Berdasarkan jenis dan kolektibilitas By type and collectability Berdasarkan jenis akad By type of agreement

PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 30 September 2012 dan 31 Desember 2011 serta Periode yang berakhir pada tanggal 30 September 2012 dan 2011 Disajikan dalam jutaan rupiah, kecuali dinyatakan lain PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND SUBSIDIARY NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS September 30, 2012 and December 31, 2011 and for period ended September 30, 2012 and 2011 Expressed in millions of rupiah, unless otherwise stated 90 9. PEMBIAYAAN SYARIAH 9. SHARIA FINANCING Pembiayaan dengan prinsip syariah seluruhnya diberikan dalam mata uang rupiah. All sharia financing were granted in rupiah currency. a. Berdasarkan jenis dan kolektibilitas a. By type and collectability Dalam perhatian khusus Kurang Lancar Special lancar Diragukan Macet Total 30September 2012 Current mention Substandard Doubtful Loss September 30, 2012 Pihak berelasi Related parties Konsumsi 2.282 - - - - 2.282 Consumer Pihak ketiga Third parties Konsumsi 784.847 6.218 1.436 630 3.096 796.227 Consumer Modal kerja 1.141.572 4.116 3.544 623 15.884 1.165.739 Working capital Investasi 273.717 2.255 1.668 1.333 3.505 282.478 Investment Sindikasi 85.694 - 85.796 - - 171.490 Syndicated Karyawan 29.616 - - - - 29.616 Employees Total 2.317.728 12.589 92.444 2.586 22.485 2.447.832 Total Dikurangi penyisihan kerugian Less allowance penurunan nilai 20.948 478 13.827 849 20.879 56.981 for impairment losses Neto 2.296.780 12.111 78.617 1.737 1.606 2.390.851 Net Dalam perhatian khusus Kurang Lancar Special lancar Diragukan Macet Total 31 Desember 2011 Current mention Substandard Doubtful Loss December 31, 2011 Pihak berelasi Related parties Konsumsi 1.571 - - - - 1.571 Consumer Pihak ketiga Third parties Konsumsi 660.594 3.047 1.472 279 2.974 668.366 Consumer Modal kerja 681.663 2.713 2.107 162 12.027 698.672 Working capital Investasi 190.797 1.638 829 413 3.700 197.377 Investment Sindikasi 90.092 85.958 - - - 176.050 Syndicated Karyawan 24.199 - - - - 24.199 Employees Total 1.648.916 93.356 4.408 854 18.701 1.766.235 Total Dikurangi penyisihan kerugian Less allowance penurunan nilai 14.248 3.822 359 262 14.753 33.444 for impairment losses Neto 1.634.668 89.534 4.049 592 3.948 1.732.791 Net b. Berdasarkan jenis akad b. By type of agreement September 30, 2012 31 Desember 2011 September 30, 2012 December 31, 2011 Murabahah 1.118.609 806.632 Murabahah Aset yang diperoleh untuk Ijarah - neto 15.854 56.703 Asset acquired for Ijarah - net Musyarakah 743.738 321.642 Musyarakah Mudharabah 168.552 183.013 Mudharabah Qardh 395.205 391.485 Qardh Istishna 5.874 6.760 Istishna Total 2.447.832 1.766.235 Total Dikurangi penyisihan kerugian penurunan nilai 56.981 33.444 Less allowance for impairment losses Neto 2.390.851 1.732.791 Net PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 30 September 2012 dan 31 Desember 2011 serta Periode yang berakhir pada tanggal 30 September 2012 dan 2011 Disajikan dalam jutaan rupiah, kecuali dinyatakan lain PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND SUBSIDIARY NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS September 30, 2012 and December 31, 2011 and for period ended September 30, 2012 and 2011 Expressed in millions of rupiah, unless otherwise stated 91 9. PEMBIAYAAN SYARIAH lanjutan 9. SHARIA FINANCING continued