WESEL EKSPOR DAN TAGIHAN LAINNYA lanjutan

Indonesian language. PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAKNYA CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN UNAUDITED 31 Maret 2015 dan 31 Desember 2014 Serta periode yang berakhir pada tanggal 31 Maret 2015 dan 2014 Disajikan dalam jutaan rupiah, kecuali dinyatakan lain PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND ITS SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS UNAUDITED March 31, 2015 and December 31, 2014 and for the period ended March 31, 2015 and 2014 Expressed in millions of rupiah, unless otherwise stated 89 11. KREDIT YANG DIBERIKAN 11. LOANS

a. Berdasarkan jenis,

mata uang dan kolektibilitas

a. By type, currency and collectibility

31 MaretMarch 31, 2015 31 DesemberDecember 31, 2014 Jumlah nosional Jumlah nosional mata uang asing mata uang asing Notional amount Notional amount in foreign in foreign currency Ekuivalen currency Ekuivalen angka penuh Equivalent angka penuh Equivalent full amount Rupiah full amount Rupiah Pihak-pihak berelasi Related parties Rupiah Rupiah Modal kerja 465.830 569.605 Working capital Sindikasi 251.650 244.616 Syndicated Karyawan 1.755 24.995 Employees Konsumsi 8.109 17.748 Consumer Investasi 14.744 13.892 Investment Program pemerintah - - Government programs 742.088 870.856 Dolar Amerika Serikat United States Dollar Modal kerja 179.843 2.351 179.790 2.227 Working capital 744.439 873.083 Pihak ketiga Third parties Rupiah Rupiah Konsumsi 39.097.245 35.936.364 Consumer Modal kerja 6.003.763 7.297.756 Working capital Investasi 1.613.522 1.883.442 Investment Program pemerintah 984.046 1.957.614 Government programs Sindikasi 1.069.501 1.022.678 Syndicated Karyawan 172.597 478.230 Employees 48.940.674 48.576.084 Dolar Amerika Serikat United States Dollar Modal kerja 11.216.205 146.641 12.336.166 152.783 Working capital Investasi 2.155.745 28.184 1.214.985 15.048 Investment 174.825 167.831 49.115.499 48.743 .915 Total 49.859.938 49.616 .998 Total Cadangan kerugian Allowance penurunan nilai 1.579.483 1.588.837 for impairment losses Neto 48.280.455 48.028.161 Net Rincian kredit yang diberikan berdasarkan kolektibilitas adalah sebagai berikut: Loans based on collectibility are as follows: 31 MaretMarch 31, 2015 31 DesemberDecember 31, 2014 Pokok Cadangan Pokok Cadangan Principal Allowance Principal Allowance Individual 934.648 487.855 950.169 524.999 Individual Kolektif Collective Lancar 46.049.387 12.602 45.954.864 10.630 Current Dalam perhatian khusus 1.611.541 22.574 1.491.308 23.795 Special mention Kurang lancar 105.793 19.298 92.374 17.591 Substandard Diragukan 170.124 46.979 154.995 44.074 Doubtful Macet 988.445 990.175 973.288 967.748 Loss Total 49.859.938 1.579.483 49.616.998 1.588.837 Total