Aset pajak tangguhan - neto Deferred tax assets - net

Indonesian language. PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAKNYA CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN UNAUDITED 31 Maret 2015 dan 31 Desember 2014 Serta periode yang berakhir pada tanggal 31 Maret 2015 dan 2014 Disajikan dalam jutaan rupiah, kecuali dinyatakan lain PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND ITS SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS UNAUDITED March 31, 2015 and December 31, 2014 and for the period ended March 31, 2015 and 2014 Expressed in millions of rupiah, unless otherwise stated 128 25. PAJAK PENGHASILAN lanjutan 25. INCOME TAX continued

c. Aset pajak tangguhan lanjutan

c. Deferred tax assets continued

Dikreditkan dibebankan ke laporan laba rugi komprehensif konsolidasian Credited charged to the consolidated 31 Desember statement of 31 Maret December 31, comprehensive March 31, 2014 income 2015 Aset liabilitas Deferred tax assets liabilities pajak tangguhan lanjutan continued Penyisihan kerugian asset Provision for losses non produktif dan asset on non-earning assets produktif selain dari kredit and earning assets yang diberikan dan other than loan and pembiayaan syariah 860 2 858 sharia financing Penghargaan kerja 933 3.658 4.591 Gratuity 20.373 15.487 35.860 Entitas anak 6.959 - 6.959 Subsidiaries Dikreditkan dibebankan ke laporan laba rugi komprehensif konsolidasian Credited charged to the consolidated 31 Desember statement of 31 Desember December 31, comprehensive December 31, 2013 income 2014 Aset liabilitas pajak tangguhan Deferred tax assets liabilities Penyisihan beban Corporate Provision for Corporate Social Responsibility 17.188 3.417 13.771 Social Responsibility Penyisihan imbalan kerja 20.571 4.720 25.291 Provision for employee benefits Penyisihan kerugian kredit 50.602 7.162 57.764 Provision for loan losses Perubahan nilai wajar Changes in fair value surat berharga held-for-trading diperdagangkan 13.671 10.207 3.464 marketable securities Penyisihan kerugian asset Provision for losses non produktif dan asset on non-earning assets produktif selain dari kredit and earning assets yang diberikan dan other than loan and pembiayaan syariah 1.532 672 860 sharia financing Penghargaan kerja 1.011 78 933 Gratuity 23.971 3.598 20.373 Entitas anak 5.819 1.140 6.959 Subsidiaries Manajemen berkeyakinan bahwa aset pajak tangguhan dapat dipulihkan dan dikompensasikan dengan laba fiskal pada masa mendatang. Management believes that deferred tax assets can be utilized and can be compensated against future taxable income. Indonesian language. PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAKNYA CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN UNAUDITED 31 Maret 2015 dan 31 Desember 2014 Serta periode yang berakhir pada tanggal 31 Maret 2015 dan 2014 Disajikan dalam jutaan rupiah, kecuali dinyatakan lain PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND ITS SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS UNAUDITED March 31, 2015 and December 31, 2014 and for the period ended March 31, 2015 and 2014 Expressed in millions of rupiah, unless otherwise stated 129 25. PAJAK PENGHASILAN lanjutan 25. INCOME TAX continued