PENYERTAAN SAHAM lanjutan INVESTMENT

Indonesian language. PT BANK RAKYAT INDONESIA AGRONIAGA Tbk CATATAN ATAS LAPORAN KEUANGAN Tanggal 31 Desember 2014 dan untuk Tahun yang Berakhir pada Tanggal Tersebut Disajikan dalam ribuan Rupiah, kecuali dinyatakan lain PT BANK RAKYAT INDONESIA AGRONIAGA Tbk NOTES TO THE FINANCIAL STATEMENTS As of December 31, 2014 and for the Year Then Ended Expressed in thousands of Rupiah, unless otherwise stated 77 12. AGUNAN YANG DIAMBIL ALIH lanjutan 12. FORECLOSED COLLATERALS continued Perubahan cadangan kerugian penurunan nilai adalah sebagai berikut: Movements of the allowance for impairment losses are as follows: 31 Desember 31 Desember December 31, 2014 December 31, 2013 Saldo awal 1.042.131 7.415.748 Beginning balance Penjualan tahun berjalan 768.508 6.373.617 Sales during the year Saldo akhir 273.623 1.042.131 Ending balance

13. BIAYA DIBAYAR

DIMUKA DAN ASET LAIN-LAIN

13. PREPAID EXPENSES AND OTHER ASSETS

31 DesemberDecember 31, 2014 31 DesemberDecember 31, 2013 Jumlah nosional Jumlah nosional mata uang asing mata uang asing Notional amount Ekuivalen Notional amount Ekuivalen foreign currency Rupiah foreign currency Rupiah Angka penuh Rupiah Angka penuh Rupiah Full amount Equivalent Full amount Equivalent Rupiah Rupiah Biaya dibayar dimuka 16.740.075 16.012.244 Prepaid expenses Piutang bunga 8.349.174 7.251.093 Interest receivables Setoran jaminan 869.909 881.461 Guarantee deposit Lain-lain 2.049.153 1.917.925 Others 28.008.311 26.062.723 Mata uang asing Foreign currency Dolar Amerika Serikat United States Dollar Piutang bunga 38.891 481.662 34.238 416.679 Interest receivables Total 28.489.973 26.479.402 Total 14. LIABILITAS SEGERA 14. LIABILITIES DUE IMMEDIATELY 31 Desember 31 Desember December 31, 2014 December 31, 2013 Umum dan administrasi 7.123.650 7.414.556 General and administrative Personalia 4.057.478 1.163.604 Personnel Titipan transfer dan ATM 2.664.310 1.868.303 Transfer and ATM deposits Titipan dana pihak ketiga 14.360 51.373 Third party deposits Titipan lain-lain 474.822 670.742 Other deposits Total 14.334.620 11.168.578 Total