UTANG SEWA PEMBIAYAAN lanjutan LEASE PAYABLES continued UTANG BANK BANK LOAN

Disajikan dalam Ribuan Rupiah, Kecuali Dinyatakan Lain AND SUBSIDIARIES NOTES TO CONSOLIDATED FINANCIAL STATEMENTS As of December 31, 2014 and for Year Then Ended Expressed in Thousands of Rupiah, Unless Otherwise Stated 90 23. UTANG BANK lanjutan 23. BANK LOAN continued PT Bank Syariah Bukopin PT Bank Syariah Bukopin Berdasarkan Surat Persetujuan Pencairan Fasilitas Pembiayaan Tahap II No. 2586KEU BTUVII2014 tanggal 25 Agustus 2014 dari PT Bank Syariah Bukopin mengenai Persetujuan Pencarian Fasilitas Modal Kerja dengan ketentuan dan persyaratan: Based on Approval Letter from the Working Capital Loan Facility Phase II No. 2586KEUBTUVII2014 dated August 25, 2014 from PT Bank Syariah Bukopin on the Approval of the Working Capital Loan Facility, the terms and conditions of the loan are mentioned as follows: 1. Fasilitas Pembiayaan Modal Kerja 1. Facility of Working Capital Financing Fasilitas Line Facility Musyarokah Revolving dengan plafon Rp10.000.000 ini bertujuan untuk Modal Kerja Usaha Nasabah. Fasilitas ini berjangka waktu sampai dengan tanggal 1 Agustus 2015. This Facility of Line Facility Musyarokah Revolving with plafond Rp10,000,000 is for Customer Bussiness Working Capital. This facility period is Due to August 1, 2015 2. Pencarian Tahap II Baru 2. Phase II New Fasilitas Line Facility Musyarokah Revolving dengan nilai proyek Rp11.960.423, plafon Rp10.000.000 dan porsi nasabah Rp5.600.423 ini bertujuan untuk Modal Kerja Atas Proyek Pekerjaan Struktur Baja Jembatan Ciasem untuk Proyek pembangunan Tol Cikampek – Palimanan dari PT Karabha Gryamandiri dan PT Nusa Raya Cipta Tbk. Fasilitas ini berjangka waktu sampai dengan tanggal 25 Maret 2015. This Facility of Line Facility Musyarokah Revolving with Project Value Rp11,960,423, plafond Rp10,000,000 and Customer portion Rp5,600,423 are for Working Capital of Steel Structure Bridge Ciasem Project for Construction Project of Toll Cikampek – Palimanan from PT Karabha Gryamandiri and PT Nusa Raya Cipta Tbk. This facility period is Until March 25, 2015. PT Bank Rakyat Indonesia PT Bank Rakyat Indonesia Berdasarkan surat perjanjian antara PT Bank Rakyat Indonesia Persero, Tbk., dengan Perusahaan No. R.126-RPKRPD082008 tanggal 5 Agustus 2008, Perusahaan telah memperoleh kesepahaman dengan PT Bank Rakyat Indonesia Persero, Tbk. Cabang Hongkong yang termasuk dalam konsorsium 16 bank dan lembaga keuangan luar negeri dengan skema restrukturisasi utang sebagai berikut: Based on agreement letter between PT Bank Rakyat Indonesia Persero, Tbk. and The Company with No.R.126-RPKRPD082008 dated August 5, 2008, The Company have come to an understanding with PT Bank Rakyat Indonesia Persero, Tbk Hongkong branch which are among the member of the 16 banks consortium and foreign financial institution with debt restructuring scheme as follow: a. Utang pokok sebesar USD3,000 dibayar dengan cara dicicil selama 42 kali angsuran bulanan sejak Nopember 2008, dengan angsuran sebesar USD71,450 perbulan dan tidak dikenakan bunga. a. Principle debt amounted USD3.000 will be paid with 42 monthly installment since November 2008, with monthly installment in amount of USD71.450 and are non-interest bearing. b. Bunga dan denda yang terutang dihapuskan sebesar USD1,611. b. Accrued interest and penalty written off amounted to USD1.611 PT Bank Pan Indonesia PT Bank Pan Indonesia Berdasarkan Surat Persetujuan Pemberian Fasilitas Kredit Modal Kerja No. 0768CIB EXTVI2013 tanggal 16 Mei 2013 dari PT Bank Pan Indonesia mengenai persetujuan pemberian fasilitas Kredit Modal Kerja dengan ketentuan dan syarat-syarat pinjaman sebagai berikut: Based on approval from the Working Capital Loan Facility No. 0768CIBEXTVI2013 dated May 16, 2013 from PT Bank Pan Indonesia on the approval of the Working Capital Loan facility the terms and conditions of the loan are mentioned are as follows: Disajikan dalam Ribuan Rupiah, Kecuali Dinyatakan Lain AND SUBSIDIARIES NOTES TO CONSOLIDATED FINANCIAL STATEMENTS As of December 31, 2014 and for Year Then Ended Expressed in Thousands of Rupiah, Unless Otherwise Stated 91 23. UTANG BANK lanjutan 23. BANK LOAN continued