Berdasarkan jenis dan kolektibilitas By type and collectability

Indonesian language. PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAKNYA CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN UNAUDITED 31 Maret 2015 dan 31 Desember 2014 Serta periode yang berakhir pada tanggal 31 Maret 2015 dan 2014 Disajikan dalam jutaan rupiah, kecuali dinyatakan lain PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND ITS SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS UNAUDITED March 31, 2015 and December 31, 2014 and for the period ended March 31, 2015 and 2014 Expressed in millions of rupiah, unless otherwise stated 101 12. PEMBIAYAAN SYARIAH 12. SHARIA FINANCING

a. Berdasarkan jenis dan kolektibilitas

lanjutan

a. By type and collectability continued

Dalam perhatian khusus Kurang Lancar Special lancar Diragukan Macet Total 31 Desember 2014 Current mention Substandard Doubtful Loss Total December 31, 2014 Pihak ketiga Third parties Konsumsi 2.075.973 36.579 7.216 2.977 5.367 2.128.112 Consumer Modal kerja 1.239.236 42.387 12.014 11.249 90.828 1.395.714 Working capital Investasi 572.566 67.174 96.938 3.570 26.911 767.159 Investment Sindikasi 69.524 - - - - 69.524 Syndicated Karyawan 39.607 - - - - 39.607 Employees Total 3.996.906 146.140 116.168 17.796 123.106 4.400.116 Total Cadangan kerugian Allowance penurunan nilai 11.441 766 25.228 3.480 58.232 99.147 for impairment losses Neto 3.985.465 145.374 90.940 14.316 64.874 4.300.969 Net b. Berdasarkan jenis akad b. By type of agreement 31 Maret 31 Desember March 31, 2015 December 31, 2014 Murabahah 3.378.999 2.958.628 Murabahah Musyarakah 663.981 797.702 Musyarakah Mudharabah 452.528 495.085 Mudharabah Qardh 88.075 95.664 Qardh Aset yang diperoleh untuk Ijarah - neto 53.149 48.290 Asset acquired for Ijarah - net Istishna 3.977 4.747 Istishna Total 4.640.709 4.400.116 Total Cadangan kerugian penurunan nilai 112.607 99.147 Allowance for impairment losses Neto 4.528.102 4.300.969 Net

c. Berdasarkan sektor ekonomi

c. By economic sector

Dalam perhatian khusus Kurang Lancar Special lancar Diragukan Macet Total 31 Maret 2015 Current mention Substandard Doubtful Loss Total March 31, 2015 Jasa dunia usaha 782.707 68.046 16.599 2.001 5.185 874.538 Business services Perdagangan 313.868 16.114 8.745 8.403 26.996 374.126 Trading Konstruksi 119.404 233 21.192 18.010 25.418 184.257 Constructions Pengangkutan dan Transportation pergudangan 78.399 76.498 95.239 167 25.739 276.042 and warehousing Jasa-jasa sosial 278.372 8.296 1.585 2.494 2.682 293.429 Social services Industri 57.713 3.302 3.107 3.925 36.756 104.803 Industry Pertambangan 22.002 777 - - 3.836 26.615 Mining Electricity, gas and Listrik, gas dan air 6.003 46.432 - 212 - 52.647 water Pertanian 19.257 3.131 6.535 360 1.342 30.625 Agriculture Lain-lain 2.366.510 40.630 8.775 3.097 4.615 2.423.627 Others Total 4.044.235 263.459 161.777 38.672 132.566 4.640.709 Total Cadangan kerugian Allowance penurunan nilai 9.007 1.432 27.751 7.780 66.637 112.607 for impairment losses Neto 4.035.228 262.027 134.026 30.892 65.929 4.528.102 Net Indonesian language. PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAKNYA CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN UNAUDITED 31 Maret 2015 dan 31 Desember 2014 Serta periode yang berakhir pada tanggal 31 Maret 2015 dan 2014 Disajikan dalam jutaan rupiah, kecuali dinyatakan lain PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND ITS SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS UNAUDITED March 31, 2015 and December 31, 2014 and for the period ended March 31, 2015 and 2014 Expressed in millions of rupiah, unless otherwise stated 102 12. PEMBIAYAAN SYARIAH lanjutan 12. SHARIA FINANCING continued