 39 di Laporan Board of Commissioners on page 39 of this Annual Ketua

Profil lengkap dapat dilihat pada profil Dewan

Tahunan ini.

Report.

Chairman Edy Sugito

For the complete profile, please refer to profile of the Komisaris pada halaman 40 di Laporan Board of Commissioners on page 40 of this Annual Anggota

Profil lengkap dapat dilihat pada profil Dewan

Tahunan ini.

Report.

Member N. Wahyudi Salasa

For the complete profile, please refer to profile Komisaris anak perusahaan Perseroan pada of the Board of Commissioners of the Company’s Anggota

Profil lengkap dapat dilihat pada profil Dewan

subsidiary on page 59 of this Annual Report. Member

halaman 59 di Laporan Tahunan ini.

Independensi Komite Tata Kelola Terintegrasi Independence of Integrated Governance Committee Perseroan membentuk komite di bawah Dewan Komisaris

The Company establishes the committee under the Board of yang bekerja secara profesional dan independen, yang secara

Commissioners, who works professionally and independently, kolektif membantu Dewan Komisaris dalam melaksanakan

who collectively helps the Board of Commissioners in carrying tugas dan fungsi pengawasan dan pemberian nasihat agar

out tasks and supervisory function and an advice in order to dapat mewujudkan suatu sistem tata kelola perusahaan yang

realize a good corporate governance system. baik.

Kebijakan dan Pelaksanaan Rapat Komite Tata Kelola Policy and Implementation of the Integrated Terintegrasi