Berdasarkan Berdasarkan sektor ekonomi By economic sector

PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 30 September 2012 dan 31 Desember 2011 serta Periode yang berakhir pada tanggal 30 September 2012 dan 2011 Disajikan dalam jutaan rupiah, kecuali dinyatakan lain PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND SUBSIDIARY NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS September 30, 2012 and December 31, 2011 and for period ended September 30, 2012 and 2011 Expressed in millions of rupiah, unless otherwise stated 79 8. KREDIT YANG DIBERIKAN lanjutan 8. LOANS continued

a. Berdasarkan

jenis, mata uang dan kolektibilitas lanjutan a. By type, currency and collectibility continued Dolar Amerika Serikat United States dollar Modal kerja 274.113 102.101 Working capital Sindikasi - 90.675 Syndicated Investasi 6.463 5.622 Investment 31.396.830 26.523.035 Total 32.790.188 26.998.466 Total Dikurangi penyisihan kerugian Less allowance penurunan nilai 648.461 507.900 for impairment losses Neto 32.141.727 26.490.566 Net September 30, 2012 31 Desember 2011 September 30, 2012 December 31, 2011 Pokok Penyisihan Pokok Penyisihan Principal Allowance Principal Allowance Individual 78.497 49.041 3.928.528 132.924 Individual Kolektif Collective Lancar 31.054.161 216.337 22.538.848 226.214 Current Dalam perhatian khusus 1.178.988 47.709 336.738 16.837 Special mention Kurang lancar 87.199 15.628 31.817 4.773 Substandard Diragukan 107.367 50.339 49.579 24.790 Doubtful Macet 283.976 269.407 112.956 102.362 Loss Total 32.790.188 648.461 26.998.466 507.900 Total b. Berdasarkan sektor ekonomi b. By economic sector September 30, 2012 31 Desember 2011 September 30, 2012 December 31, 2011 Perdagangan 3.602.487 3.193.091 Trading Jasa dunia usaha 2.007.191 1.150.078 Business services Konstruksi 1.404.224 937.725 Construction Industri 725.823 515.942 Industry Jasa-jasa sosial 35.842 317.139 Social services Pertanian 966.925 283.919 Agriculture Pengangkutan dan pergudangan 238.156 257.318 Transportation and warehousing Listrik, gas dan air 42.965 133.068 Electricity, gas and water Pertambangan 545.949 187.971 Mining Lain-lain 23.220.626 20.022.215 Others Total 32.790.188 26.998.466 Total Dikurangi penyisihan kerugian Less allowance penurunan nilai 648.461 507.900 for impairment losses Neto 32.141.727 26.490.566 Net PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 30 September 2012 dan 31 Desember 2011 serta Periode yang berakhir pada tanggal 30 September 2012 dan 2011 Disajikan dalam jutaan rupiah, kecuali dinyatakan lain PT BANK PEMBANGUNAN DAERAH JAWA BARAT DAN BANTEN Tbk AND SUBSIDIARY NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS September 30, 2012 and December 31, 2011 and for period ended September 30, 2012 and 2011 Expressed in millions of rupiah, unless otherwise stated 80 8. KREDIT YANG DIBERIKAN lanjutan 8. LOANS continued