NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015, 2014 AND DECEMBER 31, 2014
Expressed in million Rupiah, unless otherwise stated Continued
- 87 - Pada 30 Juni 2015 dan 31 Desember 2014 bank
memperoleh kembali saham masing-masing
138.972.380 saham dengan biaya perolehan sebesar
Rp 135.215
juta dari
hasil penggabungan usaha.
At June 30, 2015 and December 31, 2014 the Bank obtain treasury stock each of 138.972.380
shares with cost of treasury stock amounting to Rp 135.215 million from the result of merger.
31. PENGGUNAAN LABA BERSIH 31. APPROPRIATION OF NET INCOME
Cadangan wajib Statutory reserve
Pada tanggal 30 Juni 2015 dan 31Desember 2014, saldo cadangan wajib adalah masing-
masing sebesar Rp 40.904 dan Rp34.000 juta. Cadangan wajib ini dibentuk sehubungan dengan
Undang-undang No. 402007 efektif tanggal 16 Agustus 2007 mengenai Perseroan Terbatas,
yang
mengharuskan perusahaan-perusahaan
untuk membuat penyisihan cadangan wajib sebesar sekurang-kurangnya 20 dari jumlah
modal yang ditempatkan dan disetor penuh. Undang-undang tersebut tidak mengatur jangka
waktu untuk penyisihan tersebut. As of June 30, 2015 and December 31, 2014, the
statutory reserve amounted to Rp40,904 and Rp34,000 million. This statutory reserve was
provided in relation with the Law No. 402007 effective on August 16, 2007 regarding the limited
liability company which requires companies to set up a statutory reserve amounting to at least 20
of the issued and paid up share capital. There is no timeline over which this amount should be
provided.
32. LABA PER SAHAM DASAR DAN DILUSIAN 32. BASIC AND DILUTED EARNING PERSHARE
Berikut ini adalah data yang digunakan untuk perhitungan laba per saham dasar dan dilusian:
Calculation of basic and diluted earning per share is as follows:
Laba bersih per saham dasar dan dilusian Basic and diluted earnings per shares
30 Juni 30 Juni
June 2015 June 2014
Rp Juta Rp Juta
Rp Million Rp Million
Laba bersih yang tersedia Net profit attributable to
bagi pemegang saham 175,110
93,707 shareholders
Rata-rata tertimbang Weighted average number
saham biasa yang beredar of ordinary shares
dalam jutaan 2,895
1,700 on issue in million
Laba per saham dasar dan dilusian Basic and diluted earning per share
nilai penuh 60.49
55.12 in full amount
33. PENDAPATAN BUNGA 33. INTEREST REVENUES
30 Juni 30 Juni
June 2015 June 2014
Rp Juta Rp Juta
Rp Million Rp Million
Pinjaman yang diberikan 688,662
116,825 Loans
Efek-efek dan Obligasi Pemerintah 30,313
10,268 Marketable securities and Goverment bonds
Giro dan penempatan pada Current account and placement
Bank Indonesia dan bank lain 29,157
4,360 with Bank Indonesia and other bank
Jumlah 748,132
131,453 Total
Lihat Catatan 40 untuk rincian saldo dan transaksi dengan pihak berelasi.
Refer to Note 40 for detailed balances and transactions with related parties.
NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015, 2014 AND DECEMBER 31, 2014
Expressed in million Rupiah, unless otherwise stated Continued
- 88 - 34. BEBAN BUNGA
34. INTEREST EXPENSES
30 Juni 30 Juni
June 2015 June 2014
Rp Juta Rp Juta
Rp Million Rp Million
Simpanan nasabah Deposit from customers
Giro 1,970
9 Current accounts
Tabungan 8,002
3,116 Saving deposits
Deposito berjangka 368,113
12,585 Time deposits
Efek-efek yang diterbitkan 19,198
- Marketable securities issued
Pinjaman yang diterima 2,262
14 Borrowings
Simpanan dari bank lain 3,324
257 Deposits from other banks
Jumlah 402,869
15,981 Total
Lihat Catatan 39 untuk rincian saldo dan transaksi dengan pihak berelasi.
Refer to Note 39 for detailed balances and transactions with related parties.
35. PENDAPATAN OPERASIONAL LAINNYA 35. OTHER OPERATING REVENUES
30 Juni 30 Juni
June 2015 June 2014
Rp Juta Rp Juta
Rp Million Rp Million
Keuntungan transaksi valuta asing 39,799
57,520 Gain on foreign currencies trade
Kiriman uang 21,771
16,976 Money transfers
Transaksi ekspor - impor 9,462
9,795 Trade finance transactions
Tarikan tunai -
- Cash witdrawal
Bank garansi -
- Guarantee bank
Lainnya 36,858
4,531 Others
Jumlah 107,890
88,822 Total
36. PEMBENTUKAN PEMULIHAN CADANGAN KERUGIAN
PENURUNAN NILAI
ASET KEUANGAN
36. ALLOWANCEREVERSAL FOR IMPAIRMENT LOSSESOF FINANCIAL ASSETS
30 Juni 30 Juni
June 2015 June 2014
Rp Juta Rp Juta
Rp Million Rp Million
Pinjaman yang diberikan Catatan 10
1,893 14,015
Loans Note 10 Tagihan akseptasi
- -
Acceptance receivable Jumlah
1,893 14,015
Total
NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015, 2014 AND DECEMBER 31, 2014
Expressed in million Rupiah, unless otherwise stated Continued
- 89 - 37. BEBAN UMUM DAN ADMINISTRASI
37. GENERAL AND ADMINISTRATIVE EXPENSES
30 Juni 30 Juni
June 2015 June 2014
Rp Juta Rp Juta
Rp Million Rp Million
Sewa 23,793
7,348 Rents
Properties and equipments depreciation Penyusutan aset tetap Catatan 12
22,901 4,689
Note 12 Pemeliharaan dan perbaikan
4,286 4,555
Repair and maintenance Komunikasi
3,830 4,171
Communication Premi program penjaminan simpanan
3,267 4,145
Premium on deposit on guaranteed program Barang dan jasa
46,342 -
Goods and services Pelatihan dan promosi
819 824
Training and promotion Peralatan dan kebutuhan kantor
514 633
Office supplies and stationaries Promosi
7,633 692
Promotion Listrik, air dan gas
439 404
Electricity, water and gasoline Transportasi
361 394
Transportation Asuransi
7,959 178
Insurance Pajak
8 14
Taxes Lain-lain
33,010 23,986
Others Jumlah
155,162 52,033
Total
38. BEBAN TENAGA KERJA 38. PERSONNEL EXPENSES
30 Juni 30 Juni
June 2015 June 2014
Rp Juta Rp Juta
Rp Million Rp Million
Gaji dan upah 101,148
12,017 Salaries and wages
Penyisihan imbalan kerja -
-
Allowance for employee karyawan Catatan 27
5,479 -
benefits Note 27 Pendidikan dan pelatihan
3,096 -
Training and education Jumlah
109,723 12,017
Total
Jumlah gaji dan tunjangan Dewan Komisaris, Komite Audit, Dewan Direksi dan pejabat
eksekutif adalah sebagai berikut: The total salaries and allowances paid to the
Board of Commissioners, Audit Committee, Board of Directors and Executive Bank Officer are as
follows:
30 Juni 30 Juni
June 2015 June 2014
Rp Juta Rp Juta
Rp Million Rp Million
Dewan Komisaris dan Komite Audit 1,129
288 Board of Commissioner and Audit Committee
Dewan Direksi dan Pejabat Eksekutif 7,350
5,370 Board of Directors and Executive Bank officers
Dewan Komisaris dan Dewan Direksi merupakan personil manajemen kunci Bank.
Board of Commissioners and Directors are key management personnel of the Bank.
Lihat Catatan 39 untuk rincian saldo dan transaksi dengan pihak berelasi.
Refer to Note 39 for detailed balances and transactions with related parties.
NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015, 2014 AND DECEMBER 31, 2014
Expressed in million Rupiah, unless otherwise stated Continued
- 90 - 39. TRANSAKSI
DENGAN PIHAK
– PIHAK
BERELASI 39. RELATED PARTIES TRANSACTIONS
Dalam menjalankan kegiatan usahanya, Bank melakukan transaksi-transaksi dengan pihak-
pihak berelasi In the course of business, the Bank entered into
certain transactions with related parties.
Sifat Berelasi Nature of Relationship
Pihak-pihak berelasi adalah perusahaan dan perorangan
yang mempunyai
keterkaitan kepemilikan atau kepengurusan secara langsung
maupun tidak
langsung dengan
Bank sebagaimana diungkapkan pada Catatan 2ad.
Related parties are companies and individuals who directly or indirectly have relationships with
the Bank through ownership or management as disclosed in Note 2ad.
Berikut ini adalah pihak-pihak berelasi Bank, sifat hubungan dan sifat dari transaksi:
The related parties, nature of relationship and nature of transactions are described as follows:
30 JuniJune 2015 Sifat dari hubungan
Sifat dari transaksi Nature of relationship
Nature of transaction Arifin Panigoro
Pemegang saham Bank Simpanan dari nasabah
The Bank‟s shareholder Deposits from customer
Woori Bank, Korea Pemegang saham mayoritas bank
Liabilitas segera; Stand by letter of credit; Majority shareholder of the bank
Letter of credit Liabilities payable immadiately; Stand by letter of credit; Letter of credit
Woori Bank, Tokyo Entitas anak kantor cabang asing yang
Giro pada bank lain dikendalikan oleh Woori Bank, Korea
Current accountss with other banks Foreign branches controlled by the
Woori Bank, Korea Woori Bank, Vietnam
Entitas anak kantor cabang asing yang Stand by letter of credit
dikendalikan oleh Woori Bank, Korea Foreign branches controlled by the
Woori Bank, Korea Pihak berelasi
Related parties
30 JuniJune 2015 Sifat dari hubungan
Sifat dari transaksi Nature of relationship
Nature of transaction PT Medco Intidinamika
Pemegang saham Bank The Bank‟s
Sewa bangunan; Simpanan dari nasabah shareholder
Rent of buildings; Deposits from customer PT Medco Duta
Dimiliki oleh pemegang saham pengendali Sewa bangunan, Pinjaman yang
PT Metra Duta Lestari yang samaOwned by the same controlling
diberikan; Simpanan dari nasabah PT Usaha Tani Sejahtera Medco
shareholder Rent of buildings; Loans;
Foundation Deposits from customer
PT Medco EP Indonesia PT Medco Energi Intenational Tbk
PT Multifabrino Gemilang PT Medco Energi Mining Int
PT Medco EP Rimau PT Medco EP Sembakung
PT Api Metra Graha PT Medco EP Kalimantan
PT Medco Methanol Bunyu PT Antareja Resources
PT Medco Power Indonesia
Darwin Cyril Noerhadi Komisaris Grup Medco
Medco Group‟s Pinjaman yang diberikan Loans
Commissioner KSU Mitra Saudara
Dikelola oleh karyawan kunciControlled by Sewa kendaraan Rent of cars
key management Yani Yuhani Panigoro, Raisis
Keluarga pemegang saham BankFamily of Pinjaman yang diberikan;
Panigoro, Roni Panigoro, Sonar the Bank‟s shareholders
Simpanan dari nasabah Soni Panigoro
Loans; Deposits from customers Dewan Komisaris, Dewan Direksi
Manajemen kunci Bank Bank‟s key management
Pinjaman yang diberikan; dan Pejabat Eksekutif BankBoard
Simpanan dari nasabah of Commissioners, Directors and
Loans; Deposits from customers Executive Bank Officers
Pihak berelasi Related parties
NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015, 2014 AND DECEMBER 31, 2014
Expressed in million Rupiah, unless otherwise stated Continued
- 91 -
30 JuniJune 2014 Sifat dari hubungan
Sifat dari transaksi Nature of relationship
Nature of transaction Arifin Panigoro
Pemegang saham Bank Simpanan dari nasabah
The Bank‟s shareholder Deposits from customer
Woori Bank, Korea Pemegang saham mayoritas bank
Liabilitas segera; Stand by letter of credit; Majority shareholder of the bank
Letter of credit Liabilities payable immadiately; Stand by letter of credit; Letter of credit
Woori Bank, Tokyo Entitas anak kantor cabang asing yang
Giro pada bank lain dikendalikan oleh Woori Bank, Korea
Current accountss with other banks Foreign branches controlled by the
Woori Bank, Korea Woori Bank, Vietnam
Entitas anak kantor cabang asing yang Stand by letter of credit
dikendalikan oleh Woori Bank, Korea Foreign branches controlled by the
Woori Bank, Korea Pihak berelasi
Related parties
30 JuniJune 2014 Sifat dari hubungan
Sifat dari transaksi Nature of relationship
Nature of transaction PT Medco Intidinamika
Pemegang saham Bank The Bank‟s
Sewa bangunan; Simpanan dari nasabah shareholder
Rent of buildings; Deposits from customer PT Medco Duta
Dimiliki oleh pemegang saham pengendali Sewa bangunan, Pinjaman yang
PT Metra Duta Lestari yang samaOwned by the same controlling
diberikan; Simpanan dari nasabah PT Usaha Tani Sejahtera Medco
shareholder Rent of buildings; Loans;
Foundation Deposits from customer
PT Medco EP Indonesia PT Medco Energi Intenational Tbk
PT Multifabrino Gemilang PT Medco Energi Mining Int
PT Medco EP Rimau PT Medco EP Sembakung
PT Api Metra Graha PT Medco EP Kalimantan
PT Medco Methanol Bunyu PT Antareja Resources
PT Medco Power Indonesia
Darwin Cyril Noerhadi Komisaris Grup Medco
Medco Group‟s Pinjaman yang diberikan Loans
Commissioner KSU Mitra Saudara
Dikelola oleh karyawan kunciControlled by Sewa kendaraan Rent of cars
key management Yani Yuhani Panigoro, Raisis
Keluarga pemegang saham BankFamily of Pinjaman yang diberikan;
Panigoro, Roni Panigoro, Sonar the Bank‟s shareholders
Simpanan dari nasabah Soni Panigoro
Loans; Deposits from customers Dewan Komisaris, Dewan Direksi
Manajemen kunci Bank Bank‟s key management
Pinjaman yang diberikan; dan Pejabat Eksekutif BankBoard
Simpanan dari nasabah of Commissioners, Directors and
Loans; Deposits from customers Executive Bank Officers
Pihak berelasi Related parties