31 when the residents have returned from fishing and the catch has been sold. Besides
that, some residents also often borrow from high interest creditors at an interest of 20. However, desperate residents still prefer borrowing from high interest creditors
rather than from banks because loan procedure is relatively faster, no collateral needed, payment can be done through instalments, and the creditors are actively
come to the residents.
E. Ownership of Property and Assets
Information on residential property and assets can show the level of the residents’ welfare in an area.
Ownership of Buildings and Land
In general, residents live in houses that they owned with property rights, rented, or belonging to relatives or parents. The average size of house buildings and lands in
non-coastal area is higher than in coastal area Table 2.16. The average size of buildingsland in non-coastal areas is 69.36174.78 sqm, while in coastal areas is
54.7368.82 sqm. A house with building and land size as mentioned above is enough for a family of 4-5. If the house size is considered to reflect the general view about
residents’ welfare, non-coastal residents are in general more prosperous than coastal residents.
Based on the FGD results and field observations, residents’ housing in the Panjang Selatan Village appears dense and disorderly oriented. In certain locations, many
residents build their houses above the sea due to land limitations. The height of the foundation is intentionally made more than one meter so the water from high tides
will not flow into the house. The same conditions are found in Kota Karang Village; where in some locations many residents live in houses built above the sea. Based on
the residents’ information, residents in RT 8 - RT 14 rent houses from a landlord in Kota Karang Village named Haji Karya. The rent is IDR 50,000.00 per year. But
sometimes, according to Haji Karya, due to the difficulty in economy, the residents cannot afford to pay this cheap rent.
Table 2.16: . The Average Size of Buildings and Land Owned by Residents in
Observed Sub-Districts in Bandar Lampung, 2009
Sub Districts The Average Size of Buildings m
2
The Average Size of Landm
2
Non Coastal Batu Putu
58,33 324,23
Pasir Gintung 60,66
92,02 Sukabumi Indah
97,63 115,44
Sub Total Total 69,36
174,78 Coastal
Kangkung 44,65
45,60 Kota Karang
67,12 94,85
Panjang Selatan 47,23
55,03
Sub Total Total 54,73
68,82
Grand Total 61,65
118,91
32 Non-coastal residents, who have relatively high welfare than others, are from the
area of Sukabumi Indah. In this village, most residents stay in a housing complex. And because it is in urban area, land in this location has a relatively higher price
compared to land price in other areas.
There is a tendency that prosperous person would build a house made of bricks. In this context, family in non-coastal areas have relatively higher welfare level than the
family in coastal areas as housing in non-coastal area are relatively larger Table 2.16 and mostly made of bricks Table 2.17.
According to Mr. Zabir, 63 years old, from Kota Karang Village majority of Kota Karang residents are Bugis ethnics. In the area many residents have houses made of
wood in the form of stage houses. Wooden stage house is a distinctive feature of Bugis and Lampung ethnic. Besides being a culture identity, stage houses are also
considered the most suitable for the condition of Kota Karang Village that is marshy. Wooden houses used to represent the welfare level of a family, but now it is no
longer that way. The high price of wood makes the cost to build wooden houses becomes almost the same as the cost of building permanent houses made of bricks.
Therefore, now the classification to determine whether a family is prosperous or not, can no longer be based on the materials used to build their houses.
Table 2.17: . Types of Wall Materials of Residents’ Houses in Observed Sub-Disticts
in Bandar Lampung, 2009
Sub Districts Brick Wall
Wood or Bamboo Grand Total Non Coastal
Batu Putu
20,87 13,91
34,78
Pasir Gintung
30,43 7,83
38,26
Sukabumi Indah
26,09 0,87
26,96
Sub Total
77,39 22,61
100,00
Coastal Kangkung
11,81 17,32
29,13
Kota Karang 22,83
19,69 42,52
Panjang Selatan 15,75
12,60 28,35
Sub Total
50,39 49,61
100,00
Asset Ownership
In addition to build a house, each family also allocates their income to purchase vehicles, electronic equipment and so forth Table 2.18. Majority of family
appliances owned by the residents are TV, mobile phones and gas stoves. The ownership of TV in non-coastal areas are higher that in coastal areas. In coastal
areas, especially in Sukabumi Indah Village, all residents have TVs. In some households there is more than one TV. Therefore, TV can be used as effective means
to disseminate information regarding disasters, especially disaster prevention.
33 Table 2.18:
. Residents’ Asset Ownership Index of Home Appliances in Observed Sub-Districts in Lampung Tahun 2009
Sub Districts Total
Res N
Household equipment Commun
ication Tool
Vehicles
TV W
ash ing
Ma chi
ne ref
rig era
tor Gas
Sto ve
A C
Fan W
ate r
Pu mp
Tel eph
one H
P Bi
cy cle
s Mo
tor cyc
les Ca
r
Non Coastal Batu Putu
40 33
1 21
5 2
20 3
27 1
Pasir Gintung
50 46
1 10
56 23
7 3
44 13
21
Sukabumi Indah
31 40
12 23
34 6
33 14
7 71
17 35
12
Sub Total 121
11 9
13 34
111 6
61 21
12 13
5 33
83 13
Coastal Kangkung
39 26
1 41
12 5
22 8
6
Kota Karang 56
52 1
8 57
32 33
1 36
20 19
1
Panjang Selatan
40 33
3 40
20 9
1 12
20 2
Sub Total 135
11 1
2 11
138 64
47 2
70 48
27 1
Grand Total 256
23 15
45 249
6 125
68 14
20 5
81 110
14
Among the means of communication, fix line phone ownership is much lower than cellular phone ownership. With the support of infrastructure and competition in
cellular telecommunication industry, cellular phones become primary means of communication for residents. In Sukabumi Indah Village, in each household, there
are more than 2 cellular phones. Cellular phones make communication among residents becomes easier. If a disaster hits an area, residents in other areas will be
easier to obtain information regarding their relatives who might be affected by the disaster.
Other equipment owned by the residents is gas stove. With conversion program from kerosene to gas, gas stoves become an important equipment to have. In Batu Putu,
family that do not use kerosene or gas, they use firewood.
Type of vehicles that are owned by the resident is mostly motorcycle. The use of motorcycles in non-coastal areas is more than coastal areas. This is because
motorcycle is a relatively cheap interregional means of transportation, especially for regions that do not have public transportation.
F. Access to Financial Institutions
