ACCEPTANCE PAYABLES DBS Indonesia Full Year 2011 Accounts

PT BANK DBS INDONESIA CATATAN ATAS LAPORAN KEUANGAN 31 DESEMBER 2011 DAN 2010 Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2011 AND 2010 Expressed in millions of Rupiah, unless otherwise stated Lampiran – 566 – Schedule 23. KOMITMEN DAN KONTINJENSI

23. COMMITMENTS AND CONTINGENCIES

Komitmen dan kontinjensi dari pihak berelasi diungkapkan pada Catatan 26e. Commitments and contingencies with related parties are disclosed in Note 26e.

a. Berdasarkan jenis

a. By type

2011 2010 Tagihan komitmen Commitment receivables Fasilitas pinjaman yang belum digunakan 1,813,500 901,000 Undrawn borrowing facilities Liabilitas komitmen Commitment payables - Fasilitas pinjaman kepada debitur yang belum digunakan 2,878,246 2,193,863 Unused loan facilities - - Letters of credit yang masih berjalan 1,726,884 1,245,367 Outstanding letters of credit - Jumlah liabilitas komitmen 4,605,130 3,439,230 Total commitment payables Liabilitas komitmen - bersih 2,791,630 2,538,230 Commitment payables - net Tagihan kontinjensi Contingent receivables - Garansi yang diterima 3,918,239 3,279,398 Guarantees received - - Pendapatan bunga dari Interest receivables from - pinjaman bermasalah 39,042 51,489 non-performing loans Jumlah tagihan kontinjensi 3,957,281 3,330,887 Total contingent receivables Liabilitas kontinjensi Contingent payables Garansi yang diberikan 1,606,027 1,056,686 Guarantees issued Tagihan kontinjensi - bersih 2,351,254 2,274,201 Contingent receivables - net

b. Berdasarkan kolektibilitas

b. By collectibility

2011 2010 Liabilitas komitmen Commitment payables Lancar 4,605,130 3,433,191 Current Dalam perhatian khusus - 6,039 Special mention 4,605,130 3,439,230 Liabilitas kontinjensi Contingent payables Lancar 1,606,027 1,056,686 Current

c. Estimasi kerugian atas komitmen and

kontinjensi c. Estimated losses on commitment and contingencies 2011 2010 Saldo awal - 24,272 Beginning balance Pemulihan selama tahun berjalan - 24,272 Reversal during the year Saldo akhir - - Ending balance Disajikan kembali, lihat Catatan 4 Restated, refer to Note 4