ACCRUED INCOME BIAYA DIBAYAR DIMUKA PREPAYMENTS GOODWILL GOODWILL

NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015, 2014 AND DECEMBER 31, 2014 Expressed in million Rupiah, unless otherwise stated Continued - 77 - 24. UTANG PAJAK

24. TAX PAYABLES

30 Juni 31 Desember June 2015 December 2014 Rp Juta Rp Juta Rp Million Rp Million Utang pajak kini Current tax liabilities Pasal 29 - 9,941 Article 29 Pasal 25 1,962 262 Article 25 Jumlah 1,962 10,203 Total Utang pajak lainnya: Other tax liabilities: Pasal 4 2 12,848 12,783 Article 4 2 Pasal 21 1,864 2,069 Article 21 Pasal 23 255 822 Article 23 Pajak pertambahan nilai 419 15 Value added tax Jumlah 15,386 15,689 Total Jumlah 17,348 25,892 Total 25. BEBAN PAJAK 25. TAX EXPENSE Pajak penghasilan badan Corporate income tax 30 Juni 31 Desember June 2015 December 2014 Rp Juta Rp Juta Rp Million Rp Million Pajak kini 14,354 38,050 Current tax Pajak tangguhan - 12,675 Deferred tax Jumlah 14,354 50,725 Total NOTES TO FINANCIAL STATEMENTS JUNE 30, 2015, 2014 AND DECEMBER 31, 2014 Expressed in million Rupiah, unless otherwise stated Continued - 78 - Pajak Tangguhan DeferredTax Perhitungan jumlah aset dan liabilitas pajak tangguhan adalah sebagai berikut: Thecalculationofdeferredtaxassetsand liabilities are as follows: Dikreditkan Dikreditkan dibebankan dibebankan ke ke pendapatan laba rugi komprehensif komprehensif lain Credited Penambahan dari Credited charged penggabungan charged to to other usaha 1 Januari comprehensive comprehensive Additional from 31 Juni January income income merger June 31, Rp Juta Rp Juta Rp Juta Rp Juta Rp Juta Rp Million Rp Million Rp Million Rp Million Rp Million Cadangan kerugian penurunan nilai Allowance for impairment loss Kredit 59,183 - - - 59,183 Loans Non kredit 3,506 - - - 3,506 Non-loans Aset tetap 2,686 - - - 2,686 Properties and equipments Liabilitas imbalan pasca kerja 10,676 - 1,407 - 9,269 Post-employment benefits obligation Jasa profesional 978 - - - 978 Professional fee Bonus yang masih harus dibayar 2,922 - - - 2,922 Accrued bonus Kerugian yang belum direalisasi Unrealised loss on atas efek-efek dalam kelompok available for sale on yang tersedia untuk dijual 13,144 - - - 13,144 marketable securities Penyisihan biaya penggabungan usaha 995 - - - 995 Provision for merger expenses Pengaruh atas perubahan nilai wajar 41,661 - - - 41,661 Effect from the changes on fair value Jumlah Liabilitas Pajak Tangguhan - Bersih 71,309 - 1,407 - 72,716 Total Deferred Tax Liabilities - Net 30 JuniJune 2015 Dikreditkan Dikreditkan dibebankan dibebankan ke ke pendapatan laba rugi komprehensif komprehensif lain Credited Penambahan dari Credited charged penggabungan charged to to other usaha 1 Januari comprehensive comprehensive Additional from 31 Desember January income income merger December 31, Rp Juta Rp Juta Rp Juta Rp Juta Rp Juta Rp Million Rp Million Rp Million Rp Million Rp Million Cadangan kerugian penurunan nilai Allowance for impairment loss Kredit 13,797 14,884 - 30,502 59,183 Loans Non kredit 6 87 - 3,413 3,506 Non-loans Aset tetap 2,911 176 - 49 2,686 Properties and equipments Liabilitas imbalan pasca kerja 1,456 968 48 8,204 10,676 Post-employment benefits obligation Jasa profesional - 978 - - 978 Professional fee Bonus yang masih harus dibayar - - - 2,922 2,922 Accrued bonus Kerugian yang belum direalisasi Unrealised loss on atas efek-efek dalam kelompok available for sale on yang tersedia untuk dijual - - - 13,144 13,144 marketable securities Penyisihan biaya penggabungan usaha - - - 995 995 Provision for merger expenses Pengaruh atas perubahan nilai wajar - - - 41,661 41,661 Effect from the changes on fair value Jumlah Liabilitas Pajak Tangguhan - Bersih 15,246 12,675 48 43,436 71,309 Total Deferred Tax Liabilities - Net 31 DesemberDecember 2014 Manajemen berpendapat bahwa terdapat kemungkinan besar jumlah laba fiskal pada masa mendatang akan memadai untuk mengkompensasi perbedaan yang menimbulkan liabilitas pajak tangguhan tersebut. Management believes that the future taxable profitwill likely be sufficient to compensate temporarydifferences giving rise to the deferred tax liabilities.