MANAJEMEN RISIKO lanjutan RISK MANAGEMENT continued JAMINAN PEMERINTAH GOVERNMENT GUARANTEE FOR PAYMENT LIABILITY OF COMMERCIAL BANKS
45. JAMINAN PEMERINTAH
TERHADAP LIABILITAS PEMBAYARAN BANK UMUM45. GOVERNMENT GUARANTEE FOR PAYMENT LIABILITY OF COMMERCIAL BANKS
Berdasarkan Undang-undang No. 24 tanggal 22 September 2004 yang berlaku efektif sejak tanggal 22 September 2005, sebagaimana diubah dengan Peraturan Pemerintah Pengganti Undang- Undang Republik Indonesia No. 3 Perppu No. 32008 tanggal 13 Oktober 2008, Lembaga Penjaminan Simpanan LPS dibentuk untuk menjamin liabilitas tertentu bank-bank umum berdasarkan program penjaminan yang berlaku, yang besaran nilai jaminannya dapat berubah jika memenuhi kriteria tertentu yang berlaku. Based on Law No. 24 dated September 22, 2004, which was effective on September 22, 2005 and subsequently amended by the Government Regulation-in-Lieu-of Law No. 3 Perppu No. 32008 dated October 13, 2008, the Indonesia Deposit Insurance Corporation LPS was formed to guarantee certain liabilities of commercial banks under the applicable guarantee program, the amount of such guarantee being subject to change if the situation complies with certain valid criteria. Berdasarkan Peraturan Pemerintah Republik Indonesia No. 66 tahun 2008 tanggal 13 Oktober 2008 mengenai Besarnya Nilai Simpanan yang Dijamin Lembaga Penjaminan Simpanan, jumlah simpanan yang dijamin LPS adalah simpanan sampai dengan Rp2.000 untuk per nasabah per bank. Simpanan nasabah dijamin hanya jika suku bunganya sama dengan atau dibawah 7,00 pada tanggal 31 Desember 2010 2009: 7,00. Based on Government Regulation No. 66 year 2008 dated October 13, 2008 regarding the Amount of Deposit Guaranteed by the Indonesia Deposit Insurance Corporation, the amount of deposit covered by LPS is up to Rp2,000 per depositor per bank. Customer deposits are covered only if the rate of interest is equal to or below 7.00 as of December 31, 2010 2009: 7.00. Pada tanggal 13 Januari 2009, Pemerintah Republik Indonesia telah mengesahkan Perppu No. 32008 menjadi Undang-undang. On January 13, 2009, the Government of the Republic of Indonesia stipulated Perppu No. 32008 to become a law. 46. PERIKATAN-PERIKATAN YANG SIGNIFIKAN 46. SIGNIFICANT AGREEMENTSParts
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» Pendirian dan informasi umum Bank Establishment and general information
» Maksud dan tujuan Purpose and objectives
» Jaringan kantor lanjutan Office network continued Manajemen eksekutif Executive management
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» Penawaran umum obligasi lanjutan Public offering of bonds continued
» Dasar penyusunan SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
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» Prinsip konsolidasi lanjutan Principles of consolidation continued
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» Giro pada Bank Indonesia dan bank lain Current accounts with Bank Indonesia and
» Surat berharga lanjutan Marketable securities continued
» Instrumen keuangan derivatif lanjutan Derivative
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» Identifikasi dan pengukuran penurunan
» Penyertaan Saham Investments in Shares
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» Simpanan nasabah, Simpanan nasabah syariah
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» Ikhtisar kredit bermasalah berdasarkan
» Informasi pokok lainnya sehubungan
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» Berdasarkan sektor ekonomi By economic sector
» EFEK-EFEK YANG DIBELI DENGAN JANJI DIJUAL KEMBALI lanjutan MARKETABLE SECURITIES
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» By type and currency Deposits from customers
» Obligasi VII Bank BJB Bank BJB Bonds VII
» Obligasi VII Bank BJB lanjutan Bank BJB Bonds VII continued
» Obligasi VII Bank BJB lanjutan Bank BJB Bonds VII continued Obligasi VI Bank BJB Bank BJB Bonds VI
» Obligasi VI Bank BJB lanjutan Bank BJB Bonds VI continued
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» PINJAMAN YANG DITERIMA lanjutan BORROWINGS continued
» Manfaat beban pajak Tax benefit expense
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» Aset pajak tangguhan Deffered tax assets
» LIABILITAS LAIN-LAIN OTHER LIABILITIES MODAL SAHAM SHARE CAPITAL
» MODAL SAHAM lanjutan SHARE CAPITAL continued
» AGIO SAHAM PREMIUM ON SHARE CAPITAL APPROPRIATION OF NET INCOME
» KOMITMEN DAN KONTINJENSI COMMITMENTS AND CONTINGENCIES ASET KEUANGAN
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» ASET KEUANGAN IMBALAN KERJA EMPLOYEE BENEFITS
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» TRANSAKSI DENGAN PIHAK-PIHAK BERELASI RELATED PARTY TRANSACTIONS
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» INFORMASI SEGMEN USAHA lanjutan SEGMENT INFORMATION continued
» RISIKO KREDIT lanjutan CREDIT RISK continued
» RISIKO KREDIT lanjutan CREDIT RISK continued RISIKO NILAI TUKAR CURRENCY RISK
» RISIKO NILAI TUKAR lanjutan CURRENCY RISK continued
» RISIKO LIKUIDITAS LIQUIDITY RISK
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» RISIKO SUKU BUNGA INTEREST RATE RISK
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» RISIKO OPERASIONAL OPERATIONAL RISK
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