RISIKO OPERASIONAL lanjutan OPERATIONAL RISK continued RASIO LIABILITAS
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN
KONSOLIDASI 30 September 2012 dan 31 Desember 2011
serta Periode yang berakhir pada tanggal 30 September 2012 dan 2011
Disajikan dalam jutaan rupiah, kecuali dinyatakan lain
PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk
AND SUBSIDIARY NOTES TO THE CONSOLIDATED FINANCIAL
STATEMENTS September 30, 2012 and December 31, 2011
and for period ended September 30, 2012 and 2011
Expressed in millions of rupiah, unless otherwise stated
159
42. RISIKO OPERASIONAL lanjutan 42. OPERATIONAL RISK continued
Bank telah mengembangkan suatu kerangka kerja serta kebijakan dan pedoman Business Continuity
Management BCM yang digunakan sebagai contingency plan bagi bank dalam rangka
meminimalkan kerugian yang timbul dari potensi- potensi risiko operational yang disebabkan oleh
faktor eksternal seperti bencana alam, kebakaran, serta gangguan lainnya seperti gangguan sistem,
listrik, saluran komunikasi dan lain-lain yang berada diluar kewenangan Bank. Ruang lingkup
BCM terdiri dari Business Continuity Plan BCP sebagai prosedur kelangsungan usaha Bank serta
Emergency
Response Plan
ERP sebagai
prosedur tanggap darurat bencana dalam rangka penyelamatan data dan asset serta Disaster
Recovery Plan
DRP sebagai
prosedur kelangsungan sistem dan infrastruktur pendukung
Teknologi Informasi dan terus disempurnakan serta disesuaikan dengan perkembangan bisnis dan
sistem yang dimiliki Bank. Bank has developed a framework and policies and
guidelines for Business Continuity Management BCM which is used as a contingency plan for
bank in order to minimize losses arising from potential operational risks caused by external
factors such as natural disasters, fires, and other disruptions such as system electricity failure,
communication lines failure , and others that are outside the authority of the Bank. The coverage of
BCM consists of Business Continuing Plan BCP
as Bank‟s business continuity procedures in order to save data and assets also a Disaster Recovey
Plan DRP as the continuance procedures and systems supporting infrastructures of Information
Technology
and enhanced
and adapted
continuously to business development and systems held by Bank.