GIRO PADA BANK LAIN

NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015, 2014 AND DECEMBER 31, 2014 Expressed in million Rupiah, unless otherwise stated Continued - 54 - Tidak mengalami Mengalami penurunan penurunan nilai nilai Jumlah Unimpaired Impaired Total Rp Juta Rp Juta Rp Juta Rp Million Rp Million Rp Million Pihak berelasi Related parties Rupiah Rupiah Kredit konsumsi 10,123 - 10,123 Consumer loans Kredit modal kerja 21,035 - 21,035 Working capital loans Jumlah 31,158 - 31,158 Total Dolar Amerika Serikat United States Dollar Kredit konsumsi 334 - 334 Consumer loans Jumlah 334 - 334 Total Pihak ketiga Third parties Rupiah Rupiah Kredit konsumsi 5,439,039 98,882 5,537,921 Consumer loans Kredit modal kerja 1,477,490 123,346 1,600,836 Working capital loans Kredit investasi 104,293 66,134 170,427 Investment loans Jumlah 7,020,822 288,362 7,309,184 Total Dolar Amerika Serikat United States Dollar Kredit konsumsi 36,681 - 36,681 Consumer loans Kredit modal kerja 3,843,351 - 3,843,351 Working capital loans Kredit investasi 247,604 - 247,604 Investment loans Jumlah 4,127,636 - 4,127,636 Total Dikurangi: Cadangan Less: Allowance for kerugian penurunan nilai impairment losses Kredit konsumsi 29,291 38,018 67,309 Consumer loans Kredit modal kerja 46,026 35,467 81,493 Working capital loans Kredit investasi 2,893 9,985 12,878 Investment loans Jumlah 78,210 83,470 161,680 Total Jumlah - bersih 11,101,740 204,892 11,306,632 Total - net 31 DesemberDecember 2014 NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015, 2014 AND DECEMBER 31, 2014 Expressed in million Rupiah, unless otherwise stated Continued - 55 - b. Berdasarkan sektor ekonomi b. By economic sector Pinjaman yang diberikan berdasarkan sektor ekonomi dan pinjaman yang mengalami penurunan nilai dan tidak mengalami penurunan nilai. Classification of loans based on economic sector and impaired and non-impaired loans. Tidak mengalami Mengalami penurunan penurunan nilai nilai Jumlah Unimpaired Impaired Total Rp juta Rp juta Rp juta Rp Million Rp Million Rp Million Rupiah Rupiah Jasa dunia usaha 735,886 7,480 743,366 Business services Jasa pelayanan sosial 238,356 63,793 302,149 Social services Industri pengolahan 150,419 40,107 190,526 Processing industry Perdagangan, restoran dan hotel 27,043 18,441 45,484 Trading, restaurant and hotel Pertanian, perburuan Agriculture, hunting and dan sarana pertanian 42,860 4,397 47,257 agriculture improvements Konstruksi 13,600 54,707 68,307 Construction Pengangkutan, pergudangan Transportation, warehouse dan komunikasi 261,721 494 262,215 and communication Pertambangan - - - Mining Lain-lain 6,343,388 111,239 6,454,627 Others Jumlah 7,813,273 300,658 8,113,931 Total Dolar Amerika Serikat United States Dollar Jasa dunia usaha 36,131 - 36,131 Business services Jasa pelayanan sosial 26,865 - 26,865 Social services Industri pengolahan 3,983,617 31,331 4,014,948 Processing industry Konstruksi 20,189 - 20,189 Construction Pengangkutan, pergudangan Transportation, warehouse dan komunikasi 27,065 19,258 46,323 and communication Pertambangan 186,655 - 186,655 Mining Perdagangan, restoran dan hotel 149,782 22,732 172,514 Trading, restaurant and hotel Pertanian, perburuan Agriculture, hunting and dan sarana pertanian 73,551 - 73,551 agriculture improvements Perikanan - - - Fishery Lain-lain 24,595 - 24,595 Others Jumlah 4,528,450 73,321 4,601,771 Total Dikurangi: Cadangan Less: Allowance for kerugian penurunan nilai 72,151 124,156 196,307 impairment losses Jumlah - bersih 12,269,572 249,823 12,519,395 Total - net 30 JuniJune 2015 NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015, 2014 AND DECEMBER 31, 2014 Expressed in million Rupiah, unless otherwise stated Continued - 56 - Tidak mengalami Mengalami penurunan penurunan nilai nilai Jumlah Unimpaired Impaired Total Rp juta Rp juta Rp juta Rp Million Rp Million Rp Million Rupiah Rupiah Jasa dunia usaha 775,174 3,146 778,320 Business services Jasa pelayanan sosial 311,871 56,903 368,774 Social services Industri pengolahan 165,771 62,270 228,041 Processing industry Perdagangan, restoran dan hotel 30,604 19,474 50,078 Trading, restaurant and hotel Pertanian, perburuan Agriculture, hunting and dan sarana pertanian 32,751 6,386 39,137 agriculture improvements Konstruksi 35,254 33,042 68,296 Construction Pengangkutan, pergudangan Transportation, warehouse dan komunikasi 260,031 388 260,419 and communication Pertambangan - 8,950 8,950 Mining Lain-lain 5,440,524 97,803 5,538,327 Others Jumlah 7,051,980 288,362 7,340,342 Total Dolar Amerika Serikat United States Dollar Jasa dunia usaha 43,719 - 43,719 Business services Jasa pelayanan sosial 25,699 - 25,699 Social services Industri pengolahan 3,573,818 - 3,573,818 Processing industry Konstruksi 9,289 - 9,289 Construction Pengangkutan, pergudangan Transportation, warehouse dan komunikasi 46,568 - 46,568 and communication Pertambangan 181,618 - 181,618 Mining Perdagangan, restoran dan hotel 191,320 - 191,320 Trading, restaurant and hotel Perikanan 55,939 - 55,939 Fishery Jumlah 4,127,970 - 4,127,970 Total Dikurangi: Cadangan Less: Allowance for kerugian penurunan nilai 78,210 83,470 161,680 impairment losses Jumlah - bersih 11,101,740 204,892 11,306,632 Total - net 31 DesemberDecember 2014 Klasifikasi pinjaman yang diberikan berdasarkan yang mengalami penurunan nilai secara kolektif dan individual adalah sebagai berikut : Classification of impaired loans according to collective and individual impaired loans are as follows: Kolektif Individual Jumlah Collective Individual Total Rp Juta Rp Juta Rp Juta Rp Million Rp Million Rp Million Kredit konsumsi 111,231 8 111,239 Consumer loans Kredit modal Kerja 131,859 56,964 188,823 Working capital loans Kredit investasi 70,231 3,686 73,917 Investment loans Jumlah pinjaman yang diberikan 313,321 60,658 373,979 Total loan Dikurangi : Cadangan kerugian Less : Allowance for penurunan nilai 124,156 impairment losses Jumlah - bersih 249,823 Total - net 30 JuniJune 2015